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Show , P I e d S . . 4 . se .1 . ILIElculorm ..),.: DESERET NEWS, THURSDAY, JULY ... 02 el 29, 1976 ... a D7 n eye on health care 1 By Arnold Irvine ..;:": Deseret News business editor Health care and what the government should do about it could be an important issue in the political campaign and in Congress after the campaign. , Insurance companies are watching the develop:. ments with great interest and possibly with some apprehension. "We feel the government can't take care of all the medical needs Of the populace," said De Wayne A. , Ehlert CLU, San Francisco, regional vice president of New York Life Insurance Co. Eh lert was in Salt Lake City Wednesday to help ,',' ()pentthe new offices of the company's Utah General . : - Office in proper style. The ,, office has moved from the ''': ..':',:kn-First Security Building to a new office building at 275 E. 'r,, ::::,,,,;:,; .s South Temple. Open house was held there throughout the day 2: ,,l'ad'.': after formal opening cere- ''.4, :.b1 ', k :- ;1..1, L:ili11LC monies. , :''1,7:47:;:,1 7 i ..;( ,.' .4.:.1:0A,1.4,-.:q't- Ehlert said the insurance industry is assuming the out come of the health care furor will be a dual health care program in which the government A i I possibly expand its r r Ar;iilk Mr. Ehlert Government officials concerned with the Social Security program have realized the program must be placed on a sounder actuarial basis and have consulted with the private insurance industry on this matter. Ehlert said, noting that no solution to the Social Security dilemma has yet been reached, The industry has come to the rescue of private pension funds by offering experience and know-hoto employers. "Our company now is in a position to furnish employers almost any type of pension plan they want including death, retirement and other benefits. We will fund the programs, provide actuarial service and administer the pians for the employers. a cinch to find out the MPG (miles per gallon; cir: the facts you want are clearly posted on the wind( lw of each TIM make and model. But evaluating the "EPM" ( cost Of operating a 11)76 home is not so easy and it ridiculous even to compare the impact on your pocketbook of rising home heating and cooling costs' with that of rising gas costs. SYLVIA . (energy-per-month- Sometime in the future, the housing industry surely will develop a rating system that will the potential EPM costs of a new home. As of t(Klay. though, there is no simple way to determine the operating efficiency of a newly built house. "Buyers are pretty much left to their own resources." admits Guy O. Mabry. ice president of Fiberglas. even without a new car type window for your house. there are some steps you can take to make sure that the new home you buy won't be a fuel guzzler.".he adds. They will not keep your new home's EPM costs from rising altogether. They will invohe some time and effort on your part. But they also will help keep those costs as low as you can make them. And you will find the dollar savings Wtql worth every hour of effort. Inliosi 4 Owens-Cornin- , g I'S ; i Livestock market Thursday's Quotations It) int iod no some fir int,. 31 et, 42.50. trainey 425 lb 33 5(l 500710 lb 32 60 34.10, choice intly lb L 0034 60. ti ;knew Cattle 100. Estimates for hugs WA, sheep 25. KANSAS CITY QuOtat,Ons AP; Hoes 800. Barrows 13 instances lower, for Ibursday and gilts 50 75 lb inAe6t; 45.25-4- 75. It 44 4 2.'S 3's to 25 2'5225 tb 46 00. AS.25. It Sows steady !t 325 49S lb 37 lowon I 2 3 25f., 260 43 1)44 25 2 500600 fb i. 38 Stweo! oA. NORTH SALT LAKEProducer's Livestock Auction for Wednesday. Juts Gomoared with Wednesday of last cows sold steady; bulls .50.1 ore, lower; choice slaughter steers and heifers absent; ught suooly Of feeoer cattie, Sia4ghter