Show BUILDING SOCIETIES I > 5 To be popular and successful any organization must meet a public want hence some good things are premature and therefore fall and others coming too late are not as fruitful of good results or at least are shorn of seme good which their creation inthe very nick of time would have accomplished In the old times of barter or trade as it is called there were no difficulties difficul-ties in any mans way in this Territory Terri-tory in regard to his becoming possessed pos-sessed of a home industry was the inevitable parent of all the progress which wasjaSO wonderful in the early history of Utah When a man labored he scarcely ever saw any money stores were less numerous numer-ous habits were more simple fashion fash-ion was not so exacting and then laud was valueless almost adobies were made from the ground lumber I lum-ber came from the canyon pickets and lath and shingles und apple trees were the currency of the country coun-try and when a man was paid in these with the little addition of I flour molasses squash potatoes I etc life was sustained health prevailed = i pre-vailed and necessity compelled the organization of this abundant currency cur-rency into houses and barns and pig pens and chicken coops and corrals until tangible and taxable real estate and homes thereon grew almost by magic as it seemed then but by methods which now would be counted very very slow With the advent of railroads the opening of mines the over abundant supply of merchandise and the payment of laborers in money there has come a more avish expenditure comfortsluxuries some would call themare now common everywhere in this region and the 1 < hand to mouth system of living has supplanted sup-planted the old style when the staples of life and large quantities of material beside were almost universally owned + The influx of what is called the Gehtile population popu-lation has tended to and pushed the advance of real estate rents have become high it is difficult for newcomers new-comers to find places in which to live and many who have been here a few years find an increased family amid the old facilitiesand all so living liv-ing that the usual salary or wages seems insufficient for that living and and building or enlarging so as to reach those comforts which the willing wil-ling and industrious man everywhere every-where ought to enjoy I The organized emigration to Utah is mainly Mormon and to a large extent European This comes from countries where a laboring man owning his home is a rarity Here however the majority do so not always al-ways as good probably as desirable but sufficiently so to urge if only by example every coreligionist to desire de-sire the same privilege and enjoyment enjoy-ment Again no transient feeling animates the Mormon population They are here to srayandlthe sooner they can become possessed of land and farms and homes the more intense in-tense is their interest in all order stability prosperity and the general progress of the whole Then the ola time system while efficient and progressive was slow a man trying for a home would lay the foundation one year put up the walls next living meanwhile mean-while on hope in a simple dugout maybe and during another year the roof might go on and one room get a coat of plaster until bye and bye the home was finished if not furnished fur-nished Now houses are built and occupied within a few weeks There is rapidity of execution but no poor or laboring man can build that way because everything is cash Mechanics want their pay when their work is done bricks and lumber lum-ber must be generally paid for in advance or on delivery so that to add a room even to a house almost appalls the man of growing family and modern methods of living Time and time again it has been suggested that men of means should build houses for the artisan and mechanic and clerk but if increased facilities for renting acts as a barrier bar-rier to the ambition of a man if ease of rental crushes the thought of becoming land and home owners it is injurious to the best interests of society which should aim nay compel every good and desirable citizen to have a stake in the country coun-try for himself and to set an example ex-ample to his own posterity as well as to others To rent then by a Mormon should never be submitted sub-mitted to only as an expedient for a transitional period to pass away as speedily as possible Here is where the building society is necessary and by mutual and brotherly aid it will accomplish all that it intends By the payment of continuous monthly instalments or subscriptions then borrowing and addinga small interest unitedly averaging probably but little more than a rent the house finally becomes be-comes clear to its possessor quietly and almost silently secured during a series of years There are three classes which can be particularly benefitted by this organization long projected and now measurably perfected first men who have a piece of land and want to build then young men marrying whose fathers may divide to them a building spot next men of family or otherwise who want too add a room or two for convenience and do this in a hurry or who may wish to improve by adding a porch etc to a house already large enough Another class are those who have momentarily overbuilt themselves and who are indebted for material work or land some also who have bought a place and made partial payment some who have mortgage mort-gage hanging over them on big interest probably compounding and getting beyond redemption Yet these would be able by extension of time and moderate interest to to re deem their nest or home and leav this finally unencumbered to thei family to all these the Benefi Building Society will surely come as a messenger of social comfoit and domestic salvation To the investor also and to the one who in a small way wishes to do good to others while benefitting himself this institution insti-tution will be a good moderate interest in-terest compounded on living money well secured is better than any savings bank and a share or shares is spmething put up for a rainy day even where no intention to build or improve is needed or exists There are many other considerations considera-tions which cannot now be noted no doubt they will suggest themselves them-selves there are also questions which might be asked and could be answered through the columns of the HERALD If it is as much interested inter-ested as is UTAH |