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Show Mutual Funds B9, B10 El a- n - OS Mm Business B10 a Saturday, January 20, 1996 The Daily Herald d ILook to variable annuities for typically no charge to purchase an annuity, there is usually a yearly contract charge of about $30 to allows deposits to compound even faster than they could in a taxable investment. Tax deferral allows you to earn interest three ways: Are you interested in an inves- :!..r." tment that offers growth potential and a guaranteed death benefit, yet fallows your earnings to grow d? Ul .. 1'' ToHey ed bene-TrUlari- .withdrawals) regardless of itth'pir market value. Jstrll, variable annuities are not Just like any other J tavbstment, they have advantages land disadvantages. fDn the plus side, the tax-- r .; annuities of feature Mutual Interest Variable annuities also impose mortality and expense charges to pay for the costs of the death benefit and other features. If you don't keep your annuity interest on your principal, interest on your interest and interest on the dollars you would otherwise pay in taxes. You don't pay taxes on the earnings until you withdraw them, and when you do so, all earnings are taxed as ordinary income. However, there is a cost for this benefit. While there is for the long term, yearly contract fees and early surrender charges can cost you dearly. In fact, Kiplinger's Personal Finance magazine estimates the cost of pulling out too soon can average 5.5 percent of the investment. On top of that, the IRS imposes a 10 percent penalty for investors who withdraw funds from variable annuities before age 59 12. es xim deferred ' al Name " 11.'' Steven ' 6890 3038 GCdaRg 4849 'AnDiv Op'g Chg Name Vol Vol AnDiv .AMGEht p, lli&fcj nJ.r . 2829 19 . 3422 20 75 078 K..j!"tt5 Tt;hvtt. .. !W!i2 052 056 AmSlrJ, .f' .! A'arJeirjl Ala . 12 7n 7491 980 11566 I 2777 4 8058 1S 5709 2i ' Bmsl - .. 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UyL4a 55'ft V 2010 681 485 114 2 -- 1ft 23389 311 ,ift . 0J2 290 Veknp 92484 43 ti 153 -- 4S 10552 2829 4 198 2i 21 22 3514 17 4933 25 -- VK 12371 15 613 1688 ,11 iit 101 14ift -- tft 80 25 16i 0.88 8535 3' 5014 253 0.40 . 815 423 WDeepo U4 2500 421 ,11 1977 41 Una -1- YtnfnS Ya 121 327 67 ift ,37 iT I. iirajf ' NEW 0RK - Today's openina prices for selected issues on the New ,,';York Stock Exchange. The 800 stocks listed are active, blue chip, or .were specifically requested by Daily Herald readers. . Nt nDlv Vol Op'g Chg Name A 0.92 39145 .. 27088 0.84126636 0.70 409 0.24 9385 0.90 2706 14422 001 79400 ;'.AMP Mn. Wid "WiMlndri "UlMScqo ACMMq APT . . - AiTd? btsir ficrt, AkJiSlah "AqPwh - . "Amm "AMSojff Atoile ARleJah 2f .,ki 9niti)' HWiCri' "Annh -AnintOra AmSa tlJmrO ft yL'"8J' fiiAoiaoo ' ' - 23 325 lift IS! J' a Arrrn .Arow A,Aq wATftFOO wAiKaH iATjrh AjoOiaa ,1 -- 3ft ,i . (i. 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IH 0T,.I, ' 08 667 6510 6511 Acr9C 6670 6675 6520 6538 UM 6260 6265 6160 6180 53 . uS6 6155 6165 60 80 60 66 41 Od96 6265 62.83 6293 6208 58 0ecS6 6290 62 6220 05223 .65 FrprMcr Frorth I' ' '" . ' OabEaTqh 38'6 0 27 10183 063 16244 - 5 i ,1 22 , 28 34' 30 i96 6313 8928 5918 5988 I4V96 5335 5900 5765 5113 - 1 ' '72 - 100 ( . 