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Show UESS 1IIE FDR IMe - vm 'BLe miiRDM GAnnzsos 'ii4'lli illustrated ey M MYSTERY BAFFLES PHYSICIANS 1 a nickel la the slot get Insured. la the latest la the ancient art of betting be- - $" P - r py ' I .L f " j, ,4 V' , f ' . Wsa y y ? m countrys large railroad the Insurance tna- coins therein, the placing J uU'H .MSil.1' ai'su fstec a V )f ua:. ' MM I 'IC EOCW ' v id V- - IIICU y IcklUfH Uki C.lj ding! -- t- iLom cuN7t - :un Pfovwtul te Indianapolis, lad For the thlrS time In her life of 59 yearn, the wife of America Massey, an ex slave whe lives with Goorgo Lnnwcll at Mlnncso-- ; (a street and Churchman avenue, has turned fintu black to white. The first 16 jears of her life wne sHnt In slnvery as a houaomald and as she ran remember nothing olmui her parents she does not attempt to explain the mystery which has battled every one who bus seen her as wc! as numerous physicians who have her. Having completed the third Mrs. AlasHey Is now of a fair complexion. Her skin is not light In patches, but Is completely white with the exception of three small brown simiIs on the right side of her face and one on the lert. A tint of pink on each cheek adds a bit of color to her appearance and the curly hair, which is gray only In patches, brlugs additional contrast. When working about the houso she rolls her sleeves, showing arms whiter than would be expected on a woman with a lair skin. For the last 12 years Mrs. Massey says the transformation has been in process, and as the change has been completed for so long she Is rather es pectlng the reverse performance to be gin before many months. She has ns yet noticed none of the more marked In sensations former experienced changes. The only things that havs caused her to believe a transformation Is due aro the appearance of the small spots on her face and the fact that sho has remained white longer than usual this time. In making tbl first complete change from black to white and then from tiaim-formatio- n i7 j, 4U mhUi .. ' juqt, I I ' r , ti you Will find Unnce company gives you long odds killed before the you will not be You w8cr that d of 7eir J"urney ,m be killed and of course you the company wins, but at the time you figure that your wln-jj- i may hejp In case you succumb wife and babies to tide over your i pruggle that all widows must face ss! 4 v" tween corporation and Individual. In many of the . - ' Dand S- UN- Indianapolis Woman Offers Puizts 8everal Doctors Who Havs Mads Study of Case Thinks Another Change Coming. HOP -- 0 SLAVE UNDERGOES TRANSFORMATION IN COLOR OF 8KIN, I ill me HE USUAL D. Ale v mi L FORMER III) 1 END . mewimaFfct i rork r 'niton s land hiu m:::A 'c ivation M its dnri( i I'bouiuoi d Wllil his DMCI - : rJ A M suopmebob, tnm tbouuci MS WML CfMCEA 'MSP WB BE LLOYD'S vt ds maprtwey of t- mourns weather. tVw. l.bF V Insure anything ntost destruction or Injury In sy form whatsoever. 'fore you apeak, the mpanyhas accepted ' Ton can THSCisatm encora-a- e lowed except, ( the rate to be charged. a rather broad statement, just one exception In the Hat of mgs Insurable. That Is the directoire gown. But there are so many Insurable things A the French creation Is hardly missed. Here's a few of the things on whose dpstruc-1or safety you may wager, at long odds, 'to Insurance companies: Uves, homes, births, deaths, marriage, animals, livestock, barns, crops, circuses, ie succors of business, vessels, any sort of mveyance, against injuries, beauty, a suit of tlies, any wearing apparel, jewelry, false Jlr, teeth, health, athletic prowess, theatrical eductions, ideas of all kinds, airships, bank lpcountg, stocks, bonds, success In the forma-- J of social organizations, elections of all cds, fluctuations of the stock market, race 'urwes. Important messages, exploring expe-'ionmining enterprises, rain, snow, heat, "Ideyesight, bodily strength, sanity, etc,, course, That Is we Is 8 do-oti- c - etc. I could Cui keep up that string of things all day long, for In Lloyds' great insur-directory h, Kngland there are dozens gigantic ledgers which list the articles and beings upon which that company and ,an 6er concerns are wont to bet in relation to destruction or safety! Jud out of these Insurance propositions grow "Men side lines to each plan. For instance, tog crops as an example: You can Insure wheat, corn, oats, barley, flax, beet sugar, ,er, eggs or cheeBe against destruction by by cyclones, by excessive heat, excessive d, by robbers or by accident. The same ;to your life. You may provide yourself with France against Injury on trains; If you are, rall-lor, against