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Show Thursday, April 2006 SPRINGVILLE HERALD 17 Betty Jean Alleman 1929-2006 Betty Jean Alleman, age 76, passed away Tuesday, Apr. 11, 2006 in West Valley City; Utah. She was born July 12, 1929 in Provo, Utah, to Frederick Benjamin and Elizabeth Gordon Gor-don Alleman. She was raised and educated in Springville, graduating from Springville High School in 1947. She attended at-tended Brigham Young University Uni-versity and Utah State University. Uni-versity. She was employed as a secretary at Continental Bank Mortgage Loan Dept. for many years, and retired from Kennecott in 1985 where she also worked as a secretary. She worked for Salt Lake County until 1993. Betty loved life and lived it to the fullest. She enjoyed hand work especially needlepoint needle-point and cross stitch. She was an active member of the LDS Church serving in many positions during her life. She served as Kolob Stake Sunday Sun-day School Secretary, Secretary Secre-tary to the Bishop of the Salt Lake 22nd Ward, a Relief Society So-ciety Visiting Teacher and Family History Consultant. She was an avid Genealogist and authored two books. She is survived by three sisters: Collene Alleman, Oroville, California; Carol Ann Alleman, Taylorsville, Utah; and Margaret A. Evelyn I. Burnett Bowers Evelyn I. Burnett Bowers, age 88, passed away Wednesday, Apr. 19, 2006 of conditions incident to age. She was born July 26, 1917 in Eden, Utah, to Matthew Burnett and Mary Roseltha Fuller Burnett. She married J Page Bowers April 18, 1941 in the Salt Lake LDS Temple. Evelyn taught special education in California for many years and tutored numerous children until well into her 80's. She was a talented harpist, sang with the Springville Musettes, and performed in many musicals while living liv-ing in Saratoga. Evelyn quilted thousands of quilts and created thousands of crossword puzzles. She was also a proficient chocolatier and avid genealogist. ge-nealogist. Evelyn had a very giving nature, and she fed, clothed and gave money to anyone in need. She is survived by three daughters: Lynette Catherall, Barbara Byerly and Elaine Walker; nine grandchildren and 10 great grandchildren. She was the last surviving child of Matthew and Mary Burnett's Bur-nett's 13 children. The family thanks Harmony Harmo-ny Hospice, especially Amy H. and Carmen. Selling my Ask I Utah County 2ieeieu THE 1 i 9SJ I AMERICAN INSTITUTE of MEDICAL-DENTAL TECHNOLOGY Health Career Training From Utah's Premier Health Career College ww.americaninstitute.edu 1-800-377-2907 PrOVO and Draper, UT Campuses Mountainland Applied Technology College Looking for a hair salon? Look no further, contact MOUNTAINLAND COSMETOLOGY for your next salon appointment matc 763-0324 matc OBITUARIES Betty Jean Alleman (Granvel) Kirkland, Glen St. Mary, Florida; niece, Margaret Mar-garet Ellen Dickson; nephews, Jared O. Kirkland and Jonathan S. Kirkland; two great nieces and three great-nephews; and two aunts, Bessie Gordon Thorpe and LaRee West Alleman. She was preceded in death by her parents and a brother, Frederick Richard Alleman. The family extends sincere, sin-cere, heart-felt gratitude to the nursing staff at Rocky Mountain Care Center (West Valley City) and Rocky Mountain Hospice. A viewing was held on Monday, Apr. 17, at the Mc-Dougal Mc-Dougal Funeral Home. At Betty Jean's request there was no funeral. Interment was Tuesday in the Evergreen Ever-green Cemetery in Springville, Utah. Evelyn I. Burnett Bowers Evelyn I. Burnett Bowers Funeral services will be held Thursday, Apr. 27, at 11 a.m. in the Kolob 10th Ward LDS Chapel, 2557 S. 200 East, Springville. There will be a viewing Thursday at the church one hour prior to the services. Burial will be in the Springville Evergreen Cemetery. Ceme-tery. Condolences may be sent at www.wheelermortuary.com home is not a do-it-yourself project. if your agent is a REALTOR Association of REALTORS . - JT ' Tuuniui. t C J www.ucaor.com . reauod Custom, Quality Memorials Large Selection of Colors & Styles 374-0580 Credit myths exposed How hard it is to erase debt collections from your credit report? What happens hap-pens to your credit after you tie the knot? These are just a couple of credit questions ques-tions that are often answered an-swered incorrectly. Mike Sullivan, director of education for Take Charge America, a non-profit credit counseling company, says the credit system is complex, com-plex, and that's why it is important im-portant to turn to an expert for help. "If you have questions about your credit, see a credit counselor or financial planner for the most accurate accu-rate answers," he said. "We all have varying levels of financial fi-nancial security. What's best for your sister or coworker, co-worker, may not be the best solution for you." So, how do you wade through the onslaught of misinformation? Firstly, Sullivan says many consumers con-sumers confuse the functions func-tions of their credit score and their credit report. "Your credit score is a three digit .number that summarizes your credit report," re-port," he said. "An 800 means life is good, 400 means you won't be buying a car this year." To help sort the confu-. sion, Sullivan has laid out the top ten myths about Credit: Myth 1: Settling your debt will remove it from your credit report. Unfortunately, Unfor-tunately, it's not that easy. Late payments and collections generally stay on your credit report for seven years, and they can