Show I THE TIlE HUMAN SIDE OF BANKS WHICH ACCEPT SAVINGS Banks are If not always as the hardhearted heart hard ed etl rl that some borrowers would make mako you von believe belie they arc aro Say Sav in banks ings-banks for example are the tbt repositories repositories repos repose of enough romance to make a corner in II human interest says sa Isaac suc F. F in the tho Saturday Evening Post Nearly all aU the money that trickles into these bulwarks of the peoples people's savings sav sa a ings has reached u life lifo in some picturesque esque esquo way for it represents some effort denial ambition or touch Tho The light light fingered gentry do not use uso savings banks because it nails the money down t too o long beg but their brothers and sisters of the patched eye eyo and the lon long wail often do But no no side of the savings sa banks is more moro human buman than that which relates to what is called dormant ac ac- ac counts A dormant account is ill ono that has bas not been increased or drawn on for twenty twenty- two years In other words the tho depositor tor has nas dono dODO nothing to it durin during all aU that period It is is very verr- natural to suppose suppose sup sup- pose pose that when somebody does not claim his hig mOnEl money there is something really the matter with ith him There TherA is no law to compel banks to hunt down doss the missing depositor or his representatives But some of the great reat banks of Now Kow ow York lork tho largest larget of 91 the kind in in the world orld make a special effort to find tind these lost depositors and restore th their ther ir money to them or their heirs B Bv By doing this they have stirred up much that is surprising stran strange e and amusing in real life life- And incidentally they have ha acted as guides to a lot of easy money and been first aid to the needy Ono One of the most remarkable achievements achieve achieve- monte ments in running down a dormant account account account ac ac- ac- ac count resulted in a family reunion Back in the tho sixties a German tennan wood wood- turner started an account and upon his death tho the widow transferred it to her own name Dame as trustee for three sons eons When the tho account became dormant in answer to the usual advertising ad there thero camo came a n letter from a man who prove proved that ho he was the tho womans woman's son It appeared that she had become insane in in- in- in sane cane and h her r three sons had been sent to a public institution after which they were cre indentured out Two of them ran away and came back to New York while the third was WitS lost sight bt of The Tho Theman Theman Thoman man had hail never ne learned the fate of his mo mother I Ii or Through h an in investigation started by the tho bank it developed do that she sho died in inan in inan an nn insane insane asylum But lImit the thc third son remain remained rl missing The dormant ac count clerk in prowling around for I information di discovered co that the mother I had an account in another bank and that it was in trust for a n daughter about whom there thero had hind been no previous pre mention Tho brothers admitted that they the had forgotten all about her lhea began a a. chase that last lasted d for years vears and which was ag fa faithfully kept u up b by the bank The daughter was traced trace from tho the place where she sho had md been indentured indentured in in- to a n small town in Connecticut cut where she had married and settled down dOWD For years ars she had believed ed herself hor- hor self to bo be an illegitimate child without a name Thus the bank banke gave e her both kin and anda n a name Tho The missing 1 boy 0 was located after a search that extended all over New Now York State State and and a few years ears On Christmas Christina day very much after the fashion o of tho melodramas and tho the time old stories the tho family reunited after forty years rears of separation sat down own to dinner Tho The bank had played Santa Claus for them Lena Lenn was a n pretty J Jewish girl irl who camp came to the bank regularly every week She Sho worked on tho east side and by fru frugality aJit had established a 0 good sized good account Then she stopped comin coming In duo time timo the account became dormant dormant dor dor- mant and an nn inv investigation sti was bc begun un The Tho only clue tho bank Lank had hall hallwas was the recollection on of ono one of tho clerks that she owned a house bouso somewhere and that it had on once o been mort mortgaged Diligent ont inquiry sh showed that this house bad had been sold old b- b by border order of an on executor This I showed that sho she was dead A second investigation tion that she had bad d died cd In an insane asylum whilo while a 1 third search revealed cal d her will ill and showed I that her bene beneficiary ciary was an au old oM Jewish rabbi who ho had llad be befriended her when she had first come como to tho United States I a n refugee from Russia I This running down of dormant accounts ac no- C I counts which puts the tho bank bauk in the role of good an angel is is dono done with business I precision ion and or organization The work begins a year bc before oro tho the account beComes becomes be be- comes dormant Letters are arc then sent to eor every person in the city directory who bears bean tho name of the missing de de- de When it comes to Brown Jones and Smith the correspondence e is cor I lar large c This Thill always starts a flood of n answers for d despite the fact that I the bank does not aho show its hand and directs all ers answers to be sent to a 11 box in m in tho the postoffice the average scent of ot tho the layman for money is surprising There are always a 11 hundred people who are arc sure flare that the much much-Bou sought touch ht depositor is is their lon lost long and in this emergency emer emor gency much beloved kin fein Cousins aunts and laws in spring sprin up like magic over o night Jt lt is only when whon the tho bank is absolutely sure that it is if in touch with tho the rj rightful relative or heir beir that it discloses the object of or the tho search which by br this time has frequently in eluded press police and detective co co- operation Since Sinco all this investigation in has a money prize at tho the end it lt is quite natural nat nat- utah ural that a picturesque gallery of at human hUeman hu hUe man nature should be turned up lip The idea first firlit last and all the way through h tho the period of waiting is wal When do I get I. I the tha money money 1 |