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Show Page Ten - The Springville Herald - July 18, 2001 Dr. Robert Jones to practice in Provo Dr. Robert Nathan Jones is pleased to announce that he will join the dental practice of Dr. Michael Ford at 10 S. 300 East, in Provo. Dr. Jones grew up in Maplcton and graduated from Springville High School. He served an LDS mission in Guatemala Guate-mala and after completing his mission he attended the University Universi-ty of Utah where he received a Bachelor's Degree in medical biology. Jones and his family then moved to Iowa City. Iowa, to pursue his dental education. During dental school he served in various leadership capacities including president of the student research group. He presented his research on tooth whitening in Kansas City, San Francisco and Vancouver. Canada. He graduated from the University of Iowa College of Dentistry in June with high honors hon-ors and was inducted into the Alpha Omega and Omicron Kappa Kap-pa Upsilon dental honor societies. Dr. Jones and his wife. Kelli, and their sons. Taylor and Ethan, will reside in Spanish Fork. He is excited to be back in Utah Coun- Tip consumer Consumers lose thousands of dollars each year due to common misperceptions. The Better Business Busi-ness Bureau wants you to know the facts. Here are some popular assumptions: MYTH: You have the right to cancel any purchase within three days. FACT: Contrary to popular belief the three-day Cooling-off Rule (right to cancel) applies to only a limited number of cash or credit transactions of $25 or more. The Rule applies to door-to-door sales or other places other than at the company's regular place of business. Purchases Pur-chases of automobiles and other vehicles are not usually covered. : MYTH: You have the right to a store refund if you request one. Stuff envelopes at home and get rich by Norley Hall There are literally hundreds of frauds being perpetrated on the American people currently. By a large percentage, the age group most likely to fall for any of the fraudulent schemes is in the 50 and older range. Seniors make easy prey because of the possible insecurity of their future, their worries about finances, their desires to be active and involved and other reasons. A fast talking con artist can often convince them that he is their confidant, their bosom buddy and wants only to take care of them. Once he gains their trust he has multiple schemes to defraud them. In recent years the National Consumers League has designated designat-ed work-at-home schemes as the number one telemarketing fraud in the nation. They tell us that, "Consumers who pay for work-at-home schemes are likely to lose money, not make it." Work-at-home schemes jumped from being fraud number five in the nation in 1998 to the number one spot in 1999. This happened in a time of good economy and low unemployment rate. Besides seniors, many victims are parents caring for young children, disabled people who are housebound and unskilled workers. work-ers. Susan Grant, NFIC director tells us, "Unfortunately, telephone tele-phone con artists have no qualms about taking advantage of vulnerable vulner-able consumers by guaranteeing them big profits from working at home." Some of the most common work-at-home schemes include envelope stuffing kits, craft-making kits and medical billing software. soft-ware. In the case of the envelope stuffing kits the ads offer large returns for stuffing envelopes, but many so-called kits actually instruct victims to place similar envelope-stuffing ads in newspapers newspa-pers and to make money from other victims. This not only defrauds the scapegoat who pays for the so called stuffing kite, but also tempts them to become dishonest telemarketer thera- v, 1 1 Dr. Robert N. Jones ty and to have the opportunity to serve this community. He is accepting new patients and can be reached at 375-8770. FACT: Unless the product is defective or was misrepresented, a refund or exchange is a privilege privi-lege and not a right that you can demand. Ask about the merchant's merchan-t's policy before you purchase the product. In some states, refunds and exchijiges are voluntarily provided by retail stores. MYTH: You are guaranteed to win a fabulous prize when you receive an "Awards Notification" in the mail. FACT: Phony prize or sweepstakes sweep-stakes promotions cost consumers millions of dollars each year. If the prize promoter demands that you pay up-front to cover entry or judging fees, as a donation, to pre-pay taxes or via a call to a 900 number, do not respond! Call selves. In the case of the craft-making kits the victims must purchase the kits and spend time making the crafts, only to find that the so called company will not honor their promise to purchase back the finished product. They also usually find that there is no market mar-ket for them to sell the items themselves. The medical billing software scheme dupes the victim by charging a sum for computer software which, they are assured, "will be anxiously purchased by the doctors or dentists who want work-at-home medical billers." Many times the software is outdated out-dated and the training is nonexistent. nonexis-tent. Doctors and dentists have their own billing methods and simply are not interested in such a service. Grant (of the NFIC) warns us that she, "doesn't know of any companies that really pay individuals individ-uals to do mailings for them. Many envelope-stuffing schemes are nothing more than illegal chain letters. Operating a business busi-ness from home is the same as operating any business. It takes expertise, marketing know-how, and hard work, and there is no guarantee of success. If it were as easy to make money working from home as these crooks promise, prom-ise, we would all be doing it." And probably the crooks themselves them-selves would be doing it. Information for this article was furnished by the AARP and the NFIC. Other AARP articles may be viewed online at www.th-efamily.comseniorsindexhtml.