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Show Why Many People Are Poor. Their ideas are larger than their purses. They think the world owes them a living. They do not keep account of their expenditures They are dupes of schemers and promoters. They reverse the maxim, "Duty before pleasure."' iney Have many and too expensive amusements. Thy do not think it worth while to have nickels and dimes. They have risked a competence in trving to get rich quickly. They allow friends to impose upon their good nature and generosity. They try to do what others expect of them, not what they can afford. The parents are economical, but the children have extravagant ideas. They do not do today what they can possibly put off until tomorrow. They do not think it worth while to put contracts con-tracts or agreements in writing. They prefer to incur debt rather than to do work which they consider beneath them! They do not dream that little mortgages on their homes can ever turn them out of doors. They think it will be time enough to begin saving sav-ing ffiv a rainy day when the rainy day comes. The head of the house is a good man, but he has not learned to do business in a businesslike way. The only thing the daughters accomplish is to develop a fondness for smart clothes and expensive jewelry. They do not realize that one expensive habit may introduce them to the whole family of expensive expen-sive habits. They do not know that giving a full power-of-attorney to an agent or lawyer puts their property at his mercy. On a six-hundred-dollar income thev try to com- I pete in appearance with a two-thousand-dollar-a-year neighbor. They subscribe for everything that comes along organs, lightning rods, subscription books! pictures, pic-tures, bric-a-brac anything they can pay for on the installment plan. They have not been able to make much in the business they understand best, but have thought that they couH make a fortune by investing in something they know nothing about. Orison Swett Marden, in Success. i |