| Show 1 1 ' 1 - n I pje Jialt fake ®rilmnc Classified Advertising Section vt news B VU t y 7 i “ s i ’i iwnjf i ‘ u U 1 I - mi 5 4fc v- jfcii' 035— legal Services 035— Legal Services Hunters’ Attention For more info Hunts coll l9t X ! II W' X OVER Lost and Found rrxe The NEWSPAPER AGENCY every effort to ovofcl err on In advertisements Eoch od Is carefully checked and proofreod but when hundreds of ods ore processed eoch day 20 YRS EXPERIENCE IN 035— Legal Services THE BANKRUPTCY LAW that day ft appears and Immediately re port any error to the Classified Department by coiling 237 2000 FOUND-mal- e Golden Retriever We regret that we cannot be reAves rea or sponsible for more than one day's LOST 12 wk old block white femole incorrect insertion If you do not Near 5600 So Springer Spaniel calf the error to o attention 1300 East 772 3317 $25 rewtrd LOST— 2 rolls of 10 RESIDENTS Take odvantoge of our FREE WATTS LINE to place YOUR AD In CHAPTERS 7 1113 films pictures Green Eyed Conure Smoil Parrot type bird Talks some Very loud squawk Midvale area 99TH BIRTHDAY William A Lyman WILIAM CHAPTER 11 A LYMAN SCELEBRAT NGH699TH BIRTHDAY MOOAY SEPT 14 1987 FROM TO 9 PM AT 294! SO 9150 WEST LOST ORANGE TABBY CAT Needs medication Lost near 39th So 300 East Please call LOST or found pets call toll If any 487 1354 59cmin LOST Small whiteton male Matt-poVic 11th East 100 So Reward $200 Please coil LOST ShepherdHusky mix mole )Vi yrs d vie Little Cottonwood Canyon 942 742) LOST Sept Camping gear on East MAGNA RECREATION CENTER f A Canyon Rd MUYANDFRfNDSARENVITED NO LOST WhHe blue eyed part Siamese cat In vie of 6th South and 8th GIFTS PLEASE East wearing pink collar - with Chain Coll or LOST— Chinese Shar Pol light fawn GILBERT WESTERN CORP color no collar Vic 1500 East 7200 So $250 reward 942 2642 Requests sub quotes from qualified REWARD DB E subcontractors and suppliFor finding krgewhtte Somoyed ers for the construction of (omt mix dog mote 968 3107 and structure rehabilitation on MS from the Utah County line to 1)00 West In LehL Bid Opening Is on 2pm Protect Sept 22 Legal Services at 1987 EAST $150 340 6400 SO In TO START Cases Most 'RECORDED MESSAGE FREE INITIAL INTERVIEW CAN SEE YOU TODAY ATTORNEY AT LAW Sait Lake City interview $190 Ut 84111 East 133 South) NOW STOP THE PHONE CALLS RICHARD CALDER foreclosures taw suits and garnishments reduce or eliminate debts and 'nanciol pressure Stop 7 IMMEDIATE APPOINTMENT ATTORNEY AT (UNCONTESTED SIMPLE) $135 CONTESTED PLUS $77 FILING FEE from $100 IN DECREES SHERRI PALMER BANKRUPTCY for appt or 262 7677 for 24 hour 761 3 CASES M 198- 6PRACTICE CONCENTRATES PRIMARILY ON CHAPTER 13 CASES CHAPTER law CHAPTER 13 DEBT ADJUSTMENT PLANS $120 MARK R EMMETT PRACTICE LIMITED TO BANKRUPTCY SINCE 1983 I3&7 HR FREE INITIAL INTERVIEW CAN SEE YOU TODAY R $350 WARD PROBATE 364 1304 - $35$70 Will 20 Years 7 BANKRUPTCY-CHAPT- Injuries Kent Feuerhelm So 1300 East 301 2120 12 4455 S 700 205 SIC 263 3782 Evening oppts olso 534 3304 CONSULTATION Fee on Percentage Basis Evening appointments avoitable MADDOX & SNUFFER 6400 South State Across from Fashion Place Moil 263 2111 17 9985 AUTO needs are top priority Arbitration $J 45 (Single Simple plus $90 ff) YOURSELF PKG FROM $75 e plus $90 ff) DIVORCE $100 DAVID MADDOX 263 2)11 el 20 64 EAST 6400 SO Attorney 530-1343 CATHRYNJ from $100 ELLIOTT LEVINE Attorney at Law Carr tape Square (Southwest Corner) 4168 South 1785 West WVC Attorney 101 (Recorded Message) or can Info So Main Lk fv DON'T JUST DATE BE SELECTIVE LATTER DAY DEALS IDS ONLY 205 WEST 700 SO 531 9888 BL3766 ®1 Personals 445 7 Lie 7290121 East 2nd So PSYCHIC Daily OLGA Horoscopes CALL 24 HOURS toil if any 49 min DREAM ESCORTS Total convenience 5968151 wise to Investigate ond Mastercard or Visa occepted perhaps seek references from ail NOTICE organizations concerned with your 343 So 200 W Lie 792 0022 private life As o reminder to oil those considering pcrttdpatton in any type of dtet or weight toss program tab newsNEW EXPECTATIONS