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Show i HILL TOP TIMES Friday, May 3, &sk roles IF By Capt. Charles Farlow Directorate of Maintenance Saving money can be easy or difficult. The basic rules of the savings game are simple. Rule 1 is: Having a payroll allotment savings plan is the easiest way to save money. Rule 2 is: The absence of a payroll allotment savings plan is the easiest way not to save money. To paraphrase a popular money management maxim, the amount of purchases you make in any given pay period will usually expand to consume the amount of money in your possession. . A payroll allotment for U.S. Savings Bonds automatically "feeds" your savings consistently and painlessly removes the temptation to spend all the money you have, leaving nothing to save. It's also important to realize that, for most people, long-terfinancial security is usually achieved through con m siwiin)gs ime gj sistent savings, not by waiting around for some fantastic windfall to materialize. , A key point to consider about a U.S. Savings Bond payroll allotment is that it is not really just another pay deduction. Deductions are usually used to pay someone else this allotment pays you. The following chart illustrates the wide variety of payroll allotment options available to you for purchasing U.S. Savings Bonds. $50 Bond Costs $25 $ 5.00 for 5 pay periods $ 6.25 for 4 pay periods $1 2,50 for 2 pay periods $25.00 for 1 pay period $75 Bond Costs $37.50 S 3.75 for 1 0 pay periods $ 6.25 for 6 pay periods $ 7.50 for 5 pay periods $12.50 for 3 pay periods $18.75 for 2 pay periods y s imp Be lire As you can see, there are many ways you can structure your savings bond purchases. You'll be to find a better way to save. Aside from the fact that a payroll allotment makes the whole process automatic, remember that U.S. Savinterest (currently ings Bonds offer market-base10.94 percent) which is exempt from state and local income taxes, plus they are backed by the U.S. government. Stories abound about people who have bought homes, paid for their children's education, or met other major expenses with money accumulated in U.S. Savings Bonds by consistently having payroll deductions made over a period of years. Be a smart saver. When the U.S. Savings Bond drive keyworker brings a payroll allotment form your way, fill it out and pay yourself a few dollars each pay period. The results will amaze you. hard-presse- d d Bonds Costs $50 $ 5.00 for 1 0 pay periods $ 6.25 for 8 pay periods $10.00 for 5 pay periods $1 00 - $12.50 for ' 4 pay periods $200 Bond Costs $100 $ 5.00 for 20 pay periods $ 6.25 for 26 pay periods $10.00 for 10 pay periods $12.50 for 8 pay periods $20.00 for 5 pay periods $25.00 for 4 pay periods Unattended cooking A 185 Ma By Greg Anthon in cooking-relate- d Fire Inspector Cooking a meal would seem to be an easy and safe, enough task for most adolescents and adults. But just imagine making toast, leaving the room to get ready for work, and having the toaster malfunction burning the toast and setting the kitchen cabinets on fire. And by the time the mistake was discovered, there was only enough time to wake the rest of the family and get them out of the house. It's not a remote possibility. There were 1,700 people killed and more than 7,000 seriously injured fires in this country last year. Unattended cooking accounted for a large percentage of these fires. Here are a few tips that will prevent the occur- rence of cooking-relate- 4. When frying foods, keep proper size lids handy to quickly smother a frying pan fire. Baking soda also works to smother fires. 5. Hot grease can splatter and cause burns when fires: d frozen foods are placed in the pan. Caution should be used when placing any food into hot grease. 6. Turn handles on all inward to prevent are cleaned regularly. (Most toasters are equipped spilling hot liquids, causingpans severe scalds and seridoor on the bottom of the unit.) ous burns. with a clean-ou-t v Make sure the appliance is unplugged before you 7. Consider buying a small portable fire extinstart. guisher, if kitchen is not already equipped with one. 3. Ovens, stove burners and surrounding areas Following these tips will ensure family safety, not should be kept free and clean of grease and oils. to mention protection of property. 1. Never leave cooking unattended. 2. Make sure toasters are operating properly and aluiiiiiiimiiiiiiimmiiiiiiiiiiHiiiimiiimiiiim iiiiiiiiiiiiiiiimiiiiiiiiiiiiiiiiimimiiiiiiiiiiiiiiim i s Tire aster (Muffler Ml Davis County's -- ProiFessfioeall -- SERVICE DEPARTMENT MUFFLER SHOP TIRE DEPARTMENT We have the most modern muffler shop in the county, staffed by j professional people to give you theI Best Service Possible and Guaranteed Products. Gall today for free es- We feature major brand tires such as: Quality Dunlop, competitive line tires and economical recaps. Best of all we give serviceour professional people will go the extra mile I timates. i MANAGER SHANE EGBERT 825-228- of service for Guanateed Satis- faction. SCOTT PATTERSON 1 544-345- Complete Automotive Center MANAGER We specialize in service to your PARTS DEPARTMENT automobile our mechanic's are cerYour most complete automotive tified to give you quality professionwill al work our dignostic equipment parts jobber in the area. Quality Parts take the guess work out to save you at Discount Prices! Domestic and time and money. Your happiness is Foreign, R.V. & Accessories. "If we don't have it we will get!" our Guarantee!! RON HUNT 825-228- 6 1 rag Uati GCd Pep cap "If Muffler Turbo U3W AS AS i H i HI PUIS INSTALLATION Li I & is i Tires Re-Ca- p S m E E m S 3m 3 3 I I E.. AS (witn a nU mot; Exchange) C Stock Mufflers INSTALLED PLUS HARDWARE J i ! HARDWARE vvnn-vuipu- as low iii I I I I 0 i (Most Cars) With Coupon 1 Lubo, Oil, D Filter iiiuiii W i I 1 I I 9 4 peDDiiDDg HBIBI WW With Coupon With Coupon or I I With Coupon 825-228- A Layton -uijiiiiiiiiiiiiiiiyiiiiiiiiiiuiiiiuiiiiiiiiiiiiiiiiiHiiHiM"- Apply for your Dunlop Credit Card .tiitiiiiiimmilMllll MANAGER yKiiiggiingaiiiigMiiMi" I Gates Fan Belts : ii 1591 North Main m i?aDflcD I.CZ r RICK HAMBLING 325-228- 9 SERVICE MANAGER 1 iyll,HIII,llllaillallal,alaa,,lltaaiilallailiiIIialiIaititlltl)iiiiaiiiiiiiiliiMiiiiiiaiiiiiiiiiiMiiiuiiHain j |