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Show DO-IT-YOURSELF LEGAL FORMS An avalanche of do-ityourself legal forms has descended upon us lately, spun out by people anxious to make money "helping" you. The fact is that such forms can be extremely risky to use. The most popular forms are "end-of-life documents" -- wills, estate planning forms, living wills, or "delegation documents," giving certain tasks to another person when you're incapacitated or otherwise unavailable. These include powers of attorney (medical and financial) and naming a guardian for minor children. There are some advantages to using do-it-yourself forms. You can save legal fees and can sometimes handle a matter faster than a lawyer would. whether they need tax planForms are usually in plain ning or not because they English rather than "legal- don't know what property ese." They can be custom- is counted or how to value ized by striking out irrel- it. Examine tax issues in evant information or adding detail, or consult an Estate Planning attorney who can extra clauses. However, there are many look at your individual situmore disadvantages. The ation and let you know your biggest pitfall is a false individual issues. Legal sense of security. It looks so forms should make your life simple -- just pick a form, easier, not harder. Use them gather information and appropriately, and don't let fill in the blanks. But few your quest to avoid legal forms come with enough fees cloud your judgment. If explanation to assure the you've taken a good portion user that he or she is us- of your lifetime to accumuing the instrument in the late assets, it's worth going right way. And many "legal to an attorney to make sure forms" are contracts, with that the beneficiaries you power to bind you to a com- want to get your assets get mitment you may not want. them with the least amount Sometimes it is just plain of hassle and family strife. foolhardy to use do-it-yourJeffery J. McKenna is an self Estate Planning kits. It attorney licensed in three could cost far more to un- states and serving clients in ravel the problems they can Utah, Nevada, and Arizona. cause than it would to hire a He is a partner at the law good Estate Planning attor- firm of Barney, McKenna ney in the first place. One and Olmstead, with offices size does not fit all, par- in St. George and Mesquite. ticularly in regard to Estate He is a founding member Planning. of the Southern Utah EsAnother reason to look tate Planning Council. If beyond the "do-it-your- you have questions or topself' forms is if you own ics that you would like adenough assets to have estate dressed in these articles or income tax issues. Few please email him at jmckenmiddle class clients know na@barney-mckenna. com or call 435 628-1711 Law Offices of Barney, McKenna & Olmstead, PC Wills, Trusts & Probate — Business Law & Bankruptcy Real Estate - Contracts — Commercial Litigation Family Law & Divorce — Select Personal Injury BARNEY MCKENNA _....,_ OLMSTEAD FOUNDING PRINCIPLES - ENDURING LEGACY Ifs ADVERTISE INSIDER Call 676-2621 place ads. Offices: St. George, Utah (435) 628-1711 Mesquite, Nevada (702) 346-3100 Get sc reened. Getting a regular health screening is one of the most important steps you can take to manage your health — even if you think you're healthy. Regular breast & cervical cancer screening and a handful of simple, quick tests can give you peace of mind and help you take control of your health. If you are a woman aged 50-64, find out if you qualify for free breast and cervical cancer screening, cardiovascular screening, and individual lifestyle coaching. Get the tools you need to live an active, healthy life. Get Screened, Be Active, Be Healthy, Call 1-800-717-1811. JL HEALTH UTAH DEPARTMENT OF C) Program AW34 Utah Cancer Control A Join! Program of the Utah Department of Health and Utah's Local Health Departments datitti D laddrnielv Errol - 435-275-8628 - embutah@gmail.com Valentine's Trivia 15% of U.S. women send themselves flowers on Valentine's Day. 73% of people who buy flowers for Valentine's Day are men, while only 27 percent are women. About 1 billion Valentine's Day cards are exchanged each year. That's the largest seasonal cardsending occasion of the year, next to Christmas. About 3% of pet owners will give Valentine's Day gifts to their pets. California produces 60 percent of American roses, but the vast number sold on Valentine's Day in the United States are imported, mostly from South America. Approximately 110 million roses, the majority red, will be sold and delivered within a threeday time period. Cupid, another symbol of Valentines Day, became associated with it because he was the son of Venus, the Roman god of love and beauty. Cupid often appears on Valentine cards holding a bow and arrows because he is believed to use magical arrows to inspire feelings of love. During the late 1800s, postage rates around the world dropped, and the obscene St. Valentine's Day card became popular, despite the Victorian era being otherwise very prudish. As the numbers of racy valentines grew, several countries banned the practice of exchanging Valentine's Days cards. During this period, Chicago's post office rejected more than 25,000 cards on the grounds that they were so indecent, they were not fit to be carried through the U.S. mail. During the Middle Ages, the belief that birds chose their mates on St. Valentine's Day led to the idea that boys and girls would do the same. Up through the early 1900s, the Ozark hill people in the eastern United States thought that birds and rabbits started mating on February 14, a day for them which was not only Valentine's Day but Groundhog Day as well. Hallmark has over 1330 different cards specifically for Valentine's Day. In 1929 in Chicago, gunmen in the suspected employment