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Show Earnings Affect Number of S S Income Checks Planning for partial retirement calls for a clear understanding of earnings restrictions on receipt of Federal old-age Insurance ben. efits, Kesler T. Powell, manager of the Provo social security district dis-trict office, said today. Many older workers do not understand, un-derstand, he explained, that in order to decide how many benefit bene-fit checks may be payable In the taxable year in which a claim Is filed, all earnings In the full taxable year are counted. count-ed. For every $S0 or fraction of $80 over $1200 earned in the year of filing a claim, one month's benefit bene-fit is withheld. A worker who earns $1282 In the year of filing, for example, stands to lose two months benefits he may have been entitled to receive. This is true whether the amounts were earned before or after the month of filing. The restriction on the amount of earnings applies to all years during any part of which he was under 72 and entitled to social security benefits. Mr. Powell said workers plan-ning plan-ning partial retirement should also be aware of the exceptions to the general rule. Regardless of total earnings In the year, no entitled worker will lose a bene-1 fit for any month In which he, docs not earn more than $80 in employment and does not render, substantial services In a bust- j ness or profession In which he Is self-employed. After he attains nge 72 he will lose no benefits regardless of the amount he may earn or the extent of his work. Total earnings for the full year, however, are taken Into account In deciding whether the worker may receive benefits for all months before he attains age 72. A free pamphlet entitled "How Earnings Affect Social Security Benefit Payments" is available on request. The social security of- flee is at 159 West 1th Kerf!, Provo, Utah. ' A representative of the aarirjr security office may be contacted at . the Utah State Empkjjrmswt Service. Cedar City, on Sept. X between the hours of 9 a. m. arxf 3 p. m. |