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Show Simpler for some, harder for others tax-savin- Tax reform(?) notes by Dennis Hinkamp Consumer Information Writer Utah State University Campaign promises aside, you might suspect that there is no such thing as a tax reform bill that ensures that everyone pays less tax. After all, we still have a national debt that keeps growing faster than an untended zuc- chini. the full $2,000 deduction are employed persons allowed terest on creditscard and consumer loans (cars, boats, motorhomes) will be phased out. Starting in 1987, youll be able to deduct from taxable income only 65 percent of the consumer interest paid during the year. This will be reduced to 40 percent in 1988, 20 percent in 1989, and eliminated by 1991. Interest paid on mortgages, however, will remain fully tax deductible under the new bill. Individual retirement accounts. IRAs were considered the middle-incom- e persons tax shelter, but the new tax bill will Last weeks column pointed out that the new tax bill will be more fair and simple for some, but for many of us, it still is going to be confusing. According to Dr. Jean Lown, assistant professor of home economics and consumer education at Utah State University, it is difficult to determine whether E.C. Sherwood, reporter most of us will end up paying Date less High Low Prec. Snow taxes. more or Some of the most specific changes likely to affect Utah consumers for bet-- , ter or worse are: Sales taxes. After Dec. 31, 1986, no longer will you be able to deduct sales taxes from your income tax. This means if you are planning to buy a car, boat, motorhome, or motorcycle, you may want to consider purchasing it before the end of the year. Depending on your tax bracket, buying a a $12,000 to $15,000 vehicle before 1987 could save you $300 to $400 if you itemize deductions. Consumer interest deduction. Itemized deductions for in Nephi weather covered by company pension plans but who earn less than $25,000 as a single taxpayer or $40,000 as a couple filing jointly. Deductions for persons earning more than these figures will be based on a sliding scale. Two-earn- stoves two-earn- deductions, consumers who pre- worksheets that likely are to apviously itemized may have to re- pear in magazines and newspapconsider the benefit of itemiza- ers can help you decide the effect of the new tax bill on youi tion. She suggests going through household. ATTENTION MILLARD AND JUAB COUNTY RESIDENTS GENERATING STATION TRAINEE (Manual Type Work) IPSC will test for Generating Station Trainee positions on December 3, 4, 5, and 8. If interested you married er must apply in person at the Delta, Utah Job Service office to schedule a time to take the exam. Job services is located at 520 East Topaz Blvd. Their office hours are 8:30 to 4:30. Applications will only be taken between December 1, and December 5, 1986. Applicants will be scheduled for tests on a first come first serve basis. Successful candidates will be interviewed and may be selected for entry level positions. Those selected for employment will be hired for a six (6) month probation period. During the six (6) month probationary period it will be necessary to pass an inhouse formal training program. The training is part of the career path for advancement in the power plant as well as a basic course in power plant operations. Because of the importance of the training program failure to pass it will result in termination of employment. couples could deduct 10 percent (up to $3,000) of the salary of the lower-paispouse. This will be eliminated so that both salaries will be fully taxable. d Standard deductions. See Richard first when work. you need tune-u- p We have the latest Allen Although the standard deduction (also known as the zero bracket amount) will increase slightly in 1987, the full increase to $3,000 for singles and $5,000 for couples will not take effect until 1988. Exemptions. The personal exemption will jump from $1,080 this year to $1,900 in 1987 and gradually will increase to $2,000 by 1989 The Times-New- machine Tune-u- p com- puter to provide you with the best at a great price. Richard