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Show What Farmers Need Added to Credit And Good Advice F3y WALTER VV. HEAD First Vice President American Bankers Bank-ers Association. If the farmer Is not prosperous there ran ho no permanent prosperity n otlvtr Industries, because the farni- advice he needed during the period of prosperity, but he. with i:s r.ii. s : :tr-( :tr-( d depression. There vh r'y must have been s' met him; l:irk!!)2 to enable en-able him to yo on the e' t n tenor of his way. The answer Is very plain. It Is that some rnans need to be pro virted to enable the farmer, after his labor has been expended, when the Crops have Ivon harvested, or when his live stocl; have, reached the stae where he must sh:r It. to liquidate his Indebtedness. lie must Ikivp some body Interested in him sufficiently, not altogether from hH own stand point, but from the s'nndpolnt of the banker and business mpn. so that he can put his products on the market at the time wheD they will brine; him the most I do not mean to Indorse every Im aglnnhle scheme for cooperative marketing, but I do believe the basic idea Is worthy of consideration from the banker's standpoint as well as (he farmer's piandpoint. Hankers are cftainly interested in the fanner, by reason of the fact that they cannot be prosperous In their own business tin less the farmer also is prosperous They must Interest i Item -C, ve:- in Hi.-fanner, Hi.-fanner, not only in Kiviiif, him ih-bnsini ih-bnsini ss advice be needs and In finatitftiF him during the period of onst'.'itetion. but sli In holp'nj him p'.-'re his products on the market at a time when they will hiine him the cost of production, nlns a ron -onaM. addition for his c :,..., ard in pay no nt for his labor e-.i. ,,-; . Vv ... ' power, under normal condl tions. Is one of the most potent I n f I ti e nces we have In the United Unit-ed States. When conditions with the farmer are good, and he Is receiving the Walter YJ. Head cost of production produc-tion plus something some-thing more for his labor, he Is In a position to buy from the manufacturer. manufac-turer. A condition that affects the farmer, cutting off his purchasing power, destroying de-stroying his belief in himself, In the banker and in everybody else, can only bring about a chaotic condition, which affects every business mnn and , laboring man In the United Slate, ' regardless of what job he may have, j The farmer had i.ll the credit and |