Show Red Hate (art Larry Welsh Roger Welsh 7S5-30- 00 s Amazingly low inlerasl rates have caused a recent frenzy of home buying and refinancing In eMwr case Acre are things you can do to reduce your overall loan cods right now Wifi that in mind I vrauid like to adekese the " REDUCE YOUR LOAN COSTS! ' following Begin with you existing lender If you're refinancing you may be able lo streamline your application process ing panoworit and money If youTe shopping for a new home and haw an misting loan you may be able ake advantage of bekmr-macfcrain if you're been a good client ' ' y 'a I' Lenders must disclose a 'good faith' estimate of your dosing costs which include times like appraisal fce title fees credit report fats and o on Fees on a $200000 mortgage coufdtotal between $1000 and $3000 not including any “points' you may pay to get a better interest rale t ' s i is equal lo 1 of the loan amount and wrhen paid up from can get you the best interest rale awail-iliwhile keeping your closing costs down is an important consideration getting Itie lowest interest rate L should remain ymirfM priority A 'point' le nv H ' HNO A Kma riKHA NEW hornet Stilhisioiifnfar2aiktfonal rooms in hnemmt and Has a a n I UgH Win DC CXjRRMVQ ffl MDwM neWtohiiidr ThbbfirpbDel Mole pane lew fcn 100 ft may big manand priced k ad quick! 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