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Show EONE'S EONES ' PICIGNG PICKING YOUR P0CIET POCKET ( ! ie , e Hidden Tax Collector-He Collector He Collector - He Respects Not Even the Real Realecessities RealHcessities ecessities _ essities of Life , and How He Wallops Your Budget ! p pqlJLIAlI BLLIAM qlJLIAl\I qlJLIAl I QILIAM < . , [ , \ C . UTLEY OU 'OU ' make $150 150 $ a a"f atth "f f " .1 1 . n nTC -TC TC - . . - . . , do . you'll youll you'llstedand TT/Ml'n TT Ml'n Mln TTMl'nsted / ' tth + ith ? If you , , sted-and sted and sted - and perhaps a arlsedto arisedto aprised rlsed-to rlsed to rised-to rised - to learn that thatollector thatollector thatsollector ollector picks your yourtl1e youro 1 tl1e tl the e tune of oneyour oneyour one- one oneyour - ' [ your income mcome . He Heough Hei Hetough i ough tough from the famin fami fam- fam famin - - i ? in two years to buy buylot 1 f r . s picks lcks your pocket For Forwhich ForF Forwhich F which amounts to 12 7 7f 7b 7i 7f i b lot f every dollar-repre dollar repre dollar-repre- dollarrepreect dollar - rcpre-ect rcpre ect - . , ect , or 'hidden hidden ' , , " ts'Ces tsCes taxes ts'Cest taxest taxesEt ' t t like your income l11come taxproperty tax [ property tax or a state statetax statetax statetax tax , for yolrrarely yotfrarey yotFrarely } know knowhave knowhave knowaehave have to "shell shell " out " for're fort for t 're re ' concealed In the thee c e goods and services sei sel vices youUle youthe you the Ule bare necessities necesslhes of ofFbread ofbread ofbread Fbread bread bread and shoes "Death Death "Deathare "Deatht Deatht " ; are mevltable-and mevltable and inevitable-and inevitable inevitable " - and allvIsIble allvisible all Ii > hvisible vIsIble hvisibleI vIsIblet.e I t.e te . e only a few of many ii- ii iireelations il 11 . - : ? revelations re\elahons re elahons reelations \ % to comec comeE come c E . : irvey rvey just completed by by\y by y : \ Economics bureau of of1 1 ] Western estern National Nahonal Life In In- In Int Inmpany In-lmpany In lmpany - . t ; } mpany . , of Minneapolisi- Minneapolisi MmncapohsI Mmncapohs Minneapolis Minneapolisiwas I 1 ' { " . - was started in No\em- No em Novem- Novem Noemecords Novemecords Novem-S Novem S \ - ; Records ecords of 206 concerns concernsllities concernsll1ties concernslhties llities ll1ties lhties , insurance msurance compafacturers compa- compa compa-i compa i compaJ - J , ifacturers facturers , , jobbers andere and andere ere investigated mveshgated 'm m ' m an ant aniieasure t easure as accurately asI as'lie as I ' 'lie lie Be e proportion of prices pricese prices'EC pricesEC ; ' fie e consumer for v . which whichraj whichral hlch . | ral raj , , state and local-are local are localare local -are are - aref are areS S- S Swhich f - , " . SE - . E 1which which would not norcluded nor nor- nor norncluded - ' ' ( ncluded cluded eluded 1 m in the cost oferv1ces ofervices of ofservices t tWhIch services erv1ces ervices sold were omit omitkcalculations " . kcalculations c calculations calculationshich \\hich hich V.hICh VhICh which . \ \ fo1- fo1 fo1the fol fol-1 fol 1 - ' the original ongmal producerIr producer Ir r . The prmclpal principal taxes taxesthe taxesthe the picture then thenR were wereban -R R v . - ere ereban ereban Jthe ban realty taxes , per- per perrty perrty per-ty per ty - ' rty and general propbusiness prop- prop propbusmess prop--a prop a - - - ft business busmess concerns , ex exlicenses ex- ex exlicenses - . ' " licenses hcenses , fees and franneys franneys fran- fran franleys - - : : leys neys and credits taxes ta'Ccs taCcs ' , I ' IdOll ' Sd dOll d oil taxes on IJl ita ( motorJ motori motor J i nes rtes , import duties and andpent andI andent I pent ent m In freight costs In- In In.1 ini in-i in i - .1 1 i . he e various steps of disAre dis Are Passed On . land tand the figures it 1t is isunderstand . .understand understand understand how some somerect someect someirect [ rect ect taxes work "Ina "In In " & a & Tetailerrho retailer Tetailer \ who \rho rho , OV'l1S OVl1S owns OV'l1ShiCh ownshich OVTISpinch ' hiCh houses his store storert , " | ort art ) , , "real real " estate taxesii taxes taxeshIS taxeshis his books as an itemsand item itemand sand } and their participa parhclpa- parhclpa participa- parhclpa'markup participa'markup participate - - te 'markup markup 'markupfthich ' ' . -fthich fthich v.hlch vhlch which - he hehIS hehis hehis | hIS cost prices can be beth beth beoth th considerable cerl cerI cerif cer- cer - - I ftt l if ! he rents his store storetaxes storetaxes storetaxes [ taxes taxes on the bUIldmg building bUIldmglIy buildingily buildinghly lIy ily contained contamed in m thend thend the thend > nd are just a & : > . surely surelyus surelyIS IS overheadexpense overheadtexpense overhead , expenseoncealed , , ; , ncealed oncealed in m the entrylesale entry entryresale resale lesale price which the theor theor thetor or his merchandise IS ISontamed isntarned isantamed ontamed ntarned an overhead overheadtlng overheadting overheadfcting tlng ting of the real estateibuilding estate estatebuilding .buddmg buddmg ibuilding . building occupied by byr ; r , and just as neceson neceson neces neceson on the factory whIch whIchgoods whichgoods whichgoods goods contribute contr1bute a por- por porce porce por-ice por ice - - ce charged the Jobberacturer jobberacturer jobber jobberfacturer facturer acturer facturerii ii j iij , : ; " ' the report contm- contm contmaertaken contmx contm-Sertaken contm Sertaken - x aertaken dertaken to include in inaUy Inally inally ? aUy ally attained attamed the prm prin prm-\ts prm ts - . \ ts Is affecting ultImate ultImateed ultimateI ultimatefed I ed , whether v.hether vhether . actually actuallycs actuallyes actuallyyes cs es ' on the books of ofor ofor ofor [ or contained contamed as a por- por porother port por-pother por pother - t other entry entry"fi entryfi " . . i ty taxes were not con con- conause . - [ a.use ause . they are in m a afor afor ai for future WIthdraw- WIthdraw WIthdraw'taxes withdrawi withdraw'taxes withdraw-taxes withdraw taxes - i 'taxes taxes ' ' ft v . were ere cOilPuted computed computedline , me ins and oil 011 are sub- sub subxes subxes sub-taxes sub taxes - - | xes m in all 48 states stateslet statesrict let ict of Columbia Colwnbla , m in me ine ine e federal levy . . bbcr bber Is KillJoy Killjoy.hers Killjoyhers . ers estimated that thatorker's thatorker's thatvorker's thatvorkers 3 37ers 7ers orker's orkers ' ' family v lth ith ith$150 ith150 ' $150 150 $ a month spends ; of this tillS 71 7 1 per cent cent centto , , to the hidden tax col- col colo col0 col-30 col 30 - ! ? o 0 spent for shelter , i ' / take taye tal e more than aThey aThey a aThey They account tor for 8 8e 8P e $16 16 $ clothing clothmg bill . , , or ord ord ord | d light cost $11 11 $ , butf butM but M f this , or $105 105 $1 1 $ 05 OS , rcp rcp- rcpt rcp-t rcp t - . t taxes taxes'her 'her her ber ' really realJy cuts intoijoyment into intojoyment intoloyment + joyment loyment of life hie The Theage Theage Theage age used car , includ- includ inelud- inelud includd ineludd - > d gas and oil 011 sales salesmonth salesmonth salesmonth month , hidden taxes taxesent$2 taxesent$2 taxesent ; ent-$2 ent $2 2 - $291 291 $ 91 . . And thea the thea thea a month family canrecreatIon canrecreation can ? recreation Includes Includese includesb includeshe ) b s e a tax grabber , who whohIS whohis who'his whohis . ' , hIS face . . . "iA iA "iAears " ears a lighter hghter tax tax500 " ? 