1S DytaC 28 5525 (301 221 ,nii Auc96 8025 803 5950 5961 33 (030 5955 5978 X Nam tin 533 113 -- 11ft swa - a 22i - 55 ,H 473 54i -- 17 IBM ,2ift (raftovh IGame ImPapa Hfleol H'ft FHP fSkC Wn Ftntt 35't 171 EMM 10'ft J 1 5H 4H 663 77 M -J -- s 764 00 13234 2930 Ml- h-' H ?? 3277 11825 I22 2 , 215 ,13 -- 1 !H I'i, VJS! P'' MFS -- 11 213 J5 -- A 25 7 3 165 2779 32 14561 71 4 M8W1 Mton Ho 0JO 65366 4956 HamSh '"T- -" Howrth HKT' Jf"1P! " - .! ' 1.20 I"1 " ? 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Tlt'l -- 4 11856 . E? -- 1 3 19161 9 .":'X. -- A 34 .1 56 21 liSXSI -- 1 - 34 28 USXMar WaAxtll 377 62 24 60 WPLH 6 421 7ft USFAGpU USTh WMA U5517 34 ,2 73190 1 75 37 ft 147ft 59 93 . 41 49 - 0.20 WefWata WeetjE Wahcoa 787 47 67 6 4.10 , WaaVwt 33 21 1251 0.60 27510 1.06 11206 0 06 24759 2.14 58018 - - USF64J Varan 54 39 TmEP 36 I1 0.2 4706 0.36 44946 1.20 2771 TRW -- 67 22 7 USSrs UbWuCmh USWa1Qn Varoo rr Tewy TrneW Toro - 31 31 . fl '',' - 25 15996 42475 0 90 6251 0.03 40339 2.20 8871 UnOornR -- 2 661 31 Tommy 2 25 1 45 39 42 3 -- -- 1 1069 19654 - -- 7ft 29 2144 120 11025 0 40 31542 124 15519 060 2614 0.60 14417 1 11 12 24 19563 1.05 (099 0.60 12510 .. 68932 1.00 6544 0.62 4281 1.03 35341 1.76133089 - d277-- 0.75 62156 250 4136 172 31426 USA ,17ft 6 050 2339 ToyRU IF - 57 144! 14740 UCrt USAWat u41,2 Tide Ttmanh Tito 7 55 r - 22' 14162 UNUM 24 . 06' 1.80 Unocal ift 9, 3.40 Unftrda 25 48 Tsrtn ThrrCli - 14 - - TxUDo - 49 -- 00.19 009443 AnDIv Vol Op'g Chg UHKCrap UnTechh u29'ft3 53 1.80 32263 60171 0.12 23768 320 44299 0.68148732 2.00 24041 1.56 16327 .. 13109 Tneta - 53 926 UnaVVt UnCmph unaya 14 -- 42 .86343 Temooh Terdyna Terra Taxaoo 2 14 36 177 ' - 26 65 1.16 56636 1.50 31947 018 27875 C.06 '6542 060 1786! 0.92 87308 0.22 28743 644 17703 096 3170 Tmpfliln TmpGUvq TmpGinq IX 15 026 TmpOnj Sto SO" 0021 0O9489 San98 UnPcRanp0.20 - 6 3.60 240 1.26 39879 12246 0.04 27281 1.00 29867 1.60 13899 0.12 1663 0.72 15426 0.28 602 0.60 25784 26192 10613 1,00 14086 16325 1.60 6352 0.52 14219 0.8723O4B7 Terrci 26 0095(00210t; X 970 9447 00 ' 09 OM! OT ir9! UntElh UnPae 27 - TeWndon ' - 26 25 SOTKVA TtrfDAne TfWe Taaiaio v 23 87 SohrPla 5th (it) TaUyna 2313 -- 1 0.80 -1- 1 32 0.03 TetBcBraa t 46 27969 50117 W -- 9 22 23' 38 . Tandem Tandy h TECS Tektm -- 1 30161 ' Takaanqp - 13 12 00 IAar96 Jun99 08 11813 1 . StraU -- A 17 30 0.20 13176 0.06 643 0.03 3042 1.14 802 1.35 39516 0.60 21524 .. Scnat SourcCpq SoiArCoih SoPacRI 29'ft 0.30 14305 0.10 4499 1.12 3764 0.60 5415 00.II08' 039520 X 949700951600.21 945300 94740095300947100.209!,, 9446 00 9467 00946 00953 0019 Dec97 Prv 156250 ...159651 i" 1.14 17636 0.40 1154 60 0 36 SaSBFq 064 Sal 238 Sal per h SartFaPS na 005 300 SersfePP 076 Serai, h 1.66 SBCCom SCANA 1.44 1.00 SCEop ScM 61 396 - 9(55 3094720MOO-- Sao98 45 k-- - 94S5 00 9414 90 9523 00 9506 - 00.5 08 Uar96 ,030 038 SmB Smnfima Q 20 27 