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Show New Utah - Thursday, April 17, 2003 - Page 5 HOW TO BUY YOUR FIRST HOME. LESSON 1 1" H t ' J The No. I reason rnosf fefe don't u' a rumie is fear, not money. But once you have the acts, hwying a home really can be quite simple and much less daunting than you've (vrohibly imagined. HOW MUCH CAN YOU AFFORD? Yep, get 1'ijLjli.t down to the big question. Willi interest rates at historic lows and special financing tor tirst-time hovers, chances are you can buy more home tor your money than ever hetore. As a guide, a comfortable monthly mortgage payment would be about a week's salary. Our lender will Rive you a tree mortgage analysis and credit report to help you determine- how much home you'll qualify for. For a free mortgage analysis and credit report through Stirling Mortg-age, call 877-281 -4 KH. FIND THE BEST BUILDER FOR YOU. Research builders in the areas where you'd like to live. Ask about warranties and options. Study the "liveability" ot tloorplans carefully, comparing how much space is really useable in each. Put remember the most reliable measure ot a builder is its customer satisfaction raiing. Administered by an objective third party, it's a survey ot how happy a builder's homeowners are with the building process and the quality of their homes. The ultimate measure is it the homeowners would recommend their builder to a friend or family memk'r. Hamlet Homes has a 97 customer satisfaction rating, which means that 97 of II, unlet homeowners told a third party they would recommend Hamlet Homes to a friend or relative. KNOW THE DIFFERENCE BETWEEN A NEIGHBORHOOD AND A SUBDIVISION. A typical subdivision will have no amenities, just homes.' A neighborhood, on the other hand, will have a feeling of connection thnuigh parks, tnlils and open spaces. Public spaces and recreational amenities provide more than just ways to spend your spare time. Because they draw vople outside to meet their neighbors, they contribute to the sense of community that develops over time. UNDERSTAND "TOTAL VALUE." How does it all 'stack up? In addition to the amount of square feet you get for the price, compare the community's planning and the experience that homeowners have had with each builder. At Hamlet, we believe buying the right home is about more than price-per-square-foot. lis about developing a relationship so we get to know you and how-to how-to make the kuljing process easier on you. At Hamlet, it's all about great homes, great people and a great experience. HAMLET HOMES GREAT HOMES. GREAT PEOPLE. GREAT EXPERIENCE. FARMINGTON RANCHES COUNTRY SETTING IN FARMINGTON Single-family homes from the $ 1 50s. Six tloorplans, up to 2,042 sq. ft., 2-4 bedrooms, 2 family rwms. 1525 West dark Lane (100 North) Farmington 801.939.4124 FREEMONT SPRINGS AT THE RANCHES MASTER-PLANNED COMMUNITY Single-family homes from the mid-$130. Ten fhxirplan up to 3,000 sq. ft., 2-5 bedroom, full basements. 7 miles west of Lehi on SR 73 Eagle Mountain 801.789.4727 LOCH LOMOND WATERFRONT LIVING ON THE SHORES OF UTAH LAKE Sineje-family homes from the knv $120s. Full basements, 9 exciting floorplans, 2-5 bedrooms, 2 family rooms. 8400 West 7350 North . Saratoga Springs 801.766.5575 ABERDEEN ALONG THE JORDAN PARKWAY Townhomei from the mid-$130. 2-3 bedrooms, up to 2 12 baihs, grand Miking tub, I - or 2-cnr garage, private setting. 519 Riverside Drive (4850 South) Murray 801.281.0627 LISMORE GREENS GREAT LIFESTYLE NEAR JORDAN LANDING Townhomes from the low $ 1 30s. 2-3 bedrooms, up ro 3 12 baths, full basement, 1 - or 2 -car garage, private backyard. 8050 South Old Bingham Highway (3300 West) West Jordan 801.563.0121 BIRNAM WOODS BOUNTIFUL LIVING Single-family homes from the $l50s. Full stucco exterior, 10 floorplans up to 2,100 .. ft., 2-4 bedrooms, 2 -car garage. Visit Argyle Acres for details! Bountiful 801.397.2800 COLD SPRINGS AT THE RANCHES MASTER-PLANNED COMMUNITY Townhomes from the low $100$. 2-3 bedrooms, up to ) 12 baths, 1,700 sq. ft., private backyard. 7 miles west of Lehi on SR 7? Eagle Mountain 801.789.4727 CASTLEH1LL FENG SHUI MODEL OPEN Luxury townhomes from the low $ 1 50s. Garage and non-garage flixupLins, spectacular valley and mountain views. 431 E. Braidhill Drive (14635 So.) Draper 801.553.1123 ARGYLE ACRES WOODS CROSS LIVING Single-family homes from the low $140s. Full stucco exterior, 10 flixirplans up to 3,000 sq. ft., 2-5 bedrooms. 2 -car garage. 1455 West l500Suthfixir 318 Woods Cross 801.397.2800 0 "' . 1 c SPECIAL INCENTIVES WITH STIRLING MORTGAGE. Call us at 877-281-4104 or apply online at Mirlingmortgage.com Castlehill Close-Out Savings! hamlethomes.com ' Fully Decorated Models Open Weekdays and Saturday 11 - 7; Sunday 12 -5 All prices and incentive! subject to change witlioul notice. Sec Sales Representatives for detaiLs. Brokers Welcome. LB til -I |