5 00 spent monthlytction monthly monthlycUon cUon etion only 2 6 per | ts perts , falls into the hid hid- hidSundries hid-L hid L - . ' - Sundries and mlS mis mlSstoothpaste misstoothpaste misis s-toothpaste s toothpaste - toothpaste , , . jewelc Jcwelc Jcwel jewel Jcwelhlcb jewelvhleh | c -\\hlcb hlcb -vhleh vhleh - \ , Ahicb cost $27 27 $ a aurdened aurdencd urdened with taxes ) 2 per cent , or $2 2 $ 75yes 75 75txes txes xes yes which eat away awayily slightti ly awayly income are arc slIghtporbon slight- slight - slightportion - ti tiportion portion porbon , since it is isuch isuch iswa uch an income mcome does doespermit doespermit docs'permit docspermit ' permit the o\\ner- o ner owner- owner oneron owneron ov \ ner-on ner on - on of an automobilef automobilei automobile f i " . / rmr 3 \ ' a aaft aft afttq tqX tqk tq\ tq tqS \ / X k S ' ffi y : , Q y yY oY,9 oY9 & , , \ \ Y y yoY,9 ol olas as yY 9 1 1i 1Y ' ' ' Y F i ry . ' ( _ - Y3fr4 53f w . - . " What the salesman doesn't doesnt ' always tell you you- youThe ' - The cost of a used car carand carand and Its operation mclude include ludden hidden taxes amountmg amounting to 20.1 201 . per cent . If Ifit Ifit it itVcre \Vcre Vcre were \ a new car , the figure on w ould be 21.4 214 . per cent . . . Here's Heres ' the way the tax collector collectorfares collectorfares fares faresuth ftith \uth uth with \ that one one"i "i i " lofTaxe ofTaxes of Taxes * Amount AmountCost AmountCost AmountCost Cost Found of oTaxlnPer ( Tax In InPer InPer Per Month InCost In Cost Dollars DollarsFood DollarsFood Doll r rFood Food . . . . . . . . . . . . . . $27 27 $ S2700 00 71 $192Shelter $192Shelter $192 192 $192Shelter $ Shelter . . . . . . . . . . . . . . . . 18 1800 00 25 253 3 4 455 455Clotlune 55 55ClothIng 55Clothing Clotlune ClothIng 900 9 00 80 8 0 72Fuel 72 72Fuel 72Fuel Fuel and Light . . G 6 00 9 95 5 57 57Transporta 57Transportation 57Transportation 57TransportationStreetcar Transporta Transportation TransportationStreetcar on onStreetcar ( Streetcar ) .400 400 . 4 00 11 110 0 44 44RecreatJon 44Recreation 44Recreation RecreatJon Recreation . . . 2 00 10 100 0 20 20Insurance 20Insurance 20Insurance Insurance . 2 00 2 26 6 05 05Sundnes 05Sundnes 05Sundries Sundnes 6 &i i & : MIS MIScel1aneous Miscellaneous Misccllaneous cel1aneous cellaneous . .1200 1200 . 12 00 10 102 2 1 122Total 122 22 - - - Total . . . . $ $80 80 SO $60 60 $ 00 Av 12 120 0 $967 967 $967Annually $9 9 $967Annually 967Annually $ 67 67Annually Annually . . $960 960 $96000 96000 $ 60 00 12 120 0 $116 116 $11604 11604 $11604Taes $ 04 04Taxes Ta\es Ta es Taxes Ta .es es \ . on $200 200 $ Income Incomc . There is a slight shght difference in the theproportIon theproportion theproportion proportIon of hidden taxes to thespending the thespendmg thespending spendmg spending of a family v ith an m- m in- in mcome income in income - come of $200 200 $ a month This is agam again agamaccounted againaccounted againaccounted accounted for tor by the automobile automobileas , as shownCoat shownChet shown shownCut Cut Coat Chet % r * . of Taxes TaxesTer TaxesPer Taxc'Per TaxcPer * Ter Per ' Found Tax In InMonth InMonth Month In Cost Dollars DollarsFood D DollarsFood Food . . . . . . . . . , . . . $48 48 $4800 4800 $ 00 001ost 71 1ost $ $341SheHer $341 341 $341Shelter $ 3 41 41Shelter Shelter SheHer . , . , . . . . . . , . 38 3300 00 25 253 3 9 961 961Clothing 61 61Clothmg 61Clothing Clothing Clothmg 22 00 8 30 0 1 176 176Fuel 176Fuel 76 76Fuel Fuel and Light 14 00 9 95 5 133 133Transportation 1 133Transportation 33 33TransportatIon TransportatIon ( Autobought Autobought Auto Autoboueht boueht bought new ) . . 20 00 21 214 4 4- 4 44 * - 4 28Recreation 28 28Recreation 28Recreation Recreation . . . . . . 6 600 00 10 100 0 60 60Savmgs 60Savings 60Savmcs Savmgs Savings 5 500 00 " * ' . Insurance Insurnncc 12 00 2 26 6 31 31SundrIes 31Sundries 31Sundries SundrIes & Mis Mss Msscellaneous MIScellaneous Misccllaneous ccllaneous cellaneous 35 3S 00 10 2 3 57Total 57 - - - Total $20000A\ $20000A 20000A $20000A124 $200 200 $ OOA\ OOA 00At OOA12 \ 124 12 4 $2487 2487 $2487Annu111y $24 24 $ 87Annually 87 87Anmnlly Anmnlly Annu111y Annually $2 2 $240000 240000 $ 400 00 12 124 4 $298 298 $29844 29844 $29844AIso $ 44 44'Also AIso Also 'Also ' Includes license , and eas gas and andoil andoil andoil oil sales taxes"Tax taxes "Tax Tax " uTa Tax " ratio to total