OCR Text |
Show fLThe $unNews. Wednesdav.December Utahs 1 1993 W' Fayette News; i are bilked out of immediately following the preamble. To learn more about 900 numbers send for the free FTC brochure, 900 Numbers". TELEPHONE INVESTMENTS - Typical fraudulent telemarkets pitches include coins, gemstones, interests in oil wells and gold mining operations, oil and gas leases, and sale of precious metals such as gold and silver. Ask to see everything in writing, and dont be carried away by the sales pitch - be wary if you are asked to directory or mailing list. A telemarketer calling from a boiler room may know through a mailing list, your age, income, hobbies, marital status, and other information - all to help personalize the call. weekend with Mr. and Mrs. Keith Bartholomew, were there daughters, Rose and Susan, of Logan, and a friend, Dave, Mitchell, of Kaysville. Mr. and Mrs. Andrew Dahlsrud and family, of Salina, attended Sacrament Meting in Fayette, and their daughter, Dani, sang a song, and their daughter Dawn, played a piano solo. They spent the afternoon This is the classic telemarketing scam. ly- The infant son of Donald and Karen Kitchell was blessed Sunday by his grandfather, Larry Bell, of Cedar City, and was given the name Austin Jay Kitchell. Enjoying the Thanksgiving weekend with Mr. and Mrs. John Bartholomew were, Mike and Sherry Johnson, and son, of West Jordan, John and Kathy Davis, and children, of Pocatello, Idaho, and Larry and Sandra Lytle, and family, of Alamo, NV. Thursday, their sons, Keith and Scott and their families, of Fayette, joined them for Thanksgiving day. Saturday, their grandson, Mr. and Mrs. Mike Lytle, of Las Vegas, visited with them. Scott and Lila Bartholomew are the proud parents of a new baby daughter. She was bom November 24, 1993. The little miss weighed 7 pounds 3 ounces, and was 19 and a half inches long. She will be named Kasey Jane. She was welcomed home by three brothers and one TELEMARKETING TRAVEL FRAUD - Often involves travel packages that sound legitimate. You may get a note or call saying you have been selected to receive a free trip. You will be told to call a number for details. Skilled salespeople will then tell you that to be eligible for the free trip, you must join their travel club. Other ated claims to deceive you and take your money. CON ARTISTS may try to get you to give them your credit card or checking account numbers. Do not give these numbers over the phone to anyone you dont know. 900 NUMBERS - A new law requires those using 900 numbers, pay-pe- r call, to disclose the costs of their services in their advertising. Spending the Thanksgiving Hammond, and family, and helped their cousin, Rick, celebrate his 14th birthday. invest immediately. DIRECT MAIL - You may receive a notice saying you have won a prize - which is often a front for a scam. You are told to return the post card with particular information. If you do, you will be called by a sales person using persuasive sales pitches, scare tactics, and exagger- S weekend with Mr. and Mrs. Ivan Mellor were their son, Kurt, of West Jordan, and daughter, Karen more and family, of Orem. Mr. and Mrs. Wendell Mellor enjoyed Thanksgiving day in Salt Lake with their daughter, Mr. and Mrs. Richard Sorenson and family. Saturday, Arnold and Anna Mellor, of Lakeshore, visited with the fami- visiting with Chad and Anna fees may be required for your reservation. Be wary of great deals and ask to see everything in writing. Check the reliability of the travel company by calling your local consumer protection office or Better Business Bureau. Enjoying Thanksgiving with Mr. and Mrs. Cecil Bown were their sons and family. EliseFowers, of Fruit Heights, was a weekend guest. Darrell and Maxine Bolinder were in Erda Saturday, visiting. Saturday night, their son, Ron and wife, Ruby and Jerry and wife, Jan, took their parents out to dinner and showed them the Christmas lights around town. Visiting Mr. and Mrs. Richard Harrop, over the weekend woe their children, Mr. and Mrs. Robert Newman, and children, of Las Vegas. Mr. and Mrs. Royce Harrop, and children, Layton; Mr. and Mrs. Dave Mead, and sons, of Provo. Mr. and Mrs. Stacy Hammond and children, of West Jordan, visited Thursday and Friday with Milton and Ruby Hammond. sisters. , Spending Thanksgiving Day with Dean and Darlene Bartholomew were some of their family, Mr. and Mrs. Rick Dove, and family, of Ogden; Mr. and Mrs. r V ' i. y-- Clayton Bartholomew and son, of Orem. Joining the family in the afternoon were Mr. and Mrs. Paul Braithwaite and family, of Salina. Enjoying the Thanksgiving Calls costing more than $2 must have a preamble stating the cost of the call, and