Show I 1 A rainy day 0 ay I 1 it is intelligent and honorable 1 to set aside a certain portion of I 1 ones goods in time of adequacy against the rainy day in the offing the ant sets us a noble example people in cold climates have learned to save the summers gean gleanings ings for the winters barrenness but not all have saved saed the harvests of youth for the lean years of age it is is said that th at the french people no matter how little they earn will lay away a part of it for a time of need the swedes norwegians Norwegia ns and finns have shown us that thrift will bring prosperity to a nation scantily endowed by nature several governments are now devising systems to compel people to save in their working period tor for their support later every wise and independent citizen will wish to do this of liis his own accord there is only one way to save spend less put away part of your earnings the budget is the safest method of achieving this estimate how much it costs you to live this past year or better yet figure it up if you have kept accounts look back over your expenditures tures and discover what you could have omitted estimate how much you will need for the coming year taking into consideration the requirements men ts of each member of the family food shelter clothing 1 health school reading matter recreation religion leave nothing in to glittering generalities assuming sumin that you can pick extras out of thin air for you cant it is better to overestimate your expenditures tures since emergencies are certain to arise and the income is in danger of unforeseen shrink ages go over and over your estimates with serious study and a sacrificial spirit which has the courage to check out certain li hearts carts desires which have come to seem like necessities cut your spending budget according to your income cloth you cannot save unless you are willing to do without many things you would like to have above all forego all hope of keeping up with the joneses that false desire has been the ruin of many a brave budget remember that the joneses are arc havin having theirs now in twenty years they will probably be eating out of the public crib while you are snugly behind your private bank account in sunny weather contrive somehow to save for a rainy day dont be like the man who shingle his house in fair weather because then it need it an and d in 1 stormy weather he |