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Show DIVIDENDS OVER $2,900,000 FAMILY LIFE INSURANCE One premium of $4.50 a month covers all eligible dependents. SPOUSE Through age 35 36 through 45 46 through 64 65 and over USBA CASH DIVIDEND The Board of Governors declared a $2.9 Million dividend for 1979 (term and permanent combined). The term dividend is 25 based on term life insurance premium. Although not guaranteed, dividends reduce the cost of your in- $20,000 15,000 10,000 1,250 EACH ELIGIBLE DEPENDENT CHILD 14 da., less than 6 mo 6 mo., less than 2 yr 2 yr., less than 3 yr 3 yr., less than 23 yr COVERAGE FOR MILITARY FLYERS surance when they are paid. These dividends will be paid in cash as in the past. Dividends may also be taken as (a) Paid-U- Additional Life Insurance; (b) Deposited to a USBA Member's existing Group Annuity Account; or (c) Applied to future premium payments. are the benefits in our basic Plan for Flyers also how the basic plan may be combined with optional Add-O- n Below F-- 3 Coverage to secure new higher-tha- n ever total coverage. This optional coverage supplements Plan 3 and is available to flyers with 1 ,000 or more hours of F-- military flight time. PLAN p $1,000 2,000 4,000 5,000 Age Insurance Plus Accidental Death Coverage Under 31 $35,000 45,000 $12,000 12,000 Term Lite 31-3- HOSPITAL CASH INSURANCE PLAN NOTE: Dependents Coverage also available at HALF of benefits shown above, for $2.50 a month. Pays up to $50 for each day in hospital (including military) for covered illness or accident. Monthly premium is $5 if under 41 . Pays up to a full year. Guaranteed issue with limitations for conditions. Also available for spouse and children. Details in brochure. CONTINUATION PRIVILEGE: Now, if a member who is carrying Family Coverage dies, the spouse and children insured under the plan may continue the coverage, at the same benefits and rates if they so desire. pre-existi- ng ALL FLYERS F-- 3 FLYERS Combined Total $47,000 57,000 Cost Less 25 Premium Dividend Monthly $12.00 12.00 $9.00 9.00 1,000 OR MORE MILITARY FLIGHT HOURS (F-- 3 Under 31 31-3- Flyers Plan and Add-O- n Option Combined) $83,000 $22,000 $105,000 $17.90 $13.42 18.75 14.06 84,000 22,000 106,000 this column shows the net cost if a 25 dividend is declared for a covered eligible member and paid in cash. Dividends have been paid each of past 17 years. s. See Non-Flytable Flyers 36 and over considered As an example, STILL MORE REASONS FOR CHOOSING USBA LOW GROUP RATES. Group Term insurance through USBA is provided for all members through a single Master Policy. This is comparable to "wholesale buying." COVERAGE YOU CAN KEEP. You can take this coverage with you, as a USBA member, when you leave federal ser- vice. Same rates and coverage schedule will apply. (Accidental Death and Dismemberment coverage terminates 1 June after 66th birthday). PAYMENT OF BENEFITS. Your bene- ficiary may receive death benefits in a lump sum or on a monthly income basis. SUICIDE. Not covered first year. This exclusion also applies to the amount of any other later increase in coverage. In the event WAIVER OF PREMIUM of total disability before age 60, as defined in the Master Policy, insurance continues in force with no further premium payments while the disability con- ELIGIBILITY FEDERAL. Civilian employees of the United States Federal Government age 55 and under who have been employed full time for 12 consecutive months prior to the date of their Request for Enrollment and do not reside in Ohio, Texas or outside the United States. COVERAGE underwritten by The Mutual Benefit Life Insurance Company, Newark, New Jersey, nation's fourth oldest life insurance company. MILITARY. Active duty to age 65 residing anywhere in the world. Reserve (including senior ROTC) and National Guard, 55 and under, and Retired, 55 and under. No physical exam usually required. Approval of insurance is based on tinues. $20,000 EXTRA AD&D (Optional). For $2.00 a month you can add $20,000 Ac- cidental Death & Dismemberment coverage which is in addition to the $12,000 automatic AD&D. (Available with all Term Plans).NO WAR CLAUSE. - ELIGIBILITY satisfactory health information submitted. NOTE: Requests for Enrollment or increased coverage from Retired or Reservists cannot be accepted when submitted from Ohio, Texas or outside the U.S. Once insurance is in force, moving to an ineligible location will not affect validity. NO POSTAGE NECESSARY FOR MORE INFORMATION FILL OUT AND MAIL THIS CARD IF MAILED IN THE UNITED STATES BUSINESS REPLY CARD FIRST CLASS PERMIT NO. 9088 KANSAS CITY, MO. POSTAGE WILL BE PAID BY ADDRESSEE UNIFORMED SERVICES BENEFIT ASSOCIATION Post Office Box 258 Kansas City, Missouri 64141 ( Published by a private firm in no way connected with the Department of Defense. Opinions expressed by writers herein are their own and are not to be considered an official expression by the Department of Defense. The appearance of advertisements in this publication, including inserts, does not constitute an endorsement by the Department of Defense for the product or service advertised. Everything as advertised is available for purchase, use, or patronage, without regard to race, creed, color, national origin or sex of the purchaser, user, or patron. |