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Show 1 i i t . 1 V I F . n f Mi i '111 l! v i hf V ) a n ' i ) r g - -A v - I J Make It Yourself With Wool Contest Winners Earned in Dist. AMERICAN FORK CITIZEN THURSDAY DECEMBER 4, 1975 MAKE IT YOI HSELF WITH WOOL winners in District 8 are, I-r, Coilette Price and Lynette Pc-tcrsw, both I t hi; Kris Varney, Sheri Ault, American Fork, and Mrs. Ivy Bell Moore, Provo. Five winners were named Monday evening in the district eight Make - It Yourself With Wool contest held at the American Ameri-can Fork High School auditorium. auditor-ium. Sherie Ault, 18, daughter or Mr. and Mrs. Howard Ault, and Kris Varney, 17, daughter of Mr. and Mrs. Merrill Varney, both of American Fork, were named winners in the senior division of the contest. The girls, incidentally are cousins. Sherie is a student at Brigham Young University and Kris, a student at American Fork High School. In the junior division, winners were Coilette Price, 16, daughter of Mr. and Mrs. Rex Price, and Lynette Peterson, 15, daughter of Mr. and Mrs. Berl Peterson. Both of these girls are from Lehi and are students at I.ehi High School, In the adult division, Mrs. Ivy Bell Moore of Provo was named the winner. She is the wife of L. Gale Moore. Mrs. Howard Ault, district director of the contest, said the five winners competed in the state Make-it-Yourself with Wool contest Wednesday in Salt Lake City at the Salt Lake Hilton Hil-ton Hotel. Sherie won with her blue wool skirt and matching jacket, while Kris had constructed a cranberry cran-berry color wool double knit flair skirt and jacket. Coilette chose a plaid wool coat, and Lynette, a four piece plaid suit which consisted of a skirt, jacket and two matching vest. Mrs. Moore entered a black and white herringbone one piece dress. Each of the four girls received a sewing book in addition addi-tion to advancing to the state contest. Mrs. Moore received yarn and handicraft books. There were a total of 27 entrants en-trants in the contest, Mrs. Ault said. In addition of entrants from Lehi, Pleasant Grove and American Fork, there were contestants con-testants from Provo, Escalante, and Mt Pleasant. Other winners in the competition competi-tion were Cheryle Webb, Kari Korous, Natalee Jones, and Phylis Hanson who received cutting boards. Also Martha Peterson, Mar-ilynn Mar-ilynn Smith, Wendy Harrington and Leslie Miller who received a book; and Kathy Sharpe, LaN-ae LaN-ae Cook, Carlene Haycock and Margie Miner, who each received a length of wool. Mrs. Delbert (Ora) Chipman, lamb promotion chairman for the Woo! Growers Auxiliary and originator of the Make-It-Yourself with wool contest, welcomed the contestants and the audience to the evening fashion show, and Mrs. D. Ray (June) Chipman served as narrator. nar-rator. Mrs. Kenneth Beck served as contest supervisor with Mrs. Ault, The contest is sponsored annually by the Wool Growers Auxiliary, however, there were several new areas this year. One was the new Adult Division Divi-sion which was open to anyone Ted and Maime Parduhn to Observe 61st Wedding Date Mr. and Mrs. Ted Parduhn of American Fork will celebrate their 61st wedding anniversary on Tuesday, December 9, 1975. Ted and Maime Parduhn were married December 9, 1914 at the Cathedral of the Madelaine in Salt Lake City by Father Quinn. Maime was born in Park City, Utah. She was a long time member of St. Theresa's Par-rish Par-rish in Midvale. The Parduhns moved to American Fork in 1943 and Maime became an active member of St. Francis Parish in Provo. She was a long time member of the St. Francis Altar Society and was president for over 21, (male or female) and included housewives, students and other talented seamstresses who have been unable to enter in the past. Judging was held in the afternoon after-noon on Monday with the Fashion Show beginning in the evening. one term. She is presently a member of the new St. Peter's in American Fork. Mr. Parduhn was born in Alexandra, Minn, and has worked at the Star Flour Mill in American Fork. Since his retirement retire-ment he engages in gardening and raises beautiful flowers and a large variety of vegetables which he shares with friends, neighbors and relatives. As in former years Ted and Maime welcome their friends to come and help them celebrate this anniversary. Dinner Dec. 6 Senior Citizens are reminded of the annual dinner to be held at the new Junior High School, Saturday, December 6 at 12:30 p.m. Those attending are asked to enter the building on the south side in the door facing the east. No one will be admitted without a 1976 membership card. Prudent iaif tax reti eCK71?lffC! FW m offers two government app rov