consumers will not be charged for the call if they hang up Tcnsofbilltons of dollars! Thats how much consumers lose each year to marketplace fraud. The Federal Trade Commission says consumer fraud costs Americans $40 billion annually. Some of the most common schemes are: COLD CALLS - You may get a phone call from a stranger who got your number from the telephone 4 s ? Roby thousands of dollars nedmoncl News V S' ss v. fA P ' s ft v. A v Mm y. $ ; UDell and Jean Johnson entertained family members on Thanksgiving day. Joining them were Val and Terry Hansen and children; Eliza and Norman Jensen and chil-- Happy Holidays! I hope all of you had agreat Thanksgiving. Here are a few things that happened around Redmond and to some of the Redmond residents. Orland and Jolane Chidester and their families spent Thanksgiving with a dinner in the Old Town Hall. Those attending were Marlene Thompson, Phoenix, AZ; Warren Hawkins, Neal, Evete and Kimberly, West Valley; Max Hawkins, Craig and Brenda Chidester and family, Doris and Michael Beck, Jackie and Roger Black and children Rondie and Sherri, Wendy Christensen and children, Marie and Wavne Hawkins and daughters, Donna and Kent Osborn and children, Stanley Brown, and Jean andTerrelNelson,andLcri. Orland had some health problems which caused him to spend the day in the Gunnison Hospital, but was released later that afternoon. Bobby and Jill Porter and daughters were in Orderville to celebrate Thanksgiving with his family. Keith and Patsy Hampton celebrated Thanksgiving by having both of their families join them for dren; John Johnson and children; Larry and Sharon Nelson and family. The Gordon Johnsons had dinner in Richfield with Tammys family, and then joined the group later that evening. Kerri and Danny Wilkins spent Thanksgiving with their parents, Kendyl and Carla Wilkins. Lorri and Gery Rawlinson and children spent Thanksgiving weekend in Idaho with Gerys family. Lee and Phyllis Jensen and several of their family members join them for the Thanksgiving week- end. Rulon and Betty Miller enjoyed having Tim and Barbara Miller and children and Bonnie Miller join them for the Thanksgiving weekend. Bonnie and Carlos Peterson had double the things to be thankful for this holiday weekend. They be- came parents of twins, a boy Bridger, and a girl, Elizabeth. Mother and children are doing fine. They are welcomed home by two older brothers, Nels and TyreU, and an older sister, Shanna. Congratulations to the Petersons. Speaking of the Petersons, Max and Claudette had as weekend guests at their home, Lorraine Peterson, Mike and Jill Peterson, Preston and Carolyn Pickett and dinner and socializing at the Church. Joining them were Morris Brinkerhoff and children, Emil and Lois Brinkerhoff, Jim and Ada Jensen and family, Leah and Larry Deam and family, Burke and Teni Lyn Williams, and family, Kevin and Nancy Hampton and family, Marlin and Cynthia Mason and children, Merrill and Fay Hampton and Erma Bouvang. family. There were four children baptized and confirmed into the LDS Church this weekend. Kylie Heath was baptized by her brother, Ryan, and confirmed by her Blaine Poulsen. Kylie is the Great-grandfath- daughter of Russell and Mavis Heath. . Stacy Mickelsen, daughter of Rick and Barbara Mickelsen was baptized into the church by her father, Rick, and confirmed by her Uncle, Maylen. Christopher Gale and Amy Martindayl were baptized by Amy s father, and then confirmed by their T - Grandfather. Kirt Bosshardt was presented to be ordained to the office of a Priest Sunday. He is the son of Susan Bosshardt' and the late Larry ri Bosshardt , Joy and Myron Mickelsen had several members of Myrons family join them for Thanksgiving dinner. Myrons sister, Norma, is recovering from bypass heart surgery. Ray and Gayla Farrington and daughters, Kelly and Valerie Johnson and children and Sandra and Jerald Nielsen and family, traveled to Henderson, NV to enjoy Thanksgiving with Gayle Johnson. Paul and Loretta Willardson were the hosts for Thanksgiving dinner at their home. Their children Mr. and Mrs. Michael Willardson, Debra Willardson and Burke and Jolene Willardson and families were in attendance. The weather was just right for several townspersons to be able to go to the mountain and get a Christmas tree, and also to trim their homes with colorful Christmas lights. It truly is beginning to look a lot like Christmas in the town of ','t or no guidance to the patient on which providers to choose or which procedures are necessary, and little incentive to use Steve Kohlert Si ior Vi Iiikioi i i Hi' '1IIIIM miimnnj i(i Market pressures and policy are moving managed care to a cornerstone position in a