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Show Page Eight The Springville Herald January 24, 1974 Auto premiums should reduce, says U professor Insurance companies in Utah should be required to reduce premiums on automobile liability insurance by about 20 percent, according to Dr. Fikry S. Gahin, associate professor of finance at the University of Utah. Dr. Gahin gives three reasons why premiums should be lowered: the enactment of Utah's no-fault insurance law, the reduction of the maximum speed limit to 55 miles per hour, and curtailed driving due to the energy crisis. "The Utah Commissioner of Insurance has the authority to request a reduction in premiums," Dr. Gahin explained, ex-plained, "and a 20 percent drop would average about $40 or $50 per driver in savings." He said no-fault insurance i- s in Ralph Harper, (left) director of the Region 4 Taskforce, is shown with toastmaster J. Keith Robinson, at the January 17 meeting of the Kiwanis Club here. Mr. Harper spoke on drug abuse and cited several experiences encountered by the task-force. task-force. The next meeting will be tonight, January 24, at 6 p.m. President Grant Palfrey man will be toastmaster, dinner will be served and committee reports given. Mr. and Mrs. Bert Fullmer were installed as new members at the January 17 meeting. fit f 1 Kj MEL DUKE Diamonds Mounted for any Occasion.Truly the stone that says 'I LOVE YOU!'.' JEWELRY AND WATCH REPAIR ALL WORK GUARANTEED CI-. yjy Jewelry 220 So. Main "Over I4 Century in Springville" reduces the cost of insurance to the companies by eliminating overpayments on small claims, duplication of benefits, attorney's at-torney's fees and court costs. "When Massachusetts passed its no-fault act in 1970, the state required a 15 percent premium reduction from bodily injury liability insurance rates," he said. "This was followed by a 27 percent rebate at the end of 1971, saving consumers about $15 million and that was before the energy crisis." Dr. Gahin said studies are currently underway to determine deter-mine the exact effect of lower speed limits and less travel upon auto accident rates. "But we already know that speed is the largest single cause of accidents, ac-cidents, producing 33.4 percent of driving fatalities," he said. "During World War II, reduced speed limits (35 mph) and strict gasoline rationing did result in refunds to insurance policy holders ranging from 20 to 40 percent," he said. "And either higher prices for gasoline or shortages of it will certainly have an effect on driving, but we can' t say yet how much," he said. "Curtailed driving not only affects personal injury claims, but it also cuts through collision, comprehensive com-prehensive and property damage claims as well." Dr. Gahin said that even under the old inefficient system, Utah was an area of high profits to automobile insurance companies. com-panies. "With the three factors working, total claims should be reduced by at least 20 percent, a savings that is not being passed on to the consumer," he said. 3 5Tfofc WITH A HUSKY RATED" BATTERY At 0 F, a battery has only 20 of the power that it has at 80 But at 0" it takes twice as much power as at 80 to turn the engine over. So we Cold Power Rate our Husky batteries for winter use. Match our Cold Power Rating to your engine CID (cubic inches displacement). You'll have the right battery to face winter's worst. Plenty of reserve capacity, too, if your charging system lets you down. II 111 I Jl'vfe: You can use your Husky credit card 1188 OBiugKfl Visit your Husky dealer before winter stops you cold. D OIL CO. 875 N. Main, Springville Bowling scores Sat Night Mixed Doubles Team: Won Lost No. 6 8 4 No. 2 Vk 4 Ms No. 1 6 6 No. 4 6 6 No. 5 5 7 No. 3 4 8 Ind. high series: Marlin Lowe, No. 2, 595; Dean Lowe, No. 5, 508; Carl Parks, No. 5, 488. High team game: No. 6, 753; No. 1, 721; No. 2, 721. Ind. high game: Marlin Lowe, No. 2, 205; Carl Parks, No. 5, 182; Harvey Hamann, No. 4, 180. UTAH COUNTY LADIES TRAVELEING LEAGUE Team: Won Lost Regal Lanes No. 8 11 1 Art City Lanes No. 1 10 2 Jack & J ill No. 10 8 4 Regal Lanes No. 2 8 4 Jack & Jill No. 4 7 5 Duke's Lanes No. 3 4 8 MiracleBowNo.il 4 8 Art City Lanes No. 7 3 9 Duke's Lanes No. 9 3 9 Miracle Bowl No. 5 2 10 Ind. High Series: Marie Martin, Regal No. 8, 506; Margaret Nielson, Jack & Jill No. 4, 504; JoAnn Richmond, Art City No. 7, 503. High Team Series: Art City Lanes No. 1, 2283; Rgal Lanes No. 2, 2244; Art City Lanes No. 7, 2217. High Team Game: Duke's Lanes No. 3, 814; Art City Lanes No. 1, 789; Jack & Jill No. 4, 777. Ind. High Game: Phyllis Taylor, Jack & Jill No. 4, 211; Delia Smith, Art City No. 1, 189; Marie Martin, Regal No. 8, 186. Early Bird Ladies Won Lost Lucille's 8 4 Valley Pack 7 5 Oak Crest 6 6 Store 224 6 6 Southeast Service 5 7 Mulletts 4 8 Ind. high series: Dot Perrero, Oak