time and demand demanddeposIts demanddeposits demanddeposits deposIts in banks studied was 2 per percent percent percent cent However Honever , , the effect of this tax taxwould taxwould taxwould would obviously not be to Increase thesavings the thesavIngs thesavings savIngs depositor s outlay , but could couldonly couldonly couldonly only affect afIect him by reducing reducmg the interest interestYIeld interestyield Interestyield YIeld on his savings savmgs The moneys and andcredIts andcredits andcredits credIts taxes levied by many states shtes are arepaid arepaid arepaid paid directly by depositors with w1de wide w1devariation widevariation widevariation variation in rates and in minimum minimumexemptIOns minimumexemptions minimumexemptions minimumexemptions"After exemptIOns exemptions"After "After After " arriving arnvmg at general tax taxratios taxratios ratios for the various lines hnes of goods goodsand goodsand and products represented by the theconcerns theconcerns concerns studied , " says the report , further 'further * ' studies were made of m- m In- In InYou'll inc - - y 'y y ' " ' < 'y y ' f v w y ywt wt " * y ft ftf c & \f f \ : ! " r 7 I IY Y 6 6y 6d 67q y 7q H Ht t d / You'll Youll ' never recognize rccogmze 'cm cm 'em em ' , ma- ma madamc madame ma-dame ma dame - damc dame , but hidden ta taxes es will wIn account accountfor accountfor accountfor for eight clght per pcr cent ccnt of what you youpa youpay youpa pay pa ; } for that dress dressl dressldividual ! ' . dividual dlvldual products m in certain lmcs- lmcs lines- lines lmcsm linesin lines linesin - in m the case Cdse of food products , bread breadpork , pork , beet beef , , sugar etc The resultsof results resultsof resultsof of these studies gave an additIonal additIonalserIes additionalseries additionalseries serIes of checks though , necessarIly necessarilyindividual , mdlvidualitems individual items varied rather wl wide- wide widely w le- le lely le-ly le ly - - ly in some cases from the tax pro pro- proportions proportions . - portions arrived at for the general generalgroup generalgroup generalgroup group of goods " . The loaf 10:1f 101f : of bread for which you youpay youpay youpay pay a dime bears in m its cost 64 64of 64of of a cent in hidden taxes , the study studydisclosed studydisclosed studydisclosed disclosed Beef Beet prices prtces contain in- in indirect in indirect . - direct taxes amounting amountmg to 8 814 14 percent per percent percent cent ; pork prices , 804 8 04 per cent centA centA centA A five pound bag of sugar costs a amcke1 anickel anickel mcke1 nickel more than 1tlould it 1t ' \ would \lould lould if there therev therewere there\\ere there ere v . were \ \ ere no indirect taxes concealed 1D in 1DIt init mit mitRent It ItRent itRent Rent Boosted by Taxes Tacs " { . It If the man of the house buys a aSUIt asuit asuit SUIt ot of clothes tor for $25 25 $ , a portion of ofth:1t ofthat otthat th:1t th1t that : amounting amountmg to $262 262 $2 2 $ 2 62 helps clothe clothethe clothethe clothethe the tax collector . . It If Ii the lady spends spends$5 spends5 ' $5 5 $ $ 00 tor for a pah- pah pair pahof - of shoes , she willnever will willnever willnever never be happy to learn that she shecould shecould shecould could have bought them tor for $4 4 $ 58 , were it not for the inevitable taxesThe taxesThe taxes The great proportion of IndIrect IndIrectta.es indirecttaxes indirecttaxes ta\.es ta.es ta .es es taxes ' \ . to residential rental costs was wasinvestIgated wasinvestigated wasinvestigated investIgated with the aid of real realestate realestate realestate estate companies compames in lJl 48 cities clbes , rec rec- records rec- rec records records - - ords on representative local prop prop- propertIes properties properties - erties were taken at random fromtheir from fromtheIr fromtheir theIr filesA files filesA multIplef A total of 7,964 7964 , single smgle and multIple multIplemI1y multiplefamily multiplefamily f family mI1y d d\\ d |