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Show Davis County Clipper ESMsmess 1997 page A 7 Tuesday, January 7, Extra COUPON BONANZA iMKftESTsWLeji I BACK! I the previous owner and her crew are Same good food and service youve I enjoyed in the past are here again. I Yes, back. I SIDE SALAD I WITH THE PURCHASE OF ANY SANDWICH E.npites Jdiiudiy J Item ANY One Expires Jan 31, 1997 With this co.iDon One coupon pel customer Not good on layaways sale items, prev.ous purchases or in combination with any other otter or coupon Ty$ GOOD BUYOUT FOR BOUNTIFUL: Investors Craig Spencer, Dave Riley, Ryan Laws and Cory Setterberg have purchased the franchise portion of Pro Image. They'll keep the corporate headquarters in Bountiful Area investors buy Pro Image group of investors led by David E. Riley of Centerville has announced the immediate acquisition of the franchise portion of Pro Image from Rentrak Corp. of Portland, Oregon. Riley, a former Pro Image Vice President will throughout the chain. immediately take over the 144 franchise stores while Rentrak Corp. wall retain all remaining corporate stores in the chain. Pro Image franchise headquarters wall remain in Bountiful, where the retail licensed sports apparel con- from owneiship. The way to keep everyone happy in a franchise system is to concentrate on franchises, not spread everyone around working on ways to make the corporate office money while ignoring those franchises. We'll narrow the actions of our employees toward one goal: to improve sales for our store owners. We have the right team in the corporate office and a great group of franchises ready to work together and make our stores as profitable as ever. Other efforts will be placed on growing the franchise system, with an emphasis on international growth. Pro Image currently has franchises operating stores in Korea, A cept began in 19X5. One of our main goals was to keep the corporate offices here in Utah, said Riley. We had many potential investors who could have helped us but they wanted to move our offices and we just couldn't have that. Rentrak Corporation bought the franchise chain from Kevin and Chad Olsen of Bountiful in 1993, with plans of adding a corporate store division and updating the computer system We plan on focusing all of our efforts on the franchises," said Riley. The last three years have seen Pro Image go through some difficult times which could have been avoided with better direction Japan, Indonesia, Philippines. Malaysia, United Arab Emirates BALLOONS L Home Buyer Writer Tax savings from home ownership are very helpful when tax season comes around every year. Many of the costs are deductible from the The Home Seller paid to the lender may qualify as interest payments. When this fee is customary in the area and not considered an origination fee, points should he deductible. A point is one percent ol the loan amount. positively influence Pro Image and the licensing industry. The Bngh.im Young University graduate winked as controller lor Monsanto in Ontario, California before mining Pro Image. Joining Rilev will be Ryan Q. Laws of Woods Cross as vice piesi-deand chief operating officer, Cory Setterberg of llolladay; who will serve as vice president and general merchandising manager and Craig D. Spencer who will continue as international franchise director. Pro Image is the largest chain ol licensed sports apparel retail shops in the world, leading the industry in official on the field" hats, apparel and memoiabilia deductible. Every year, the borrower receives a statement from the lender indicating the amount of monthly payments. The annual buying the home, the interest expense while currently living in interest which was paid for the tax year. This amount should be included on schedule A ol the 1040 tax form. There are interest expense limits on home mortgages. Interest up to $ I. (Kit), OIK) of mortgage debt to buy a home or a second home is fully deductible. Interest of up to $100,000 of home equity debt is the home, and at the time it is sold. When the purchase of the home is complete, the discount points Interest is deductible on additional by tlame Schlehuber individual federal income tax. These benefits begin at the time ol generally fully deductible regardless of how the money is used. Providing health care employees is becoming to an increasingly baffling decision for business owners and Davis County employers don't have it any easier than elsewhere. CIGNA Healthcare of Utah has tried to simplify the process of choosing the best healthcare insurance by offering employers ten basic questions they should ask to more easily compare companies. - Ask whether the insurance provider is accredited by the National Committee on Quality Assurance. Accreditation means providers have voluntarily submitted information on health plans for the committee's scrutiny. It shows if the plan meets NCQA quality standards. 