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Show Page Four The Springville Herald December 25, 1975 70f BRIr CHR f tom scon MIXED NUTS IIERSHEY'S IHSTAHT SALTED 1 3-oz. Can Real cnoloclate flavor Just ado to All milk. Cold or hot. 2-pouna can. en i ; 5 irnm 3 FC PRO LOW i j 49 ii PREVENTIVE MEDICINE That's what agricultural scientists scien-tists are practicing these days to guard U.S. crops against possible pos-sible invasion from foreign plant diseases. Plant Pathologist Chris Schmitt checks corn leaves for evidence of downy mildew fungus in a special dew chamber that simulates environmental conditions under which the fungus develops and spreads. PROMISING NEW DEVELOPMENT Food Technologist Judy Green is seeking ways to use new high-protein extracts from the seeds of glandless cotton plants. Utilization of new agricultural agri-cultural discoveries is creating many new careers in food science that offer positions of service. VA sets new home loan policies ministration's new G.I. home loan policies are creating welcome new business for the housing and construction industries in-dustries according to Elmer J. Smith of the VA Regional Office. The loan guaranty office serve approximately 144,000 veterans in the state of Utah. Enactment of the Veterans Housing Act of 1974 made thousands of veterans served during World War II and after, eligible for a second entitlement to a VA-guaranteed home loan if they have paid off their first G.I. home loan and sold that property. In Utah, the VA has guaranteed more than 60,000 loans, valued at nearly $1 billion since World War II. Almost 25,000 Utah veterans have paid their loans in full and they can qualify for restoration of entitlement en-titlement provided they no longer own the property they bought with the original loan. In October the loan Guaranty Office had 53 requests for restoration. Of that number, 35 were approved. Another provision of the new Housing Act, explained Smith, allows the VA to restore a veteran-seller's entitlement and release him from liability to the VA when a veteran-buyer agrees to assume the outstanding balance on the property. The buyer must qualify from a credit standpoint and agree to substitute sub-stitute his entitlement to the same extent as the veteran-seller. veteran-seller. The VA guarantees 60 percent up to a maximum of $17,500, which ever is less, of home loans private lenders make to eligible military service personnel and veterans of World War II and later periods. Smith says the VA also now accords full recognition to incomes in-comes and expenses of both veterans and spouses in determining ability to repay loan obligations, making qualification easier. However, the VA is required by law to determine if contemplated terms of repayment bear a proper relation to the veteran's anticipated income and expenses ex-penses before approving the loan. While the spouse's income has always been considered, final determination sometimes had the effect of discounting the spouse's income, he said. A veteran who buys a home with VA assistance usually finds the loan easier to obtain because the VA guarantees part of the loan. No down payment is necessary in most cases, but may be required by the lender. If the purchase price exceeds the reasonable value as determined by the VA, the veteran must pay the difference in cash from his own resources. The loan may be repaid over a long period of time at a moderate interest rate (currently nine percent), with the