Currency ' EURODOLLARS Smlllton pt si 100 pet Fe696 856 .00 9461 00 9455 009469 ,0l5 934 ' "" 1936 - 6 ,121 1849 25 26 51.45 1930 SfcnGr Singer SLbvJ StrrCorj 29 ,151 5330 1.795 SierPac 522 5510 519 1890 StTialah 45 12 5290 31019 - 9 S6S6 5(30 1960 Stoma Srmbl -- Aft 32 :r RaaAidli ,1 1.22 22863 086 13249 1.00 12148 0.60 13558 1.20 13862 ...14237 0.20 36653 030 45526 1.40 54585 012 6117 0.60 7786 1.44 23310 1.66 5973 .116969 1.67 16039 1.20 20067 0.32 34044 1.06 17875 4769 1.60 45683 413 1.00 12779 0.03 12631 204 3167 ... 6149 2.16 13713 68 0.66 1.64 25314 0.66 14463 5441 5470' 5595 940 0k96 11210 5210 5550 1820 Nm96 0 5150 65664 .969 ITS 241 . Pnrrrt Proofi Proler Providnli PruRalfint PubSvCO PuWvn'U PSEG PRCem Pug PPrfTq Ftavoo - 1.925 L , ,, ,1T2i 431 .185 5541 Prv Wane AnDIv Vol Op'g Chg Name AnDIv Vol Op'g Chg Nam Raynnah ,2 unit. 149 2430 lft.dn9W 5299 Est Sales 13S858 2020 Prv Rimt ,1 - 1.36 1.96 0.12 2.19 1.08 0.46 042 0.72 36969 1.74 22489 1 92 25678 019 12794 080 06501 0.68 32520 1 04 61171 0.27 88517 1.80 20687 4 M 88374 0.68 20781 5360 Piv 92896 lte96 Sltnvy SartoMri PcErf PGE PacSd Jut NATURAL GAS 10.000 mm brMsh tnermel 21650 22300 21700 ROCFdq RalaPu -- 2 456 - 5510 ,25 Piv 2763 2(169.93 Est Sales 223334 1 21 23 80'A 240 11750 73 256 974 .36 430 0.10 13894 24 52 50 5505 May96 0ec96 -- 15 52 Ua ft96 22550 ? , 667 NokaaAt Noram NrltkSo HoostUt NvCPPq NvtMOq Nynaa - 26 28 3025 23130 23930 300 PPG a Prank- 21 016 16709 3000 2330G PPHfiw u46,2 53' ,21 - NoblAI 30.25 23SX PotmEl 26 1.66 3000 Est Sales 1616 22490 21750 22320 PogoPd Polaroid 40 Ncscoh Jw9S 22C00 PNC -- 3 25 9 3i 22900 POsSevy 22 19 5580 23S0O PftnyB ' 66 9 5320 AugS6 PlaoarO 11357 ... 15318 1.60 4761 2.36 2678 1.40 9021 49505 0.48 29634 0.08 24164 0.19 22514 1.12 15832 1.28 2996 0.60 21621 FM96 Set PionHi 1.44 64721 3400 0(196 6 17 3350 23350 iM 87 11 S.32 3475 233.50 23650 let M 34 ID 2250 23720 24300 WaJi Open Fee 1920 May96 PknVsl U4474 48 23600 24200 23200 3 14186 1 23850 22393 232 80 HtchaOcInt Mora SfttJ 3 2744a VBr95 79 22 -- 1 Nne 271 Laa 33k Prv 495100 JanSC PhaPet PaTtmo ,1 5916 1.62 2379 ...110253 OtfcOept 31 302 276 -- 3 118 31' 29 55 14606 OaMnd 2T 23823 46826 3021ft 275 RevMII) 2 26 XI Ofc97 HteJi UNLEADED GAS 42,000 gat cent per gal. Petroleum Products -- 1 16502 0 32 3C322 0 27116413 0.80 23335 100 3647 1.12 93V4 026 77313 1.20 41191 8789 0.52 16322 0.40251737 NorTel ,1ft 29 Jut97 Op'tChg 276 17640 1.80 5949 3 00 36271 1.40 15769 0.07 44745 NwtMg 41 25 300 11560 11610 11420 352 77 44 291 290 Fa 356'ft KNKa - 5 285 300 105216 359 NYEG 1 53 295 296 11830 11130 11470 37? KErrfl - 17549 137 46111 0.40 69466 7778 . 140 1217 j ,1' 3 291 Mar97 Jan98 355'4 NatnsESi 1 36 Dec96 Month Open LIQUID PROPANE 42,000 pel cants per gal. ,1 COPPER 26.000 Iba. oents per lb. --2 352 OtrP Mob (35' 362 NBSeml - 61 36 Mtflall 427 422 3IJ. Pv May96 NatfGa -- 1 30 096 26693 tnp--ri "" 2 413 3003 low Sttl Ntcha SOYBEAN MEAL 100 ton doilare par ton. -- 2 426 31( ' -- 1 "BNai MFSMI8 411'ft 430 Hlati 309 Esl Salea 959272 78 Piv 35812 Nadu 75 imi .. 