reformed U S. health care system. In the next five years, managed care plans are expected to account for more than 90 of all health insurance, as businesses and consumers seek more alternatives to traditional insurance. Yet many Amencans are still unfamiliar with the term and concept of managed care Managed care is a pro- cess encompassing both how you pay for health care and indemnity fire insurance: illness, like fire, is viewed as random and accidental, not as a condition that can be within human control - medical science and costs - advanced, employers and employees began to search alterfor a more As hi 'fliinOKr lltliftl insurance is like cost-effecti- You may prefer a plan that paid a fixed amount to care for the plan members -i- nstead of ilUKI resources wisely Indemnity health Pm mix vt Hi i mCw i wise use of health resources Because these providers are O XV receiving a percentage of whatever they bill - they have an incentive to emphasize prevention and to keep the plan services, more options, better customer ser- -- -- native to indemnity insurance Wouldnt it make sense to negotiate rates m advance with a group of quality doctors and hospitals7 These providers would manage or coordinate an individuals care, to ensure HOW IT WORKS Not all managed care plans are alike o vice, higher quality care, and higher value. Managed care plans achieve savings by coordinating care among select panels of providers As a plan member, you choose a pnmary care physician who provides you with routine care and coordinates any special needs, such as hospital visits , and specialist services. The degree of choice you have of physicians and facilities JinQKs.'' annnct yet it also differs fundamentally 'OitfUlIM. tiMianin BENEFITS ) ' MANAGED CARE to offer it as an employee benefit. Indemnity insurance was the traditional form. If you got sick, you could get treatment from any doctor or hospital, and your insurance would pay for a fixed percentage of the costs for example, 80. Indemnity insurance is that is, the unmanaged care insurance company offers little - C 1 he best managed care plans offer significant advan- tages, including Health insurance became widespread m Amenca about 50 years ago, as businesses began - you can use depends on the health plan you choose. nr how you receive it Managed care is similar in some respects to traditional health insurance, INSURANCE VERSUS LOWER LONG-TER- M COSTS The best managed care plans emphasize wellness and prevention, keeping members healthier over the long term. Both providers and members have incentives to use resources in the most cost-effecti- way cost-shan- members healthy Managed care plans view health and illness as conditions that, to a great extent, can be managed In the 1970's, the first managed care plans health maintenance organizations (HMOs) were created. Other kinds of managed care plans followed.1 includes your favonte physician or hospital. Quality is the focus of the best plans; certification by the National Committee for Quality Assurance (NCQA) is one indicator of a quality commitment. Some plans offer more HIGH QUALITY (ARE The best plans encourage physicians and hospitals to work together to continuously improve the quality of care. THE RIGHT CARE SIMPLE CLAIMS PROCESSING claims processing and fast, courteous customer service are the hallmarks of a Hassle-fre- e good managed care plan. Many studies have shown that the vast majonty of people enrolled m managed care plans are very satisfied with their plans and the quality of service. These satisfaction levels are comparable to levels among people with traditional insurance. As we reform our U S. health care system, more and more people are embracing managed care as a sensible option to rationing and other kinds of government-manage- d control of health services We have been getting calls and letters in response to our first three columns, and we will try to address reader issues in the weeks to come. If you have a question related to health care, please call or write. IHC DIALOGUE ON HEALTH CARE 36 South State Street coordinating services, managed care plans help ensure that members receive the right care in the right setting. This By Redmond. Of Salina Meeting the spiritual needs of the entire family Bible answers to contem- -' porary questions Warm, Friendly Local People 165 South 400 East Salina Call 5294040 or for 52S-75- more information, Vhrilor are always waJeoroat Salt Lake City, Utah 84111 SANPETE VALLEY HOSPITAL avoids unnecessary costs. I iLI AscnKtf Inlcrmounlain Hiallh Calf 1st Baptist Church Centerfield Sunday School Worship Service 0:00 am 11:00 am 1 --- 300 North 75 West 8 Centerfield 528-300- I |