OCR Text |
Show 14 HILL TOP TIMES Friday, July 22, 1983 n family focus Stretch food dollars If you want to stretch your food dollars and still eat fresh, wholesome fruits and vegetables, try these hints: Check with the. commissary produce manager to see if any produce items have been n)8 Society Guaranteed Student Loan. Gen. Henry H. Arnold loans assist the children of active duty and retired Air Force members and their spouses. This is a government These loans special. Try preparing fresh vegetableslnstead of relying on canned or frozen products. Fresh produce tastes better and is cheaper. Reduced-pric- e items may be marked down for several reasons the most common being appearance. For example, a bruise on an apple, dark spots on grapefruit, cuts on potatoes or cracks in green peppers may detract from the appear- ance of the product. Part of it will be unusable, but much of the item is still good. Such items can be used for canning, making pies, jellies, or ... preparing vegetable dishes." If you know in advance you'll be canning, ask the produce manager to check on d merchandise or case lots. produce is sometimes considerably cheaper, since the commissary does not have to pay for the labor involved in selecting produce that meets standard grade and size requirements. The price of produce also may be reduced when the manager guesses how much will be needed and has too much on hand. This can happen when produce is ordered two to four days before it's sold. The produce manager can tell you what the special buys are. Remember, when you buy frozen or canned vegetables you're paying for processing and packaging. Check compare the prices of fresh - and fresh vegetables prepared foods. are usually a better buy. (AFNS) are available for students at- subsidized loan, enabling one of the society's af- tending any approved, junior filiated lender banks to loan you up to $2,500 per year for up to five years at nine percent annual - degree-grantin- g college, college, university, or graduate school in the U.S. or abroad, or . rate. percentage reduced in price. Check to see if other produce items are on The amount a student is eligible for is determined by the college Financial Aid Office. Their decision is based on the cost of the education other financial aid and the expected family contribution. It's time to think about a low cost Air Force Aid Graduate students may apply for up to $5,000 per academic year for a maximum of $25,000 for -- all graduate and undergraduate years. While in school students do not pay inor make terest . " any approved vocational school in this country. Students may take up to 10 years to repay these loans." The longer the payment period, the 1 . . non-grade- lower the payment.. Repayment doesn't start until six months after graduation or withdrawl voik irom scnooi. AFAS is one of the largest corporate sponsors of guaranteed student loans in the country. Since 1979 more than 34,000 Air Force people have financed their education on the basis of our loan guarantee arrangements. payments. Under the federal rules for guaranteed student loans, most students can qualify for all or some of the $2,500 per academic year for undergraduates and $5,000 per year for graduate students. Students automatically qualify if the family's adjusted gross income is less than $30,000. If it's more than $30,000 the student may still qualify for all or some of the yearly amount. , , For more information contact the base Education Office, Ext. 72104 or 72367. CHAMPUS funds medical equipment claims the in and under certain Military families can, d Non-grade- In-seas- on Temporary lodging rates help contacting right change, processor. Certain conditions must be met before CHAMPUS can share the cost of durable medical equipment. For example, the equipment must be prescribed' by a physician; it must be medically necessary for a beneficiary's specific illness or injury; and it must cost more than $100. CHAMPUS can't help pay for durable medical equipment when it's available from the facility providing medical care, or when it's available for loan from a military hospital. In general, CHAMPUS cannot share in the payment for: eyeglasses, contact lenses and other optical devices, hearing aids, or other communication conditions, buy durable medical equipment, such as wheelchairs or respirators, when it's cheaper than leasing or renting. The change in the CHAMPUS regulation, which was effective Sept. 28, 1982, saves money for eligible families and the government. Before this change, CHAMPUS couldn't share the cost of buying durable medical equipment, even when it wasn't available for renting or leasing. CHAMPUS beneficiaries had to pay the entire cost themselves. Persons eligible for CHAMPUS should check with their CHAMPUS claims processor before committing themselves to renting or buying durable medical equipment. The local military hospital's Health