cattle. Good 710825 it 00, buils 31.25-3heifers 30: cutters 21.60-260: utiiities 2A OD, 0 19 lb veal canners SC staught,r Sorel() Meech, ;b crio,ce ,..orne prime al 13; pood and choice 7590 lb 35.0039 00. Shorn slaughter owes J11,08 and good 10001416, Cl 'arrbs , 7.0(f 10 13. ) Feeders unever.lv Cattle 3.500 501.50 iower than previous rhursdav. Feeder steue and ore, 4i'. lb 41 90, cho,ce 400635 lb 37 03, 39.40, mostly choice 700925 lb 36 00chmce and 4500. Feeder holters It A -- 1 ;r c,ves 32 - It) 75. Feeder cattle: Good to choice steers 32.3035 60, ono(' and choice lb heifers 25 Over the counter il ' it.00 CNC! ,,, X k NASD th. r.Y Ti prnrx'm,T. 3r.. PdniSt I; n(!ua ,,ot Of of .ces .nt,r0,11.-- r troeco,out the oev. Pnces orn,rt5.f.), i SPoJrotoes , 0. 40 Ytit ,4 i (.1!aull '',, Arnexor , ' A.,1s4st A'lmaY :,i, Arm& 3e :P 08,4 lu Htlrot, 2, 2 ''l 5 .k', . 0, CM,Brtrn 4' , A 5 4 41 tSs 5 DvnaAmer !sire"- - t , ,1 F 3 6 44 L,10, ,,, . A . Plc! ,..; ra: 3.14 4.01 9 5 8'. , . 8 Truck serCi) ., 2 .,0 '::: 'k , 2., 54 iBt),(4t,,c,,, 3 (...trvic ..', '3 insTrflans Br'ellt0a 41 oc 24. 3 S. 6 5 S...r1v1 i 11,1020m Tplevrtn IPPvrv 701edoMn$ leans, o Utallthinc Vaint1014 Valk sivP,,a,t .23c 1 3 20 .30 13 Iv 14, 14' 15 s 14 17,4, 4' 24 , ;"4 P1 4 , 23 J 21 2.1)11C Intermountain Stock Exchange Thursday's auotatIons Bcl Hr,4,4 (yv ,xlic Ask 3 7', .a 4.10 L 45 2 16 CA2oitil,411) 4 (took ,A; trIA I NO ' av,)r fir 4,Met Ask Bid Eu,11,11 E u,Staqt.1 94 ,rttf(ars 4 30 3, $t, 45 yMota, 444 141 oct, : , ? J. ,u ,,t ,)! ,.: (0.4mIc I.. i twPar 23 0 ?Utah 3 4!" I d 3 ,,0 500 at 11 2..'Po) 3, 18 t..u.:4:..12 To begin with, there are two basic costs: (11 The cost of heating and cooling. including the cost of heating water accounting for about so ilercent of your monthly fuel bills: (2) The cost of lighting and appliinces. accounting tor the remaining 20 percent or so of home operating expenses. Start w ith checking the home's insulation, a key factor. One kind of insulation is fabricated into a pink "bait" or "blanket" configuration that fits neatly between joists or studs. The other comes in a loose, chopped up form that is either poured or blown" into place with special pneumatic equipment. Look between the floor joists in thesattic, between exterior wall studs. around heating and cooling duct A ork. and in floors over unheated crawl spaces. Any house built today should at least be insulated to current FILN minimum standards. This means batt or blanket type insulation at a thickness of six inches in the attic, and insulation with a thickness of 3 in walls and crawl spaces. With inches loose-typ- e insulation, it's harder to judge insulation inches in thickness visually, although generally, 8 the attic should be the equivalent of tito !, t,4,t,k4, 6; 2 11, 0, - LIABILITIES Demand deposits of individuals. Partnersolos, and corporations Time and savings oeposits of individoals, dartnetst,ins, and corporations Deciosits of United States Government Deposits of Stairs and political subdivisions Certified and officers Clocks TOTAL DEPOSITS IN DOMESTIC OFFICES 9,893,000 S4,012,000 a. 'rata' demand deposds b. Total time and SaVillgS deposits 0 'May lAst kJ SI 3 tvl ' :v. A., 3 Slate as utan Coonty at Salt Lake SS Swum to and suuscnbed betore me this 1Sth day ;51 3.t r 5v ; 'g v3.7 J ; t, It ".'4 .v c.4 etv July. 1976, JOAN HARRINGTON Not try Putaic , I ' 's 7 7S AU 90 2 o? 'et log ?I, 5' Ov 'I2 Ay 't OV IA I WE SERVICE . ALL MAKES or 4 Way., T., t 71 6 "i 6 5 ft 0 5, 6 e 5,0 t Ov ; 3 4. J1 & 40'. t 47't 6 45 Si 55 DISPLAY CALCULATORS 6 55 t 57 iicçj 1 IITNI ......,77141 - rAtatip:0)--- 82 West 2950 , 1'4 inspe- hi!