Show II T E SMITH VV WINS INS In n the essay esslY contest offered by the theL L k of ol Southern o Utah on the Val of ef a Sav Savings ings Account to the stuL stu stu- L ts of ol the Junior High School ate Smith won the first prize and ond pla place e wins s w Jn n by Scott and third place by le ie e. e Savings Account credits of 50 0 and were the prizes 1 the pass books were presented in embly Wednesday Following allowing is the essay that wont won st t place The he Value of ol a Savings Account The he great English preacher Spurn Spur Spur- ion n D has said that debt dirt and andl l devil make up the trinity of evil e word saving means to be econom econom- I 1 or to hold fast the things that have bave To be saving one must be They must also be able to self sacrificing and self self- nial ial in order that their bank bank ac ac- nt Dt might grow The primary elent ele pie lent nt Dt of saving caving is to spend less than u earn Henry Ford who is probably the hest man in America to- to day to-day has the help of a savings ac ac- oat And it was no doubt some of i first saved money that helped to duce adore the first car in 1903 Now i factory at Detroit produces more morean morean an aD any other in the world and gives to persons He Heo o owns smaller factories coal lines mobs ines and iron mines making his chess siness almost sufficient self and 1 because he learned the value of oi lying wing when a young man I It is estimated that if a man will gin saving twenty-six twenty cents every irking day beginning when he is eDt enty and investing if it at seven per perDt Int nt Dt interest at seventy years years- years years-of of age will 11 have stored away One of ol the old proverbs which has hasId Id true in many cases is Economy wealth Besides this the saving bit directs an ambition to be some some- ing to look up in the world not nol own wn A man who is saving money also saving his energy and vitality A great drawback to a savings ac- ac punt not is the installment l find and nd easy meat plan pian Many poor families e always pinching and sacrificing i give up to the agent when he calls ut at this also has advantages if no noI not noted noted ed I too far It enables us to buy aid d build things we otherwise would ot of t have bave Two of ot the greatest encouragements P people who want to save is the thee thee life e e Insurance Policy and the Savings ask ank I The first savings bank to be fled sled In the United States was the Saving Sa Fund Society bartered n 1819 If a man has a bank account no Her ter how small it adds to his self self- and self It is ala al al- al 1 a relief relict from worry and nd anxiety bout ut the future The savings bank banks s one ne of ot the greatest character build build build- n 11 i that at the civilized world has Life We Insurance has some advantages advantage l' l ver the bank For or Instance money i Is f ach ch easier drawn out of a bank t than an lt Insurance Urance ComPany ComPany- This giyei gives pIe i a chance to draw their money ut Stand and spend oft it foolishly Another s ahen n a man has money he is often w PW to spend it and not put it in he be bank ank ank- But they usually feel that Insurance Policy must be paid u So So a good Plan to follow is Frank Frank- sa 1 when hen he ays Beware of little tt u small leak will sink II a big Big 1 ih ship n v But We must aldo ahio reS redo re- re S r that a do dollar saved is a earned arned but Lut a dollar spent well liberally rally Is often several d rne VI VILATE LATE SMITH |