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Show Tuesday, Aug ust 30, 1 994 S un Advocate, Price . Utah 15A Set goals to prepare for college admission By PATRICIA GOLDSMITH Student recruitment University ot Utah Late summer is the time for Utahs high school students to resolve to do their best in the upcoming school year by setting goals and establishing good habits. Colleges expect juniors to make big leaps in intellectual development. Youve grown in social sophistication and youll demonstrate greater capacity for analytical thought as well. For seniors, too, the upcoming year is a time to show youre ready to handle college-levwork. To help determine if youll succeed as a college freshmen, admissions counselors scrutinize how well you do during the first quarter or trimester of your senior year. Ive noticed a tendency for high school students to spread themselves thin by taking many courses rather than concentrating on substantive ones. Compared to high el For juniors, the upcoming year is the most important so far for college admission and scholarships. If one school year needs to be outstanding, this is it. Heres the good news if youve got a shaky record, a stellar junior year can turn things around. If you were a flake or just didnt understand what was expected early on in high school, you can still shine if you get both feet on the ground now. Often, college admissions counselors are merciful about erratic freshman or sophomore records if a student has clearly caught fire academically as a junior. school, college usually but more difficult classes. Seeking preditors of future success, college admissions counselors look for student commitment to high school core courses English, a foreign language, history, mathematics and science. involves fewer Beginning in 1995, for You need good r example, Utahs public universities will goals. By require entering freshmen to have taken at least three years of high school science. I know of one otherwise young woman well-qualifi- Students headed back to or university campuses this fall will encounter several changes to the rules governing guaranteed stu- Replacing light bulbs dent loans. According to Sallie Mae, the nations largest funding source for student loans under the employee of YESCO Sign Company of Salt Lake City replaces bulbs and cleans letters from his perch high above the street recently at Murry's Center Texaco Service on Main Street and Carbon Avenue in Price. An Wells Federal Family Education Loan Program or FFELP, the changes are a result of the Student Loan Reform Act. The rules follow several major reforms which took effect one year earlier as part of the reauthorization of the Higher Education Act. The past two years have seen significant changes in eligibility and the amount of funds available under the federal loan programs, says Don Buehrer, Sallie Mae academic receives scholarship to university in Washington Price resident Stacey Wells attending American will be University in Washington, D.C., beginning fall semester. A Carbon High School graduate, Wells received a pres- idential scholarship to attend the school of public affairs at American University. A winner of a Lions Club U.S. award, Wells has been nomi- nated to appear three times in Whos Who Among American High School Students. Wells is a state debate champion and served as mayor of the Price City Youth services representative. Council. of the most recent changes make student loans less expensive to get and to repay, while the first round of changes was aimed primarily at increasing access to student loans for more families. Students will save money by paying a lower origination fee and insurance premium on their loans. The e total of these fees has been reduced from as high as 8 percent to a maximum of 4 percent of total loan balance. Students will also pay a lower rate on student loans during high interest rate environments. The rate of Stafford loans the cornerstone of FFELP is now capped at 8.25 percent, down from 9 percent. The cap on PLUS loans a loan made to students parents has been reduced to 9 percent from 10 percent. Labor Department awards Utah organizations have received $815,716 in grant awards to operate employment and training programs for Indians and Native Americans. According to the United States Department of Labor, the two Utah organizations are Indian Center Employment Services Inc. of Salt Lake City, $479,052; and the Ute Indian Tribe of Fort Duchesne, $159,598. A total of 25 Native American organizations in the Rocky Mountain region received $8,804,003 in grants, including Utah, $638,650; Colorado, $815,716; Montana, $2,486,352; North Dakota, $1,486,877; South Dakota, $2,905,255; and Wyoming, $471,153, said Luis Sepulveda, regional administrator for six-sta- te Employment and Training in Denver. The funds are authorized under Title II-- and IV-- Section 401, of the Job Training Partnership Act (JTPA) and cover the period from July 1, B 1994 up-fro- A, through June 30, 1995. allowances. nt one-tim- The U.S. Labor Department sponsors special employment and training programs to help jobless Native Americans who are economically disadvantaged, unemployed or underemployed. In addition to job referrals and placement into unsubsidized jobs, the programs offer job training, counseling and other