| Show What ls Is Your our Worth How F France ranee Has Set an Exy Ex Example Example Ex- Ex ample to the World b by y Arbitrarily Arbitrarily Arbi Arbi- Y Fixing th the e Relative Value of Its Working Peole's Peoples People's Peoples People's Peo Peo- p ples les le's Eyes Eves Arms Feet anc and Legs air airO YER a Do million workingmen are ire O OVER killed or oF alm In the tho course courto of or their work every aar In this country What provision have wo made for the thc families R of or those who are arethus arethus arethus thus stricken down This problem has haa nev never r been satis satisfactorily settled In Sn thin country From time timo to within last the tho twenty- twenty five thc years commissions havo have been ap appointed appointed p I pointed b by various states elates and by the te federal ral eral to frame adequate legislation ch but nothing nothing- definite has haa been accomplished Laws designed to cover the tho situation have been passed b by legislatures but hays havn been de declared do- do dared unconstitutional b by tho courts In no elate HUato of or tho the union today can cana a workingman be bo sure aure that If It ho Is killed or hurt In the course of ot his work ork hit lle family will m bo be compensated d by his hla employer or the state In moat moet cases Indeed he ho may be tolerably euro uuro that in such a n. contingency dependent upon him will have to look elsewhere for tor relief Even In cases where the employer Is in held liable there is fa no certainty at all allas allas as to the amount mount of ot compensation tho the Injured workingman or his survivors will receive It depends entire entirely upon that mo most t uncertain of or Saxon Anglo-Saxon the institutions Institutions the petit Jury For the loss Joss of at a leg a n Jur jury toda today may award a workingman Tomorrow an another another an- an other workingman man In the same name community community com com- and doing the tho same Iame class of or work worle at tho same wages ma may be awarded award award- ed d only onh for tor a similar Injury Of ot course accident Insurance offers otters a a 11 solution of ot tho problem for those thosa who can afford to pa pay for It Indeed many man famous artists insure themselves es In jn tills this way Thus Insures his arms for Maud Allen her feet and arms for or 6 Kubelik his arms armi for Cor and Miss Claire Lynch the English actress h her r neck and eyes for Humble work- work however are obviously ob denied this costly protection They do these things differently and better belter In Europe Every nation there Is Is far tar In advance nd of ot the tho United States In that respect In most mort European countries a system of or workingmen's Insurance paid for b by the employer and administered b by the thA government go prevails and every ever laboring man realizes real- real I cs that If It he is stricken down own while at nt work hl his hla family at an any rate will be amply provided pro for tor In France the tho system has be been n de developed do- do eloped to a wonderful state of or crt effi clene clency The French law has been In n force for twelve years cars and has been found to work admirably Every employer employer empo em em- po or Is charged a certain percentage of or the wages h he pays pas pays a fifth of 1 per percent cent cent and and the the fund so created Is paid out In a most systematic manner to tho the who are Injured or to the survivors of or those thore who are killed Within the tho past twelve years over their survivors workingmen or have havo been thus provided for Such a large number of cases has n naturally enabled the authorities to make somo some valuable deductions and to estimate with a considerable do degree ree of or accuracy the relative value alue ot of human members and and In case of ot death the wife or huband husband husband hus hus- band has a right to an annual Income equal to 20 0 per cent of or the salary pro pro- previously previously pre pre- earned corned For orphans the In Indemnity Indemnity indemnity In- In Is proportionate to their age and the seriousness of ot the loss suf- suf f red The amputation of both both legs lego leor or their 1 paralysis Is equivalent to depriving him of ot all an power to work The same sarno sarnoIs Is true if both arms are lo lost t al although although al- al though this case has not occurred yet The loss of or the right arm or merely merel the right hand takes from the workman workman workman work work- man 80 SO per cent of his working power The same calculation would apply to totIte the tIte left hand or arm If the y victim