paper recommends the any such New Unique Fun and Exciting participation be undertaken only afSingle s Organization ter consultation with your doctor ActtvtfiesI Socials! Trips! Escorts Thb newspaper neither endorses or Unique dating program! off Mention tab od get up to 20 condemns any weight loss program 104 Sandy UT 850 East 9400 So It nor assume 485-700does any responsible 1 0 LICENSE tty for ctoims mode 1361 SState BL79220 292 It is PLAYMATES MURRAY LAW OFFICE OF PLUS ff ACCIDENTS 160 charge for initio! consultation DO iT YOURSELF PACKAGE (Available For All Counties) Fee on Percentage Basis BAILEY & NELSON 7050 Union Park Center Midvoie No IT CONTESTED DIVORCES ADOPTION $150 WILLS $40 CHH D SUPPORT PR06I EMS Appts At Your Convenience DIVORCE Children $ Western DO DU RECORDING MEDIATION DIVORCES BAMCRUPTCY ESCORTS Utah's Premiere Singles Social Club News Magazine Parlies Socials NOTICE FAMILY LAW ATTORNEY AUTO ACCIDENTS EXPLANATION BANKRUPTCY "AZIZA 363-770- 13 V V BEAU MONDE Services a taw firm) V As of Aug 18 $2 49 per cad plus toil If eppikabie 4213 So Hoi today Btvd BL 272 3336 WiAT ARE YOU DOING TONIGHT???? Welcome to the Oubi Exp Dating (801)322-592- (not E 322-590- 4 RECORDcD BANKRUPTCY FROM $125 DIVORCE (uncontested simple) From sioo Court filing tees extra James B Honks Attv 292 9322 5 BARNEY Simple Will Children s Trust RANDALL KLIMT DUIs DU from CLARK CHAPTER 11 BANKRUPTCY 24 G 8 ALL kinds of Investigation US! 532 2105 Security Investigations DIVORCE Bankruptcy-Adoption MARY WOOOS Attorney IN SANDY PERSONAL INJURY APPOINTMENTS A recorded message WILIS Will $40 Trust Provision consultation is free Applicant must be employed and have a desire to avoid bankruptcy CONSUMER AFFAIRS Division of Kemp Bolin & Assoc AWARDS BUMP TGKETS Coupon Connection since 1971 10VESC0PES & ASTROLOGY WANTED LAWYER tow If any Mkt 45 oddl min Want justice 3487 W 2100 So Lk 459 972 9552 Must be tncomjptabie done not apprehensive to get the truth be willing to challenge the system and coileogue have high standards high seif esteem Willing to fight for my rights as If they were Iheirv Write to or contact DATE-LIN- E Craig B Herman PO Box 250 Draper Utah 84020 Utah State Prison ALSO CHAPTER TO START Reduce your debts get up to 3 years to catch up house payments stop foreclosures Chapto 13 may help you much more than filing straight bankruptcy 943-244- 0 ALL AIRLINE 76-STAR V BANKRUPTCY? Attorney who will sincerely work tor you Reas rates Free 1st h hr consultation Amy B DlsheW JANE ALLEN Attorney at Low Divorce Personal Injury 8 East 300 So 735 Inlfiol And Most tntemottonal Destinations BEST PRICES BUY OR SELL 55 I AW AVOD BANKRUPTCY Is an alternative to the embar rossment ond uncertainty of bankruptcy Through professional financial management reorganization and creditor budgeting mediation you can eliminate the need for bankruptcy Learn better ways to manoge your finances There PHONE Simple DAY 965-178- IRRECONCIABLE DIFFERENCES CHANGES 13 Guardian GARY JOSLIN DIVORCE UNCONTESTED & 1 2626800 PROBATE WILLS 7 WOMEN'S ADS TO HEAR MENS ADS PERSONAL INJURY LAWYERS 19 YEARS EXPERIENCE No Charge for Consultation DAY & BARNEY BANKRUPTCY CHAPTER TO HEAR S- PERSONAL INJURY SIMPLE WILLS-$4- AND FILING ADOPTIONS $150 WILLS $75 INCORPORATIONS $200 ATTORNEY AT LAW DEBT RfUEF— 5 NEDP SIEGFRIED initial DJ'NGIINE East 3300 So 2102 CONVENIENT West Side Location 3540 So 4000 W WVC 333 So Denver St 76-DATE AIRLINE 12 BANKRUPTCY 364-652- 2 DAILY INTR0DAL PROBLEMSocloi Security Administration Spectaltst) DISABILITY ADVOCATES 350 So 400 East SLC 359 3332 S DEE LONG GENERAL PRACTICE OF LAW 487-824- 1 fee 2225 SO 5th EAST SUITE 6100 SOUTH 1935 EAST Richards Woodbury Building BANKRUPTCY FREE 328-064- plus $77 filing Divorce custody odoption 040— Personals C TYCKSEN 561 3800 ISABILITY -D- CONTESTED DIVORCE CONCEALED WEAPONS $100 1 1 investigations and bodyguard services 583 4305 Digital page $100 SIMPLE) 24 HRS ’CALL AUSTIN INVESTIGATIONS Serves Utah and Wyoming Accident divorce missing