| Show t. t 1 1 Friends Dont Don't Let Friends Drive Drunk An auto insurance could up tune-up give your 1 money more moreY bt Y mileage u v 4 I. I Ia P l' Jh J h i ir Let me checkout the coverage your car I might be able to save you some money Stop by soon and Ill I'll all the f. f details by you Youre You're in good hands t Phil Morrison S. S Redwood Rd 5 1993 1997 Compan Company r P PRINCIPLES R I N C I P L E S SOUND SOU N D 1 R E. E ET T IRE R E M 1 E N T I N V E S T rr I N G GREC REC RECENTLY X MORNINGSTAR CALLED Ii If 0 r n If l r- r CHEAP fy 1 US C r rITS Y ITS IT'S NOT EVERY DAY YOU GET A COMPLIMENT V LIKE THAT ll financial companies charge operating fees aside from a very modest operating expense of 4 1 of All A and expenses some more than others Of 1 of annuity assets Interest and dividends are reported after all operating costs have been deducted the better course the lower the expenses you pay That way more of your money goes where it should Standard Poors Poor's s 's calls s costs exceptionally future 4 low ow towards building a comfortable Of course expenses are only one factor to consider when you make an investment decision While were we're We make low expenses a high priority committed to keeping our expenses down we spare nothing in trying to provide top-quality top investment B Because cause of our size sIze and our ur exclusive focus on choices financial expertise and personal service serving servIng the needs of educational and research Because that can make a difference in the long run communities costs are among the too lowest in the insurance and mutual funds industries seeks performance not profit In fact Morningstar Inc one of the nations nation's I I leading sources of variable annuity and mutual fund believe would like to At we people constraint information says Size isn't a retirement not on their retirement spend more on it enables to realize a remarkable economy of If like to see how our approach can I you'd scale 2 According to Morningstar's data company of working for call callus minuscule average fund expense charge was help keep more your money you J less than half that charged by comparable us at 1 2776 2776 8 am a.m. to 11 pm p.m. ET traditional annuity also charges no fees weekdays Wed We'd consider it a compliment i j 1 1 a ai nt I H 1 i 3 II Ensuring the future 5 J II III J I for those who shape it I II I l 1995 2 Source Morningstar Varia e Li fc 4 Services Inc Lipper Dir r-Dir Analytical Data Quarterly 1995 Analytical Lipper p I 1 d urance Wing annual of plus insurance of Source Morningstar inc the fund has an expense funds tracked aver t e expenses 12 95 12 3 3 Of the 2358 variable annuity by Morningstar average for periods ending J July 31 1995 4 Stoned Standard d Poor's Poors Insurance Wing Rating Analysts 1995 and guaranteed for the future i is a variable annuity and its returns return are not guaranteed The value of your investment not change subject are TIA TIM A down expenses no ratter matter are what to expense expend levels level are certificates are distributed by Individual and Institutional Services Service For more complete information can or up go before invest send end Date of rant fast use 7 Read the carefully or money including charges charge and expenses call 1 extension for fora a prospectus prospectus you |
