Show L. L w fl rn BITu BIT OW u l and ge get more Or f from the G GOOD Jg Y YEARS TEARS R t s 1 x 4 I i- i n. n A. A t 0 J II i No Now that you are retired how O can you cut expenses Here are some ome ideas If your home is larger than you need and expensive to run you could buy a smaller less costly pl place ce that better suits your retirement income The cost of upkeep and repairs on your home may be sharply reduced if you can do some of the work yourself However you wont won't want to do a big job fob that you ou are re totally unprepared to do If It you OU have two cars your need for a second one may no longer exist YOU may not need to spend as much for food Meals need not be large or elaborate With reduced reduced re 10 re- re activity your food requires requirements require ments are arc also reduced Do not trim trin your food allowance to the point where a balanced diet Is no not possible Also plan for an occasional meal mea out just for fun tun What about trimming recreation Lion tion expenses a little Look into law priced low and free trel community activities that are often held at libraries s schools and recreation centers you can can ea save sage money on 0 travel too by joining group flights sponsored by travel clubs alumni associations and other organizations Take ad advantage of of discounts that certain theatres give to old older r people If you you are arc still sUll unable to bat bal balance ance your budget you may decide to get a a ajob job Or you may want to st start rt a 1 periodic ed dla program of 0 drawIng draw draw- Ing lag on yo your reserves If It your w- w qt Income Is s so low you cannot c can cannot not manage manage to live lve on it look in n to Old Age Ago Assistance Contact your county government for Information In formation on this and d oth other foel social l service programs Your first budget for tOI retire reU retirement ment may be completely IY satisfactory satis factory However you may want to revise revise it n from time to time as It r your our circumstances change Re Be R Remember tn member set set liet II 4 a budget to suit yourself It is foolhardy tok to tomake make k you your plans based e on on of If your neighbors or Of on the au suggestions sug ie o of well fl me meaning friend Irlen |