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Show TTT Times Newspaper Thursday, July 31, 2003, Page A4 BaXBlk G SSDDCOXBD Sfflfftiy High temperatures can be nara on cars University Mall's annual Safety City promotion begins Saturday, Aug. 9 and runs through Saturday, Aug. 16. Co-sponsored by the Orem City Police Department, this event was created for the purpose of teaching school-age children essential safety tips and proce dures before heading back to school. During Safety City, a designated designat-ed area in the mall is transformed trans-formed into a miniature city, complete with a crosswalk, traffic traf-fic signals and signs. Orem Police Officers are on site conducting free tours for children, ages 4-10. The Checks in the Mail- What's Next? More than 25 million Americans including 202,000 in Utah - will be issued advance child tax credit checks form the Internal Revenue Service beginning July 25. Do you know what you'll do with your check? Recent federal tax cuts raised the Child Tax Credit to a maximum of $1,000 from $600 per child beginning in 2003. Eligible taxpayers could receive up to $400 for each child claimed on their 2002 tax returns as an advance payment. What will Orem and Provo taxpayers do with this "bonus" from the IRS? The two Orem and Provo Edward Jones Capital Community Bank enhances technology and converts to check imaging On June 5, the House of Representatives unanimously unani-mously passed the Check Clearing for the 21st Century Act (the Check 21 Act), which established the legal framework for electronic check process Electronic check processing process-ing affords banks to reproduce digital front and back substitutes of canceled checks. Images, maintaining the legal equivalence of paper checks, are recognized in courts of law and by the Internal Revenue Service as permanent records for proof of payment. "This new legislation encouraged us to adopt new technologies and provide pro-vide our customers increased security, con Atftometiv Flniitws SATISFACTION GUARANTEED Open Mon-Fri 8am - Spm FOREIGN & DOMESTIC TOWING AVAILABLE FREE ESTIMATES PRECISE COLOR MATCHING if The tours consist of teaching the children how to obey traffic signals, sig-nals, be attentive to the crossing guard and cross the street safely. Also during the tour, kids are taken on and off an actual school bus while learning various school bus safety rules. iV',,; i .1 1 1 1 . UNIVERSITY MALL investment representatives representa-tives know that parents face plenty of expenses. But instead of taking care of short-term needs, some parents might consider a longer-term investment, like saving for a child's college education. This check is a great way to get started. Parents may earmark these tax savings for a 529 college plan or a Coverdell Education Savings Account for their children's college education, educa-tion, the Orem and Provo investment representatives representa-tives say. According to the Department of the Treasury, most checks will be mailed on July 25, Aug. 1 and Aug. 8 accord venience and reliability." Harley Jacobs, Capital Community Bank officer, said. "With a more advanced and less burdensome bur-densome check processing system, our bank has been able to conce ntrate on other areas of banking, which ultimately reflects savings and better bet-ter services for our consumers con-sumers and communities." communi-ties." According to the Consumer Bankers92 Association, the benefits of this legislation and the check imaging technology include increased efficiency efficien-cy of the overall payment system, decreased reliance on ground and air transportation that is subject to disruption, 226-2969 FAX: 226-6221 354 South State Street, Orem f tit .r '"""Ti lflf ing to the last two digits of the Social Security number that appears first on the 2002 tax form. Effective since 1998, the Child Tax Credit began as a maximum credit of $400 per qualifying qualify-ing child, according to the IRS. The new law accelerated acceler-ated a previously scheduled sched-uled increase of the maximum maxi-mum credit to $1,000 per child, effective for 2003 and 2004. Edward Jones, the only major financial-service firm advising individual investors exclusively, traces its roots to 1871 and currently serves more than six million clients. The firm offers its clients a variety of investments, invest-ments, including certifi speeding access to funds and transaction information, informa-tion, and more efficient services from banks to customers. "In the old check clearing clear-ing process, a check had to physically travel from the point of sale or collection to the bank passing through six to eight different differ-ent hands," Jacobs said. "But with check imaging, the digital image and print out functions as a legal document and eliminates elimi-nates most of the handling han-dling process." Eliminating canceled checks also helps to ensure protection against identify theft and other security violation issues, he said Founded in 1993, Capital Community Bank Your Link Back To The Road. "THE DEFINITION OF QUALITY & WORKMANSHIP" EXPERTS IN INSURANCE CLAIMS HANDLING WE WORK WITH ALL INSURANCE COMPANIES . UNIBOOY & FRAME REPAIR Following the tour, children receive a certificate of completion and watch a video in which the Walt Disney characters Pinocchio and his father Gapeddo teach them safety tips reinforcing what the police officers have told