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Show ' an Ideal investment Mr. Albort W. Atwood, ono of tho best known wrltors on tho subjoct of Ilnanco and Investment, has recently written a very Important article for tho Saturday Evening Post under tho tltlp "Protecting tho Small Invostor." In tho course of that artlclo ho writes or Treasury Savings Certificates, using us-ing tho sub-title, "An Ideal Invost-mont," Invost-mont," of which ho says: "It cannot bo stated with too much emphasis that anyono who really want3 a safe investment with a good interest return can securo tho Bamo without tho slightest difficulty. On Docombor Ilftoenth last tho wlfo of tho Prosldont of tho Unltod States purchased from Mr. Mollon, Socrotary of tho Treasury, tho first Treasury Salngs Cortiflcato sold by tho United Statos Government. Theso aro now on sale at all post offices, and many banks, nnd can bo had by mall direct from tho Treasury Dopartmont. Tboy pay 25 por cent on tho money Invested Invest-ed for a flvo-yoar porlod. Thoy aro guaranteed by tho Govornment to pay this Ilguro, and guarantoed against any decline In price. Thoy aro bo-yond bo-yond quostlon tho safest and surest investment nvallablo to any Amorlcan citlzou, and If thoy nro not good, thon nothing In tho world is. "Thoro has boon a lot of talk and choap platltudos about tho necessity and ndvantagos of thrift and savings, but a man ennnot dig a garden without with-out tools nnd ho cannot save without a securo pluco to put his money. A splonilld work is dono by tho savings banks, but thoy do not cover tho entire en-tire country by any moans. Thero aro millions of pooplo whom thoy do not reach. Llfo Insurnnco covors an ovon wider Held, but It is only partially partial-ly a savings and lnvostmont proposition. pro-position. Tho Government to tho ono agency that can appeal to ovorybody, nnd at last, aftor much experimenting during and following tho war, it was devised a permanent form of small lnvostmont which Is Blmplo, convenient conveni-ent nnd which moots tho noods of all oxcopt tho wealthiest classes. "Thoso cortillcates aro always sold at tho samo prlco, ?20, ?80 and $800. In flvo years thoy aro paid off at 125, $100 and JJIOOO, rospoctlvoly. This Is 4vd por cent interest compounded Boml-annually. u is 25 por ent in five years. Thoro is no stnto or local tax on thoso certificates and no normal Federal Income tax. Any individual in-dividual con buy as much as JG00O oach year, and tho samo amount is nvallablo to any member of his family Thoy can bo rodoomad nt any timo boforo thj) live yoars nro up, at tho full amount paid, plus 3V4 por cent Interest, by Bonding them to tho Trousury Dopartmont. Slnco thq namo of tho ownor Is registered nt Washington Wash-ington tho loss of tho cortiflcato does not moan tho loss of tho lnvostmont. Thoro Is no risk, depreciation in valuo or promoter's or broker's commission i to pay. horo is liberal interest nnd ' an immediate cash withdrawal value " J |
