Show AN- AN ILI ALT LAKE CITY UTAH SUNDAY I JULY J 14 THE 7 FIRST THING ON P PA YDA y j I I I R AH AI 1 open letter r. r to a young man M My d dear boy watched ed friend ha j I your progress 5 with wHit a gr great t amount of since sInce- you OU confided In him your or determination to become a a n. successful business man mati H He Ht ha has not noted d with iitti a gr great at amount of or satisfaction your jour ur progress from of of- various flea fice boy LV to keeper o of and nd your advancements m nt until you now stand t nd in a good P position nd ng a salary that years year ago would have been regarded d. d as sufficient even p. for Cot a man mab of or ma manure mauro lIro years rs You Yori are a a s. young ma man in III whom your our parents nt ll gho should l r rejoice and ancl of whom your ft friends lends should hould be gla glad ou learned d in in your hom home the lesson Son o of neatness neatress Ss In you Oll w were Ware re taught promptness and anih your om business career carCer ha has taught you OU the J necessity of qc- qc curacy You roe are ale a good dresser dressel o or l as Uw tto men who deal in horses would S1 say sav jou yoi are a n. good looker and you jou ou act Oct like a L cOrner comer You have no bad habits to act aCl as ni a drag on 01 on yot r oi s. s You scorn Icorn a JI lie pU hat hate a cheM cheat you jou HI abhor bhora a rake But with all nil this tills there is lr grown up in In your you life so jour ur old Id ld f ml I thinks think a carelessness as OR h he days that ar are tA com come You wished d. d the other da day that you had 25 2 You have ha a salary siar 0 of 75 Th per mo montt You you your mother of tf this re leaving you ou for forfi forty five y fi for tor your our Own n US uses Now No w were re you ou a man la In debt or had brothers brother or o sisters cJ dependent pend t n-t upon you ou you receive o from r n ii-n your Crl friend a a. a different kind of or a lett letter r. r But hut In view yle of the the- fact that you ou are ale just w what hat you ou are your our f lend friend t notices that with your s. s salary ane and position you ou are always S 'S broke near the end of th the month Your friend J that you rou hate debt That whatever bills yoi yuu contract con con- contract tract you ou p pay nay y That you Qu QU live Ihie within i your income But ut here point While you ou are living lr your In Income in- in come Onie now you yon have e saved saed a fl nothing nothing- for tor fora tora a possible time when there there- shall h bp p t no income If you ou have had ten l lent twenty ent thirty of or forty rort dollars to spend you yota have na spent It on yourself our olf and l you yoa have hav nothing to how show for Or r It except pt some sonic more or less les pleasant and rind unpleasant I remembrances some worn half ties tiC shoes suits and shirts Your irico friend c asks you this ci question estfon On payday parla what Is the tho first thing yoi yot do with the tile money mone that 1 Is I In Joui pEl pay envelope nv lo et You take 30 O for tar your our mother Thai Tha Is ie well You pa pa what little bills have hav a come ome naturally during the month That hat Is well A man fa n no better than hO his Ilis credit Then what Well elJ you t iJ go to lo the Ule theatre That's no harm if the tho pia play I Is z a n. good one You get gel a suit stilt of e clothe or some s necktie You rou ou ha have haa a good oo dinner with a i friend rl nd All of or ih these e things are arp- rIght j and proper within certain limits but this one thing Is s noticeable In In IngoIng going down Iown street street with your 11 0 money In your ur pocket you stop at pretty nearl nearly er e every place except the savings n a bank Instead of or taking out a I certain per Jer- Jer of your mon money regularly an and ancI saving a systematically and going on to tc the he hank bank first with your Our savings ad lid lid- your ur expenditures to your our sav- sav Ings not your your our expendi expendi- tures tures ol you t out of or conS con con- S lii era t i on You forget that a n penny saved is it a i il penny penn earned I i You rou forget that the found foundations lUo t U tf j the all great cement fortunes have been heen laid lale In Jn of oC sacrifice and ami founded on the p pennies that grow rapidly when they are properly t taken ken care of Money tone makes males mone money If It you have saved ta many times you can invest it I t an and make th that t monc money work for or you ou With an nn established record for being cody I-cody ead for Cor legitimate investments even though the Investment is small you will vili soon come to the place where you OU can make the J larger r. r Instead of wantIng want want- ing to borr borrow 2 you ou will have the mount amount t to lend or on g good o at rt t a ft good rate ata OL oC interest t. t if Ir ou form tho the habit of or going to the savings b bank lk first when you on get your o r pa pay e envelope Remember this the man inan who spends more than he l k ks sickness death and care for those dependent upon him Il debarred harr d is a criminal The man who ibo spends all in h he makes 1 Is a fool Cool The fhe man who J lays ys h by by- him In store for the he days a that are to come js is l a f w wl wIse le e manAsk man Ask yourself then the tho question dear ho boy Where her do I go fl fi first st after I 1 have ha received rry my ray pay envelope Z The fhe right rig answer given gf and Jf Jfe lived e 1 up to tt will solve many of of your our problems g. g |