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Show Fll The Salt Lake Tribune, Sunday, May lo, 1986 Advertisement" Advertisement" "Advertisement" How Would You Like to Buy a Home for No Money Down and Have the Bank Give You $22,000 Besides? Albert Lowry Says What Chris Nolan Did Anyone Can Do By Ray Lowry, who built his multi-millio- n dollar estate finding real estate bargains and buying Cormier them using is Imagine buying a home without any of your own money, getting an additional $22,000 in cash when you buy, making a profit of $45,000 in nine weeks and buying 17 more rental units without touching the profits! That's what one of Albert Lowry's graduates recently did, a fully documented story that shows the kind of big money people can make when they learn how to do it. other people's today recognized as money, America's leading authority on teaching others to do what he has done. More than 250,000 people throughout the United States and Canada have completed his educational courses. He points to Chris Nolan, a graduate from the Detroit area, a success story which is reprinted inside of every handout brochure which who attend lectures receive. The testimonial documents the step by step procedure Nolan used, steps Nolan acknowledges "came directly out of the Lowry workbook." In his own words, Nolan tells what happei ed. "I purchased the home from Small Business Administration as a foreclosure for $70,370. It was boarded-uand situated in a neighborhood of homes ranging from $80,000 to people Lowry-sponsore- the knowledge from the Lowry ''Using d gained proposal word for word from the Seminar notebook "Took seminars, here's what did Made An Offer "Tied up the property with an offer for the Small Business Administration. "Cot an appraisal (actually two appraisals), one appraisal s for an condition for $84,000; one appraisal for a ''fixed-up- '' condition for I All-Ca- . . . all-ca- mortgage More Units "I used the excess cash of $22,000 to cover all repairs, interest, $147,000. expenses, points, had enough appraisals, etc. left over to buy three more flat and a homes, an me a flat, providing positive cash flow from seventeen rental units. "Two days after closing escrow (which had to wait until had completed all repairs and sold the improvements), property for $135,500. made a net profit of $45,000 in a total time of nine weeks." I "Took fixed-uappraisal to saving and loan and received a mortgage commitment for 180 wrote the days for $100,000. p $200,000. 17 Bought as-i- p the commitment to my bank and received a $92,000 business loan for 180 days. "I bought the property with all cash none of my own. sh 11-u- I I I I 8 Steps to Success This knowledge is covered in Lowry's copyrighted eight steps to success, which lead Dr. Albert Lowry Person In FREE! See Times and Locations in Adjoining Ad people from their first home to as much wealth as they may desire. The steps include finding sound residential property, making certain it can be bought at wholesale and eventually sold at retail, arranging lowest-cofinancing by using st (other people's improving the property, managing it leverage money), correctly, increasing its net income, trading it for more valuable property or borrowing against the increased eauity (both of which can be done without paying income tax) and then simply repeating the process to build whatever size estates people want. Don't Understand Investing Lowry says one of the main reasons only five percent of our population become financially independent after working thirty or forty years is because people have never been taught the difference between speculating and investing, and it they do invest they settle for a far lo- er return than wise real estate investing can provide with safety. "I think a person should expect at least a 100 percent return on investment every year," he says. "It's criminal to let other people get rich using your money in return for even 20 to when you could enjoy that kind of return completely on your own. "And there's no vehicle like real estate to consistently do it," he concludes, "just ask Chris Nolan." Is this type of success unusual "Not really," Lowry says. "I hear regularly from Lowry alumni groups which operate actively all over the country and tney tell me of many instances which are equally exciting and profitable." While Lowry has an extensive library of products and tapes covering such special areas of - I MEDITERRANEAN WEALTH FOR YOUR HEIRS VILLA 10, " SEMINAR TOPIC: HOW TO MAKE MONEY IN REAL ESTATE IN 1986 Y0U WILL ACTUALLY LiKm EXAMPLES OF THE FOLLOWING; Seminar to Teach Day or 2 Day Follow-UYou What You Thought You Would Learn at 1 go home with Buy a home without cash or credit. Buy without using your own money. Get cash back from the lending institution when escrow closes even though you bought for no money down. Buy forec'osures at 30C to 60S on the dollar. 