| Show w5aev10Atmn I titiiniv viiiiits iiLitr The comraercu of Ito world la 1 courted on by credit promln to Ial notes and paper vvldtncn of InJehtfd 0000 In k variety of form Hut It ii not the paper purely i not Iho promlM tu Iy II Ii I that oonnc and nttiir anio of rirletipu lhlnd all thl whIch gives all obligation value If 1 the element ot uncertainly entered 11110 thll farreaching trade Hi limit would bo very muoh curtailed If 1 noteS and drill wtro not In the main proml try met an linmeuie volume of raiiMulloni now praottoiblu would hove tu be 1 abandoned or paid I for be for delivery Knormoui lum of money or value are represents In bole Irnpltt aud convenient yet effective way and while gold or tllver In I toe ulllmalo bull of money credit nod Ira I conoomllantt reprccenl falmlou amount fir In uncut of all Iho I recloui metal of the world Tranifer mad exchange Ii I pyitemitlied through books and clearing liouta m they sro clinically called Jlilancei are determined deter-mined cloned or carried ai Ii wont and n few moment clerical tflort sellisw thou biulnfMof n city or a 0 lu England all the rallroaj paueuger ralllo of the IUnU Ivory day lu IlIua of depriMlon or onto every tug It I very cloMlyorutlnlie1 turn day or two Involving lecullarly I lug Iliiiuclal condition am bring down Ibecitdllof old andovvnhadow hue bonito or firm and when they fall rulnoui roiiMcpiencea haven oiiilroua iooe ai Ue enJcnti pro with mull multiplied almost without lmll Jluniu cauulropbe of tin kind Hover coma ulone po Interlinked aud ulrlcalu nru the builnena relilloui of mtnkind In such tluiw aiicla 1 ni bin boon teen oi late cut but a little figure A tallllo was noted within stow s-tow IIDI wbeLlial11et of nonavall illu blob erty running ti two 01 three million had lo atk Ills prolectlon of tho course Ucauiu n few paltry Ihoiiiindi could not bo ImJ to lido the firm over A dlllliully which under ither clrcnimtanctt would neither have been IhoiiKtit nor heard of It Ii J not however with the complication compli-cation of Riant flrmt or the marvel oui profit aud Ilabllllln of thou who ar hinge of finance Hint We Imvo to din although u humble nubecl w 0 mid tent of thousands or million malI too mal-I illeclfd by their manipulation itick or produce fur railroad and read I feel tijually the eleclrlo touch of their flugerr and the thermometer of value goo up or dewti moo they blow hot or cold Uut there be I u credit 0 yi lernor no lytlem among tharnatici which Ii I demandluK not only con ilderatlon but reformation To Ibo many credit may at tlmet bo of great vnltiH 1 Who It Ii I too ay or too tundanl aa lime ruiult of competitive tilling when nocalled accommodation It I lorced und t en btcomti chronic linnuiimltltnled nil The temptation tempta-tion 10 nollcll credit ruti heavily fuough upon tomi but lo have It Altered beyontl nil nccdent has been rmervnl for the builuir en UrprlioC 1 Df thu last few yearn Store loam mulllpllej becauM their ownen could gel credit mid they have had jiiytrt becalms Iheio could get credit Jvery ono boar felt free and Ilablllllet iavu tuen created Indlicrlmlnntoly tint and laiL Kiy come niado emiy go until nearly every ono Ii and lost btcnllring beyouJ their mean mortgaging mort-gaging practically their utnrejnnd bloc rude took ol imbirrnHDient from denial ol credit rotund lo bo the only thing which could nivtkon thou ny going to Iholmpendlue illuatlon It unnncit bo sold that one clam Ii ally Utter Hun another In thl direction direc-tion Tho poor man tbomauof imall wager I U I behind l wllli lob runt he oweo n little to too itonkctpor and la tho butcher audio clwtly Ii hu run that the lack of n wielid employment or loknes I ol self or homily I mere him at 11 vltiftid Hut lifter nil thli clue of IndrblwlneM Ii proportionately mall nnd there Ii with such generally gen-erally euough sterling II tugged hon Cwt which lomnunJe leniency and > 11111 alloy until time Improve lilt IH olhuwlo willl IIlIolhr color ul debton those of the mistakenly called reel oelablo claw thoiulo whom Iho door ol loolvty swing open nlinoil Itliout n touch There a largo In dibUidneti duo lwileri from Hill tjemeut Every ilorckccpcr of Iho Older which luppllei nnJ cat < m to what would oth rwl vlw I a nicu trod xnowi thou ulllleulty of liven niklnit for n tetlleniuut ol iucli account DIIuUKi hi I eailly