persons (UNCONTESTED) PLUS $77 FILING FEE DIVORCE $160 FREE INITIAL CONSULTATION FEE ON PERCENTAGE BASIS (UNCONTESTED FOR RECORDED EXPLANATION CALL 9425757 262-920- 0 - BANKRUPTCY SANDY MIDVALE IAW OFFICES PERSONAL INJURY LAWYER Fee on percentage boK Contested DIVORCE SDUI from 1350 Simple DIVORCE 1100 plus filing lee STEVEN 13 IAW FAMILY AT LAW DIVORCE felonies and misdemeanors (440 278-040- 4 AUTO ACCIDENTS DUI Fr ASSOCIATES LAW FIRM & 64 (104) 285 Reply to Gifoert Western Corp P 0 Box 7950 Salt Lake City UT 84107 (801)264 8592 An Equal Opportunity Employer SENIOR CITIZENS if you cant live alone and If you do not require skilled nursing care call AUS We bring mature responsible live Ins to your home Into UNLIMITED capital available for any business purpose S5000Gup or write Mann & Coll 1498 Associates E Toilowood Clr Sandy Ut 84092 KEARNS Oustide Storooe holding ouchon Sept 21 10 am 4750 So 4850 West and HOLBROOK ATTORNEY 039— Dating Service 035— Legal Services 102 Concentrates On DIVORCED W DAVID DIVORCE CHAPTER 13 RON SCHIESS goidwhite cat at Fish Lake 727 scratch on nose block col tar Gus" Reward 3306 LOST Mole Golden Retriever Aven1 ues area 8 A M TO 4 PM DAILY MONDAY THROUGH FRIDAY MR 7 LOST 800-662-91- - Proctlce BANKRUPTCY Page 035— Legal Services 268-312- 1 BUSINESS REORGANIZATIONS Over 300 Chapter Cases filed under the new law LOST Classified CHAPTER DEBT RELIEF LOST downtown BRITTANY Frit-zi-e hos red collar with Idaho on SLC Reward phone tag LOST Golden Retriever femole wearing red collar- with tags Answers to “Ginger- Near 10600 So 10th East Reward 571 7769 Lake Area) 715 EAST 3900 SO SUITE CRIMINAL IAW LOST DOG $200 Reward Male Yellow Let 2 yrs old Has Irg sore on nose Answers to Nick 298 5848 or 521 1948 UTAH STATE JAMES ESPARZA - 13 1987 RUL0N PRICE BANKRUPTCY negatives sentimental TOLL ( ufc ASSOCIATES 20 YEARS CONTINUOUS EXPERIENCE IN THE U S BANKRUPTCY COURT IMMEDIATE r (outside Salt ! 035— Legal Services Of FIRM Chapter 71 FOUND mo old Nockwhlte mote Springer Spaniel Vic 4300 West 4500 So 967 9186 FOUND Cosh Davis County area Identify Coll through We ask therefore you check your od the FIRST RUL0NT BURTON & FOUND smoil mop like dog moybe White and groy mole moffese Call mistakes do slip Thank You U - or YOUR AD! 237-200- 0 £ - FREE FRST INTERVEW NO APPOINTMENT NECESSARY HOURS 8D0 am to 4 JO p m EAST CANYON OUTFITTERS Now booking for guided Big Game CHECK Dial 7 Salt Lake City— Sunday Morning—September Special Notices PLEASE To cancel or correct your ad r— — r V i:LHj(±3 TRADE OR R£IST Section C M i 237-200- 0 ""r V v s Dial The Intermountain Area’ s Largest Shopping Center 70 BUY SELL t To place your ad phone JUDD at Law 534 1035 FREE MEMBERSHIP DIVORCE UNCONTESTED from S100 Plus filing fees ADOPTIONS from $150 Plus filing fees Also Contested Divorce changes in Divorce Decree Wilis Probcrte 660 SOUTH 200 EAST 100 SLC LEGAL KITS Divorce $89 tax Personal Injury wills adoption Can A I Mon IM1TED TIME ONLY 1 pm Friday SINGLES NETWORK US A 970 East 3300 So 7 A Lie 439001 HYPNOSIS Now avoitable Experience over the phone min session Now CAREERS P NOT JOBS Coll CROCKER ASSOCIATES THE HYPNOSIS LINE CONTINENTAL MARRIAGE BUREAU Oldest Dating Service in SLC Far Love Home and Chile en 3443 S State Lk 7290101 California Models $2 95 per sessioncali toll K any 530-115- 5 About Real Estate Parents Don’t Loan You Love So Don't Take Their ‘Interest’ for Granted By Don Campbell Dear old Dad and Mom always around when a or something a bit comforting word is needed more tangible than that DEAR MR CAMPBELL: I am considering asking my parents if I may borrow $2500 from them for a down payment on a condo I have $2000 saved and earn $27000 a year am single with no dependents I sold a house one year ago and currently live by myself in an apartment I will have to pay capital gains in another 12 months if I do not do something I am hesitant to ask my parents though as they are retired and most of their money is tied up in IRAs CDs etc I do not want