now does air conditioning service for you car. He does it all. FERG'S SERVICE s Nephi, Utah November 26,1986 J010 North Main, Nephi FEED VET SUPPLIES HARDWARE Oassitfoed Ads TAC For your farm C&M Farm GOLDEN FLAME and Ted's Welding and Repair coal-burni- deduction. er Previously, Our Nephi Dealer For Wood State taxes. You likely will pay more in state taxes because Utahs tax structure is based on your federal adjusted gross income. Since many people will '.end up with a higher gross income and fewer deductions under the new tax bill, they will jbe paying more state taxes. Lown says these are examples of some of the areas that may either add or subtract from your taxable income as a result of the new tax bill changes. Due to the great number of changes in g limit their appeal. earner not covered by Any wage a company pension plan still can deduct up to $2,000 per year for IRA contributions. Others still is Supply 296 South Main Nephi, Utah 623-017- 2 623-290- 6 For Sale Services For Rent - for Christmas. brick home. Oil furnace and wood-coa- l stove. Animal rights. $215 47 per month. Call Large apartment. Fireplace, laundry hookups, storage shed. No Firewood for sale. $55 per cord. pets. $275 per month plus $100 deposit. 47 Visa and Mastercharge welcome. $35. 47 Phone two bath home. $200 per Runs 47 ionth. 1975 Ford Cran Torino well. Body in good shape. Has new engine remodeled home at ully after 4 p.m. 47 $400. Call Bev at 204 East Center, Nephi. Large kitchen, two-ca- r 1979 Oldsmobile Delta 88. Accepting bids garage. Rent for $290 per month 6 Call First or or buy for $37,500. Call at Security Bank, Nephi. 47 Deluxe duplex. Two bedrooms. Sunken Our best, large flashing arrow sign, $339. $329. Unlighted, $269. living room, dishwasher, disposer, swamp Lighted, Free box letters. See locally. Call (800) cooler, sprinkling system, separate laun47 dry room, carport with storage, covered anytime. 48 patio. Call House for sale or rent. Large living room. furnished apartment, All Three bedrooms. Large lot. Low down, low utilities paid. Call Kathy at 49 interest. 198 North 2nd West, Nephi. 47 Phone h home in Levan. Oval table with five pedestal chairs. $100. $285 per month plus cleaning deposit. , , 49 47 , 1964Oodge "cargd va'n.' 318 Cl.' 200 HP. ? Two homes in Nephi for sale or rent. Two- bedroom home, $300. Shows on $500. 47 $400. Call 623-- 1 830 before 5 p.m. Three bedrooms on main floor. Play area home. Shed and Sacrifice in basement. Washer and dryer hookups. large, fenced yard. See at 95 East 5th 553 North 1st West, Nephi. Phone South, Nephi. $15,000 cash. Call 47tfB 47 Heber City. home. Close to elementary school. Extra bedroom area in basement. Coal heat. 365 East Center, Nephi. Phone 47tfB Senior Housing If you are over 61 or handicapped and your yearly income is under $20,000, your rent is only 30 percent of your monthly in- come. 160 East 3rd North, or 251 South 1 st 4 46tfB or East, Nephi. Office space for rent. 12x15. Good loca-tio45tfB or h home. Wood stove, refrigerator, and range. $260 per I month plus deposit and utilities. Can earn December 6th 44tfB some against rent. Call 4 p.m. t 9 a.m. townhouse apartments for or rent. Call Richard May at Juab Community 36tfB Center Rent three months, get the fourth month free! One-- , two-- , and apartments. See manager, Mountain Shadows Apartments, 465 South 4th East, No. 7, Income limits apNephi, or call 36trB ply. apartment. Lots of Spacious storage space. Washer and dryer hookups. 50tf B All utilities included. Call Range and apartment. refrigerator. $125 per month plus deposit 44tfB and utilities. Phone 623-0- 72. lust time in h Schwinn Pixie bicycle. Comes with training wheels. Bright red. Very good condition. lust the thing for Santa. $50. Call 623-10947 462-312- three-bedroo- Half-cor- 623-216- Call & Compare 623-208- four-doo- r. 623-022- 623-038- 1 623-175- Tolley's COULD YOU AFFORD LONG TERM CARE IN Fumotmnre A NURSING 756-986- 623-047- non-arro- 423-016- 623-043- two-bat- 623-046- 623-087- Pre-Christm- as 10 American 15 surance Sale! y Set... Wood Rockers . . . 99.00 65.00 DON JOHNSON 623-223- drawer chest 5 4 drawer chest . . 