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Show SOUTHERN UTAH NEWS Community . 6 WEDNESDAY APRIL 19, 1995 Womens Clubs to meet in Kanab and art Teenagors Two teena3rs on a tour of a modem art gallery found themselves alone in a room of modem The call is out to all Kanab Federation ofWomens Clubs of area club women to Take Time Utah will assemble for the south-fo- r Federation. The General em district spring convention in Kanab on Saturday, April 22 at the Senior Citizens Center. Registration is at 9 a.m. and lunch will be at noon. The registration fee is $5 and lunch is $5. Members are asked to share skills in writing, art, crafts and photography by entering their work in competition at the convention. Briefly the rules are: 1) Writing poems-an- y style, maximum length 30 8 lines. 2) Short stories typewritten, double spaced, minimum margins of 1 inch, 2000 words maximum, one side only on 8 12 x 11 inch paper, all work original, sculpture. Staring at the twisted pipes, broken glass, and tangled shapes of the exhibit, one of them said to the other, Lets get out ofhere before they accuse us ofwrecking this place! : could fyou lines-mini-mu- amateur status, and unpublished. All written material sub- the best features for a home equity credit line. ours pick Borrow up to mitted to Rosemary Goldy by April 19. 3) Ai i No entry larger than 11 x 14, excluding mai. Mats should be used on all media except oils. No frames or glass. All past t'ls sprayeu ith fixative. 4) Photography person not history, flowers, etc. scenic, vistas, animals, landscapes, seascapes, etc. Feature, human interest, fun pictures of pets, etc. Black and white or color-n- o smaller than 8 x 10 and no larger than 12x16 with mats. Ifyou have any questions, call Phyliss Stewart at 644-294- 5. Remember Convention time, Saturday, April 22 at the Senior Citizens Center in Kanab. Please call Edyth MacDonald at 3 for reservations before 20. April 644-237- of your equity 2 below prime Tax deduction No fees rate thats about as good as you can get. No closing costs. No appraisal fees. No annual fees. No fees. Period, The opportunity to get everything youve got in your home out of your home by borrowing 100 of your big interest deduction when tax time rolls around. This home equity credit line is what youd get ifyou could shop around from bank to bank and select the best each has to offer. Good thing its all available at just one bank: Zions Bank. Apply for a home equity credit line at the nearest office or call Tele Loan at 89 WAN. (With 86 offices available, choosing one will be the most difficult choice youll have to make.) equity. The ability to borrow' money whenever you need, to buy whatever you need, without having to apply for a new loan every time. The possiblity (check with your tax adviser) of a STATI f AIM -- ZIONS BANK Member FDIC INSUIANCf Lorin Tonks Agent 310 S 100 E belo- prime is equal to a variable annual percentage rate equal to its base rate as defined in the loan documentation. Based on the current prime rate, sour introductory rate of 2 of equity you have in your home If your the loan based v months on amount take after eflect alue ratio is 25 or less, vour regular will uhich varies six variable begins, The rettular rate, your (PR of 4 ( 10 is if your 3 4 (10 34 APR), rate will be pnme plus aPR); ratio 5.- 3 4 plus regular pnme APR). your Currently be will (9 rate prime plus prime credit line is SoO.OOO. tor 0 is $25,000 The maxi(14 APR). 'The maximum amount tor 4 plus 5 (13 APR); pr.me plus 2 (11 APR); prime plus ill be determined by the bank. A $15 charge is made for any check or draft wntten against the line for less than S500 If the line is not mum APR is 18. Actual rates mav vary. Property values N' w ill be assessed. This ot ter is av ailable on home equity credit line below $200,000. fee S50 a calendar anv used once dunng year, 7. al pets-natur- 100 What more could you want in a home equity credit line? Zions has it all. An introductory rate thats below prime, followed by an annual percentage 'Zions Banks pnme rate m is Kanab, Utah loan-to-- loan-to-vl- 81-9- 2t-5- 1 1 1 51-7- 1 71-8- 81-9- 0 f! l'" 644-268- 3 State Farm Insurance Companies Home Offices: Bloomington, Illinois |