Show HOW THE government strengthens FIGHTER AND safeguards HIS HOME uncle sams war risk insurance offers protection at cost government assumes all administrative costs and extra war haz hazards ard s business exceeds by Seil several ral hundred per cent largest insurance company in world by 1 JAMES AM COLLINS H celii S riv eil on v public on oember october 6 1917 tile the war at risk I 1 in law went ent into effley aroid in tag for protection to of our soldiers sailor abines amines suit and marines ond and their families 0 on z april ril if 6 1818 I 1 fqy six months lot int or er uncle U 1 sam had written 1 10 om ot war rlph la suran aurance on bi his 0 full forces covering apo upward rd ot of 1 persons in the military and naval set bervice Y allot and all allowances alone epli st at checks ins aggregating more than have already be been ant m it will 1111 to not be lung long before to the but bureau hlll if I 1 be sending coding out a mil cuff lion checks a month we lne have spoken ot of it as the war risk fins insurance law technically this li s correct actually it Is mislead d ing f for r the that wool went into effect on october 0 1017 1917 wis was really R g map group a of I lans ie e f four acts co ordinal ed it tor for a common purpose the first measure J in fill thijs unprecedented pro gram of protection Is the system of allotments allotment and allo allowances mances in which ahe c in tighter r and the government are am artuch partners s f for the care of the families of all enlisted men in the military or at service jim J he second provides provider for stated compensation for it death ath and ad dis 0 ability bult y incurred in the line of duty this 1 Is a the am Ameil ilean can imbed tute rule for pen pensions hus the compensation which ranges flom 20 to a month te Is paid automatically by bv the govern ment to certain specified beneficiaries regardless of lank or pay and without adv cost to the recipient the third measure of 1 protection it 11 outright government I 1 insurance to against death and total permanent perrott nent dillu lity in this the united states is ft a pioneer among the nations of the world offer off ing instance Ins mance up to to every member ot of its it figh fighting ing forms forces at net peace to rates tea T the lie government assumes all oNe thead charges and costs of ad ill alius to making ki I 1 g the be r rates tile al 1 most net incredibly low this insurance lq Is a L supplemental form of protection stimulating thrift and sti self map respect it immensity of so bureaus us work the fourth measure or oi embodied in the military and naval insurance act Is the system of re edu cletion cation and rehabilitation of the men III disabled noted in the war var in itself a task of vital importance and great magill fail tude iho figures gh ghen convey an idea of the hom emilty of the bureaus work the insurance now on the books of the bureau of war risk insurance exceeds by hundred per coal cent the fils insurance marla held by the lingert life insurance company lu in the world to cope cape B m I 1 ath h the h hydra y tire headed beaded lem im I 1 imposed top d a upon pon 1 it the home bureau of has W ac if elbik k insurance has been full fort d to expand at an Isma exceedingly rapid rate the on bureau how ow occupies ephe in so eight sepa separate into buildings building co covering an are area of more the than square feet and has a pe personnel ronnel of more than 3 working in two shifts from nine ocl k 1 in the warning morning till fill it may any be asked why the govern ment t in addition to famil camili allowances and liberal compensation should las insurance rence against death and disability I 1 to its is fighting men tile the justification tor for this 1 sweep Bwee pr lall innovation is simpli this joe g ramat by calling a man to war takes ill him lot into the most haze hazardous dons business 1 in the world and ad thus dest desbois log his in to re turn film it is only fitting citing and proper that the goodine government of should go into the in or urance Is business for liia benefit vate am his Inui I 1 anee companies pard coald old not of imen possibly bly insure soldiers suit and flat ter ex capt at prohibitive rates at a I 1 con ference of life insurance re presenta preman ti alves 1 in Wab washington bigum when the pres fire cut it art act a was discussed it was use stated that 58 a thousand was uns tile the lowest og it or lire I 1 fit at which any insurance company could afford to accept soldiers soldier and a bail it ora mm as risks old and t out int mal only for far one ear rims bf life icema insurance ice un dir dec the government 1 batem l would old cost it a soldier twenty tt t t ifa sl years in old would coit about i io with a private insurance company this dl disparity paray is airel 0 explained planed by the if governments al cut a in itself assuming all 11 the ad huld rth costs it dmd ad the extra war our hazards supplants Pension System the entire tire system ti of I 1 protection nf forded corded by the government I 1 li I 1 ID ill the words rd of a major jet J general in the army an element ot of victory in the arft present war or families I 1 provided tor far ans feht unafraid the difference between the old pm foss slon lion system it and ad the modern a system a which has supplanted it Is 19 clearly demonstrated by tile the case of mrs bin bet bar ty ingraham oom 03 third street platt city at ala the first woman to rece receive a check fr rom the bureau of war risk elsh insurance for a soldier or sulfur sailor killed 1 in action in the present war her a eon gunners mute mile osmond kelly ingra ham was as killed october IS 15 1917 when mm vie tile V U S S cassin was mile attacked by a golman german and sub maime as under the bof terms of the military and novel naval insurance act mrs Ingra harn being a widowed other mother dependent upon n her son for support will receive 20 per month as long as she lives ave unless all she rem rema irlea airles she is entitled 1 to 25 a mouth month for months under the insurance provision of the act rev hec son hadr had not act made specific application toe for insurance but up to february 12 1918 automatic inane anee ance for approximately 54 4 wo was p provided imus mrs ingraham will receive cah a a total ot of 45 43 per par month from the united states government it if be her eon had applied for 10 too 0 of f insurance she w cold 77 50 a mon month th U un der the pension las law a section revised R I 1 statute as a amended by the act of june 27 mrs mra login blue would old have been entitled to 12 