still affect your credit score. However, if you have paid the debt in full, that will be noted on the report. re-port. Myth 2: Too much debt? Just file for bankruptcy to erase it. New bankruptcy laws passed last fall make it harder to file for Chapter 7, which completely erases debt. This is forcing more people to file for Chapter 13, which requires a 5-year repayment re-payment plan. All debtors are also required to complete com-plete credit counseling prior to filing. Moreover, bankruptcy bank-ruptcy remains on your credit report for 10 years. Myth 3: Canceling your credit cards will improve your credit score. It you have $50,000 in available credit and owe $10,000, then you owe 20 percent of your available credit. If you close an account with a $30,000 credit limit, you will then owe the same $10,000 but it will be 50 percent of your available credit. That Dizziness ScIMBaJance SIEMENS Hearing Aid Authorized Factory Outlet Sir LI CANTERBURY PUCE Assisted Living Close to Home Affordable Openings Available 491-9866 Or stop by and see 'Wan (tmnnmii 1111 lowers your credit score. Myth 4: Your credit score is the same at all three credit bureaus. Lenders are not required to report to all three of the major credit bureaus, bu-reaus, Equifax, Experian and Trans Union. Each agency may have different information on your report, and therefore, a different score. Myth 5: Continually checking your credit report will lower your score. You can check your report from the three credit bureaus as many times are you want, and it will not affect your credit score. To obtain a credit report, visit www.an-nualcreditreport.com. www.an-nualcreditreport.com. Myth 6: Your salary helps determine your credit score. Your credit score is based on the amount of credit and debt you have, not how much money you make. If you receive a raise, and your credit and debt remain the same, your credit score will not improve. im-prove. Myth 7: Shopping around for a loan can damage dam-age your credit score. While inquiries do show up on your credit re- Rort, they do not necessari- damage your score. If the same types of inquiries are made within 14 days of each other, they only count as one inquiry on your credit report. Keep in mind that this applies to loans, not credit cards. Myth 8: Using cash for everything helps increase your credit score. Your credit score is determined by the amount of credit you use, not cash. A steady, responsible re-sponsible use of credit is the best way to build your credit cred-it score. Myth 9: Tying the knot means tying credit scores. Credit scores, for better or worse, remain separate sep-arate after you are married. mar-ried. If you open a joint account, ac-count, the credit information informa-tion will show up on both reports. Myth 10: If you co-sign on a loan, you don't owe anything on delinquent accounts ac-counts if you didn't make the purchases. If the primary prima-ry loan recipient is not able to pay, the co-signer is responsible re-sponsible for the debts, whether that person made any purchases or not. A talented trumpeter who toots his own horn winds up playing to an empty theatre. the-atre. A talented trumpeter who lets others recognize his talent winds up a legend. - Lisa Edmondson a31 us at 198 S. 1300 E. ltmno Cttzgw PUBLIC PUBLIC NOTICE Notice is hereby given of a public hearing to be held during the Maple-ton Maple-ton City Council WEDNESDAY, MAY 17, 2006 AT 7:00 P.M. IN THE mapleton city building; 125 West Community Center Way, Mapleton, Utah, for the purpose of considering: con-sidering: 1. An ordinance amending the Official Offi-cial Zoning Map of Mapleton City re-zoning re-zoning approimate-ly approimate-ly 206 acres of property located at approximately 1250 East 1600 South (parcel 's 27:034: 0058, 0057, 0012, 0008, 0045, 0048, PUBLIC NOTICE Notice is hereby iven that the pringyille City Council, at their regular meeting held on April 18, 2006, adopted Ordinance Ordi-nance No 7-06 re-zoning re-zoning property lo cated at approximately approxi-mately 675 East 400 South from Professional Office (PO) to Neighborhood Neighbor-hood Commercial (NQ. Copies of this ordinance are on file in the office of the City Recorder and may be viewed PUBLICNOTICE Notice is hereby fiven of a public earing to be held during the Mapleton Maple-ton City Council WEDNESDAY, MAY 3, 2006, AT 7:00 P.M. IN THE MAPLETON CITY BUILDING, 125 West Community Center Way, Mapleton, Utah, for the purpose of considering: con-sidering: 1. A Public Hearing Hear-ing and consideration considera-tion of an Ordinance Ordi-nance amending section 2.43 and 2.44 of the Maple 118 East Main Lehi 768-9514.. INTEGRITY It's what every person should expect. It's what every person receives at Wing. Springville Exit 260 off 1-15 FAMILY FRIENDLY RADIO FOR UTAH VALLEY AIM RADIO The Key to life is Jesus Christ 1450 rraw Web Site: www.keyy.com E-Mail: mailkeyy.com Complete progrum schedule and listener comment opportunity on our web site or phone us for a copy of our schedule! KEYY will not add your name to any mailing lists. Steven A. Barshun, General Manager 307 South 1 600 West, Provo. UT 8460 1-3932 ' 374-5210 lEn Espanol! PROGRAMAS Y MUS1CA PARA LA FAM1LIA Los Sabados De Las 1 2:00 A Las 5:00 p.m. Every family has a crazy aunt. Help NOTICE 0044, 0010, 0041, 0046, 0021 & 0040) from the A2 Zone Designation to the PRC-4 Zone Designation. Desig-nation. The applicant appli-cant is Nathan Simpson. 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