them to lose any interest they could be earning or take a penalty for early withdrawal and am prepared to make up this loss to them What I would like to do is borrow the money now and make out a payment booklet to begin payments exactly one year from now While I realize the terms of financial planning vary depending on the account etc I would like to be somewhat knowledgeable on this before I approach them It would be impossible for me to save the $2500 in the next year as I need this money to pay off some outstanding debt — this should be paid off in 12 to 14 months Ms J D Columbus Ohio ANSWER Although some people have honed it to a fine art hitting the old folks for money is difficult for most of us And when they are retired and on a fixed income it’s particularly sticky Frankly I don’t think too much of your idea as it stands right now You are asking them to give up the dividendinterest yield on $2500 for a full year before you even begin paying them back Are you planning to lump into your repayment schedule the deferred interest that they would otherwise have realized during that year? Here's a variation of your idea that I’ll bounce off you for your consideration All of this of course is contingent on their going along with the plan in any form — although being parents they probably will Borrow the $2500 you need but time it so that your folks won’t incur any penalties — wait for the maturation of one of their CDs Now beginning in the first month after you get the money and continuing for the first year pay them interest only on the amount borrowed Let’s say you offer them a 10 percent return Currently that’s a better return than they are probably getting on most if not all their other investments So for that first year religiously pay them l12th of their $250 annual interest each month — that's $2083 You say that you’ve got bills that you want to pay off before getting around to your parents That’s for the birds! If you can’t afford to pay them $20 83 in interest each month in addition to your other debts then you’re too far in hock to be entertaining any notions like this At the end of the first year where under your plan you would be out of debt and ready to begin repaying them you step your monthly payments up to $115 97 which will retire both principal and interest in two years That’s about the only way I would buy such a deal And remember: Mom and Dad each and every month are absolutely the first to get paid Promise? early-withdraw- al DEAR MR CAMPBELL: We have lived in our home for years and have always taken care of it and improved it We bought it for $16000 and can probably sell it for $65000 to $70000 on today’s market We are about four years from retirement and recently decided to move to a city in another state Although I like to visit there living there might be unpleasant I’ve heard the pollution is bad at times and it’s terribly congested with traffic Anyway we are trying to make up our minds whether to rent or buy there If we rent what’s the best place to put the money we make from the sale of our home? Or since rents are so high in this other city would we be better off to buy a home? Mrs J LH Bountiful Utah ANSWER For the sake of delicacy I’ve omitted the name of the “polluted” other city Take your time about it — rent a home for about a year in the new city to get the lay of the land — but it would probably be a good idea (since four years until retirement is a fairly long time) to buy a house even if it proves to be a transitional move The chances are being that close to retirement that you could avoid capital gams on the sale of your home e exclusion allowed those over the age through the of 55 20 one-tim- Survey Says Home Sales Increased in Utah Kathy Fulk David Seiler i Mark Schneggenburger Janette Metcalf Chris Ross Special to The Tribune DENVER — Utah is one of 15 states where home sales increased in the second quarter of 1987 according to a survey by REMAX International believed to be the second-largee network in the