2 - Some companies have preexisting condition clauses. But not all do. If an employee has a condition or disease, health insurance coverage can prove invaluable. 3 - Have the insurance provider explain which benefits are exclud 1 ed, as well as those included in the coverage. 4 - Health Maintenance Organizations work with a network of physicians. Ask about the sie of the network and how' it is used. Utah employee is within the company, but to a different stale, ask how the employee will be covered and if the coverage can remain under the 5 - II a trans-lerre- d same plan. Same-placoverage for multi-sit- e companies can save money and administrative work loads for employer. 6 - Find out how physicians within a network are selected and screened. How competitors select network physicians, the frequency of review and physician monitoring can reveal their commitment level to quality healthcare. 7 - Ask what criteria the company uses to set health plan rates. The criteria can explain why rates n 292-9- Play Mobile Play Mates j 61 1 "1 NO HIDDEN CHARGES! t BUY TEFLON CARPET MAINTENANCE CLEAN ! (WITH COUPON) ! PROTECTANT ! i i 3 ROOM MIN PHI; SCRUB USUALLY NEEDtO IN TRAFFIC LANES 30 SQ FT affect rates. A history can provide realistic expectations for rale stability. 9 - How far ahead of renewal do providers meet with your company representative1 The answet can suggest how much responsiveness and willingness to work within your healthcare parameters you can expect. 10 - Is renewal information simply formatted to allow comparison with information available during the initial assessment? Information should be updated, clear and consistent. When renewal time arrives, your company representative can compare information with the initial assessment and with other health care plans Clear information and straight answers saves time and money lor vary. Ask to see a history of renewal rates. How the company They will also choose the best plans for employees." " ! MAX)! (WITH COUPON) ONi ROOm'geToVe" j I PROTECT YOUR INVESTMENT I SUPER Carpets Upholstery Car interiors Professional Courteous STEAM I Cok0tv VoLuoJLL Votuoltt VaLiaIX CouKVK LARGE ONE TOPPING 14 PIZZA UL PIZZA 298-950- 0 PIZZA Bountiful 500 So. 75 E. 80 N. Fairfield Rd. .543-180- 0 VaLiu lU $7 I I 99 Plus i Tax 31 Exp 97 I 1 .Layton CotAH VolutXLt Coup&h, VotuoLLe r T COUPON 'll 5 l l?l? !l YOUR FIRST MONTH 2267 N. Warm Springs Road Exit 314 - Just minutes away :i offer good through February 28, 1997 U M 11 I 'll" H Tin ( irM IB ITEM-GE- ONE FREE! T ill! 5 299-824- 1 V n0 M h ill Points Mall f Jit ilium A)o;,ir 10 rim mi in mm min mm mi n i II SNAP SHOT 1 EXPRESS Valentine 's Portrait Special ! VteJvi Portrait Sitting Plus.. $49. 2-5- x7 (Coupon mu! b presented at time of order, Offer Expire 1440 South 500 West Bountiful (across from Robintino's) if j bn " Coupon Expires Jan. 31,1 997 BUY ANY MENU :i :i Electronic Security Easy, On & Off Freeway Access Onsight Manager 532-161- 7 If I! with this coupon NEW RENTERS ONLY 7 Day Access 8 am - 7 pm reviews healthcare needs, benefit changes and cost adjustments can business owners," said Bob Immitt, general manager of CIGNA Healthcare of Utah. 8 - Centerville me infyear sip eq Tail! 9S,, TREE! statement from the lender will indicate how much was paid in taxes for the year. If the properly taxes are paid directly by the home owner, they will receive a statement from the local tax assessor indicating the amount of tax due. When selling the home, the prorated taxes paid to the buyer can also be deducted on their individual federal tax return. This also applies to a second home, but not to any other homes the homeowner may have Tips offered to business owners for picking employee health care plans Little Tikes Step 2 Pages Lane franchising industry, have positioned him to bring together leagues, vendois and franchises to home equity debt if the loan is used to buy or improve a home. Interest on home equity loans used for educational or medical expenses is also deductible. Property taxes paid to local governments aie usually tax deductible. These property taxes are usually paid by the lender from an escrow account kept current by part ol the The interest portion of the monthly mortgage payment is E. and Bahrain. Riley will serve as president and oversee all operations. His nine years as Pro Image controller, general merchandising manager and vice president, and 10 years in the Tax savings benefit of owning home Elaine Schlchuher 52 &PARTYzvaoRE1 SUPPLIES & 99 Ei497.) 292-442- 4 H' g-- gf |