2 Own Sep96 Month Potiarig 26 020 Uer8n Ntctia 46 NKtyah 10 4MMB I 18 24 3 M 4623 M 10' 0.20 38355 Ml low 4580 UukL 38 LvdMn Vry0 Wqh 4555 ,15 - Lertltl avrf-dp- p -.34742 u538 so 0 46246685 1.56 4774 1.56 10017 1.66 2550 1.44 22874 1.60 37175 mtMCEIacn t 36 864 Merfnah - 11444 1 02 0.51 Utk - 1 " 590D5 044 1250 ! 3 - - : Mcan 48 HrJnrJ Fitd .128531 39 jtas S7KmH 19 551 Apr96 Moacrte 48 ULERo MefcrtrJ ft 18756 - I4 20329 . . u He . . Fto36 - 6 :: K -1- m, 0U 1HH 1.04 19 (731 Open Morton - - tvrogar LrnM 77 080163021 KimbCly KjmEnv LftVEa -- " J . Keych 46 31 13714 ! H r KUEngy - . JT? f - f?5 "7 ' !!'' ?' Jl Hh'? ' Lw o Gam MorKnd 20 ?'. JHJ 444 - 2" 1511 1.12 4iiGam 15 1.66 H ,0"! S 1.40 ' --V g 16 21 -- 3 ii - 36 66 57 45 24 -- 7 1.32 ,1. t10 3 066 3732 25 13, ,ift 32 Mara JPRIynh Si" 297 23 -- 3 215 4 0.60 58976 43'A 32i 1453 57 JRvry JhnJn -- 1ft 1015 be. i. As 11012 0653 SI - , i 411 2W 1750 081 m m Una is CORN 6.000 bu minimum centa per buehel 1.00361797 1.24 11576 012 25250 1.00114642 ... 48395 0.12 16081 ,H If1 6' ,47M ... InMSrdAe 255 H" H"'h kitere 24 1 HWw HMmq 0 92 - IS' a , 22 . I6 5K Vl .14 twSm Efl Salea 260087 Prv 19518 0.68 20719 1.00 3036 0.40 23326 1.10 1 091 0.74 1 6276 391 1.44 1.02 1626 tnonfid hcpSe ,i 337 62591 tM l?2 bf 2 2 MA 65 2794 ". . . . AnDIv Vol Op'g Chg limed KO IndEni in 24626 f 090 096 061 102 - 22 m EFE 12 JU95 20 KCP. KH009 020 10781 .. 30 Kmart 1 HI . H 1323 J. tl a mi 2S WHEAT 8.000 bu mtnimum centa per bueh4 '7-l473 499 l M95 497i 468 May 4S9'ft 9 459ft Ui SB 1 1.22 rj" Harrahair Hm . " -- 7 116 Chicago Grains 5815 n ' 28 90 Prv 73682 Est SaJee 52587 5815 , M 25. ' .r. 7751 14 Est Sales 71905 5798 CTV IWIq HaneonO 27 ,' oantt par tw. 6610 590S , Hirti ,1 -- ift J Sell Htciw 5908 GI7 HW ..... Lew f 5675 CT& HaralG -- I 5870 025 51524 007 4j,M 606M HMHIqt ,3 -- .ft ,11ft 42i 11' 7J 7' 70' Hiqli FaD96 -- 27 -- 23 19 028 Vk Mf, Chieago Livestock v its GWF t? ,13 -- 1 2 20 12' - 020 gtCi, -- 13' 69 0 90 - GflCW "12 353 lati 3' 04 3ift ,1 717 Ifeytt 519 100 21045 0.50 18100 11150 Goedyr Grace ?! 565 304 . GoooYP ,' 603 1126074 ii - 28697 Gar , GrdCaanir T& D ' DynAni " - cm 17i - ,1 . 11 M 7i m ; 14 -- 0.06 24580 GmFB . 434 090 17738 FUCG 35 ,i 0.7614O075 31WVn 1.60 2541 53' -- i 0.50 26'1 24' -55253 253 J -- 1 016 1W90 13 1.45 23136 48i ift 1.44 49146 373 ,11ft 2 012 47342 66 320 31465 138',17 208 V1956 024 43659 464 1.72 75002 39 1 20 20 i 3 02 6870 15 7 11712 64 27 1.40'425 1 12 436 0.71 126M !l 12122 41 ft 1 76 17996 45 FrWXI FCO . Gp ' 1785 077 11 - 47ift 643 h? 11866 FrUulq uirftd 24 GaiiuPI GaPac i ' 7M07 1.96 17052 010 31094 0 85 24340 012 16075 1 80 52424 0.33 11901 050 6110 3.00 68873 3 360 0 0 12639 Fct&tii FxKl Fngfti 17 10 M 11050 585 FMfl FeflXMah FeoPB 1' -- 71 411 18814 2' 331 1J2 2446 . ,13 ,1 a - 1.68 13? 68' 21364 0.24 -- -- 7118 ' FtlrtpfA FamOth .FJt, . 