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Show STOLE OVER A MILLION i Detroit Bank Official Wrecks I Institution. HE IS NOW UNDER ARREST City Savings Bank nobbed by Its VIco-rreidcnt of 81,138,000 Besides Be-sides a Trust Company Holds His Checks Certified to by his Cashier for 5002,000 Moro-Cishlcr Seriously Se-riously 111 nt His Homo With Nervous Nerv-ous rrostratlon Utah Interests aro Affected by tho Wreck of tho Bank. Detroit. Peb 10 Vice-President Prank C. Andrews of the Clt) Knvlngs bunk, which luiH been in the hands of Stnto Itinklng Commissioner George L Mnlt7 slncn this morning, wns arrested lite this afternoon nnd nrrnlgned nt o 80 o'clock tonight nn the rhnrge of ' Wilfully, Wil-fully, friudulenll) nnd knowing!)" securing se-curing from the hank without securlt) nnd without tbo know I, dge of the other directors, n sum exceeding Jl 000 000 He wns relenred on J10 000 ball and his examination ex-amination was set for Pebruar) 21st Cashier Henry C Andrew s, through whom P O. Anlrews Is said to havo secured tho money, by means of overdrafts over-drafts nnd cerlllled checks. Is seilously 111 at his liom- with nervous prostration TOTAL lNDPHTHDN'l.SH In nddltlon tn a total Indebtedness to the City Havlnks Innk eif JI.ISS.OOO, to secure- which Mr Andrews hns signed over to Hut Institution nil his teal estate es-tate holdings and stocks, lion. In nnd either seeurltle. which It I estimated will total about Jl 000 000. four local banks an 1 n trust rompiny hold his cheejes. cerlllled to h Cashier Andrews, tn the amount of Jf6J 000 A consider-nblo consider-nblo numli'r of theso checks nro pro. teetcil bj securities deposited with them b) Mr Andrews As soon ns Commissioner Miltz took rhnrge of the Institution ho began nn examination nf Its books It wns found thai t ashler Andiews had permitted I r Andiews to overdraw his account . . iiiiicH in eivereirnw iiih uccnuui Jill 000 Other llabllltie brought P. C Andrews s total Indebtedness to the lnnk up to JI.ISS.OOO. MAN CEIITIFIED CHECKS. In addition to this, Cusliler Andrews hnd certllleel to cheeks for V c Andrews, An-drews, which ho had deposited In banks to the nmnuiit of tCii.'OOo. At tho tloso of his examination Com-nilssloner Com-nilssloner Malts tonight Issued tho foi-lowing foi-lowing etnteiiient of the bank's condition condi-tion at the tloio of business Pcbruury ItLbOITItCLa Total loans nnd discounts, bonds mortiiagoB and securities !Mt Overdrills ansa Heal ,, ..'.V.".' Wi:;: .' . '?$ Cnsh In bink 2107 Other assets .. , 18 0J3 LIAIIIMTIES Stock, surplus and undivided prolltii t 22.-, "13 Dcpnrls . . 1Kli.l KECOIID IN MHMOItANDA. The examination showed that tho record of p. c Andrews's trnnsuctlnns wus net kept In the legulnr wn), but In a memorandum book. Ihn first record of a transaction between Cashier Andrews An-drews und P. C. Andrews I Jiinunry II th. but tho examiners estlmnto that tho trans irtlons have been going on for about six wcekie HOW CHECKS WEItn OHTAINED Piesldent V. C. Plngteo explained tho mnnner In which tho reitliled checks wero oblnlned ns follows. 'P. c, Andrews An-drews would draw n check for the amount he wnntcd, nnd hnvo It cerlllled cerll-lled Ii) thn rnshlei. Henry It Andrews. Ilo would present lids re rtllle 1 check tn the person with whom ho was doing business and ask hlru In hold It out for that day, us the hnnk wns not In funds to meet It Perhaps he would thus hold It out foi two or three) days, nnd oventually, when there vas money enough In lhe b ink tn meet tho check, he would go In nnd take It nut. Thero would bo only n slip of paper In the drawer, and the withdrawal would bo put elown us a cash Item With this money ho would In person pny tho cerlllled cerll-lled check nnd tenr It up This wus done limn nnd ngnln " STATEMENT OP'nirtECTOnS The ellreclnrs lsued tho following statement In regard In tho suspension bi . ., .'." "urselven our depositors fn lV".y""V:r,V1'? underslsneel elirec. trtLfLy" M,y ""'"? ''ink make, llm fnllonlng slntement Uirly on Hiturdiy iiTi.Jl",?'w "t Irrno.I for Jho tlrst lime that ,!r,rn" Anilrowj, enshler of the hink. bud ullnned I rank r Andrews lo over draw his account In lhe sum nf over jini. Siii'i'il'! V."'1 'i"":'. wh"Ut con.lderutlon. certllled Prank C Am reus a ehecks for .'