8 financing without cash or credit, even if you're not an American Get the Lecture is NOT a Preview Lecture to Simply Sell Books Tapes and Forms. Although They Will be Available for You to Inspect It THIS IS A FULL SEMINAR IN EVERY a SENSE OF THE WORD work session filled with the street knowledge only Albert Lowry has learned so wisely and so well and taught to so many 1, 3, citizen. 6 7 8 9 ONLY ALBERT LOWRY HOME STUDY AND SEMINAR GRADUATES ENJOY THESE EXCLUSIVE BENEFITS: FREE HOTLINE SERVICE to assist you In using your courts material 'SUPPORT CROUPS 10 1 1 how to change negative cash flow to Write a contract that fully protects you guaranteed! positive cash flow to 200 return on your money year after year. Never again will you Get a 30 want to settle for stocks, bonds, bank or money market returns. Defer all income taxes as long as you like, even get three years refunded and the Government pays you interest on your money. Live in a home twice as good as the one you are now renting or buying and keep the same monthly payments. Make big money in real estate and nevef buy a single piece of property. Become financially independent in 3 to 5 years and only buy one or two good rental properties a year. ? SAYS real no limit to the fortunes you can build this way N Y Times has made millions and thinks we can too ' became an ms'anl millionaire John R Caruso, New York DON'T MISS THIS INCOMPARABLE SEMINARI IT MAY NEVER AGAIN BE OFFERED IN THIS AREA ON A FREE BASIS ABSOLUTELY NO TAPE RECORDING May FREE 20 - Tuesday 7:30 p.m. HILTON HOTEL 247 24th Street (24th St. Exit, Rt.) Ogden, Utah May FREE 21 - Wednesday 2:00 & net wolh nt over S600 000 Thank you Margaret Carroll, Mass NO ADVANCE 7:30 p.m. SHERATON HOTEL 255 South West Temple Salt Lake City, Utah RESERVATIONS COME BRING YOUR YOUR YOUR FAMILY REQUIRED EARLY SPOUSE FRIENDS YOUR BUSINESS ASSOCIATES investing as sharing, options, government loan opportunities and financing, he stresses that none of these Also widely quoted in Readers Digest. Family Circle Money People Cosmopolitan. Barrons. Wall Street Journal, etc , as well as frequently I estate foreclosures, Seattle Times " one money making idea netted me $5 000 cash R Baldridge, Washington Entitling you to many special benefits. - THE PRESS within IS months SUCCESS NOW MEMBERSHIP CARD SMOKING Americas foremost expert in buying real estate with no money down, author of "How You Can Become Financially Independent by Investing in How to Real Estate" and his new best seller, Make Money in Real Estate Using Government Loans and Programs" He has trained more than 200,000 in the U.S and Canada, including most nationally known real estate lecturers on TV He has bought and sold more real estate than most of his imitators combined special equity techniques make money unless the investor has a complete knowledge of how real estate works. interviewed on national radio arid TV Accomplish all this, even if you start with little cash, no credit, no experience do. to how shown Albert what has you Lowry just doing exactly OTHER GRADUATES SAY The information you take home from this seminar could be the most valuable material can I a youve ever received and for these Seminars ONLY, we have waived the usual $99 it can do it horn wheelchairMarkanyone Hoyt, Arkansas to future. start an irresistable admission fee, providing you building your opportunity 12 IN YOUR AREA to givo specific help NO ABOUT DR. ALBERT J. LOWRY 5, 25, Donates Book Proceeds to Charity Lowry Albert Lowry, whose multimillion dollar estate continues to grow year after year through real estate investments and diversified business activities, has announced that all royalties from his latest Simon & Sc huster book, "How to Make Money in Real Estate," have been designated to a trustee to disperse for the benefit of abused c hildren. Lowry, who spent his early yeais orphanage, has a special empathy for victims of child abuse. "I think it is the responsibility of in an WHAT DO ALL THESE ED BECKLEY IRENE MILIN 'V MARAlTiNG MV AL BROWN MIKE MILIN ANSWER T.V. JIM CLINE HAL MORRIS PERSONALITIES AND LECTURERS HAVE IN COMMON? WADE COOK HOLLIS NORTON TONY HOFFMAN DAVE DEL DOTTO MARK HAROLDSON TOM VU PAUL SIMON RICHARD POWELSON WAYNE PHILLIPS They are all graduates or former employees of Albert J. Lowry. the wealthy to step forward when public funds are mat available to take care of our Urgent soc ial problems," Lowry explained. |