17' 433 18452 CoreSlall ift ui. M5 Colnd DTE , 24236 -- 15 , uM 299 233 1.88 17679 1.20 83606 0.52 34631 1.88 10770 1.96 11883 1.26 10871 2.00 39058 GerdR -- . H 7 3390 . .. Imttfi 4lonoi Op'g pw, 1117766 ' X 38 - 3ift Vol Board of Trade. tA , ijgiwi i.eaim3 - 38844 GPU jb ,1 -- ..400a, tl lmn 843 R 124 22 40 .16022 095 EoAah ' ,' , 15406 008 2W9 204 24373 37 500 .24 876 CWMWjtt CypSema CyprAra . . SS ,H w7n ConerapfE CUCWi Currfna 1 537 1.70 Creyfla ? ?CA .,! 25 50928 Com! OwTmh 211, , 18069 16787 0.10 CPC , Cn Jf... ,11 c. . CartCrft 36' ,2' 711 CompTekg ComplVil ConA ConEdpf Convftd pf Cooper CorarnHli -- 1 25' 1.40 Corwo Contd ift 23 243 12452 2.28 31049 (nrf, 13 15741 0.14 r ,n 88 16107 90 ConpUS ComjAacah J I 0 05 011 0.12 Co ChUTelft , - Eimfl 733 jo GM E 69' 14 353 11779 GM 31 E2??,h "'" l 0 88 77686 2' - 27821 '1 J?J 100 - Ift GnMitasy .,, l.l 4 ,13 ,4 C M 'T" u563,77 -28 lift ,3 15 1062 FEEDER CATTLE 44.000 KM. oanta par Ida. 5450 unuyni uenem Gnlraa 'ia 207 fjT u104i,2i GtMenk GnOata ,7 417 43 106 If HI Prices are Friday's closing quotes from the Chicago - CHICAGO -- 1 Name AnDIv Vol 60 4851 E y ,i ,13 363 25' 26 . 040 1215 122B9 29 Omcl ErnplCAt Enrcn,' ErronOG W ,1 97 ' 43' ,63 - 645 M? 59'ft 26 64 . rxriird -- 1466 19 Doth Dpo 2)i Dt n 172 Mi ,13 ji 17 HOGS 40.000 Iba. oante per ,3 307 2.08 62142 0.72 18129 J04 11546 264 35604 1.04 30656 Dutf 70 19i -- 3 23 DuPm 257 a iM (.26 ' -- 283 0 08 15025 113 -- oqEiI, -- 23 82 12174 ' OotvCtl ti a.o .ic ' DotGenn Dowra ' chryh Ch.A 1.96 Oieney 180206135 133 33 Ch,mld Coftici -- 397 682 2 06 572 200114574 2.09 1484 2.00 54184 ChBk Ch8kplH -- ,i 0.20 26074 717 - DimNY CUylHtneh Coaat CocaCI CoeeCE U31000 -- 32501 ord ' i 273 34 u.oo 0.64 87334 ...105159 0.12 18036 27203 0.36 59798 0 20 31256 0.60 11222 3.00 50807 Digital 3 323 1M S," ChaaptX ,15 ,1ft 31' J" 2.13 Chl,Q Mi 44i 59 080 49948 i. iwmbt DnCp Ctarph -- 'ft Ch" -- 3 Crai, 48 34 0.20 ,13 117 ,i 69' 42 CTwripIn S,Nrw , lift 203 907 25' ,1 135 18474 300 46146 263 14638 1.42 2712 066 30408 c,',Ji' 362 6 19 . rlLh - 427 18384 0.33 7729 CreOd ,13 ,11 ' 47914 25909 15214 ..21391 060 2497 SWT 181 25' 10 39' Aik BrWyUGh 6 285 9292 1.72 OrtyTI CIGN i2' 12184 55870 34664 9330 30392 2294 35623 27574 56117 11400 nh Bronrff . , 0.80 J'10 Chevm. 2 2' 73 ,2 25 -- 0.50 4277 1.26 75242 0 ,6 2219 1.00 55014 060 17885 86 150 1.66 40X ,15ft - 2 63i 32' MSrq 22 - ,15 m, -- r 69' 5 44i 313 Brrhera BhHySqh BrtPle 1217 357 -- 1 832 OK iwm ,lft 50 ,? 11 29 040 215 13' ' k.u BUckO Bv i,v,i EWSc 2.!22 fi 22,1!!5 !!? 1 BEAtnqh Beery Bowt 1 S509 ift ,1i 88 0.12 0.0S 1.04 1.13 2 86 0 60 2.60 1.44 1.88 Ba, 693 26 .2S544 ' Bnadi -- 1 1E320 1.44 BaoU BerkHa 5731 3346 I34S 1 BertCpa -- ; 25 1.40103569 CwHli 4 "3 lS2f ,2' UtMi t jp" 227 Z 0.36 15555 0.16 3419 0.96 505 0.20 77781 -- . 0.54 14966 -- . -1- 6J44 Bard ,23 -1- 0 20100514 140 313 425 IS 25! BnkTr 941 244.10 SUM 11786 i.jo 27s 12 02 BancOne Bkfl. BUdiA 26 664 15i 1.56 225 1.36 4893 1.48 35902 3767. BtXhpqh Bn 12044 39417 2.40 43J 13300 9616 0.30 12120 71411 1.76 31401 62 1926 .r.llK. 046 5,564 tr ,11 96715 ' 60 0 05 ,H 34' . 