Show Both Doh Sides Protected The process through which bank loans arc aro made on real estate is Ig as simple as tho the nature of such an important im Sm- important transaction will vill permit When money Is Sa advanced the lender must know that repayment will be bo made the specified time Likewise tho the borrower wants to be assured that after he has figured the loan on the basis of ot his conservatively anticipated ability to pay he will not be bo required to do more that ho will not bo ho disturbed In his efforts ef cr- ef- ef forts forte or to work out of ot hie his obligations under those terms Whether his agreement agreement agree agree- men ment is to repay the entire loan In three or five live or on a monthly or yearly basis lie Ito wants the tho assurance that no additional d burdens will be imposed Imposed Im im- posed upon him All AH of or this is settled definitely In advance nd There is no mystery about any of the details and when the negotiations are complete the tho borrower knows Just what he may c expect and what he will b be required required required re re- re- re to do to meet his obligations Loans made to persons who wish to I acquire homes are not necessarily building loans One may wish to purchase purchase purchase pur pur- chase a n home already constructed In Inthis Inthis Inthis this form of transaction bank loans areus are us used d very freely because It Is the only I kind of or a areal real estate to loan some Gome classes classe of banks s may mao make Others of course may lend upon upon r real al estate with Improvements improvements Im im- I uncompleted and advance funds funds' as ns the construction progresses Different styles In home financing have havo developed in to the tho various arlous states and banks s have hayo tried to adapt their facilIties facilities ties to tho the needs Whatever character of assistance is 13 required In Sn any particular particular particular par par- instance usually can bo be found in some bank banU in the tuo Io local al community Among banks and borrowers for home acquisition pure osos s a long established established and thoroughly t tasted relationship relationship relation relation- ship e exists Banks are aro net act tho the only agencies through which such funds are available they do not embody embody all tho the spirit spurt of helpfulness which abounds However through the years of ot their operation co-operation their aid has been of ot unquestioned unquestioned unquestioned un un- questioned value to the home builders whose efforts to establish a permanence for themselves have received constant encouragement Bankers everywhere are arc ready rendy to counsel with their customers custom custom- ers about their home building plans and to assist to the extent of their ability This is Ig being dono done constantly and the many HUlDY advantages of it are aro not without re recognition |