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Show put it in the VJatn&Si&s Fcr results www.vernal.com Vernal Express Wednesday, August 16, 2000 1 1 Fall USU registration open YARDS AND YARDS of frontage on this commercial commer-cial property with 2 access ways on west Hwy. 40. Troy 781-0269. Select Realty 789-8122, 1-800-365-8122. WWW DEVELOPMENT and consulting. Put your message on the Internet: including online catalogues, cata-logues, indexes, mail service, ser-vice, home pages. Contact Steve at 789-3511. Reasonable Rea-sonable prices. MUST SELL immediately) 2 arch style buildings. 30x30 & 50x120. 1-800-330-7118; STEEL BUILDINGS SALE: 5,000 sizes. 40x60x14, $9,181; 50x75x14, $12,053; 50x100x16, $15,629; 60x100x16. $17,377. Mini-storage Mini-storage buildings, 40x160, 32 units, $16,534. Free brochures, www.sentinel-buitdings.com www.sentinel-buitdings.com Sentinel Buildings, 800-327-0790, Extension 79. ALL STEEL BUILDINGS. Must sett. No reasonable offer refused! 1-800-973 3366 1984 FORD TEMPO for sale. New tires and new struts. Great second or student car. $900. Call 435-789370 1990 RED ESCORT for sale. Runs great Makes a good student car. $1,450. For more information call fWjAugJ2J937a YOUNG PEOPLES DAYCARE DAY-CARE is offering a great summer program. Ages 6 weeks -12. Field trips daily dai-ly including swimming pool, bowling, library activities. activ-ities. 13 years experience. State licensed. Meals included. Catt 789-7231. I 'filFfr I PIANO LESSONS aH ages and levels. 789-0388. 789-0388. DO YOU NEED free education edu-cation & training? Are you 16 to 24? Come check our Job Corps.) Contact Safrvyah at 1 -801)466-5737. Services i rter. i Vehicles HOMEOWNERS WITH CREDIT worries may now quickly qualify for loans. Stonecastte's a direct lender that can tell you over the phone-and without with-out obligation! Call 1-800-700-1242 & 374. WE PAY CASH for the remaining payments on trust deeds! Mortgages! Annuities! Lotteries! "Nobody beats our pricing!" pric-ing!" 800-490-0731. ext715 www.nationalcon tjactt)uyere.com. MUSTANG FOR SALE 1994. convertible, LX, red, tan top interior, power everything, GT rims, new (May 2000) Firestone tires, Blaupunkt stereo, MTX 300w amp, Ultimate 12 subs, excellent condition. $11,000 obo. 801-364 9463 or blaupunkt O hot-mail.com hot-mail.com (pictures upon request); COME ON down to Legacy Lega-cy Sales for some hot summer deals! D7 Grand Am, AC. automatic $500 down, $182.14 for 6 months. '84 American Eagle, 4x4, automatic, low miles, $300 down, $195.74 for 4 months. "84 Ford pickup, 34 ton, 4x4, $1500 down, $241 .94 for 6 months. 2000 Chevy Silverado, Sil-verado, full warranty, 6000 miles. $26,995. "90 Jeep Cherokee, 4-door, bit tires, $3400 OAC. Come in for details. 789-CARS.Leg m- FOR SALE 35' flat bed oil field float Good deck tail rod inverted 5th wheel plate, electric brakes, heavy duty tandem axle, duals. $6500. CaH 789-6485 789-6485 after 5:30. 1998 BOB CAT 873 turbo tur-bo charged. Under warranty, warran-ty, low ours, excellent condition. con-dition. 828-7711. 1999 FORD F150 XLT Triton, Tri-ton, V8, black, dub cab, 6 ft bed, futfy loaded, 13.000 mites. $22,000 OBO. 970-675-8257. 1983 F250 pickup for sale. Great work truck. $3000 OBO. Ask for Roger, 781-2107; 781-2107; 09 FORD diesel 1-ton, dual wheel, 4x4, loaded, red & silver, extended warranty. war-ranty. Make offer. 828-7711. 17 FT PONY boat 175 HP Mercury motor. $3500 OBO. Good condition. 781-2107, after p.m. 1989 PROWLER 5th wheel, 35. Excellent floor plans. Excellent condition. Storm windows, vinyl skirting, skirt-ing, heated bottom. 828-7711. 828-7711. FOR SALE: 1985 26 toot Kit Companion trailer. See at 2350 W. 1445 S. or ca3 789-3839. Asking $4,700. . 1972, 19' camp trailer. Self-contained, excellent shape, very dean. $15000. Evenings 789-0717, 789-0717, daytime 789-5134 Wanted wa RV WANTED for rent by month. Sleeps at least 4. Contact Mark at Red Canyon Lodge in Flaming Gorge. 435-889-3759. Utah State University Uintah Basin Branch Campus registration for fall semester is now open. There are many new classes and programs available. Fall semester starts August 28 ami ends Dec. 8, 2000. The branch campus has expanded many of its offerings and hired several sever-al new staff members to meet the educational needs of the region. There are two-year associate degrees available in business informationoffice systems, fisheries and wildlife, general associates of arts and general gen-eral associates of science. The branch campus offers 16 four-year degree program including accounting, agribusiness, biology, business administration, business information systems, computer science, elementary education, family and human development, history, secondary education (including several specific majors), and special education. The branch campus also offers several minors and endorsement certifications. certifica-tions. Master degrees are available in school administration, admin-istration, business information systems, computer comput-er science, educational technology, elementary education.human environments, psychology, secondary education, special education, technical techni-cal writing and others. "We are excited about our many offerings and the educational opportunities we have available in the Uintah Basin," stated Dr. Guy Denton , executive director of the branch campus. "Everyone at the branch campus is working hard to provide strong programs and training needed in the area. We encourage everyone to consider taking classes and increasing their educational employment opportunities through the branch campus." Denton said. For information or a current a catalog stop at the Vernal Campus at 1680 West Highway 40 or Roosevelt Campus at 987 East Lagoon Street There are counselors and staff who will be able to assist you plan