0.28 ,i ,.ft -- 7 jiih 12831 AVXnt B.BM1 ,i 427ft 2 12 1? viir AtFiiiil ? S 0J6 11666 1 .JrcfiOriey ' 465C2 4ihh AArviTay .'Afddie racn ift 513 0.40 12764 052 16930 33 0 60 23096 303 056 16214 435 1.66 9614 287 0.20 10667 3 21528 1.42 14257 123 483 0.78 32141 0.76 56445 397 31 1.04 17601 13246 287 0.90 45139 52i 42413 26 7 17320 - at"''' wArvlog wAnheiw -- 451 0 90105312 1.24 21141 3.08 30839 0J4 39054 0 nmmk Bnrh "3. ?"L - Amenta lAmt.Pw Amrt "2 - 19315 "Mb. ;Squm 1491 . sixvn . t.Ot 048 ! L. ! LJS'' 185 21 0 04 17934 0.68 28226 1.04 14243 4853 , noi 010 16101 Avemco ,5 ! ?it amM nPlv Vol Op'g Chg JJ ;?T 276 49816 " ..!imac cnT,lr nn.!,i. - ' nitiLt :. I Dm il )eA n. in ir . niTTama nun mi up j 1,1 una On AnDtv Pm Tel Op'i , Hnw Dome) Dmai Wt ,1ft - LIVE AnDIv Vol Op'g Chg -- 6.35 iV -- .10 6.12 ; -- .12 -- .05 6.75 .10 7.00 4.45 5.90 5.40 5.65 5.75 5.75 : 2i ITW t 8W.Jtt!n1- 064 020 0rt6 0010 En Sam 1344S 11 443 I 16336 f - t 391 75011 248 -- 11 ' -- 1 0.6O -- s 202 WO - - 16S 032 SI ft 183 .151008 WetaaL -- ift WkCT -ift ? - 502 Nam WaafTc ,i 0.80 5ourah SWWaty SHehao SUuaaa 3 t 15111 m 2334 H 8 u2Vafta 26't 22 0.7!' rjaticb UeM Own - Vkxip VLSI lift St- Soft 135ft) 1( 00! . . BCi 41 2230 ,1 Ha VI ,17 ,ifti VaaRt .05- - ,1! 1.40 200. - 151 : -- v 133 H'ft ,14 I - ,v 43'ft 453 600 .05 : 20i 5159 J7 2 SoukCp ,i 2580 16740 92365 158 ,11 It Si a 7870? 1284 IS III -- ITS 1.10 1609 271 . 1ta 391 .217850 032 1346 UtahUd 35 Vk H U 19iA SW tw! BapTr . rtk 22' 59028 1.12 Benaah - 74 177187 TniatNJ 2gin 19 1211666 - 3) k 41 14 14057 051 BtttePfp 111 22 0.01 - StcfCy 73 . .100948 O01 a6i 1t 17i 7! . Anjan 16A 133 USRot.il i -- 1.12 ,2'ft 2 0.06 4!'i 46 47 USHIlh ji -- 13 Si 75'ft 6536 TNkADo 61 ' mM . . . 61 -- 24 8 - SondA 0.05 189769 Vt Mraoa -- tk ,1 111 211 RoaaSy i 39ift 6.00 38 -- Uf -- 5 ,67 35k 823 - a , Vad Vk 2i 13 WEEK W Uw hDhWVll'iChl ,51 513 47 15555 1J0 tlk 383 514 - lit ..: - Hartal 13 -- 29 0.80 , Sift 43 -- 3i USBnOR .147922 RfKl 1 s 22 12 a -- VI 3118 -- 21 ,15 532 . TeCmpfflp TeCmAr m UnM e Ouakxil OrBact 231ft 703 9560 28092 9659 1434 3117 . 3790 IxeOK tout Low ' ,1 183 - -- 11 79898 - 2 Ercifla EmSw 184 .- a -- 3 85433 048 ,7 39ft ,1ft ,1ift -- Vt 71 - 41 25 22796 WEEK it't 7VkUi !i Wfl Ws W ,i 21ift 17555 016 I Utah Housing Rev. Hospital Rev. Aa-rate- d - Today's opening prices for approximately 100 stocks of special interest to Utahns. The listed companies are 1704 3Com 60 - . PtiyaCipe -- 33 313 -- 5 935 .116731 -- 11 541ft i -- 6.25 6.00 6.70 6.90 ! .13273 t, THabaa Tetunp 1.12 513 20 year 30 year 30 year 21 NEW YORK 1034 TacMXaa 5.10 5.30 5.42 5.70 V Gen'l. Oblig. Gen'i. Oblig. Gen'l Oblig. 1 - 158671 - 114954 2'k TcnHahse 167 19482 0.62 . -- 17 1.44 : .257375 04995 -4- .13 .20 " Gen'l. Oblig. 5 year 10 year 15 year d 31 854 0.09 --- -- S3 WEEK 32305 0.32 J ,iv 391 45ft 542 - p, ,11 0.80 UnkGpfl LanOav V , 131ft 7 8841 . Symantsc 2296 OahBA 11 0.44 LamRa 8956 - 16246 PrtwNkt 395 16673 0.92 La Oct 0.58 3720 .. 0.50 13514 4924 . ; .05 1 -- Tax Exempt Municipal Bonds Www 1(311 -1- .02 .20 .20 2 5.40',,' -- 20 " "! 