of organized-crime boss Al Capone murder seven members of the George "Bugs" Moran North Siders gang in a garage on North Clark Street. The so-called St. Valentine's Day Massacre stirred a media storm centered on Capone and his illegal Prohibition-era activities and motivated federal authorities to redouble their efforts to find evidence incriminating enough to take him off the streets. In the Middle Ages, young men and women drew names from a bowl to see who their valentines would be. They would wear these names on their sleeves for one week. To wear your "heart on your sleeve" now means that it is easy for other people to know how you are feeling. In the United States, 64 percent of men do not make plans in advance for a romantic Valentine's Day with their sweethearts. In Victorian times it was considered bad luck to sign a Valentine's Day card. In Wales, wooden love spoons were carved and given as gifts on February 14th. Hearts, keys and keyholes were favorite decorations on the spoons. The decoration meant, "You unlock my heart!" It wasn't until 1537 that St. Valentine's Day was declared an official holiday. England's King Henry VIII declared February 14th a holiday. One single perfect red rose framed with baby's breath is referred to by some florists as a "signature rose," and is the preferred choice for many for giving on Valentine's Day, anniversary, or birthday. Only the U.S., Canada, Mexico, France, Australia and the U.K. celebrate Valentine's Day. Sir Alexander Fleming was a young bacteriologist when an accidental discovery led to one of the great developments of modern medicine. Having left a plate of staphylococcus bacteria uncovered, Fleming noticed that a mold that had fallen on the culture had killed many of the bacteria. He identified the mold as penicillium notatum, similar to the kind found on bread. On February 14, 1929, Fleming introduced his mold by-product called penicillin to cure bacterial infections. Some people used to believe that if a woman saw a robin flying overhead on Valentine's Day, it meant she would marry a sailor. If she saw a sparrow, she would marry a poor man and be very happy. If she saw a goldfinch, she would marry a millionaire. Teachers will receive the most Valentine's Day cards, followed by children, mothers, wives, and then, sweethearts. Children ages 6 to 10 exchange more than 650 million Valentine's cards with teachers, classmates, and family members. The 17th century a hopeful maiden ate a hardboiled egg and pinned five bay leaves to her pillow before going to sleep on Valentine's eve. It was believed this would make her dream of her future husband. The Empire State Building in New York City played a prominent role in the movie Sleepless in Seattle. This year 15 couples will take (or renew) their vows on the 80th floor of this famous landmark. The Italian city of Verona, where Shakespeare's lovers Romeo and Juliet lived, receives about 1,000 letters addressed to Juliet every Valentine's Day. PRODUCERS AG MARKET NEWS Receipts: 993; Last Week: 1,158. Last Year: 972. Feeder Steers: mixed 250450 lbs 4.00-5.00 higher; other wts 1.00-2.00 lower. Feeder Heifers: mixed but mostly 2.00-3.00 lower, except 500 lb wts and 650750 lbs 1.00-2.00 higher. Holstein Steers: 2.00-3.00 higher. Slaughter Cows: 1.00-2.00 higher. Slaugher Bulls: 2.00-3.00 higher. Feeder Steers: Medium and Large Frame 2: 200250 lbs scarce; 250-300 lbs pkg 157.00; 300-350 lbs 155.00-171.00; 350-400 lbs 164.00-171.50; 400450 lbs 147.00-164.50; 450-500 lbs 136.00-150.00; 500-550 134.00-146.00; 550-600 lbs 132.00145.00; 600-650 lbs 130.00-141.00; 650-700 lbs 117.50-128.50; 700-750 lbs 113.25-122.00; 750-800 lbs 110.50-119.00; 800-850 lbs 109.00-117.25; 850900 lbs 108.75-116.50; 900-950 lbs scarce; 9501000 lbs 94.50-96.50. Holsteins Steers: Large Frame 3: Bull Calves: scarce; 200-300 lbs 81.0098.00; 300-500 lbs 93.00101.00; 500-700 lbs 85.00-96.00; 700-900 lbs 71.50-88.50; 900-1000 lbs pkg 914 lbs 88.25. Feeder Heifers: Medium and Large Frame 1-2: 200250 lbs scarce; 250-300 lbs 117.00-133.00; 300-350 lbs 130.50-138.00; 350400 lbs 128.50-139.00; 400-450 lbs 125.50-135.00; 450-500 lbs 124.00-134.40; 500-550 lbs 126.50-136.25; 550-600 lbs 117.50-130.00; 600-650 lbs 109.50121.50; 650-700 lbs 108.50-120.00; 700-750 lbs 109.00-119.50; 750800 lbs 106.00-114.00; 800-850 lbs scarce; 850900 lbs 95.50-100.00; 900-950 lbs scarce; 9501000 lbs 94.50-98.50; Heiferettes: 55.00-89.50. Stock Cows: Older Bred Cows: 750.00-900.00/hd. Slaughter Cows: Boning 80-85% Lean: 57.50-68.00; Breaking 75-80% Lean: 59.75-67.75; Commercial: scarce; Cutter 85-90% Lean: 48.25-56.25. Slaugher Bulls: Yield Grade 1000-1500 lbs 76.25-82.00; 1500-2015 lbs 80.75-87.75; Yield Grade 2 1000-1500 lbs 75.25-76.00; 1500-2180 lbs 75.25-76.00. Feeder Bulls: 930-1165 lbs 64.75-65.50. FARM BUREAU SPONSORING $500 GROCERY SHOPPING SPREE Anyone is eligible to enter the contest by answering the five questions listed below correctly. Those who answer correctly will be entered into a drawing, with the winner participating in a five minute grocery shopping spree worth up to $500. Submit your entry by mail to the Utah Farm Bureau, attention Aurline Boyack, at 9865 South State Street, Sandy, Utah 84070, or email your entry to aboyack@fbfs.com . Entries must be postmarked or emailed by February 10, 2011. Shopping Spree Questions: 1) Consumers pay what percent of their annual disposable income on food? A) 22% B) 10% C) 37% 2) How many people does one U.S. farmer feed? A) 129, B) 83, C) 155 3) In which country is food the safest, most affordable and abundant? A) Australia B) United States C) Canada 4) On average, how much of every food dollar goes to the farmer or rancher? A) $.32 B) $.81 C) $.19 5) What is the only industry we need to survive? A) Manufacturing B)Agriculture C)Mining |