1.' Student desk . . . Nite stand Big savings on all sofas and 3 Kim&s Kamera 188 Swivel Rockers coverage at 4995 $3995 6495 349s FAST FILM DEVELOPING You choose the ser vice you need! Same Day One Hour hide-a-bed- s, appliances, tv's, microwave ovens, mattress and box springs - reg, twin and queen, tables and lamps. Sale prices on all items in store! Over Night Kimo's Kamera 123 South tWan: Utah Nephi , Puctioiw BY ORDER OF MAJOR LENDERS AND 1 STATE OF UTAH WHEN: WHERE: WHAT: HOUSE FOR OFFERED 6Y COLOR SU0E PRESENTATION All PROPERTY LOCATED THROUGHOUT UTAH a.uM.NUMun.iMwimiiuM. SALE!! home for sale in Nephi. 1 full and two 34 baths. Located at 435 East 500 North. Super condition. Make Offer. Negotitable. Low down payment Equity sharing available. Call1 Safi 623-107- 1 Hamid or or 623-191- 1. SAT. DEC. 6, 12:00 P.M. ST. GEORGE MITON INN REAL ESTATE (62) LOTS (15) COMMERCIAL (17) RESIDENTIAL Ail PROPERTIES su at B 623-228- 654-188- 623-217- 623-217- 5 pc. Wood Dinette Set . . $21900 V in- minimal rates to help protect people form the enormous expense of essential, long term care. Down Holds Until Christmas 5 pc. Kitchen ' g supplemental r - Lay-awa- Travellers'-isof-ferin- tiwmwmtujMiHKi MGaMRKTIUI CALL THE AUCTION COMPANY BROKER AFFUATE CENTURY 21 McAFFEE REALTORS Christmas ' Dream i Bazaar (01) 417677 623-200- 623-024- two-bat- 623-017- to 623-052- Full-tim- part-tim- e, 623-052- 623-039- 623-024- Business Opportunities 1000 sunbeds. Save 50 percent. Call for freee catalog and wholesale , pricing. Excellent Christmas gift or money. jkeir Mastercard or Visa. Call (800) 48 Be a winner! No investment. Marketing proven, national unlimited telephone service. No. 1 national upline. Weekly commissions. $100 monthly service. Act now. Make money. USA. (800) Ext. 8103. 48 Start now and you will enjoy a fantastic January sales promotion selling wicker baskets, wall decor, and furniture on the home party plan. Limited number of positions available. For information, call Pat three-bedroo- 623-209- 623-262- 1 See the Times-New- s for rub- ber stamps!! 623-127- is 46-4- 8 623-191- 623-225- 8 888-240- 7 623-131- to 8:30 p.m. s classified Please check your ad the first week it appears. If you find a mistake, telephone us promptly. The Times-New- s will be responsible for one insertion only. s classified ad rates: Here are 604 per five words or portion of five words, $3 minimum. No discount on additional weeks. No refunds on ads cancelled Itf after the deadline. Do you plan on submitting a photo for ? in the Please Cublication envelope addressed to yourself for the photo's return. Is or has your life been affected by drinking? If so, call Alcoholics Anonymous. Meetings twice weekly. Call to17tf day Times-New- Times-New- Times-News- 623-024- 47tfB 623-217- See Chapman Furniture, 27 South Main, Nephi, for all your floor covering needs 36tfB Expert installation available We have wedding lists for all Nephi area weddings. $2 or $5. 4-Plumbing and Builders' Supply, 66 South Main, Ne- phi Thinking 36tfB Nephi 36tfB 623-014- 7 Lumber for sale 174 26x9V; 64 6x6x14 ; 6 4x6x9 '6'; 248 1x12x16' 1x10x16; 175 688'. 300 I have a glass Pyrex dripper dish that was brought to the Elda Williams funeral. Either the name was washed off, or there was no name. Please contact Mary Tolley 47 Thank you. at Is or has your life been affected by someone else's drinking? If so, call . 5 or Meetings twice weekly. Tuesday atl p.m., Thursday, 7:30 623-082- Yamaha Portasound PC 100. Playcard system. 12 cards. Auto brass chord system, automatic play (play). Melody cancel (play and sing). Free tempo (play). Carrying case. Operates on household current, battery, or car battery. Like new. $200. 48 Marie Howard, Pool table, $500. Table-tenntable, $80. B 1 Call or Christmas trees for sale. Large selection of fresh-cu- t Christmas trees. Dennis Steele, B 394 East 1 st South, Nephi. coaland Pony Yodel, stove. Used only one winter. $400 623--1 830 or after 5 pm. Will finance home at 142 South 1st West Levan. 