5.58, 5.75, 5.85 .10 5.75 7 -- .10 6.30'v.6.40 " .10 6.10 6.20 20 Year Zero Coupon Bonds 30 Year Treasury Bonds Indust. Bonds 30 Year 30 Year Utility Bonds - 1P z StnlCm Snykrh SgnUitri Sytmaa 26ft ,1V 0.20 NHmpTh Ncnld 307fti,iiift 21' 95305 28531 012 ,11 K titt 32ift - 2V .142268 MM ,i -- 203 2587 Sit HI SlaoyBii -- 5. Si Sgea 3.57 1.88 5.00 5.00 5.03 5.10 .07 17 2836 . StarTc - 27ift 0161331426 -- 133 177 9i 2557 024 3.57 1.88 5.05 5.05 4.95 4.90 Hi -- ' Long Term Bonds H . ' 5 year Finance Co. Notes 10 Year Finance Co. Notes US backed GNMA Bonds 5 -- 1 NtrSuny Outsu, Wit - 40792 .171305 lamp ,7 rf3 E 719 - IS 28 sm ,i -- ,1 . Muluni 27226 33 73 -1- mi InWidf -- 74175 - W ' 40S 6257 W II .313369 ,1M tSk Emyi 28283 64833 8009 19 -- 20' 467 1613 -- 1 -- 65533 . qJ -- 10 -- 3 43 .344337 16749 : i 233 (5 ' -- 13 377 383 4V 1' -- 15' Now! 135 3405 .. 2M 184SC5 5919 . . j 61Wte I 8 0.06 mat -! 22229 0J8 i kDvi -- 114 967 -- 3 1 73 73 1720 Infarct 993 024 025 DreyG . XCL a OkKnlv InHoftit 13174 79 145 13318 8.50 5.11 5.05 5.35 5.22 5.50 5.20 , : 8.50 5.11 Bonds & ' Edward D. Jones & Co. His column, appearing weekly, discusses investspecificaling in the stock market ly mutual funds. For column ideas ' and comments, call 226-512- W ; ' 2 year Cert of Dep. ; 5 year Cert of Dep. 5 year Treasury Notes ' 10 year Treasury Notes 5 year Zero Coupon Bonds 10 year Zero Coupon Bonds -- S 81 16115 222 0J6 Pan --- OCla 201 . ' for representative 43 fl 21 ,' T Intermediate Term Deposits, Notes Steven H. Toiley is an investment Orem-base- ' Bank Interest Bearing Checking Acct. 3 Month Treasury Bills 3 Month Bank Cert, ot Deposit ' 6 Month Treasury Bills , 1 Year Treasury Bills -- 183 6967 28420 Stma 1S 498 199 686 0J0 SlwSlv 18 28 htxCrindi 31' .309792 -1- 44013 ift DeKpla OwiakMn uiii! . Khf ,1 3 3261 ' -- I 221 ( , 2911 4097 ParniTc 1814 0.75 358 6588 3.30 Hmuenkit ,i 205 15322 - 0" 4 303 190674 0.02 93570 Hywita 22 26951 J. Cylogn 151 1.32 Mmela rr 3452 90301 0.10 J -- 13 337 648 009 1.12 rT" 2i 0.26 185 33 94 Cot i 14ift 571 AraryTcp .. wnrti - 10 17 753 1.28 . 0J2 .. . - 65 1.68 , 19i 43 15 1J2 WmlaTh , 43 1 I 14 -- UP 22 . VREFIp Vwzn VaKanB ViaconaC ViaamaC 9ift .123717 HiC ,1 9' ,1K ,1 6 -- 233 72740 m 28i 12120 Hntxlar 131J2 936 J? 4i 37H fnAGi ffi 0.04 HadEa 30 .395961 -- -- 5 Wax hi 111 1218 1.08 HaH!Cn 133 11862 36 9S 4809 -- Namt AnDIv Vol Op'o Cha Name AnDIv Vol Qp'a Chg 1 124 .144803 ' 18196 4060 0.07 P : Money Market Mutual Funds Bank Money Market Savings. tax is triggered. Variable annuities can be a good investment for the portion of your portfolio dedicated to retirement and estate needs. Just be sure to add up all the pluses and minuses before you invest. -- 1ft 21W Prime Rate & ' Prime Rate able annuities. If you need to change your investment, you can switch among the funds within your variable annuity. Most annuities charge nothing for this switching privilege, and no income -- s 305 486 GntwV -- 3 63 2761 5816 -- 40 Tssfto 6149 90461 10S 4215 5667 11424 Money Markets S3 , SPDfih Si4iS -- 7 103 ' 145 s r . . 