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Show BKOLECI OF DOTY. The faijure of congress to provide for postal savings bauks, or bank-1 where the people could deposit their learnings with absolute safety, amount almost to a crime, in view of the fact that the masses everywhere were united in the desire for such an institution and unanimous in the demand de-mand upon congressmen to establish it. Several bills having this object in vitw were introduced early in theees ; t!oo. While differing in details, the principle of all was the same, tbe aim jbiiuHihe establishment ot a desira- Ult) UUU UHHIUI OJ 81 till IUr WW onio- keepiug of surplus earnings of the people and the utilization tbereol to reduce the interest on tbe public debt. People had kwt confidence confi-dence in tne savings banks, and in the system itself which oflered little or no protection to depositors' agaiust the disboneBty of officials- The cor ruption and fraud that have been developed during the paet two years, m the management of these i&stitu tions, naturally drove people from thorn. Although a savings bank may bo absolutely safe, as many ol them are, the masses bave lost faith in them, and prefer to keep their money tucked away in stock logs, to trusting it to the care of the ordinary bank official Whether the popuUr confidence onct felt will ever be restored, it is difficult In ,!.. hut if an it rwrtiiinlv will DOt be rigot awav. The sad experience oi too many peraona will not soon be lorgotteo. Only by long years of proper and honest management ol savings banks can confidence in them be restored, and as we are not apt to have that kind of management, at least until the present generation ol men is ne more, we may look in rain for the restoration ot that lost confidence. This being the case, it was the duty of tbe law-makers to pro vide a place where the people could ut their surplus earnings and feel that he money was absolutely safe, and : i-ould be ob'iined when needed. . great m-iuy parsons of small incomes in-comes are able to lay by something. Chese place implicit confidence in the uation. They look upon government us loroelrjing that is absolutely solid and safe. A bank tii-imUiacd at the publio expanse, secured by tbe public responsibility, with tbe nation for ita capital, ia about aa substantial an in ntitution as it is possible to establish; but it isjuat such a financial concern as they have in England and Canada, ina r ranee, nnu ulult uuuuuim, un just what ia needed and demanded in the United States. Without it the larger proportion of the saviDgs cl the poorer el asses will never ba saved, but squandered, perhaps in dissipation, and u not, then in the purchase of articles that could and would be dispensed with. The talk of moralists that it is not proper to struggle fur money is all bosh. It ia both laudable and proper io provide fur future needs; and besides, it cultivates and encourages nabits of industry and economy, h a place existed where men and women, hoys und girls, could "plant" their savings wbere it would be constantly con-stantly growing, a great many ol them would find the money with which to make a start, and the nest-egg nest-egg once laid nothing hut stern neces sessity Would induce ita removal. CoogrcEB, when it meets again, o nee it to the country to at once puss a bill providing a national savings system, turniahing the people the means for depositing their scant surplus earn :ngs where tbty wiil be safe, and at the s-ime time accumulating more for, the owners |