Crest, 543; Lucille Peder-sen, Peder-sen, Lucille's, 525; Hilda Hardy, Valley Pack, 485. High team game: Lucille's, 540; Valley Pack, 532; Oak Crest, 535. Ind. high game: Lucille Pedersen, Lucille's, 199; Dot Perrero, Oak Crest, 195; Hilda Hardy, Valley Pack, 188. Public Notice Probate and Guardianship Notices Consult County Clerk or the Respective Signers for Further Information The next scheduled board meeting for Nebo School District will be held Thursday, January 31, 1974, at the Brockbank School, at 7:00 p.m. Errol J. Smith Clerk-Treasurer Published in the Springville Herald January 24, 1974. r Non- Smokers may save upto25 on car Insurance with Farmers WELDON HILL 138 North Main 489-4638 Church activities told in magazine Activities of the Church of Jesus Christ of Latter-day Saints are giving a boost to Utah's economy, a Denver magazine, Executive West, reports in its latest issue. The article was written by Dr. Edwin O. Haroldsen, chairman of the BYU Department of Communications and former Chicago editor of U.S. News & World Report magazine. It appears in the November-December November-December issue of Executive West. The four-page illustrated article, appearing under the title "Big Business to Build the Kingdom," reports that "most everyone acknowledges that the church has been a vital force in building Utah's economy and reversing the historic migration of people from the state." Executive West is a controlled circulation magazine written exclusively for principal executives in the seven Mountain Moun-tain Time zone states. It notes that Utah's growth in personal income has been 8 to 10 percent a year the past three years, higher than the average for the Rocky Mountain area and for the nation. Utah has reversed its outmigration trend in the past Bowling scores Team: Won Lost StockersClub 11 1 Memory's Garage 9 3 Ernie's Conoco 7 5 Allen's Market 5 7 Jon's Tip Top 2 10 Miner's Auto 2 10 Ind. high series: Frank Williams, Ernie's, 565; Allan Marty Ellis, Memory's, 555; Perrero, Ernie s, 547. High team game: Jon's Tip Top, 979; Ernie's Conoco, 973; Miner's Auto, 972. Ind. high game: Allan Ellis, Memory's, 220; Marty Perrero, Ernie's, 206; Brent Hall, Miner's, 203. Early Risers Team: Won Lost Shauna's Beauty 4 0 Pioneer Drive In 3V2 y2 Rusty Nail 3 1 Stockers 1 3 Robertson Marine V4 316 SOS Drug 0 4 Ind. high series:: Colleen Spencer, SOS, 469; Annette Smith, Shauna's, 456; Shanna, Carnesecca, Shauna's, 455. High team game: Shauna's, 794; SOS, 750, Rusty Nail, 728. Ind. high game: Colleen Spencer, SOS, 177; Annette Smith, Shauna's, 165; Marilyn Sheppherd, Rusty Nail, 163. A happy birthday is being celebrated by little Matthew Wayne Hall, who was one year old Monday, January 21. He is the son of Wayne and Pat Hall. His grandparents are Mr. and Mrs. Ross Hall of Mapleton and Mr. and Mrs. Leonard James of Springville. IP ? This handsome little fellow. Kevin Webber, is the son of Bill and Pat Giles Webber of Sandy, Utah. Mr. and Mrs. Webber and other son, Brian, helped Kevin celebrate his first birthday on January 7. The proud grandparents are Mr. and Mrs. J. Milton Giles and Mr. and Mrs. William Webber, all of Springville. Mrs. Maude Giles of Springville is Kevin's great grandmother. if 't;$X Junior high reports happenings Special guest at the Springville Rotary Club meeting were Mary Ann Mac Arthur of St George and her Father, Elden Mac Arthur Ar-thur (right). They are shown with Lee Miner, program chairman. chair-man. Miss Mac Arthur is a Rotary International exchange student and recently returned from spending a year in Japan. She spent her senior year in high school there, and is presently attending college. Her father is the district chairman for the Rotary Club exchange student program. four years, and today it is the 11th most urbanized state in the nation, with 80 percent of its population living along the Wasatch front. The article notes that although Mormon religious zeal and conservation values bother some Utahns, such concerns do not appear to be hurting economic growth. "In this growth, downtown Salt Lake has not suffered as have some cities. On the contrary, con-trary, the new church office building, the new downtown ZCMI mall and other developments develop-ments stimulated by the church have bolstered its position." The article quotes Stephen Barrett of the Salt Lake Area Chamber of Commerce as saying "the church has helped keep Salt Lake a growing, vital place. It is still a major retail and office center. The suburban and outlying centers have not been built at the expense of the downtown." The article reports that as in pioneer days, the Latter-day Saints are working together and giving and on a vast scale. "They're financing global-scope missionary, construction, educational, cultural and social welfare programs," article states. "The millions of dollars