drowning; If you are a I i fireman,, agalnat wrecks; If a miner. ' oat being entombed, Rnd bo forth, until the r Hat hag been exhausted. the "t gown won't Insure. The why and wherefore of this is because trance cliques believe that tills article of r I destined to become decidedly unpop- r 8 be United Stales. In Paris this might f ven consideration but In America the nt'aoe jB givPU cm)lt fol. a Iarge stock of !j III stf it sheath-dlreetolr- e l it r, it toine ill 0 tt 1 iI(l modesty." , . recently this test was made In New ' received an application for a v0 of sheath policy on a consignment b from Paris, which were bought by a big . mms ermrrm me msvoueu by the reencently acted Insurance laws, which fol- every-to- 0 V Ds Mrmf fopmesr proposito which i are about 9 five voice :d the accep-ac- e R.DE a 1 ti ITT ' lion New Yoik department store, which, seeing a boom in this article, scooped" Its contemporaries by securing an early supply. The merchants who secured the goods felt rather skeptical themselves as to whether the latest Parisian costume would hold the Gotham women's attention. As a consequence a New York broker was instructed to secure an Insurance policy upon the sale of the gowns in fact, to Insure the popularity of the costume in America. To the surprise of the broker, merchants and New Yorkers, the proposition was turned down flat Applications to other companies who were wont to bet upon almost anything which seemed a good risk" also proved in vain and Inthe New York merchant went to work by the lu newspapers, advertisements serting overcome through which method he hoped to of insurance. the refusal This was the first Instance of its kind ever recorded, experts declare, in which Lloydsa have turned down the proposition of Issuing H probably was caused by the airy policy. hurled by the male Americans who siftage pei sheath gown the loud "haw-haw- ' the gavo when It appeared. world has No business in the history of the has. It enInsurance game the as out spread man, compasses everything. One Insurance another asked who rates himself quite a wag. from whether Lloyds would Insure an Iceberg melting. If oud yes," the latter answered, to Picadilly lane, where it could down tow it he watched by Lloyds. about which However, the sort of Insurance is life most knows American i reached has alone and this Industry Is litthere that of development such a stage are There enter. to It for tle unexplored territory Statistics everywhere. agents insurance hundred men of the big say that for every la one and sometimes two life dis-thcan easily agents. So the reader to proI of opportunity plenty there vide or her family with financial protection Why hi. "s" ' ,lm the fa- mous New York I n v e s 1 1 g atlon, nearly all of the concerns which lived through that scathing Inquiry are up to scratch regarding legal requirements. Nearly every American possesses Insurance upon his life. If It is not 11,000 It may be 500 or $100, but among the richest citizens of the country there are seven men who carry $1,000,000 or more upon their lives. Rodman Wanamaker of Philadelphia, a merchant prince,. Is Insured to the amount of $4,000,000. He Is the most heavily Insured man In the world, for there is not a person, even among the monarchs of the old hemisphere, who can lay claim to Inthat amount. surance equivalent to one-hal- f Two men In the United States carry $1,500,-00- 0 upon their Hvcb and there are four whose death would net their families $1,000,000, enough to support several generations of families. Among New Yorkers Financier James 11. Colgate carries more insurance than any of his neighbors in Gotham, his policies which number nearly a score, aggregating $1,500,000. However, that sleepy' old Quaker city Philadelphia shows the world a thing or two Jn providing for Its kin after the death of the wage earner. The millionaires and of that city in proportion to their number have acquired far more life lnsurnnce than those of any other city In America and probably In the world. The Insurance Press, an organ which has devoted Itself this year to the gathering of a gieat volume of statistics on the subject, has presented a mass of Information on the subject. They all teem with the dollar sign and show Just how much money there Is In the coffers of the countrys rich. The statistics touch only the high spots In a general resume, but they show the relations between America's great cities and give a line on the provisions which are taken general ralny-dafame. by men of nation-widA synopsis of the report follows: residents of One hundred and eighty-fou- r Philadelphia are Insured for $33,000,000, while