B al month on in Z iltz oha hot acim lucli is the chaam between too the old aid and a j the nm new the vast amount of correspondence which cornea to the bureau of at war risk bisk insurance Is steeped in human I 1 in n human terest stories of haro harolde lre and lofty of t patriotism are found by the thousands 1 in the bottel received at the human bureau M my many y aith mothers and fathers father have to re turned checks sent to them by the gov eminent t declaring that tile the govern ment needs aits e the money at this crucial hour to win the atar or keeps home fires firel burning tile the human bureau of ft or ar rik insurance is keeping the home fires fir a burning but hlat it ft is doing more coore than that it is ia keep ing 19 americas fighting force confident and ad reener reassured arld A bluejacket on one a of the battleships after signing arguing the application tor for of government insurance drop ped his pen and said laid 1 I 1 have taken care of my family now nou I 1 can go out at and fight like blazes thousands of families th throughout the country are an directly and vitally at fectea by the allotment slid abd allowance nature of the a war in insurance uince law E ev am cry am married rr 1 it enlisted ed man 1 lu the army and navy must allot from 10 his pal fee ev er ers month at lent leat 15 a month and not of more are than half hib hh toward the of his wife and ad children to this allotment 11 tile tha go government ament adds certain allowances allo depending upon the ale ile of tile the recall 1 in told addition ithol the enlisted roan man may make some same f further u t he provision for relatives and ad in fo I 1 case of cilium a incy die am overa likit at alu ill add certain all allowances lume the budeau of I 1 var or hisk laal insurance loice therefore must keep a tremendous fit fil ing and ad cro kling tem covering every enlisted person in the nation all a service and ad this meana a of curds cards millions of bookkeeping and foo metal operations thousands of wards sward and thousands of going out every month tho the bleak specter of poverty the ot at charity the suffering sufi buti ot of penniless 11 less pride these are 11 I 1 eliminated liy fly the government goern ment tion tic when hr the man I 1 la fighting 9 gitl 9 after al to r his fighting Is over gover government I 1 cum miami sensation pensa pen nation tion and go government borent insurance ore are then called upon to play their part in the work of pr protection methi persons who h have business with tile tha human bureau of war risk lica insurance urn as or other otherwise vise red need not at 1 an fn im adv employ ploy claim agents or provide lavy lawyers cras the bureau of war risk insurance will chose cheer fully furnish full legal advice and aa st am secretary mcadoo has vigorously Y do denounced need the nefarious nef claim activities ro of 0 f claim I 1 agents agent and ad others other who oh would all I 1 prey r upon dependents dependent of nuen men dav I 1 an fn b battle tile by exacting unnecessary rees and requiring useless litiza th eions claims paid promptly actual Ima insurance checks check sued mailed to the dependents of a soldier old op at sailor who has been killed in battle or died diall of ill disease so s a involve very cry few complications malting for delay the these I 1 insurance r claims are paid promptly after death uncle sums sam a war var risk insurance hail the selling ad advantage ot of a very attractive ru cliv rate to and ad also so a wide popular interest roused by the contingencies of war at even so a a certain amount of work was umi necessary to voll roll up a large body of p hey holders A very brief espe experience e duling the first few weeks k demonstrated that educational work was necessary ince home well ell organized effort looking toward explanation so that every soldier sat ballor 1 marine ora nurse a and ad I 1 coast t guard in man would know what might be obtained under this 1 law that Is to say know their rights therefore timing the month of jan uary nary men were detailed I 1 in ecsy I 1 can torment and ad on an every cry ship to undertake m I 1 the work of 1 explanation it was wo found that hundreds of trained I 1 ansur or a ance m men I 1 were war available liable in 1 the army slid antl navy and these as well as ofil cers interested in the belfa welfare of their men were a ayed arrayed tor for ft general cam balgo lend in this movement ere m assembled at the airik war in bare bureau I 1 in Mh tt ington tor for thres three davs ava returning Hu to he posta past all I 1 m over r the count country prepared to explain P I 1 mairson Ins uranio in detail A i spirit of friendly M irv wes ves cri cre abed among regiments and other units of the fl fehling forces on land and sea dinv at officers made it a point ot of pride to imse have every one of the men under them insured very cry often offe to the entire butir amount allowed the tha litia which Is 1000 10 avar average 1 la it a man me th the a late latest cs ld figures burcie 4 show ithac the average cra e amount of insurance take alien out at b by y our car fighters Is upward of p per er u man tan it was as estimated sil 1 mirl earli as february errair Y 12 MIS 1918 that the ameri I 1 can army ath both here and fibroid waa m more re than SO go per cent I 1 insured red way by uncle so sam final I 1 1 I figures for far fr the davv I 1 are not at ef at available 11 ble but tile the blue bille arts are known to ima have r I 1 penile enthusiastically As long as new I 1 in lira called to the colors color uncle sam sales t insurance campaign will if continue cautious with out let it up dumn insurance means 1 11 pre it p do fir prepare oam 4 1 ess means 1 victory 1 Is one of the many say battle cries idab which are arraying alt all american llitera in the insurance Ina ranks ah 1110 war rik insurance alet act ts L zd 1 ad bv tile the treasury ind and ill alte work mark of carrying out its pro ihma l loni to Is ambr the close sup wo of if sv secretary may mad madoo who elm proposed propose tu to the im cong reha the nil asure creating tho the bureau breau and who has bus had bad personal clung hargood I 1 r the his ot of this new nei form onn ot of goo government act activity vita its iia im sue ov eta Is deiy ve close to lo hla his heart beart been he e sees in it not net bulf a glint hammil eurom piece or of legislation bringing ringling lu sa e cuilty efly and it justice jt to the th who on dall or 99 und and to their dependents but aso is an hamem old I 1 div lead I 1 f broader human benefit bonel ln 1 in the tilt |