Show f J Il Jt A k kf 4 f f r Necessary Protection I 1 WHEN HEN a a aman man buys an aut automobile one o of oft t W vy the thc first things he does docs is to have it I insured He protects himself so far as he can n against loss of the car by fire or theft he endeavors to protect himself i- i r- r Similarly t from property damages in accidents Comparatively Comparatively Com Corn few of them obtain liability insurance insurance 1 ance to protect themselves from froni consequences consequences consequences conse- conse which may deprive them of more than is represented in the car If If- Ifa a man iian loses his car by theft fire or orr accident r a his loss is definite defini e and specific He knows beforehand what he lie Stands t to lose l vOn On i On the other hand he cannot estimate the loss which may be assessed against him if he heis is held accountable for an accident Verdicts y running into five figures are not infrequent So it is that good judgment and sound business business business busi busi- ness ness practice demands that the iut aut automobile mobile owner protect himself with liability insurance t While White the automobile owner owes it to toi n. n i 1 himself to be properly protected there is another another an an- n other reason why liability insurance should apply apply tapply ap tap- ap- ap ply more generally The public is entitled to protection against careless and incompetent y driving If an automobile driver is responsible I ble for an accident nt he should be in a i. i position I to meet whatever damage results from his acts Many of them are unable to finance 1 the risk and so it is that liability insurance affords the only protection for the public the theT T only guarantee that the driver of the car is financially equal to his responsibilities For this reason there is a pronounced movement in favor of compulsory liability insurance This was proposed in a number of state legislatures this year but only one state Massachusetts adopted it Movements of this kind however grow on the public and if the Massachusetts experiment proves 4 successful we may expect to see other states adopting similar legislation in the future |