spent for these programs come from voluntary tithes of active Mormons 10 percent of their annual incomes and from returns on church investments and business operations directed from the denomination's world headquarters in Salt Lake City. "It is big business, business that has helped fuel economic growth in Utah. But say church officials, it is business to 'save souls' in today's topsy-turvy world and for tomorrow's opportunity-laden future not to pile up profits or pay out high salaries," the article notes. The week of Jan. 14-18 was the last week of the 1st semester. The students were busy putting Wildlife division to observe ducks Division of Wildlife Resources waterfowl biologists have been trying to determine the nesting area of the mallards that spend their winters in northern Utah. Unsuccessful attempts to learn the nesting sites have been made for several years. "We placed nasal saddles (a plastic marker on bill of duck) on the birds for two years," said Biologist Clair Jensen, "but received few reports of the birds being sighted when they were marked this way." "Next we tried patagel wing markers, but that was to no avail either," said Jensen. He explained ex-plained the mallards with Utah's markers were infrequently sighted in diverse places, such as Alberta and Saskatchewan in Canada, Colorado and Wyoming, which gave no insight as to the wintering grounds. This year the mallards will be dyed yellow in hopes that they will be more easily recognized. "Only the light colored feathers will change color," said Jensen. "Dark feathers will remain the same." Biologists are presently trying to trap birds in cannon nets at several locations in Salt Lake Geneva Steel in Utah County. together journals, reports, and other things to end the second term. In one class, Mr. Burton's 9th grade geography class, a debate was held for the final test The topic was: Can the European Economic Community outsell US, in the Future. Those who participated had a good time and it was a good learning experience. , A national assembly was held on Monday 14. A singing duo from Europe came and sang some selections for us. The students participated in one of them. The students were very enthusiastic en-thusiastic about this and had a lot of fun. Keep reading because in a couple of editions more the "Honor Roll" will be printed. Gary Miner :ustomW PICTURE ill FRAMING ; J ARTISTS' ! supplies PROVO f PAINT CENTER 1 j 201 W. Center jf Ph. 375-1 150 Kjj A crew of photographers at work in Alaska were diappointed to learn the local Eskimos couldn't help them build a set for the filming. The Eskimos didn't know how to construct an igloo in fact, they'd never seen one. INSURANCE ALL YOUR INSURANCE NEEDS! Life Home Business Auto Senior Consultant Beneficial Life Insurance Co. LeGrand J. Dunkley, Vice-president SPECIALIZED PLANNING & INSURANCE SERVICES, INC. HOME: 1284 South 500 East, Springville PHONE: 489-4412 OFFICE: Suite 1000, Kennecott Building, Salt Lake City, Utah PHONE 364-4381 or 364-4382 COLLECT r D D D D D 0 D D D D D D D D n D g 0 0 D D D D D 0 D D 0 D L 0 D B D D n n D D D B D B B D D fl fl I fl II B D D II II II D Utah Power & Light Co. Q D J Have you inspected your electric motors lately? Electric motors are so dependable that it's easy to forget that they need attention occasionally, just like all mechanical equipment. equip-ment. Simple maintenance can prevent trouble or, worse yet, "burn-out". Why do electric motors burn out? Generally Gen-erally for three reasons: (1) inadequate protection pro-tection from overloading or single phasing or; (2) the motor has the wrong voltage rating; rat-ing; or (3) it is installed in a more difficult environment (ambient temperature, dirt, moisture, etc.) than that for which it was designed. The symptoms are fairly easy to spot. First, overheating. Second, the motor's starter keeps tripping. Third, the motor won't start properly. To help avoid trouble with your electric motors and to prolong their lives, follow these guidelines: Keep the motor clean, dry, ventilated and lubricated (use only approved motor lubricants). If the motor is exposed to the sun, provide pro-vide shade for it to eliminate excess heat. Protect each of the incoming phase lines with overload relays. Equip your motor starter with properly calibrated overload relays to prevent damage in the event of a surprise overload. over-load. Use Standard 230-volt motors on Utah Power & Light Company Standard 240-volt 240-volt service. If you have a 208-volt system, sys-tem, use "NEMA Standard" 200-volt motors. Look at the motor's nameplate. If it's stamped 230 volts, don't operate it at 208 volts. If you have a question, we'd like to help. Give our local customer service people a call. Or contact your electrical engineer or electrical contractor. 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