-- , is the second Di's 1.04an. the 13th in Utah .Ind Ole rist in the Jli's , The help-wante- d !milt and equipped at a cosi of !:1,1o.loit1). John Rapp Construction Co. as the contractor Gary Knottier is the manager. People on in improvinL, and suo,that a turlher crease m iffieniployment is unlikely." tive with Fred A. More- benefits loye depart- ments The director of the t7tah State Building Board. Glen R. Swenson, has been appointed to the first board of directors of the National Institute of Building Sciences. ,, :,,:, .. ..... ., ..: ... , :,,: '"" a ...... ' , , . iikttir otos i - , ;11,14i4ia, 41:?iy:: ,:. ' , . 0 , lp.iii:ii:;:;':ii,W:i;:,,::,:i!..!!.:4:4';1:!,ii:p4!;'..'.!:;.: "''''.,,H,-':-'1:-;''''':,,-,,.- , '. ... .. , ,,.,: Jepsen ton & Co. James m. Levy will head the company's life insurance and emp- help-wante- ARC .,,,,, M. .. .. ,.,.... CENTERS Jonathan luis been appointed commecial account execu- Middle Atlantic Region at 5.1 percent. The Pacific Region had the only loss in volume, measuring 1.9 percent. index The covers the volume of classified advertising in 51 newspapers around the nation. points above the revised May figure and 5 points ahead of the April level. Kenneth Goldstein, associate economist at the board. said the current widespread increases in , ,,,,., a in eight ot the nine regions in the nat ion studied. The South Atlantic Region posted the largest percentage gain of 5.6 percent, tollowed by the rose to equals June. its highest Security promoted to manager Duane Shaw and Gus Williams to bank loan office at its Granite of lice in Sugar House. William A. Ilutitrulid has been z.ppointed director of mining research at Terra Tek, Inc. rose Want-a- d point since October, 1974. The June reading was 2 I SPORT Commercial Bank has t0!-.- 1001 11967 the move are The private research organization said the seasonally adjusted index f7' was restaurant The uncol- vo!tun, Indicate Inat labor market conditions NEW YORK The iidver Using index, a sensitive barometer of emplo ment trends, climbed in lune to its highest level in more than Is months, the Conference Board reed Wednesday. p( - - a Ili 0 nmillvd ads, a barometer, climb ' , The nev unit will be Ionday through opt.n rniay from 9 a,m. to 10 I .m. and Saturdays f rum a.m. to 7 p.111. It will be closed Stindays. d Help-wante- .., .. nationwide chain. S. 1. . .... tfl lected halanci repro, cuts hinds yet to he remitted and Imes that were cethued or cancel htI hy the review Coln Iltitod that it hat the state SNid 1)01 t t wa!, the ,tlio ,0111, industQ, mei-jea- ()I fii(1 pect Ions ill cnipiuying It h (Irkpl,ices That tear has abated but Mere heightened interest in the amount ot foreign investment in this country. A study by the Conference Board of New York. results of which has ,! just been released, show that there are thousands of foreign companies operating in all 50 states. The survey took into account all manufacturing operations with lit percent or more ot foreign ownership. Utah has a share of such companies and the tmnership is principally Canadian. according tt) the Conference Board. Moore Business Forms. Inc.. with plants in Logan and St. George, is listed as Canadian-owned- . Txasgulf, Inc., which is mining and processing potash near Moab, also has Canadian ownership. husky Oil Co. which operates a refinery in North Salt Lake, is another firm with Canadian ownership. Cutter Laboratories, Inc., a health products manufacturer in Ogden, has German ownership. Gate City Steel, a fabricating plant in Salt Lake City. is a Canadian firm Vital Assists. Inc., Salt Lake manufacturer of hacmodialysis equipment, has Swiss ownership. SALE 0 , , : ! , , .,,, Y ,,,,, il-- ' I , 0 . ;,, i'se 4t71'. . .... '.:;.,:l 1;t t.i' , .. nen r 1! ;,I', -- 0, .., ; ! .... .., Abt lit,, ..3:14114 ,',, u stani COMPOUND BOW 1 1 9 p r... TAKE ADVANTAGE OF THIS SPECIAL PURCHASE OF FIRST , - ICS" a .- ''' di oP .0 ;I , - ,, 10'. QUALITY SHAKESPEARE BOWS YOU CAN SAVE OVER $20!! 