-com and information is available at aarp.org. ' 1 The Indians of North and South America spoke more than 2,000 languages at the time the Europeans arrived. Italy is the leading tourist country of Europe. The Lincoln Memorial was dedicated in Washington D.C. in 1922. Ul nJ w kMmj ss comps by Brinton Wilkins With the Olympics coming to Utah, one of modern society's seemingly unassailable "truths" is being heralded and preached: the dignity and necessity of healthy competition. In the modern United States the competitive drive is fostered from the time a child is born. Boys are "sluggers." "fighters" and "champs." Girls arc deluged with messages that they must be prettier, more talented or more popular than others. Children are herded to Little League, soccer camps and beauty pageants all in the name of healthy competition. Undoubtedly, these activities can engender a feeling of self worth and accomplishment. However, How-ever, the argument can be made that, more often than not, these activities produce a sense of failure and disappointment. In competition a specious scarcity is created. At the base of competition is the fact that, at the end of the competition, only one person, or one group can emerge victorious. Everyone else loses. Scientists discover from 7,000 to 10,000 new kinds of insects every year and believe that from one to ten million kinds remain undiscovered. your Better Business Bureau. MYTH: Almost all of the money contributed to charity must go to the intended purpose. FACT: Charitable organizations organiza-tions are not obligated to spend a minimum percentage of what they raise on their stated charitable purposes. Donors should ask if the caller is a paid solicitor or a volunteer for the charity, and request written materials stating what percentage of the donation would actually go to the organization's organi-zation's program. MYTH: It is okay to give out your credit card number over the phone even when you're not making a purchase. FACT: Never use your credit card for identification purposes in response to a phone solicitor. Con artists with access to your credit card number and expiration date may make unauthorized charges against your card. Do use your credit card to purchase merchandise from an established business, as it offers protection to you if you have difficulty receiving receiv-ing your product or service. MYTH: Purchasing magazines will improve your chances of winning a publishers sweepstakes. sweep-stakes. FACT: Entrants who do not purchase magazines must be given the same chance of winning as those who do make purchases. It is illegal in most states for any type of sweepstakes promotion to require any kind of purchase or payment to enter. MYTH: No one can take money direcdy from your bank accounts without your written authorization. FACT: Giving someone your checking account number may provide them with the means to make withdrawals from your account. Unscrupulous individuals individu-als can sometimes contact your bank with your account number, claim that you authorized a withdrawal with-drawal and convince the bank to make the payment even though it lacks your signature. Immune System Disorder Seminar July 16-18,7:00 p.m. Hampton Inn, 106900 S. Holiday Park Dr., Sandy Dr. James Bischoff, MD, will cover latest treatment for disorders as cancer, chronic fatigue, MS, lupus, Hep c and more. No cost, but tickets are required. Call 800-701 -7910 for free tickets. For all your exhaust needs. No appointment necessary-We necessary-We will hear you coming! DaleSorensen (801)377-9166 As any child who has taken second place can tell you, second place is really first loser. In 1984 Sociologistpsychologist Sociologistpsy-chologist Alfie Kohn made a stab at competition, what he called our society's "golden calf," in his book "No Contest." Though it can be argued that Kohn oversimplified over-simplified some of the reasons that prompt people to compete, his arguments are that there are healthier ways to produce a sense of self worth and accomplishment deserves serious consideration. According to Kohn, when it comes to statistics, chances are that you lose more often than not. This fact arises from the nature of competition, being that there can be only one true winner. For people raised in a society in which, as Vince Lombardi put it, "When you lose you are nothing," noth-ing," this is a sobering and disappointing disap-pointing reality that must be faced time and time again. The alternative to competition is cooperation, spurred on by the nobler emotions of love, care and Why don't by Norley Hall With the economy slowing down and competition for jobs becoming stronger, the elderly worker is in a precarious position. posi-tion. Despite their skills, years of experience and proven abilities, a strong bias in the working place exists against them. For one thing, it is cheaper to hire younger people who haven't established right to fringe benefits. bene-fits. Many companies will lay off older, more accomplished employees em-ployees who are entitled to such benefits, and will replace them with part time employees who will work without the fringe benefits. This trend has not escaped the notice of workers rights advocates advo-cates who have put a great deal of pressure on our law makers to provide more protection for elderly employees in the work force. The AARP is the nation's leading advocacy group engaged in the work of protecting older .workers from age bias. They represent the major portion of the elderly and wield a strong influence influ-ence in both federal and in state politics. Anyone age 50 or older may join the organization and currently current-ly there are over 33 million members nationally, and 174,000 members in Utah.. In Utah there are 69,000 AARP members currently employed em-ployed either full or part-time. More than 40,000 of these members mem-bers work for small employers (those with 15 employees or fewer). Clearly these statistics say nothing about workers who are not AARP