Benefits Advisor can also explain the rule , A rate increase has ; doubled the minimum price Air Force members must pay for temporary lodging, announced officials of the Air Force Engineering and Service Center, Tyndall 1 AFB.Fla. . , : Implemented to offset construction costs of oftemporary living facilities Air Force-widficials said the increase in funds will help repay $28 million in construction loans for temporary e, - - devices. June t: - AAFES proved most competitive in linens, stationery, school supplies, national-bran- d clothing, items, luggage, clocks, undergarments, baby-car- e watches, toiletries and small appliances. Commercial "prices of the day," including specials and other promotions, were compared with AAFES regular, everyday prices for identical items. Surveyors tried to conduct five test shoppings of each item in each location. Officials noted that if the sales tax were included on commercially purchased items, the AAFES sav-- , ings would be even more. Besides meeting its savings goal to military customers and their families, exchange earnings are returned to the military community through Morale, Welfare and Recreation programs for Army and Air Force bases. The funds are used for recreational centers, libraries, hobby shops, child care centers, athletic and recreational equipment, , family and youth activities and other programs. AAFES funds are also used for exchange construction programs. (AFNS) lodging facilities already completed or underway. It will also help offset a projected $25 million in TLF construction costs projected oyer the next five years. :vv 'A Officials said the price increase raised the minimum TLF surcharge from $3 stateside and $4 overseas to $6 and $8, respectively.:. (AFNS) -- ' KACnunge savings exceed 22 percent . . Army and Air Force Exchange Service customers save 22.7 percent at stateside exchanges, compared to identical items sold outside military installations. Officials of the Army and Air Force Exchange Service in Dallas, Texas, say the savings are shown by an A.C. Nielsen Co. survey, and surpassed last year's savings by one percent. The survey, made in items March and April, covered 300 national-branat 17 stateside exchanges. The survey showed the highest percentages of savings are in clothing and furnishings category, where AAFES customers can save an average of 33.6 percent over the same items sold off base. Other savings include: stationery, 23.8 percent; household items, 24.2 percent; and jewelry, 26.2 percent. d . : ; . - ; ; Slaves can confiscate financial asseis that state Did you know governments can confiscate your savings account and other assets? Through the law of escheat, the government can help themselves to your savings, insurance payments and other properties left unattended for a specific period of time, normally five to seven" years. Check with your state. According to William T. McConnell of the American Bankers Association, Illinois has taken in more than $30 million since the law went into effect in 1961. Some $443 million sits in banks nationwide unclaimed by missing or forgetful persons. Be aware of your financial standing. Update your savings allotments at least once a year. Keep an eye on your certificates of deposit, bonds and other financial sources. Let your bank know where you are and that you are alive. . Keep lists of everything of value, take pictures, make copies and put them in safe places such as safe deposit boxes and fireproof containers. Let someone know where these things can be found in the event something happens to you. Take an interest in your finances before the state does. (AFNS) Free alterations Price limits have increased for free alteration of civilian clothes purchased at the base exchange, announced Army and Air Force Exchange Service officials. The new Umites are: If a men's or women's civilian sports coat or blazer sells for $60 or more, sleeve alterations are free. Z ''VA AAA; , Trousers or jeans selling for $24 or more can have the waists or hems altered free. Free alterations can be made on jacket sleeves, waists and hems on trousers or skirts of a sports or business suit selling for $84 or more. : Alterations to clothing marked down for clearance are free as long as the markdown price meets the above criteria, said AAFES officials. ; -- Z';-Z Clothing reduced temporarily for promotional purposes qualifies for alterations as long as the original price meets the criteria - regardless of the sale price. (AFNS) - Yard of the Month ; Winners in the Yard of the Month contest for June were: 2nd Lt. Gregory Mclntyre, 3054A Minuteman TSgt. Bryan Schnakenberg, 3387A Yorktown TSgt. Douglas Hansen,. 4082 A Charlestown SSgt. Calvin Jennings, 280 Vampire The winners were selected by CMSgt. Keith Gruenberg, Ogden Air Logistics Center senior enlisted advisor, and CMSgt. Lawrence Jensen, 388th Tactical Fighter Wing senior enlisted advisor. |