9 ( 4.141, lefir :: BY RAMCO our reg. 189.50 ,' , II ; t Available in 28 to 31" draw lengths. Laminated limbs with magnesium aluminum alloy handle. 40 to 50 lb. or 50 to 60 lb. draw weights. . T N i' . ' . s, 95 59 our reg. 79.95 - 1 Contanche Fifty pounds draw weight drops off to 25 pounds at 30" draw. Requires no tuning or adjustment - ever. Steel and fiberglass handle. 14,f,-:.- ii COMPOUND BOW Golden hE , .,,, 'Mat , 95 I e t 7441110) s t r 8 ii:.04. ., ,.r. -- ,.,...0,00,5001$ 10116 - 7 ,..., .e,,,4.1V56 I I octopi. I olas 1 , i OD : R, iSo tu 55 Clioot,e c't wel0 - J,--,-, Display ', ,v. R ARROW SPECIALS 76. 52" ,b. 0,dev Logrt rn,er .,ef hotn:va nol ollported ') 1999 our reg. 34.95 A ' ,,,, destg 1, '';onno ;. :ririo 1,1m,1,:vo (801)486-419- 6 ELECTRONIC WATCHES 9-- 2 388 AMMON FIBERGLASS ARROWS Turkey te.3theN, or bl3stw "Pro- fleta .1140 lb to t',0 lb. ,7,pine weights. Made to sed for 22.95 I 497 -- f tint 'qui gnu handle of in 788 our reg. 59.95 WEEKDAYS TO 9 P.M SUNDAYS TO 6 P.M. CATAMOUNT CEDAR ARROWS Port Orford cedar shafts with full length 5 degree taper. ,10 lb. to 60 lb. spine weights. l',1adto sell tor 12.95 ' , : 4 per dozen per dozen V. 88 per dozen . . 1) WE SERVICE & INSTALL BATTERIES South 0 Hours ,,!, p Broad how tidieucs bidck , LOPEN PRECISION ALUMINUM ARROWS Easton Garnegetter" anodized shafts. R;orn flocks with threaded inserts. Sizes 2018 or 211T Made to sell for .1.95 "SUPER NECEDAH" BOW , MAKES Salt Lake City, Utah 84115 ONOFALL DIGITAL We honor most Bankcards ' 5 ELECTRONIC PRINTING t. 6 hea salty joh "SIERRA" BOW sol."4 ($4 It', l.sV chunks of . Division. Floating Docirnal Point Minus Indicator for True Credit Balance Automatic Power on Clear Automatic Suppression of Leading Zeros. Dimansionsz L 412"xH 14"xW VA" 64 NI ) ; - A 11(14' ,In's toGAN Biy Family Restaurant has opened at the Cache tot a lifd.t nport, Tht, (fivislon conducted When the Arab nations began siphoning oti dollars in massive quantities atter the oil price there was concern that they might take over Subtraction, Multiplication and us. 110 2110 : h t Utah has share of foreign firms Algebraic Logic. Chain or Mixed Calculations. Automatic Constant For Addition, , 2 tivk 2:01 Calculator Addition, Subtraction, Multiplication, Division and Percentage. 4 2 tvw Conitiftsslon appuitIN of cloy tN itecordwg to 5 Function Electronic 319 3 175 314' ,'v ,It Of MONTH SPECIAL LED Close A; : d foreign-owne- manufacturing operations in Utah. Directors WHILE SUPPLY LASTS ONLY ano, ,34O. 3(15 Map shows location of D C. SLOTH (10 1 Low 34 7 ttottd1 1111 161s 1)&4 These inspections ha iusulteil in the 'e,suance of t,2ift eitai iun ailei.zing 17.404 1011111011S of safe, y and health f I arida rik h priiposed penatt les tzth Occupa Ith et od FRANK E SMITH 44 44 jb Lwa.n High MEMO Unwa PHILL WHEIMAN 120 itt3! UPI NOS I -- I opens in Logan ubtli Cashier CorrectAttest Wrdnesdav's quotatoons ( 279 cnor, ul re- On On TOTAL LIABILITIES S 9,905,000.00 (excluding subordinated notes and debentures) EQUITY CAPITAL stock Common a. No. shares author iyed 16,000 160.000 00 $ b. No. shares OutStanding 16,000 (par value) 190.000 00 Surplus 371,000.00 Undivicied Drotit Y C API TAL 721,000 00 TOTAL E TOTAL LIABILITIES AND EOLJITY CAPITAL $10626,000.00 MEMORANDA Average for IS or 30 calendar days ending with call ate S 857,00000 a. Cash anct doe from banks b. Federal funds sold and securities purchased under 1.047.000 On agreements to resell C. Total loans 8,80'2,00000 d Time deposits of $100,000 or more in Gomestic 462,000 00 offices 9,964,000.00 e. Total deposits Time deposits ot S 30,000 or more in domestic offices. a. Time certificates of deposit in denominations 207.000.00 ot $100,000 or more 255,000.00 b Other time deposits in amounts of S100,000 or more I. D. Oran? Johnson, Cashier ot the atthie flame hank, do solemnly swear that this report of cixichtion is true and correct, to the best at knowleclge and be let IP 7 1 S141 OPen Mu. 165,000.00 9.893,000.00 Second employes. This includos the so, niunth, twrioil. the IMMO I 12,000.00 1 Grain futures ,11C,At..te IMMO bL.oe S't, 11 vo4. I SIMI. 3,843,000.00 TOTAL DEPOSITS IN DOMESTIC AND FOREIGN OFFICES Thut sday s quotations jeL ,1,1, I CALCULATOR SALE Bank clearings ,j tv 19;.olat i,. 