members or who are not yet 50. According to recent United States Supreme Court cases, protection from age bias in employment em-ployment is the responsibility of the states. A recent Utah Supreme Sup-reme Court case determined that there is no judicial remedy for age discrimination cases in Utah. Rather, aggrieved employees 40 years and older must seek administrative admin-istrative remedy through application applica-tion of Age Discrimination statues stat-ues administered by the state's Labor Commission, r In Utah there is no such protection pro-tection for workers employed in firms with 15 or fewer employees, employ-ees, as this is the current protection protec-tion threshold established by state 11 06 So. State 17 Provo, UT 84606 Old Springviile Highway sacrifice. The argument that the only thing that drives human beings is competition is a false argument. At the heart of that argument is the idea that the only thing that makes us act is a desire to outdo everybody else. If that is true, then society is in sad shape. Excellence can be achieved through cooperation, concern and care for others. It takes a shift in the way people think, but it is a positive shift. Every major religion reli-gion teaches cooperation at the center of its doctrine. In Christianity Chris-tianity it is taught thus: Do unto others as you would have them do unto you. It is more accurate to say that society has enshrined competition than to say that competition is necessary for society to survive. Through loving, caring cooperation coopera-tion in cver' field (yes, even sports can be made non-competitive) we can lift each other. We have to recognize that our worth is not dependent upon someone else's failure. Though such a change is not likely to they treat Age Discrimination statues. As shown before, this applies to over 40,000 current AARP members in Utah. The average number of employees for the 47 states specifying speci-fying an employer size is 8. Lowering the employment threshold thresh-old to the average of 8 workers would put Utah's law more in line with the majority of states, and would positively influence the employment safeguards for midlife and older workers. In a booming economy of full employment such as that in Utah, employers are having a difficult time finding qualified employees. Providing age bias protection to older workers wil likely make the prospects of reemployment more attractive and thus will increase the recruitment base for employers. employ-ers. Age discrimination is as serious seri-ous as discrimination based on race, gender, national origin or other characteristics. Providing protection from any form of discrimination, including age bias, is simply the right thingto do. Information for this article was furnished by the AARP. Other AARP related articles and Workforce m 0 0 1 All services provided to Employers & Applicants without Fees! ' Selection from the largest application pool and job inventory in Utah. Free use of our facilities for interviews, testing and orientation. Job search assistance and workshops. State-wide job listings with the internet www.dws.state.ut.us Contact us for the following jobs and many more. Bagger, full time, seasonal, must be certified, pays $8.50hr., Spanish Fork 5803521 Secretary, full time, $10hr., work in Spanish Fork and Provo, 5803529 Scraper Operator, full time, salary arranged, Spanish Fork 5803531 Senior Citizen Assistant, part time, pays $8hr., Payson 5803534 CustodianMaintenance, part time, $8hr., Payson 5803528 Trackhos Operator, Pipelayer Laborer, full time, $8-12hr., Payson 5803524, 5803525 . Forklif t Operator, full time, $8hr.. Springville 5803537 Laborer, Dozer & Loader Operator, full time, $9.50-$12hr Springville 5803533,5803535,5803536 Part-time Police Dispatcher, $1 1.15hr Springville 5803523 Assistant Court Clerk, part time, $10.08hr., Springville 5803522 . Neways'will be hers on July 20 from 10 a.m. to noon interviewing for research scientist, microbiologist, line manager., international product regulator and more. Come prepared to interview. - ISAiVY MOKE JOBS AVAILABLE CHECK OUT OUR WEBSITE occur in today's business world, it can happen in our homes. It requires rethinking how we speak about and compare ourselves to others. And it requires that we reshape how we interact. Even in sports. For instance, while playing volleyball, make it a rule thai after anyone has touched the ball, he or she has to run to the other side of the net. When this is done the object of the game becomes keeping the ball up, not beating anyone else. Just look at the word "beat." Do we really want to teach our children to beat each other? A shift to cooperation requires a radical shift in being. As The Church of Jesus Christ of Latter-day Latter-day Saints might say. it requires a change of heart. But just because be-cause it is difficult does not mean it is not worthwhile. As stated before, such a change on a large scale is most unlikely. What would happen to the Olympics? But, as a familiar song states "let it begin with me." me fair? information may be viewed online on-line at www.thefamily.comsenio-rsindexhtlm.com www.thefamily.comsenio-rsindexhtlm.com and on aarp.c-om. aarp.c-om. The word "ballad" conies from the Italian ballare, meaning "to dance." Ballads were originally origi-nally songs sung to dance music. Among the ancient Saxons, the official deity of the oceans was called Ben. Legend has it an Egyptian queen named Berenice vowed to sacrifice her hair if her husband returned home victorious from war. When he did and she did. it's said, the hair she cut off was wafted to heaven where it became a cluster of stars. It was once customary to bake a cake with a bean in it on January Janu-ary 6th. Whoever got the slice with the bean was believed tq have good luck, all the rest ofjhe v year. If at first you do succeed, try to hide your astonishment. Harry F. Banks Services 910 East 100 North Payson - 465-5300 AT: http:www.dws.state.ut.us POOR wrt.Xi HiiKiifcjfci,.i..i n ti f- |