10 years, $300 per month; 15 years, $200 per month; 20 years, 2 collect $150 per month Call 0 1980 Dodge New job. pickup. paint Excellent condition. Manual transmission. Excellent fuel economy. See at 148 South 1st East Nephi, or call Clark or Claudia at 623-107- Notices Warren 623-211- 8,000-lb- . line pull winch 46 6 Place your orders now to ensure Christmas delivery Avon, Fuller Brush. Watk ms. and Raleigh Products Phone Doris Newton at 6234M92 or 47 623-247- 2 NEWS Si AND AD : DEADLINE ! The deadline for ALL newt advertising is TUf 5-DAY at S P.M. Classified ads are payable in advance, ex- cept to those who have ad vet- tising accounts with us. J9t(8 and ALL CM CM C M CM CM nnoDoomnoDonnocB Sunal-Wolf- f. 228-629- Goss, (800) ... W 48 Monday-Frida- , 31116(1 Old china cupboards, Wanted to buy colored dishes, picture frames, tables, chairs, kitchen cupboards, miscellaneous 47 items. Call Paul at collect. 798-268- 9 Legal Notices LECAL NOTICE 623-255- 2 623-037- about wedding gifts? We have wedding lists in $1 and $2 amounts. Nephi Lumber Company, 1005 North Main, 2m Woi ILnvrfl hah LJ. Crfjr. IN-- It MUS I 623-224- 623-164- 47-4- 9 i) 756-363- 623-182- 384-264- CARE FACILITY? Money problems? Pay back your debts through Chapter 13 bankruptcy. Farmers: Chapter 12 bankruptcy can save your farm. For free information, call Embry and 47 Associates, attorneys, at Need to Christmas shop in privacy? will tend your tots in my home. Call Mariann tf at home. in my Babysitting, or occassionally. Call Mariann at tf Babysitting. Dependable service. Call 47tf Angela or Jason Gibson at Let Shannon White of White Roofing reroof or repair your home or buildings. Quality work and material. 20 years experience. Licensed contractor. Phone tf B after 5 p.m. Free estimates! Copies of Nephi City's financial statements for the fiscal year ending June 30, 1986 are available for public inspection at the city recorder's office, Nephi City Hall. NOTICE TO WATER USERS The following applications have been filed with the State Engineer to appropriate water in Juab County throughout the entire year unless otherwise designated. Locations in SLB&M. (A61987) APPLICANT: Frances Marie Kimball, PO. Box 7671, Salt Lake City, Utah. QUANTITY: 4 0 cfs. SOURCE: 2 existing underground water wells. 3 POINTS OF DIVERSION: (1) S. 1410 W. well, 50 ft. to 300 ft. deep (2) 4950, 14-inS. 1410 W. 330 from NE Cor., Sec. 3, T13S, h well 50 to 300 ft. deep (5 R17W, miles NE of Trout Creek) USE: Irrigation: From April 1 to Oct. 31, total acreage 160 acs; stockwatering: 100 head of livestock; domestic: 5 families. PLACE OF USE: N'i Sec. 3, T13S, R17W. Protests resisting the granting of these applications with reasons therefore must be filed in duplicate with the State Engineer, 1636 West North Temple, Salt Lake City, Utah 84116 on or before January 10, 1987. Robert L. Morgan, P E. Published in Nephi STATE ENCINEER Times-News Nov. 27. Dec. 4 & 11, 1987. NOTICE OF TRUSTEE S SALE The following described property will be sold at public auction to the highest bidder, payable in lawful money or the United States at the time of sale, at the front steps of the )uab County Courthouse, Nephi, State of Utah, on December 8, 1986 at 9.30 o'clock a m. on said day, for the purpose of foreclosing a Trust Deed executed by VAL GENE & ROHENAH husband and FRANCOM, wife. Trustor, in favor of WESTERN PACIFIC FINANCIAL CORPORATION as Trustee and Beneficiary (the present Nais Federal beneficial interest holder tional Mortgage Association), covering real property located at 24 Fitch Lane, Eureka, Juab County. State of Utah, and more particularly described as follows: Located in the Southwest quarter of Section 18. Township 10 South, Range 2 West Salt Lake Base and Meridian; commencing at a point which is South 363 01 feet and West 4318 feet from Corner No 3 of Cranite Lode. U S Lot 234 (amended), thence South 06 deg 59 min West 161 26 feet; thence South 75 deg 59 mm. West 101 52 feet; thence North 55 deg 23 min. West 32 10 feet thence North 26 deg 41 mm West 61 43 feet thence North 03 deg 09 mm West 77 35 feet thence North 79 deg 00 min. last 179 67 feet to the point of beginning Dated this 4th day of November, 1986. L. Mark Ferre Successor Trustee Plara 200 American 200 South Ttah 84101 Salt lake 45-4- |