given whIt tu BUI pcud that credit blob U but noon vvukiiie nnd privilege at beet InvotvM I icon Otto nf Insult and robtbly 105 I ut that trade J It Ibis chats of 11I ice tint were but few the dmlcnliy would be leer and If months elnpied between payment It Would not bolo bad If the teller hAil the tame privilege 1 01 rxten > lonbut thla In denied for ai wohavewen the credits of wholtnale houva have n limit 110 M < or 91 dayi lethe le-the rule nn I promptltu Jo In piymeot mint be ai certain Ae this ruing of the tunWe We ask now why should the retell denier not collect sod have just ai dellrKoa lime wllli hli collection why should customerbuyerout With him Ihoufh It woe of bill little moment whether he Ii ptld or oil There me house firms Imllvlduali Inlradoln thli city today who do not know which way to turn Ihelr home and credit nruatitake tleeplen nlghti owl nnaloua days ne their becnuie thotn whom they liavo accommodated nru dilatory In Killing their aojountt find probably the rclatof au vntertnlri meal ol a reception HID enjoyment of a Ill Ibo effort at tlylo nod dliilay preM nud frlondly comment upon family and roclal hoipltallty rare laud poMlblo by the credit of a little slur or two thu owners ol which would be unwelomiii Intruder lobo that charmvd circle which their menu for the moment nude luttlblc I attractive and etijoynbh I Hhort rcckonlngi make long friend woo nn nphoiltm In the day of our father Modern tutom re virwi thli nnd finds that long reckoning nuke short frioude sod few know the amount of blttelmm and III feeling which boo lu origin In thla apjarenl negligent or ludlfleronco lo mall tottering account Owe no man anything laid Paul ° Owe every man something If you cnu In the modern Idea And in there nrn dumien and collector anJ luwiultt and Mtringiment beyond compulation and If 1 over Hiiro wniany profit III that trade which made tho debt It ll all swallowed up III Ibo u puniei of collection Iietileuoylt I thus made Injurloui It 1 mint bo nnilentood that there I a limit thirty or lily d05 nt may bn determined afttr which Kline ilmplo enactment ihould limit upon ijeedy payment by the debtor without exponio tlm ptalnllfl or ai lome have auggealod debt hould Iw I unoolleclable by law Ihui making every debt 04 debt of honor mod to compelling teller or dealer to bo moro dlicrluilnatluK luau bv may liavo been or lint preiuul There Ii I no mud for unfriendly feel Ing In Ihli mailer nor Is It unworthy of any community to emuaii error or to ret air n wrong Heller men than the writer Lava pointed l out the uutrteloru of debt only nn old song maybe but reiteration nt a critical limn II good when rtfltcllon tudenvor and promptitude prompti-tude may bring relief to many one obligation met may furnl h the menui by which many other can be lliUl dated 1 mid to My tho lenit of It there It morn renl enjnymenl In that which I loll l for than In many thlnii for whloh we lie Indebted sal which we find II 1 difficult to meet Economy coimlderatlon rntralnl nud JuHIco nrv elern mil of peaco b while uilraTa aoco ritUleneff Indulgence and wrong are nil provocative of those feeling which are undiilrable anywhere any-where particularly In a irxiclalty rep rcwutatlvooommUDlty Tliereaieuf courindo reeiof oulpa blllly In regard InllbleJDul and but few are poiltlvely IndlUerent When a debtor pltaili lunblllly In Ibo main It may tu accetf < l soul he It not nlway utcetnarlly dltliouiil who la I InJItpoied to promlte nt nny given time jet Iho ready proinlner who fitlli to lay mny win more cilly Hie ympathlva of n collector Ono tact may be aierlod In regard to debt In general many navy have an objeo llun to ray Irt ol An accountIt mutt to all or none wllh them lhat thli Ii 1 fale pride and evidence of lack of wisdom every dealer would lay but ai Installment plan limppoted I to ben be-n of poverty I Iho lion IM Ing plan Ii I Inlcrentlally favor of ability and tlrnpls Inuonvenlence If the preterit crltli Ic I accepted ai an educator nod he illipoiltlon lo pay when buying or to uy ou the tint or niteentli of every month II rctolvcd UK > II nod undo habitual If to buy 1 > just what II needed mid May when the t urio toYo no la made n rule tome who now feel embarraiied humiliated will lo o In momentary ncrlflce a load of worry which nono nave the loo I dlOounl sod thedlihnueit can nllord b lacarrjt |