option of paying off all or part of the loan in advance without penalty. The VA appraises ap-praises the home to determine its reasonable value in the market prevailing at the time the appraisal was made. Since April 1, the VA has been permitted to approve con-dominum con-dominum projects for guaranteed loans without the stipulation that HUD must have previously insured loans. ay; Dog's Life r ,5,1 miMM.:: 8EL I EVE IT 01? NOT.' the old tale about rl doing Skunk odor with tcwto JUICE Really works 1 Pour quarts of it over the the.viotia, let it -bet for iOmincTES, then Rinse AND SWAMRSO PEPEATTHIS UNTIL THE ODOR SETS LESS OBNOMOOS. ,4 HAN 6 8 COGS WHO LIVE ON THE COAST ARE OFTEN SUCH AVID WATER-LOVERS WATER-LOVERS THAT THEY WILL BRAVE OCEAN WAVES. SOME SWIMOUT TO WHERE SURFERS ARE AND THEN CATCH A BIG ONE AND BODY- SURF TO SHOP.E. AT LEAST ONE DOG WE KNOW LEARNEO To ride A Surfboard ! . -.,. - :.. lit,' from FHskiOS Nutr'dbn Rmurch Ktnnels HOW MANY MEALS A DAY? puppies, nursing mothers And convalescing dogs may need 3 00.4) meals a day. ..their energy needs ARE HIGH A NORMAL ADULT DOG DOES VERY WELL ON ONE FEEDING, PROVIDED THE FOOD ISAQUALITY COVWEROAL BRAND. Support Your Local S.P.C.A. or Humane Swetv HALL'S COUGH FORMULA Mentho-Lyptus Decongestant 3-oz. size $1.59 Value $11119 1 UW;- ill 111 haU559 1 Q i inn i f hse jul WW L JP I JO with 100 Tablets 1 1 I THERAGRAM - M High potency vitamin for- J mula with mineras. I btl. Ill V of 30 plus I btl. of 100 1 1 J l tablets. PRICES EFFECTIVE FRIDAY, DEC. 26th THROUGH WEDNESDAY DEC. 3 1st Store Closed New Years Day em Jiiiinnnnnniiiiiirijtfa,,,!!! p'OUBLE-GLO TINSEL GARLAND 1 For the1 Christmas tree or. rooml decorations. ii V2 M ALLEN'S REGULAR PRICE w j- CHRISTMAS LIGHT SETS INDOOR AND OUTDOOR 2 ffff ALLEN'S REGULAR PRICE II fit II Decongest d actress. M 1KB CHRISTMAS REPLACEMENT BULBS ALLEN'S REGULAR PRICE DuBarry's BEAUTY BARGAINS SPECIALS Cleansing Cream for dry skin, 8-oz. size reg. $4.00 Special, $300 Skin Freshener Lotion, 10-oz. size reg. $4.00 Special, $3.00 Skin Firming Lotion, 10-oz. -i req. $4.00 Special, $3.00 -Ij 1 r Foundation Lotion wps r : iu oz., reg. t.uu , Special, $3.00 "i Young Promise j 4y2 oz, reg. $5 Special, $3.50 KNITWARE SPORT CAPS Many styles. Large selection to choose from. Jjr raeu 250Ff ALLEN'S REGULAR PRICE CHR HARD Satins, ribbo 253 ALLEN'S R MAX FACTOR MOISTURIZING LIQUID CLEANSER Keeps skin dewy soft, radiantly rad-iantly clean. 12 fl. oz. economy econ-omy size. $075 1 v I a V Jw I Ii $4.98 V c li . I I HALL j COUGH DROPS Vv I 1 Lemon and unerry. i i NORTHERN ELECTRIC HEATING PAD I -year guarantee. Lever control, con-trol, three heat settings. Waterproof Wa-terproof plastic jacket, washable wash-able cover. Red Line 514 $g)33 Twice as much as .regular $2.00 size! 0 M A X F MOI Light te in secor size regula ST. maws THERMAL BLANKET Gingham patch. 65 polyester, poly-ester, 35 acrylic. All-nylon binding. 72x90" fits twin or double bed. io.oo $E99 VALUE Jj I (3-oz. CERAMIC BEAN POT 14-oz. size. Brown with assorted as-sorted glazed tops. ?' $1166 TnLUC WOOD CLOTHES HANGER or for craft use. , 25c EACH VALUE FOR 2 PLAYING CARDS Plastic coated linen finish. 49c Value 3 $1100 FOR U MOISTI LIQUID 8 fl. oz. Limited Time Offe 5 SHELVES - ALL-STEEL SHELVING Unit iiz I2i36x73 inchas. Grtat for cnnd.fooJ ttorage, Sway bracat and ribbad povti provida addad rigidity and xtra itrangth to support graat waightt. $18.95 VALUE 88 HEA SIIOV with ,large brush. $l.75x VALUE |