country While home sales improved in Utah the survey showed 18 states experienced a drop from the year earlist The Intermountain Region Realty Roundup Gump & Ayers Real Estate Inc the state’s largest real estate company with offices in Salt Lake City Park City and Ogden has announced the with addition of 15 Realtor-associate-s the addition of the Century 21 Dan Lawler brokerage in June bringing the company’s sales force to more than 150 They are- Chris Ross a member of the Salt Lake Board of Realtors Million Dollar Club for the past six years Mark Schneggenburger a member of the board's governmental affairs committee Kae Babinchak with Dan Lawler since November Butch Dailey and Suzie Davenport with two years of experience in the real estatendustry Ada EbeV a Realtor since 1977 Kathy - Fulk a specialist in residential real estate and relocation services during her five years in real estate and also reported more than $1 million in property sales last year Lyle Gurney who began his career four years ago in Wyoming Fred Holt and Janette Adamson Metcalf joined Dan Lawler in June Rich Miller with 10 years in real estate Scott Sabey who had two years of real estate experience in Southern California prior to joining the company a year ago Karl Scboewe joined the company m 19841 David M Seiler a veteran of the industry and Jeff Snelling a Century 21 Million Dollar Club member for the past four years who joined Dan Lawler )n 1981 REALTY-WORLD-Jon- & Jones 2270 E High Mountain Drive Sandy has received the company’s Peak Performance Award by averaging one listing one written sales contract and one side of a closing per sales associate per month The company qualified for the awards presented quarterly in February and June In addition sales associates Douglas Olsen Jayne Douglas Hal Sheppard and Chuck Washburn have qualified for the Peak Performance Club To become a member an associate must produce $9000 in gross commissions in one quarter or take nine exclusive rights to sell listings of not less than 90 days m q quarter real-estat- er The REMAX Index compiled from questionnaires covering 17000 real-estat- e agents reported in- creased sales in the second quarter in Alaska California Colorado Florida Georgia Iowa Louisiana Nebraska New Hampshire Oregon South Carolina Tennessee Utah and Wyoming But in the same period sales of homes slowed in Arkansas Arizona Connecticut Illinois Kansas Massachusetts Missouri Mississippi North Carolina New Jersey New York Course Teaches Real Estate Appraisal The Society of Real Estate Appraisers Utah Chapter 41 will present a course on the appraisal of real property beginning Thursday at the Salt Lake Community College 4700 S Redwood Road at 6 p m The course will be held Tuesday and Thursday from 6 to 9 p m and will be taught by Clyde Williams SREA Jim Ive SRA and Leonard Owens SRPA v The course costs $535 which includes tuition and all materials For more information contact Jim Ivie who is listed in the Yellow Pages The chapter part of the national SREA based in Chicago meets the last Wednesday of each month at the a 750 E 400 South at noon It promotes professionalism and education liUhe appraisal Chuck-a-Ram- 1 Ohio Oklahoma Pennsylvania Rhode Island Vermont Virginia and Wisconsin REMAX spokesman Bill Echols said the average price of a home in Utah for both the current and year-ag- o quarter was between $60000-$8000- 0 and the average interest rate rose from 9 9 percent in the first three months of the year to 10 percent in the second quarter The survey taken each quarter to measure how long homes stay on the market before being sold showed those in Utah averaged 70 days on the market five days less than the 75 days in the first quarter of the year for a drop of 6 6 percent Comparing the first and second quarters of 1987 the new survey shows that homes took approximately the same time to sell in the following 11 states Indiana Idaho Ken- tucky Maryland Maine Michigan Minnesota Montana South Dakqia Texas and Washington |