your education program. Register early because several classes have a limited enrollment. "We are fortunate to have such strong programs and educational opportunities and we encourage everyone to pick up a catalog and review the offerings for fall semester," semes-ter," said Dennis Gamer, director of student affairs. EMPLOYMENT OPPORTUNITY Executive Secretary Location: Randlett, Utah Hours: Mon. - Fri. Full Time Job Description: Responsibilities include sales support, invoicing, quality assurance. Qualifications: Good communication skills, computerword processing experience, willing to take instructions and learn quickly, previous secretarial experience preferred. Excellent pay and benefits. For more information please call 828-8113. Application deadline: August 22, 2000. BB Financial Focus Taking Early Retirement? Brush Up on Rule 72(t) taking the payments until you're 57, you have to keep going until you're 62. by Steven S. Holt Edward Jones If you've ever thought about retiring retir-ing early, then you know there's one major concern you'll need to address: money. Will you have enough? And where will it come from? Barring a disability, you can't start collecting Social Security until you're 62. When you retire early, it would be extremely helpful if you had a source of income to tide you over until you reach that age. But if you tap into your IRA or ,401(k) before you're 59 12, won't you have to pay a 10 percent penalty on the distributions you take out? Not necessarily. According to Section 72(t) of the Internal Revenue Code, you may be able to tap into your IRA or 401 (k) before age 59-12 and still avoid the penalty. penal-ty. How? By taking the funds in a series of "substantially equal periodic period-ic payments." This somewhat "jargony" phrase simply means you've got to withdraw with-draw about the same amount of money at least once a year. You have to make these withdrawals for at least five years, or until you've reached age 59-12, whichever is longer. So, for example, if you start taking these payments at age 50, you'll need to continue them until you're 59-12. If you don't start NEED CASH? Whatever your needs are, Princeton Mortgage has the perfect home loan for you. - Debt Consolidation - Purchasing a Home - Home Improvements - Investment Property - 2nd Mortgages - Commercial Property - Home Equity Lines - Construction Loans Call Tricia Oaks at Princeton Mortgage Today and get that cash you need! 1-877-304-9701 mim Princeton Mortgage 6798 S. 1300 L SJt Lake Gty. Utah 84121 Phone: (801) 304-9700 Fax; (801) 304-9800 Web: www.princetonmrg.com How much can you withdraw? Unfortunately, you can't just choose the amount you think you'll need Typically, IRS regulations require that the size of the payments be based on your life expectancy or on the joint life expectancy of you and your beneficiary and a given interest rate. Gearly, it's a good thing to avoid the 10 percent penalty, which could amount to thousands of dollars over time. Nonetheless, just because you can access your IRA or 401 (k) without with-out paying a penalty doesn't mean you should. Why? For one thing, even though your withdrawals may not incur any penalties, they will trigger income taxes. This could be especially costly if your tax bracket doesn't drop in retirement. Even more importantly, your IRA or 401(k) provides tax-deferred growth for your retirement savings. The longer you leave these funds alone, the greater your accumulation will be. That added growth will be very helpful later on in your retirement, retire-ment, when you really do need the money. One more point to consider When you have a 401(k). you still have to separate from employment before you can take money out, even using the Section 72(t) provision. With an IRA, you can start making 72(1) withdrawals at any time. In any case, weigh your decision carefully. You worked long and hard to build up your IRA or 401(k). Don't be in a hurry to dismantle them. A Summer Resort at Flaming Gorge National Recreation Area Currently interviewing for immediate and summer sum-mer seasonal positions -Full and Part-time Walt Staff Housekeeping Kitchen Utility Exponent necessary toi torn position Call 435-889-3759 3650 South 1312 West - Owner Motivated To Sell'!! This home is in a beautiful setting with over 3.000 sq. ft. of living space on 8.96 acres with pond, barn, equipment shed and shop. Owner may consider lease option with large down payment or trade for smaller property. 661 West 300 North Location, location, location.. loca-tion.. bedroom home in excellent condition with over 2.200 sq. ft. of living space. Beautiful yard with water well. Great family home. Just Listed!!! WJI MP''ii-'" '" oim iinMMfii.i(iiWPWii 894 West 1200 South 7" Price Reduced!!! Acreage and a great neighborhood make the perfect combination for this large family home with over 3.800 sq. ft. on 2.27 acres, with lighted arena and barn. J.'l.'i'UlV CONTACT: PAT IIAHuELL, A;nt 7C9-7555 7CD-9230 ASPEN BROOK REALTY. INC. re SECURITY FINANCE SOON! Loans $100 to $500 Specializing in: Personal Loans Phone Applications Starter Loans Personal Income Fixed Income Retired Income $$ Courteous and Friendly Service $$ We Like To Say Yes! Ji SECURITY FINANCE 18 W. MAIN VERNAL 789-1390 w A m r . nm i V With You 110 A new full-service First Security Branch inside the new Super Wat-Mart in Vemal! V arc looking for talented individuals who are interested in an exciting career with First Security In-Store Banking. To learn about cmplcmnent oprxMrnmitks, or to apply, please inquire at the Vemal first Security Office, 3 East Main Street or the Roosevelt first Security Office, 10 North 200 East A 4 Watch for the newest First Security In-Store Branch Office coming September 2000. 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