Show IT t I SUR Cf T HOME Mt A AND ABR ABROAD A Something of the Immense Losses tosses Of the Big Conflagrations Of History THE CONDITIONS CONDITION IN III I UTAH of the Home Ilonie Fire Pire Haunter Gives Some Interesting Figures On the Risk Taken TakenA called to toW tod A k i of ot the thO W d upon Manager lieber Heller J Orant Co Insurance agencY convocation with him a 0 few tew tind In the Homo omo to the tho public well known know iIO were s ote brought to II light cht These Theo e referred to as ni they may muy mayte are now flOW facts acts In connection with lt Ith h the tho 1 te e of at Interest terest Ore flu This rii according to nit nfl ot Of the re recorded recorded Is 3 ono HIstory other modern corded In the Iho great London Uro liro rei were over nn and which of 1 loss nt at 1 n reaper present value vahle the then n nn of ill mi which 8 consumed worth of ot property aboUt fire of ot 1812 1872 1111 Ue tte IP the tho Baltimore fire u com comes nd row ral The Tho Chicago tire 1110 about b insurance companies or was CS G e cree of ot their downfall As s direct caulO the estimated Insurance was as l lie be neul as can to the tho property go proper OR on of ot which O ot of vas nl paid 1 Io ng n Cl balance of ot too coo i o which the CS GS bankrupt com cOIn on HOO to make Hood good The Fite were vere so o e upon the tho tire Ore ton S hf l ot of thI th ChicagO o number of at hio com coin S a t and 00 0 moro marc ot of them Van nn further FaId Ml It ft Is l lari Mf Sir Ir In ju Just t whal the ari to say ay JW fir hiro will ot Of the but hut undoubtedly a n Sr number of ot tl them em w will II 1 bo he crowded to tho the ultimate cause eau o wall wail ll or tr It H will b be the of th lr downfall It II hi nut an uncommon uncommon mon loon thing t to be e K with a smile when what hat first uirt cia com corn comi rate laic Tho Thoc i ron lder nn nil understand a n thins thing c as ns astry little about Insurance and an cannot ciriot realize ver try err what hat a 1 great re y In III companies take tak upon them el for tim lw w mere m r bagatelle ha a tello of ot a n pre pro mum If It they did understand moro more morolo lo it these thin and looked Into the tho matter carefully they the would not ob oh j jet fd rt to paying n a 1 rate the list flint claps clans company I ItU lt It t I 1 a well known fact In tu Insurance cirri that tire lire Insurance companies 11 a it very VCr percentage on their theil fire Statistics will show hol that flint nil companies Joins doing doln In the tho Slates for or the taRt last 20 ear have mAp a traction fraction oer ovel 3 I per cent on the tho capital Invented Within the tho last two years rears we haw had tiati pome lOIOU largo large foreign compares retire from rom tho the United States ns as II they th tile mated they thoy were sere tired ot of Inane monc each earli year rear to America to ray ay the Iho th lender In III their Ye t e have hate a n recollection of oC one olle company alone atone that sent pent to America for or tho last huit 10 yeah aU their at nt the Ih end nd of tho thor r tn In make up iii II their of ot the year ipar ear from rota to per ler an annum nurn nuni But lut of 0 the tho experiences of ot fire nrc companies In III our OUI all of ot the tho companies to together together gether Jether they the lave hlo paid out In JHO fur tor twy Pry ery dollar which schick they th have havo havor r r Ucil In premiums during IDO This iMin nean that It lias 1103 been necessary lIr to drew dr upon uon their thel r home office for ex ox p e In other oilier words word It U 14 i only n fl natural loll that the thu companies doing In lit our for tor till year e r 1903 are nr ar from 35 3 to 40 4 per cent behind on every over dollar of premium which they tile the collected 0 III In tho the state If It It wore were not that the Ihl hind hall In former forme years Kara made BOrne gome little money ami IIII had hinti this thin money nt at good Interest t tho the thor majority r I of f the companies con would have mH Otte out alit of years ego RO o They The however are hanging on ex cx that at nl porno time lime they the y Lr bl reimbursed for tor tin the outlays they th tile lire nrc re making |