1842 4409 573 265 . . ty, Cra "AS 11' 58'ft 8 M .1V( - 136147 ViKptlt J"" X S 133 ,m 10 .. ' jMnt - 048 Amlx ' ,11 3iM 3" .146095 ' U147 427 0.20 143471 0.96 I 4 - 5 "M -- 3 . Vk 2741 26965 floytO 223 0J4 Genua s tV m 32887 ' .... 1 040 Rejuai tn4 177 HkMi 9 GatwfiOOO GBCBc Name AnDIv Vol Oo'a Cha Name AnDIv Vol Qp'a Cha 77270 TpSrcTcti TWA TmBB 47 ,,, - 626 Gam COMIC Ttvmeisa 9058 CuakCh ' -- . Medcfl .3496 15755 -- i P1XS 3375 Mastdi 12751 7S 21 0J8 TeCta i -- For the c,sk Ending "Jasiuary 131??" ' rs Op'; Cha Vol r PmGM -- s 4147 FnSCno - Today's opening prices for 200 selected stocks. The stocks listed were most active in ' 9VK U lift -- P I J -- i ," ' . Foe Fatfuth ' 2958 -- UnvNR USAIc US8 MotiTal d Sift 13477 5566 -- i Name AnDIv Vol Op'a Chg NEW YORK 11 OmtlflMa 193 3723 AnPW UnCao UNTnLh 43 . fit ' 13 . , Krby tift GaiCnf 561 . JlnBal i tllft 24 "I'M 9111 12 23 2760 4834 B " 4998 935 . sr tntrrnoi 9 49' 8233 269 11 lilt 4932 12005 , huCp 2688 11046 7452 0.90 2 Tlttfcl Nnbos NrTmsA ' . 5531 10553 30 27 0.63 t" ' 23 4103 10976 IO m ' 3419 Otroit y tft 283 -- 2 t 41479 Epitope " " 2 3494 t,TOiwn Higtld ImpOij 0.08 EdioRy EmerjnR 5265 0.32 .C;rVs.pfe 22' 2855 ,1ft Emrtar EnzoSf 26' 469 50 0.40 ' Euvaca 0.12 I -- IrapCrMg J) ' . Dew IS 5535 14 ' tl tl 39' 56445 ' -- 3 17 31 tfi.'jptalji '. 0.66 MStanut Hiwatqh , 1? 020 ttetmdaln Mfncsh Op'; Cha Name Vol Microti 7906 12811 HeraC flfc 3 i , 131 Hsbro HawAir Op'g Chg 5555 - 6 4i 4740 HanovrOr harkan AnDiv tV. itetf VlS I Today's opening prices (or 100 selected stocks on the American Stock Exchange. The stocks listed were active this morn- -i ing or hive been requested by Herald readers. NEW YORK Wgm(f Op'g Chg Name Vol AnDiv Grevln GSTTeten Utah In com e index However, variable annuities can be a good choice for your long-terneeds. They can be especially advantageous for wage-earnewho have no retirement plan or who have delayed contributing to one. Unlike qualified retirement plans (such as IRAs, 401(k) plans, SEPs, Keoghs and employer-sponsore- d plans), there is no limit to annual contributions. Even if you contribute the maximum to a qualified plan, you can still deposit additional funds in a variable annuity. However, uniike qualified plans, your annual deposits into an annuity do not reduce your taxable income. they are made with after-ta- x dollars. But, back to the benefits of vari- S50. In addition, annuities typically impose a surrender charge that is gradually reduced over time. In other words, if you withdraw your money early, you will have to pay, and the earlier you withdraw your money, the more it will cost you. Surrender charges typically don't phase out until after seven years. . so. you should know about variable annuities. . Experts estimate that investors put more than $50 billion into vari-- 1 and able annuities in 1994 alone for good reason. A variable annuity investment that "is a allows you to invest in a variety of without having to '; fund accounts worry about taxes until you with-"- f draw your money. On top of that, :i theie's a guarantee that your will receive at least the Tult amount of your deposits (less needs long-ter- m ift rl , |