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Show v Do You Need Letterheads? 679-8730 Hearing Clinic Scheduled At Local Clinic Take advantage of the hearing hear-ing clinic at Garfield Memorial Clinic, Panguitch. Jeffrey Manwaring, a clinical audiologist, will be providing free hearing assessments. 1 . ' I Jeffrey Manwaring, M.S., CCC-A Other services include hearing hear-ing aid repairs and new hearing aid fittings on a 45-day trial basis. ba-sis. The clinic will be held on Tues., Oct. 25, from 9 - 11:30 a.m., Panguitch Garfield Clinic. Call 676-8842 for an appointment. appoint-ment. Paid Advertisement fBj. Garfield Memorial Health Care bW Foundation JtA kmd A ) Saturday, November 5 6 p.m. Pangutich LDS Stake Center Suggested Donation $15 Long-Term Care Facility Benefit Mtsimi Swings k QM Escalante BAPTIST CHURCH Community Center Sunday School 10 a.m. Morning Service 1 1 a.m. Evening Service 7 p.m. Bible Study Wednesday 7:30 p.m. Pastor James Dagglt 826-4915 J I J III Mil ! II ... . T r , JOIN US AT 7 P.M. On Saturday Evenings For an Interesting & Exciting Bible Study. In-depth Teaching That is Easily Understood & Faith-Promoting. A Relaxed, Informal Group With Good Fellowship 7 p.m. 120 N. Main -Tropic Thomas Residence 679-8730 ' Card Of Z hanks ' Many thanks to all of you in Tropic who contributed to the Harvest Festival's Fund Kaiser Dinner for the Long-Term Care Center. You are a vital part of our team and we deeply appreciate your efforts. Garfield Memorial Health Care Foundation Board J Deer Hunr's I Big loch 4 Biggest Back "C , i i A (Combined Total Points of Weight, Spread, & Points) W ' -V 4 12 Beef - Cut, Wrapped & Frozen H . ' I .XT E First Buck In ? r ' " " I d One Case Of Coke Products ffy , 1 ' 4 Narrowest Spread M JJU), Cooler Filled With Coke Products ' ' t 'I SSl Entry Fea - S5.C0 1' I oi ITIEE With $20 Purchase U wL of Gas andor Groceries J A I JjEoislralion Closes MidniflhtOcjJM I 570 E. Center Panguitch 676-2424 j 1 ft !! .,- -. It . V A. ; ..' ((fi ii (( ul! u It LA iy y ( . , i l!V i! j ( ))W II' I-': II .. w II , i This is it the lowest and most amazing han-To-Valut Ralu Introductory Rate I Fir.il 6 Mimlki Rule after (i Month,' Inlnuhictory Period home equity credit line introductory rate in nrn i r -i n n u ,? , , , 25orkdd 5ko S'h'Yo town. It you thought prime was a good rate, Zions Bank now has a rate that's below prime. qoq 5 -f0 9l,A And we're not talking just a few measly tenths below. We're talking way, way below- 51-70 5 JA 9 : because you'll receive a great rate of 2 below prime on your home equity line of cred- 71-80 53-t 9 'UVo it for six months following the origination of I I . I : I your line of credit. If that's not enough to get you on the phone you to borrow money and deduct the be among the lowest rales in town. Please with a Zions Bank loan representative right interest from your taxes. (Subject to IRS refer to the chart directly above, this minute, consider that a Zions Bank home regulations, of course. See your tax advisor Then hurry because the sooner you get equity credit line will cost you nothing to for more details.) started, the earlier you II begin to enjoy an open. There are no title insurance fees, no Now you're probably wondering what will amazing introductory rale. Visit any Zions appraisal fees,0 no origination fees, no filing happen to your rate after the introductory Bank or call 974-7099. (1-800-748-5348 fees. No fees period. period. And it's good news. outside Salt Lake City) to apply by phone. Meanwhile don't forget the tax advantages Based on your loan-to-value ratio (the total of a home equity credit line. Loans secured by amount of loans secured by your home, divid- jijIXS STTC your home are virtually the only way left for ed by your home's value") your rate will still m c m I, r , i- Die "Zions Bunk's prime rale is equal to its base rate as defined in the loan documentation. Based on the current prime rate, your rate of 2 below prime is equal lo a variable annual pert en (aye rate (A l'k o! 5 ,V4. The regular variable rate, which will take effect six months alter your loan begins, varies based on the amount of equity you have in your home. If your loan-to-value ratio is 2,V"u ui less, your regular rale will be prime plus 34 (8 12 APR). Currently if your loan-lo-value ratio is 26-50, your regular rate will be prime plus 1 14 (9 APR): 51-70. prime plus 1 34 (9 12 APR): 71-80, prime plus 2"i (9 34 APR). The maximum APR is 18. Actual rates may vary. Property values will be determined by the bank. A $15 charge is made for any check or draft written against the line ff for less than $500. If the line is not used once during any calendar year, a $50 fee will be assessed. This offer is available on home equity credit lines hclnw 200,0(10, n,,.int l.rntcr r r |