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Show August The Garfield County Insider 2010 WEDDINGS 0111 111UARI ES1 L Dennis Helquist Goshen, Utah Lennis Mae Dickinson Helquist, 76 of Goshen, passed away peacefully on August 1, 2010, while camping with her family near Tropic Reservoir. She was born October 25, 1933 in Panguitch to John Dawson "Jack" and Ida Mae Norton Dickinson. She married Leslie Clyde Helquist, October 25, 1952 in Richfield. The marriage was solemnized in the Manti Temple May 19, 2005. She served in many different positions in the LDS Church, was a loving wife, mother, grandmother, great-grandmother, sister and friend to many. She loved to go camping with her family and playing cards with her Springville friends. She is survived by her husband, Les, of Goshen; children, Janice (Brent) Choate of Spanish Fork, Doug (Becky) Helquist of Parowan, Ranae (Jeff) Day of Farmington, Karen (Steve) Young of Goshen, Laurie (Brent) Christiansen of Mapleton; 18 grandchildren; 25 great-grandchildren; siblings, Sherry Lewis of Murray, Alman (Jerry) Dickinson of Richfield, Pearl (Phil) Rogers of Sandy, Roger Dickinson of Murray, Clifford (Faye) Dickinson of Salt Lake City, Bob (Sheyene) Dickinson of Richfield, Lloyd (Leslie) Dickinson of Aurora and Ricky Dickinson of Sandy; and only surviving aunt, Mertle Wright of Hurricane. She is preceded in death by her parents; brothers, Gary and Dawson; grandson, Brendon Young. Funeral services will be held on Thursday, August 5, 2010 at 11:00 a.m. in the Goshen LDS Ward Chapel, where friends may call on Wednesday evening from 6 to 8 and again on Thursday from 9:30 to 10:30. Burial will follow in the Springville Evergreen Cemetery. Funeral Directors, Magleby Mortuary, Richfield, Salina and Manti. Online guest book www.maglebymortuary.com GARAGE DOORS Custom STAINING... (wood) Custom PAINTING... (metal) Over a decade of experience.' www.garagedoorstainingutah. corn flet te Art actitery Heaton — Killian Sale 20% off Many new works Some of old Panguitch houses 63 North Main Panguitch, Ut PANGUITCH David and Susan Heaton are pleased to announce the marriage of their daughter Kari Jo to Pace Jordan OPEN SWIM Monday-Thursday: 2-4 pm and 6-8 pm son of Clay and Maridee Killian on August 12, 2010 in the Salt Lake City Temple. The pleasure of your company is requested at a celebration in their honour. LAP SWIM Monday, Wednesday, Friday: 6-7 am Tuesday: 6:00 - 7:00 am Tues & Thursday: 5-6 pm Saturday: 8 - 9 am For more information, contact Kim at 690-9206 Reception August 14, 2010 7:00pm at The Heaton Home Boulder, Utah (435) 616-2829 FIVE INVESTING MISTAKES YOU DON'T HAVE TO MAKE It's easy to have confidence in investments made during bull markets: share prices climb and any losses from poor decisions are usually recovered fast. But times of increasing market volatility tend to magnify mistakes, and many investors may lose confidence in their decision making. Let's take a quick look at some of these common — but generally avoidable — mistakes. 1. Timing the Market During a downturn in the market, investors who regularly contributed to their portfolios when the market was rising often decide to stop investing until conditions improve. This can prove to be a costly mistake. Not only is it impossible to time the ups and downs of the market with consistent success — by sitting on the sidelines during a down market, you could miss out on an opportunity to buy stocks and other investments at lower prices. In good times and bad, long-term investors should carefully consider the merits of dollar-cost averaging. By continuing to make investments of the same dollar value at regular intervals, investors can buy more shares when prices are low, fewer when prices are high. A periodic investment plan such as dollarcost averaging does not assure a profit or protect against a loss in declining markets. Also, since such a strategy involves continuous investment, investors should consider their ability to continue purchases through periods of low price levels. It is also important to continue to make contributions to your 401(k) plan or similar employeesponsored retirement plan. These contributions often "earn" matching funding from your employer — pro- viding additional earnings potential. 2. Skipping the Research Determining whether an investment is appropriate for your portfolio requires research. There are more companies and investment products to invest in today than ever before, and you need to gather information before you can determine which investments might have potential for growth. Before making an investment decision, it's helpful to evaluate it in the context of comparable opportunities. At a minimum, you should find two articles (from different authors) about the company or investment product and review the company's website. Both the investor relations section and news announcements found on the website can provide useful information. You should also review financial statements and carefully investigate anything that looks vague or unusual. Not only can doing your homework help you to make informed investment decisions, it can also help you to feel comfortable with the holding in spite of temporary ups and downs. 3. Chasing Past Performance Yesterday's hot stock may have already topped out. Today's innovative start-up may not have the wherewithal to stay in business. So it's important to base investment decisions on more than past performance and a few headlines. You should invest with the future in mind. If there is strong growth potential, and the fundamental likelihood of the company's success looks good to you, then it may make sense to invest even after a successful run. Keep in mind, however, that past performance is no guarantee of future results. 4. Trading Too Often Frequent trading often reduces the total return of your portfolio. In addition to the trading fees and taxes that it may incur, frequent trading does not reflect a long-term outlook and thoughtful investment strategies — neither timing the market nor miming from losses enhances your portfolio's performance. 5. Selling Low, Or Not At All Before selling a stock or investment product that has tumbled, it's important to do some additional research to understand why it fell. This research will help you anticipate the holding's potential for recovery. If the setback appears to result from a temporary problem that can be easily overcome, you may even want to consider buying more while the price is low. Conversely, it's also important to know when to take a loss. It hurts to lose money, but a little pain now may pay off in the long run. If your company or investment relies on an industry that is likely to remain weak for several years, consider selling to avoid any additional losses. Learning from your own past mistakes, as well as from those made by others, is an important step toward becoming a better investor. To find out more about avoiding these and other mistakes often made by investors, contact your Financial Advisor. This article was written by Wells Fargo Advisors and provided courtesy of J. Brody Orton, CRPC in Draper, UT at 801-3692893. Disclosures: Investments in securities and insurance products are: NOT FDICINSURED/NOT BANKGUARANTEED/MAY LOSE VALUE. Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company. SENIOR DISCOUNT $15 OFF itOYAAt Excludes oil changes and state safety inspection. Expires August 31, 2010. AU1OCARE 389 N. Main Panguitch Utah CENTER 30+ Years of Experience ASE Certified Suspension & Alignment Specialist for 20 years 435-676-8300 lb*. iiik - ,.•4 ,o,, ispfaVNiP 111 rill 111%, • .. • P. - _ ._, ' --". • tr ..... ,—•.• 0 Nt111-111‘a II I SL-..16.4 . 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