.Venr,.'i W0"!r!"K"( ,v"1111 cheeks w" soil' standi, The lank wn nut In lhe hand, or the Itinklng ("nnmilsslnner who set iiiinut to get nil Iho security he could I rank C, Andrews his turned over In thn bank u I irge amount of securities., from which wo hopo 10 piy our depewltors In The Hanking Commissioner hns deemed It Hi. wisest imlley to rlosi th. lnnk for Ihn present for tin test Inlirent of all ileponUors Outsliln of the i-riink C An-orens An-orens UidihtnlncM and clucks the lnnk was never In a better coudlilnn EEPOSIIOIIY POll COUM'V PUNDS Thn City Suvlngs bank was tbo de. pnstlory for the funds of the Count) Auditors, their bnlmres thero being more than J15O00O, and P. C Andiews was arrested this afternoon un 11 complaint com-plaint sworn out hy Auditor Christian, after 1 long conference between tho Auditors und Prosecutor Hunt ANDHEWS AltllESTED. The warrant wis served on Andrews, who Is Commissioner of Police, hy two of Ids detectives, In tho nlllco of the Detroit Trust compun), wheie ho had been In consultntlnn with olllcers eif thn banks holding his certllleel cheeks HOAHI) OP EDUCATION PUND Tho City Savings b ink was nlso thn depository for the Hond nf Education, which hud a toll I of Jle,7 OuO on depns It other local b inks will temporarily advance funds tn tho Itoaid of I. duration dura-tion foi sal trios nnd tunning ex-penses. ex-penses. At 11 meeting of the Clearing House association this afternoon, the following follow-ing statement on tho suspension w is Issued CLEAHINO HOUSE hTATEMEV I' 'The dln.mtrr which hns loluy hefnllen the c'lu HKvlngs bank Is tin icsult of trinlluil Irregularities conduce! entirely to the Institution, and cause 1 in the rinii Hpcculitlon of lt vice lucHldeut, who eontrolled the manuKcnient and belnised lis trust 'Hie hank his bejn cine led (run the assnehilin lhe oftlccrs if this association dculm to state to the public Hint there Is no need of apprehension rcKHrillng uny oilier bunk In the elij, 'ih present ton-llllnii ton-llllnii '! tb binks ns shown tiy Iho weekl) stitenicnti fiirnlsliod the cltar-ttig-bouiit. isveuU nn unusnll) strong linwInK In nserve und cash reources and lhe fnlr nimo unit good reputation of he. hinks of Detroit will not suffer by thin trouble " NOTHIMJ LIKE A 1'VNIC. Thete wns nothliiR llko a pinlo nt ail) eif tho other banks In this city, and comparatively few deposits wero withdrawn as a result of excitement At the itrntlQt avenue brunch of the City Hiv tigs bank, which diew Its deposits I irgely from tho laboring peo pie there were many pacuctlo scenes as tho depositors learned that the bank hid suspiuirteel policemen wero In the -Wclnlty to quell any dlsordei, but c.irvviAsiil?jCtnV2SJ their services were not necessary at ksVH uny time -VB C VSHIEtl COLLAPSES. H Cashier II It Andrews who Is not ilH 1 1 Intlv of P c Andrews, Is In a oilius condition of collapse at his IH n mie Mrs Andrews sild this after- aH n m IH He rams home Prldny night from 'HI the bnnk so nervous nnd trembling H 1 hit be griped his way to Ills bedroom Hfl 111 1 bis not stirred slnre them Por IH th pist three month my huihnnd has ifH ni t had one hour of 11 iliunl sleep, hav- IH Ing Ik en under the Intlui n ot opiates rMH roi thnt time and the worrv at the K bank hid been more thin ho could fr stand Now he Is raving tho vhol zH lay and the only cc-hen nt wnrds that !eK t can hear him sn) as I lean nver hi V heel me oh 1 know thev will blame H, me the) will blame mi but I am not H tn hlime, 1 um not responsible for jHf PIUNOPD IN FrOCK. M.MIKET H '1 ho Journal nt will h P P. An- drews Is one nf the stockholders, thl 'M afternoon sh)s of the siihp n Ion 'The , 'iH whole trouble has been ills I by tho 4 i pluugliiK of Prank I Andrews In tho t slni k market three momhs ngo Mr 7 flit vttdrews was a mlllloniibe This I si eaklng wlthnul ex igg ration. Ho WiK begun plunging In tho sine k market. Ills phenomenal success had deserted H him and In 11 short tluu ho bee imo MH hopelessly cntnnglod ' llr ANDIIP.WSS tll'IN H ITiifortimite speculations especially n heavv pun liases nf Amalgamated Cop- lBt per stock ate believed to be responsl- & hie for Mr Atilrcws's rut 11 Prrsi- fV1 elent P ( Plngree nt the ( Ity Savings E lnnk snvs thnt Andrews told him that ! he lost JIOOOOO In AmnlKimiled Cop- ! per Andrews hits refused lo make i! an) stntiment as yet either In regard l to III fnllure or the bank n suspension. Pfl Mr Andrews has been heavily Interest- fH ed In suburban electric roads and at i H present Is 11 large stockholder In tho I'll inul being construe led fiom Holland Ufl to (Irnud Haplds. In this Slate Tonight (M Andrews teslgned us Police commls- H1 sloner lH CASHIER UNDER OUAKD. Although no wurrant linn )ct been H Issued for Henry It Andrews, nn of- aH (leer Is stntloned at his home ns a jM guard II It Andrews I In u serious IH condition In iidellllnn tn the nervous HH prosthntlon he his had n severo attack H of heart trouble today. Much s)mpa- fl th) Is expressed for Cashier Andrews, E who It is understood became Involved In his trouble through friendship for H P C Andrews, nnd did not profit by H the trinsae tions. JjH WHO HOLDS TUP CHUCKS. H The J6i,:o00 w or III of cerlllled checks M are held hy the following Institutions: HH Preslou National bank, JlOOOes), Plrst MH Nntlonal lnnk, J272O0O, Stnte Savings lnnk, too 000, Detroit National bank, HH Jiro.000, Detroit Trust company, J70,- HI 000 (HI |