New York, with four times as many millionaires, has 491 residents Insured for $57,000,000. Chicago has 185 millionaires Insured for s e 0. There are 5,139 men In the United States Insured for $50,000 or more, the total of tbcii policies aggregating $540,967,000. There are seven Insured for an even million each; four Insured for $800,000 to $900,000; ten for $700,000, and 29 for $500,000 to $600,000. There are 1,136 men who carry from $100,000 to $150,-00each and 271 who are Insured for $200,000 to $300,000 each. Of the seven men who are Insured for one Uvea In Georgia, one In Illinois, one In Louisiana, two In New York, one in Pennsylvania and one In Wisconsin. New York city has 15 men who are insured for from $100,000 to $1,500,000; Philadelphia has 14 insured for from $400,000 to $4,000,000. Chicago has five Insured for from $400,000 to $1,000,000. Pittsburg has five insured for from . $400,000 to $1,055,000. Raltlmore has ten Insured for from $300,000 to $G00,000. Buffalo baa six Insured for from $200,000 to $800,000. St Louis has 11 Insured for from $200,000 to $600,. 000. Detroit has eight Insured for from $200,000 to $500,000. San Francisco has five In that class, Cincinnati has 17, Cleveland six, and Boston 16, with two more whose policies run up to $GOO.OOO ench. Milwaukee has 16 who are Insured for from $200,000 to $1,000,000. . Minneapolis litre with policies ranging from $200,000 to $800,000, and Rochester six who are Insured for from $200,-000 to $500,000. There are lots of selfish persons who say: Well, whats the use of me getting Insured? After I'm dead the money derived cannot be of any more use to me. Therefore, please tell me why I should expend any of these hard earned dollars for the sake of leaving a bone of contention to bo fought over by my relatives. Partly for .the man who is likely to make that statement and partly for the Individual who would provide himself against the Infirmities of old age, great insurance companies have devised policies whereby the party Insured nmy come Into bis endowment when It Is most needed. , Mrs. Massey's 8kin Has Turned Com- pletely Whits. white to black as well as In tbe see ond complete change, Mrs. Massey says she noticed an itching sensation of tbe skin before the appearance of the spots, dark or light, as the case might be. As she tells It, tbe first white spots began to dot her colored skin in 1888, and In the course of two years she turned perfectly light. During the next two years a reverse process followed. The next four years saw a similar change from black to white, then from white to black, and Mrs. Massey was still more astonished In 1896 when she began to turn white for the third time. .Since that date she has been turning color more slowly, and the surprising r thing Is that the hue has held for the exceptional number of years. Although she has not as yet noticed the accompanying Itching sensation, the appearance of the little spots on the face has given her ground for fear that the reverse process In the third transformation may not be far off, Mrs. Massey is not worried about the matter, however, as she is not affected physically by the change of color. In fact she says she has always enjoyed the best of health, and although she la getting pretty well along In years expects to see many more birth days. Mr. and Mrs. Massey came to Indianapolis from Bowling Green, Ky., In 1896, Just as she was beginning to turn white for the third lime. When she lived In the Kentucky town many physicians examined her In an attempt to find a cause 5for the change In color. In Indianapolis she has attracted considerable attention wherever she has gone, but none of the city doctors lias ever called on her, she says. Mr. and Mrs. Massey have a daughter, Mrs. Jeremiah Redman of Nelson street, where they spend much of their time. The endowment policy Is the one which is perhaps more popular among young men of the age than any which has yet been put upon the market. This allows the payment of a yearly premium Into the company's coffers and at the end of 10, 20, 20, 40 or 50 years the entire amount for which the policy holder was Insured is turned over to him or her. The rate of insurance varies with the length of time. The longer the period between the payment of the first premium and the final endowment the The Best Tent. ' less the rate, other things being equal. Customer Is yon car a fast one? Just recently Insurance companies Introcent of &S Agent Madam, 70 duced another sort of proposition which Is the arrests made are per owners of our lust the reverse of that of Insuring one's life. cars. Half-Holida- -- |