services. Included are supportive services such as child care assistance, transportation assi- stance and Students at colleges cumulatively representing 5 percent of loan volume will receive loans directly from the government by way of their schools instead of through a bank, as has been the case for training 4 nightly lessons. Chip away at assignments rather than pull to accomplish four months worth of work. application was last-minu- rejected by a prestigious al arts college because she dropped both math and science during her senior year. Define a hard core program, then stick with it. At the same time, its important to demonstrate commitment to your chosen liber- Neither program the FFELP nor the direct loan program is cheaper than the other, explained Buehrer. Regardless of the program in which a school participates, students will receive identical rates, terms and conditions on their student loans. Beuhrer notes that during repayment, however, stu- dents borrowing under FFELP can benefit from several plans offered by private lenders to make loans easier and less expensive to repay. The most dramatic change Consider asking your teachers help at the beginning of the year in establishfor youring self. Almost all teachers thrill mini-deadlin- o statewide conference or research project. Connect example. The last two years of high school are a time of narrowing options. Showing depth is now more important than breadth. gradual, sustained, measurable growth. 'RjvATE btUBf Members Idnly; able interest rate, currently set at 7.43 percent. With the unsubsidized version, borrowers must pay the interest that accrues during school. On basic Stafford loans, the government pays the interest both during that time and for six months after the student leaves school. The 1992 legislation further expanded access to student loans by removing home and farm equity from the calculation of family need, and significantly expanded the amount of funds available under the federal loan programs. HH1 CR'S Appliances? furniture; SPECI. Pay 1st Week Hem . Get 2nd Week Rent FRE CATAU o TETTITm uebloi Colorado 81009 a Weekend Entertainment Fri. & Sat., Sept. 2 & 3 "JIM SHIELDS" Members, lake advantage of our shuttle! 6 and we will pick you Call us at up. We appreciate your business. Come in and try our SftcUrxt SrUtcUtitkcA, Now Open Sunday 12 Noon Watch Football Sunday Afternoon Free Bowl of Chili ConsumeT Information Center i Department Sourcel o h, 10-ye- ar Send yountame and addressto o" with a teacher to help you make it all happen. (When you show good follow-througyour teacher may be inspired to write an informed and glowing letter of recommendation to accompany your college application.) Remember in the eyes of college admissions counselors, the most trustworthy trend is one of in the 1992 legislation was the creation of the unsubsidized Stafford loan, which makes every student eligible for aid, regardless of income. All Stafford loans have a repayment term and a vari- SOURCE of usefu CONSUMER INFORMATION requests for guidance. Think about the colleges and scholarships youll want to apply for, then envision what youll need to qualify. Plan now to participate in a history or language fair, yourself in increasingly tougher tournaments, for GMipllL Jap jntoJHE es to sincere Prepare to show progress, perhaps from classroom leadership to school office to a regional national position. Or show that in sports youve achieved your goals by testing MAYiTRFSOURCE 0 te rs extracurricular activities. FURNITURE A APPUANC 0' 21 West Main, Pried Wednesday Night Ladies Free Juke Box Night 637-014- Specializing in the medical management of Pregnancy Childbirth Announces the addition of Jeff Palen, D.O. in the medical practice of Obstetrics & Gynecology Infertility Family Planning Menopause Laser Surgery Accepting most insurance plans Canyon View Women's & Children's Health Specialists 280 Hospital Drive, 2 Price, Utah 84501 Appointments: CAFE RESTAURANT FFELP. The government anticipates that it will gradually take over 60 percent of total loan volume by 1999 under its new federally funded, direct student loan program. Many She is the daughter of Ken Wells and Joy Wells, both of Price. Native American grant funding Two the past 30 years under college-styl- e assignments, in longterm chunks rather than Federal reform legislation changes guaranteed student loan regulations college junior year, youre probably receiving ed whose time man- agement skills to accomplish four-yea- 637-661- 5 SNACK BAR Located In the new Clubhouse at Millsite Golf Course Ferron, Utah Full Line of Snacks Breakfast, Lunch or Dinner Cold Drinks r For all non-golfe- rs - Come and join us for break- fast, lunch or dinner with a beautiful patio view of the golf course Millsite wuu& tu.li or millsite reservoir. Golf Check out the New Pro Shop in the Clubhouse Camping Fishing Swimming Skiing Picnics & much more Specializing in the medical management of Childhood Illness Infant Growth & Development Breast Feeding Behavioral & Developmental Issues Immunizations Well Child Check-up- s Accepting most insurance plans Canyon View Women's & Children's Health Specialists 280 Hospital Drive, 2 Price, Utah 84501 Appointments: K 637-661- 5 Announces the addition of Shari Palen, D.O. in the medical practice of Ted ia tries |