them. Safety City tours will be given every half-hour starting at 10 a.m. with the last tour at 4:30 p.m., Saturday, Aug. 9 through Saturday, Aug.. 16. Mall hours are Monday-Saturday, 10 a.m. to 9 p.m. University Mall is located off 1-15 on University Parkway and State Street in Orem. cates of deposit, taxable and non-taxable bonds, stock and mutual funds. The largest firm in the nation in terms of branch offices, Edward Jones currently cur-rently has more than 8,800 offices in the United States and, through its affiliates, in Canada and the United Kingdom. Plans call for the expansions expan-sions to 10,000 offices in 2004. The Edward Jones interactive Web site is located at www.edward-jones.com. www.edward-jones.com. The Orem and Provo Edward Jones investment representatives are Steven Tolley and Steven Monson. provides banking services to Utah County through three full-service offices in Orem, Provo and Pleasant Grove. Capital Community Bank offers various saving and checking check-ing accounts as well as loan products including conventional business loans and Small Business Administration loans. The Bank also provides consumer con-sumer loans and commercial commer-cial and residential real estate loans. For more information on Capital Community Bank call 801-772-0800or visit the banks web site at 1 & 2 Bedroom with Full Kitchen & Balcony Washer & Dryer in each UNIT Educational and Cultural Activities Chaufi-eured Transportation Storage Space Onsite Beauty & Barbershop Computer Lab & Library Maid Service With the recent high temperatures in Utah, AAA is reminding motorists that hot weather can be -more destructive than the cold on vehicles. There are steps motorists can take to make sure the sizzle happens on the barbecue and not in the car. "Family vacations are often the victims of heat-related heat-related mechanical breakdowns," break-downs," said Rolayne Fairclough, AAA Utah spokeswoman. "Taking time for a quick mechanical check can mean a much happier holiday." Before hitting the road, it is important to make sure your vehicle is in top mechanical condition. To help motorists enjoy a trouble-free trip, AAA Utah suggests checking the following: fol-lowing: Tires. Examine tires for uneven and excessive tread wear. Make sure all tires including the spare, are properly inflated. Belts and Hoes. With the engine off, look for worn or cracked belts and damaged, blistered or soft hoses. AntifreezeCoolant. Inspect the antifreezecoolant level and condition. Make sure the proper 5050 mixture of water and coolant is present. pres-ent. Motor Oil and Lubricants. Check the oil and lubricant levels and condition. If you are planning plan-ning to drive in extreme conditions such as hot weather or towing a heavy trailer, switch to a motor oil with higher viscosity. Check your owner's manual manu-al for specific oil and lubricant lubri-cant recommendations. In addition to performing perform-ing the automotive checkup, check-up, AAA suggests motorists Attention All Veterans, Widows and Dependents A Field Service Officer from The American Legion, Department Service Office, in Salt Lake City, will be in your area to assist you in understanding and applying apply-ing for rightful VA benefits, preparing and documenting application for compensation, compensa-tion, pension, hospitalization hospitaliza-tion and other benefits. Priniin Whatever your Printing needs Check with us. Utah Ualley Publishing Co. Call: 225-1340 or Come By The; Office 538 S, STATE S T . OREM t Suntmehfield 'Retivemeni Community u i Now Open Call 434-7581 to iSclyeiide a viJit io our 1leu $ Retirement Community equip their vehicle with an emergency kit. Include in the kit a flashlight with extra batteries, a warning device such as flares or reflective triangles, heavy gloves, water, coolant, jumper cables and a first-aid first-aid kit. A cellular phone provides an easy way to summon emergency assistance. assis-tance. Even well maintained vehicles develop mechanical mechani-cal problems. To safely handle han-dle a breakdown AA advises advis-es motorists to: Signal and pull completely com-pletely off the road to the shoulder. Avoid and sudden or panic maneuvers. When on the side of the road, turn on emergency emer-gency flashers. Use extreme caution as you exit the vehicle. It may be necessary nec-essary to exit from the passenger pas-senger side to avoid being hit by traffic. Set up reflectors, flares or other signal devices to alert passing motorists. If the temperature permits, return to your vehicle, lock the doors and roll up the windows while waiting for assistance. If someone other than a uniformed uni-formed police officer stops, roll down the window slightly and ask them to call the police, your auto club or a service station. Because surroundings and hazard vary, use your best judgment in deciding whether to stay with your vehicle or to go for help. Whatever your decision, keep everyone in your group together. Established 100 years ago, AAA offers a wide array of automotive, insurance, insur-ance, worldwide travel and financial services. AAA Utah serves more than 120,000 members. This is a free service and veterans need not be members mem-bers of The American Legion to qualify for assistance. assis-tance. The American Legion Field Service Officer will be working out of the Provo Workforce Service Center from 1:00 p.m. to 2:00 p.m. on August 7, 2003. We |