44 'at IT , 5,596.000 .00 4,000.00 285,00400 ;,11.,4 ur'0,1(1 SuS,a, ,1 Utah began enforrement its Occupational Safet and Health At in 1971 the division has made 5.911! in,,pcctions iffect ot mg ... I A appeals. total of 102 citations have been appealed, I SI0,626,000.00 STATE OF UTAH Department ot Financial Institutions I, C. B Quinn, (Net E xaminer of Financial Institutions, do herehY statement of the certify that the toresioing is a true and COtTPCT copy of au)ye named Dank, filed In this otfiCe on July 19, 1916 C B. QUINN Chief Examiner of F inam lal Institutions o Moab., I ..... A report issued today hy Don J. Christiansen, adnunist rator of the division, shows that the citations allege 1,111 ti011s tot) safety and heolth standards. Prop p'niIiT ies totaled I REPORT OF CONDITION REPORT OF CONDITION of "DRAPER BANK A TRUST" of the in at the close at business On June U. 1976. of State Utan, Draper, ASSETS S Cash and due from banks 738,030.00 ' Obligations cot other U.S. Government agencies 201,000.00 and corporations 089,000.00 Obi mations of States and political subdivisions Peoeral funds solo and securities purchased under LC00,000.00 ices off to in domestK agreements reel a. Loans, Total (excluding unearned income) S7,811,000 00 b. Less! Reserve for possible loan lossesS 91,00300 C. Loans, net 7,720,000.00 Bank presmises, furniture and fixtures, and other assets representing bank premises 72,0)0.00 6,003.00 Other assets '5 I, i 4 - employer talk tts '.1 1,4 ,v4 , .1 Sait Lake City .. ' mission as a result of trade tins year, 762 citations have heen issued to Utah eniployers by the State Occupational Safety and Health Division. I 111-1- 14) n! cVt lu the first six months of 1 9 I 1,4 SALES fit YOUR MONEY'S WORTH 31 35 Pdo.( .0, 08, ffl 5 ltRtrios P.A,t NtLoricv Noi :h00.00 Ask 05 41' Bed 03 - Pat k Prvm pttroSilver pt trite Smit, t,k)Stansl , Le,, f Other liabilities S.Vtirt'L I; rntrygs PrnS.4 S11"4,mn, o 1,,49,1t,, 4 b 2 32 4 10,A,K,It! --a P,strnCrp Pr brif I4i 1, Hfkii,tlorti 4,,idtS41-- 3" 3 Ask Bid Ask Bid Ait Btd ,r1 zok,r A - --,- TOTAL ASSETS Thursdays quotations :: 971114- ,,,- ..... --... I He said experience has shown that health care programs that have been fullyadministered by governments have not proven satisfactory. 9 'EP, home's your PORTER tfl - gt sin a ifi;"(; iI ; North Salt Lake City UTAH I $ I role to assist more people but leave a share of the responsibility in the private sector, making sure that everyone receives adequate medical care. r IEne tat! Ogden I operating costs I I i Insurance companies have moved into this field since the passage of the Employe Retirement Income Security Act in 1974. The purpose of the act is to assure adequate reserves for pension funds. Prior to the passage of the act. some pension programs had been found wanting when sponsoring employers tailed to keep them properly funded. ., :;''':002)." ;" ;::';:. 1 e ...1 Logan 1 '''' Safety violations cited 1 r..-....- ..... . I le......n , t,....... -, lim . 1 : s'!::1., 1 tt . IN SALT LAKE , , 3500 SOUTH STATE ST. 6 o.,,e,:b....,......, ,,, ) , ' ,,,.,,, ,.--' 4,' PTXI R EN - , . .. - , 0 OGDEN ., BOUNTIFUL .. -- NP"- - ''''' . - 0 OREM . 0 GROY LOGAN I 0 VERNAL TOOELE 0- , I i o- ' P. 05.rn 4 ,A4 ft, ki gt tt PS Fk,"' A r-'- 1' ci"",0 0 fit! V!!, Mtr. t!$0--4 "moth :s,47,A f,!t 4 Vith fA,ORtS, Aa,,J " $) !Pt n." 4,1 Altho't P-- ri "-ft- , li,41P. ilk P' |