happens hap hap- hap happens lappens lap lap- pens to be left handed The loss of or the left arm or hand varies Yer very much according to the occupatIon occupation oc oc- oc- oc of tho the injured The expert forms an average based on various in indemnities indemnities In- In given for this Injury at 50 per cent of at the working value of the he heman man One leg represents about 70 per percent percent percent cent of or the working value of or its owner owner owner own own- er one foot root CO 60 per cent Tae Tn TOt man who Is injured so that he cannot move without crutches loses 96 95 per cent of or his value He lie who Is attacked attacked attacked at at- tacked with partial paralysis of or his face lace accompanied b by nervous trouble loses lOBes 91 per cent of or his Ms value Vertigo neurasthenia and neuropath neuropath- ic trouble caused b by accident destroy from 60 50 to 60 per cent of at a mans man's value Deafness in one ear car is estimated at 6 per cent Total deafness at 40 per cent Marked decrease of sharpness of ot tight light In both eyes oes destroys destros GG fiG per pcr cent St V 1 r 4 S 'S r J f 39 rr 1 v P 5 wi sF kr v na l y w tl Awn r Y r r r r r n 1 4 1 y t t. t r t i t f k r. r i 44 i 2 A r. r ra r. r v r y e Jcl r rr v n t an s n 9 2 r i y 5 1 S Y O Q 4 c y t lS Ar i y h 7 t a 1 7 r t Y r ir 5 c r W gJ rit t r r mot r 1 y t Miss Claire Lynch the beautiful English actress ac ress who has had her eyes ees e es and anti neck neck her her chief charms charms insured insured against damage ot of f a mana man 1 value lue the loss of or one eye ee 93 83 3 1 8 per cent cont and the loss of ot two yes eyes per cent Two nostrils destroyed aro calculated d at 4 per cent and one nostril only at 3 per cent T Two o or r more vertebrae joined together and made stiff and Immovable are aro calculated at 50 per cen cent Inability to move o the he right shoulder 60 BO per cent putting the he right shoulder out of ot Joint 10 per POl percent percent cent and br breaking the collar r bone 7 per cent From these tl figures ree It is II evident that It If f a whole workman Is valued d at 18 as the French courts have held inthe Inthe in inho the ho case of ot the average workingman his right arm Is worth 1450 his left arm am his left leg 1200 12 1 GOO 00 one ono of at his feet one of or his cars ars including the hearing faculty II- II 50 An eye Ce Is worth but two ot of f them are worth or as Rauch luch luchas as the whole man A nostril costs 5 O i n shoulder 1800 and a n collarbone 1260 1 60 The right thumb Is worth and tho the left 2700 while the thc index Index in index In- In dex finger Is worth 2700 and the left len lefts lenIs Is s worth 2150 Somo Some singular deductions follow tallow from this his arithmetic A man Is worth two len left arms or two ee eyes Two eyes are calculated at the same value alue as throe three separate ones A loft left thumb Is worth wortha a a. right index finger fingerIt er It Is the tho belief that accidents arc are much more common at the end of or tb the lay day IB than at the beginning at tho the end endor of or the week cek than Its beginning be In short hort at times when men man are aro fatigued The diminution in the value of ot a n workman based upon the tho gravity ra Il an Injury received recel is well wen illustrated by the tho comparative diagram on this page pale Thus wo we pass from a healthy and robust worl workman man on the left to a workman who Is weaker because he lu has lost one nostril while No 3 has lost boat an ear No 4 has suffered a dislocation dislocation dis dl- location of or the shoulder No I 5 has hus lost the left Index finger finer No o. o 6 ti the rI right ht Index finger er No o. o 7 th the left len thumb No o. o 8 tho right thumb No o. 9 one a eye oye e No 10 an arm No 11 a foot toot No 1 12 13 a leg No 13 11 a right arm In France it is Immaterial on which side tho the blame lI lies s. s The Tho employer r is responsible for all accidents without an any regard to tho circumstances 8 of or tho the case and there can cnn be no contest or suits on this point As lon long as the accident ac accident ac- ac cJ nt took Jook place during working hours hour at t the he place of or work or In the tho course of or war work required b by the employer the victim is entitled to Indemnity An Injury purposely sustained by an nn em em- m- m pI aye of or course gives given no right to compensation com com- This B system stem Is undoubtedly a benefit henet to the but It tt Is equally a ad- ad to the employer because ho fears no unexpected accident and knows exactly what he ho has to pa pay |