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Show Plan for Sueeess, Seays Consultant LAYTON When it comes to money, Cameron Lorenc told a we must know Layton group, where we want to be or were never going to get there. Lorenc is regional director for a financial consultant company and outlined five steps that can lead to financial independence to guests at a preparedness fair sponsored by the,, Layton 26th LDS Ward last are in, you have to start somewhere, he said. He said that savings is the primary place to start. Money should be week. , said a recent survey found that at the age of 65 only one of a He study group of 100 average Americans was wealthy. We all have the same hours opportunity, he said, and what we do with those hours opportunities that counts. It doesnt matter how old are now, or what stage of life , put away by everyone for emergencies or future major purchases. and its Start a savings program now 10 percent of your income. You owe it to yourself, he said. Also included in what he termed savings is a good food storage program. and and pay yourself at least you you Turkey Costing Less? Lakeside Typesetter Gets Credit (Blame?) Review Staff turkeys during the week, the manager said. The manager said he thought about asking for a correction, but to try to have someone print a retraction notice this close to Thanksgiving, Id be cutting my own throat. And the secretary? She said shes been teased a lot by fellow employees since the mistake appeared. But the teasing got worse after an advertisement from another grocer came in the following week with Tom turkeys selling for 49 cents a pound. Other stores ran ads offer to meet any stores turkey price, and one simply promised competitive turkey prices. I dont shop. So I dont know the normal prices, the secretary, who lives at home with her parents, said. I told my mother and she nearly died. What does she plan for an encore? Last week the newspapers editor brought her an advertisement and ask What do you want to put on special this week? How about if we change the price of ham.? And the store? It changed its turkey price back to 57 cents a pound in the next weeks advertisement. But, turkey prices there have now dropped to 47 cents a pound, spurring speculation that the turkey price war has only just begun! When a secretary at the Lakeside Review (who will go unnamed) took an advertisement to a local merchant to have him check the ad for accuracy, a normal procedure, little did she know she was about to set off a war, upsetting turkey price and grocers delighting turkey-lovein two counties! In a large box in the middle of the advertisement was a notice that Tom turkeys were selling for 59 cents a pound. The grocer changed the price to a bargain 57 cents a pound. rs But, the secretary (who also does some typesetting for the newspaper) misinterpreted the 57 cents to read 51 cents. Tom turkeys sell wholesale to the store for 55 cents a pound, the store manager (who will also go unnamed) explained to the Lakeside Review. almost died at a.m. 6 that morning when I opened the paper, the store manager said. I ran to our meat cutter and said weve got problems. He said youre telling me. The advertisement was followed by a rush on turkeys at the store and calls from several disbelieving merchants from other grocery stores wanting to know what was going on. Sales were up 32 percent over last year and about 1,000 more customers came to the store to 2 Sunset sumers. To help in his personal attempts to avoid impulse shopping he said that he carries very little cash and no checks so each purchase he makes is a planned purchase. The second step he described is How one he termed protection. much would it take for your wife and family to live on, he asked the group. Thats the amount of insurance that you need. 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Two SUNSET Sunset women are among seven recipients of the Lakeview District Awards of Merit granted in conjunction with a district dinner held at He spoke in favor of term insurance and suggested that the wife be the policy owner, that she maintain a checking account of her own, and that she be involved with the insurance terms and have a knowledge of the family finances. Lorenc also spoke very strongly in favor of wills. Everyone has a will whether they know it or not, he said. That will is written by the state if you havent written it yourself, and things may not turn out as you might have wanted them to if you dont write it yourself. Because of recent changes in Utah State laws he suggested that even those with wills might want to check with their attorneys regarding those changes and how they affect personal wills. His third step calls for investments. He reiterated that the first two steps must be taken first. Look for prudent ways to invest, he cautioned. He said that with the current inflation rate a person has to invest wisely in order not to lose money by retirement age. Lorence said that, in savings accounts, large sums of money are probably going to lose money if they are earning 5yi-- percent. He attributed this to the double digit 3A flTOD d&BOG nKO DC 3 FALL GARDENING Women Honored he good investment and helps with inflation. He also described what he called the miracle of compound. He said that if a person put $80 each month in savings and then invested it when the sum grew large enough into high interest savings certificates that the person would be a millionaire before his old age. He also said that most people spend more than they take in in any given year, and that debt, poor management and impulse buying are the downfall of American con- shop than the previous week. And the store sold about 1,400 By RON KNOWLTON I Food is a good investment, said. If you follow this idea youre eating at last years prices. 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