| Show MANAGING Fl TOUR ali aliM aliBy v v v M nv r rBy By Dr Carl F. F Hawver Hawuer Q Q I 1 haven't been married very long and I get confused in the market place I want to tomake tomake tomake make our money go as far as asit asit asit it can but I dont don't know how How does one learn to be a smart shopper A. A Being a smart shopper is like being a smart anything else It II requires doing your homework homework being being sure you have researched both your needs and what the market offers BEFORE you start buying First you need to tomake tomake tomake make a careful list of what you need before beCore you go to the supermarket Study the ads to look for Cor specials while you are making up your list Running from Crom store to store can use up more dollars in gasoline than it saves in food prices but you can change your meal plans to match one stores store's specials When you get getto getto getto to the store buy only what is I on your list list no no impulse buying When you are shopping for Cor big ticket items like appliances appliances appliances ances furniture TVs TV's or even cars study your consumer consumer con con- sumer reports on different products before beCore you leave the house to find which makes are the best buys for Cor your needs Decide what you need and what you can afford aCCord to pay If youre you're buying on credit check your budget to see how much you have left leCt each month after all bills are paid Dont Don't obligate yourself for more than half of oC that amount in new new monthly credit payments Set guidelines guidelines guidelines guide guide- lines for Cor how much you wills will s spend end before beCore you leave the house and dont don't change If you cant can't find Cind what you want at your price come home and talk it over Dr Carl F F. Hawver Executive Hue tive Vice President of the National Consumer Finance Association is a widely recognized recognized recognized counseling expert in family money and credit management |