oil deferre reme: ograms Prudential Federal Savings offers two tax deferred savings plans which allow persons to establish their own retirement plan. Now your savings account can offer more than high interest and safety. A government approved PFS retirement plan enables an individual to Defer taxable income until retirement, which in most instances-allows instances-allows the individual to be taxed at a lower rate due to reduced income and because of age related exemptions which may reduce the amount of income tax paid. Earn the highest interest rates permitted by law on insured savings and defer the tax on that income until retirement . Individual Retirement Account (IRA) Keogh Plan for the self-employed. Individual Retirement Accounts (IRA) were developed by Congress so that every American would have the opportunity to provide a secure future for himself and his family. This tax deferred retirement savings plan has been designed for those people working for companies that do not offer pension pen-sion plans or for those people who have just recently been employed and do not yet qualify under the plan offered by their employer, or for the self-employed people who qualify under the Keogh Plan but prefer the IRA Plan. Under the IRA Plan available at PFS you can save for retirement up to a maximum of $1,500 per year, or 15 of your earned income, whichever is less. For example - Through the IRA Plan, if you save $1,500 annually, in just 20 years you would have a retirement retire-ment account of approximately $74,670 and not be required to pay any current income tax on the principal prin-cipal or interest. (This example is based on annual lamp sum deposits of $1,500 in six-year 7.75 per annum current rate) one-thousand dollar minimum certificate accounts.) Send for complete information. Legislation originally introduced by Congressman Congress-man Keogh and Senator Smathers was enacted into law in the early 1960s with the latest amendments being made under the Employee Retirement Income Security Act of 1974. A Keogh Account at PFS is a retirement plan for the self-employed. Individuals defined as self-employed may include sole proprietors, proprie-tors, partnerships, physicians, nurses, lawyers, farmers and manufacturers' representatives, to name only a few. A self-employed person is not required to have all, or a major part of his income derived from self-employment in order to qualify. Therefore a person need only have some self-employed income to be eligible to participate in a Keogh Plan. Under the Keogh Plan you can save for retirement retire-ment a maximum of $7,500 per year or 15 of your earned income, whichever is less. For example - Under the Keogh Plan, if you saved $7,500 annually, in just 20 years you would have a retirement retire-ment account of approximately $373,231 and you would not be required to pay any current income tax. (This example is based on annual deposits of $7,500 in six year 7.75 per annum current rate one-thousand dollar certificate accounts.) Why you should choose PFS to invest your IRA or Keogh retirement funds Your contributions earn at the highest interest rates permitted by law on insured savings. Your interest is compounded daily, 365 days a year. Your account earns interest from day of deposit to the day of withdrawal. Your account is opened and serviced with no commission com-mission charged by Prudential Federal Savings. Your savings are insured safe to $40,000 by an agency of the Federal Government. Your deposits can be made annually or periodically periodi-cally throughout the year or by mail. Your funds can be withdrawn as early as age 59 xk and can be in a lump sum or by monthly checks drawn from your PFS savings account. Gt'iHiomen: Flense Sihid me more information about the new tax-deferred retirement funds. Name Address C'ilv , : . State .Zip -Age. Occupation I am particularly interested in: The Keogh Plan for the self-employed. The IRA Plan for those without an employer sponsored retirement plan. JBoth. Mai! to: Retirement Prudential Federal Savings 309 East State Road, American Fork, Utah 81003 '"IT I- 1 w4 Please visit or phone any of our conveniently located offices and ask our Savings Counselor for information concerning th'e IRA and Keogh Retirement Plans. We will assist you in determining the types of certificate and passbook savings accounts that will best suit your retirement plan or send for complete information by completing and mailing the coupon below. By federal regulation certificate accounts are subject to substantial interest penalties for withdrawals prior to maturity. -Trunk Mu5L G(.3 bE Sautes 309 East State Road, American Fork, Utah Phone: 756-7623 |