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Show ,tv'llritv.7'e- . - I'11 ;, , - DESERET EVENING NEWS SATURDAY .; 48 1 PI 1 lti I lt',41,1,1h Eti! i tli!t-- 1 ! .., 1'' 'I .2" 1 1 il'' t ; , i .e, Is o s i ' , , - --' . I I. 1 , - . 1: . 1..;aCii,... tilt. 11:E134t41.;B:;..E.,R, 'I t,,, ....3,4i4 .... , ,L 902 t 1 1 I ( : r t i Pt ', , i t 4 , , . 14, C,..:iity.Ti,,,,n...1,J7t,...7.,a, h.1,4tv.:11,.....,..HFie.,. eil n....,,agf -- am ; ' 41 , ..., frort I , : I 4) 4 04:t i.44.54444 A,1,1.5.. A I 1 ,. 4 'It:: 1 i4411 t; ;7;i01;41 tl.:1!:1113.7t:Tli..:". 1r; 1 , , id Ilit -- . - - 2 4 .i 4i '''il - 1 - 1 1,1.; ' , AP' if , 11 0 r , " , ;4. 0 4 4 4, ; MI tr--- Ive , C C .- .. 1:AaintgeOZNPL, !' 1.1, V , ., vte A r,f)s rcr thc .1E t y 0' 'I i 1 , , Apo.), Al fl ; '1 a :...4......1 - . . . - e te.r.: ,I.; ,,.., TT, 4' A: 1,,,r 1 : .1:1 14-4- rh, tit! 4o. 0,now 1 I ,i ....no..JOIIN JAMES ,.4",:..:17.. 4:, Mate Imaraatit Contatimtoner t.z, L4 1.7 I c,r ' ' HZ Utah insurance departmont that it is not tho whole truth lest we ii ; 4 V i k 4 6 r, ; i i ,,, become and honor only mercenary ;;,,,b t W'.: was organised under ita act l. ' thos whom the tickle god has favor.tr''' T;',1 4 . 1441 it '.. approval by Gov. Eli H. Mut,. ed. Eli Whitney Mod womparativolv '' .0 t P t I. , March 11. Int. the ter. poor. Will be is wild to have added 41 ray. g I .$ I enr. -41. -IT" mortal oacretary being charged with $600.000.000 to tho woalth of Alto . i 1 , 4 !:"7- -,- ilal-4-, A 1 a 4- 1 04 4 1A'ho could placa a :1, 4 j( . the dottai of oupereWing tho Mc. eouthernvalustatesof a ,...mole- .- ,. 0 -. .", that lit . like upon Money e L. owe ,,,t' Thosnasstaa tits flint '.I Arthur cats deter &beaten' ,,.Liscols?,-Whthe time the law wont Into mins In dollars and cents the value to ... 12retary at of list the of tuitin, long 1." ,1 effect. and was succeeded by William society scienI , , C. Hall. April II. 1117. Zillah Bella teachers preachers, statesmen, have tists. and writore i that doctors, C. Michand Charles mat la. will no ono isso, died poor mon? I think 1 ii ri lards In !Std. Upon tho admiselin of try. Nevertheless, la Giotto tho for. ! .' .it 1 '' i c '. he use sisterhood of state' in going. the hypothesis is true and a Utah 4 I analysis will prow. it to be so. t't ' 1,I UHL Mr. Richard '. term expired and short A man who can roar a family and i ..t macro-' A,,.i new the state unites the law a Small gum of money In the i, . ley up i I ;tt i t .1 I tary of Mats became the oommiesitm- - form of insurance has addod to the e. , t Jamie T general woalth of lb. countryto and is I 4), of Insurance. that amount. at least. 4,i--,' i 1, society. I Hammond serval from IS d until worth t children, Tho wife depondent ' I ,.:1 Idel. and he. wall oucceeded by upon the hue,.nd and father for their II A 1 ' 1 ! ' ,. Charles IL Tingey. who served as the daily bread. --,teot with a distinct . .. I Insurtoes in The his death. money tint .., auporvising official for lamiranes 1 ance compeny simply indemnifies the tit Ult. In tho latter year the state j . ', tf. end through her. motley. when i i:c l'' Mats Wars creatod a vPlifittil OMIT 1 they ply tr, her tlie protection which .1 1 't bass department. and Coi. George B. he had purchased" 17 0.. ,I-H-Mutual Hiiptuineom II 1111.12.' II II Squires. who bad served under Mr.1 1 I ll'ILIAM feature nf ineurance. Timmy as aasistant secretary of state.. : Ili 4 4.' 47-:6..11'seof"401' woo appointed by Gov. William $pry it would seem to me. lies in the --ir r1 the tirst commissioner of insbranee 'act that no husinces is oo little en1 ter. state. The appointment be. :tiero,uod or comprehended by the freest J; III' came effective April I. 1110C. Col masa of the people The trouble I find ,it---. ,t,t,1Av H I Squires died in office in September. 'is that no study whatever is made by pia, and was ducceeded by Willard the a person of the haste or , A7 Omsk who. at that time was assiet- - primAry elements involved in the subthe set insurance commissioner lect. ror this reason the business Is le , Cemmissioner Lione resigned in June. frequently tnisinterpreted and tie real )1014. and on July 10 of the same boos and aims are either misunderyear the writer was appointed his Roc- - 'lova or Insurance is overlooked CIO the to comet termterm. unexpired more nor Ices than -- mutual 1 hinting. aceording to law, in March. nothing are the primitive helpfulness." Thee, 1011. if you please. upon which all 11 :',Ail;, There I. 'no question but the grsat- - ideal& I of founded. been have for insurance eat business" in the world today is tn- .- TT thore I. one hipline's more than 1 "ordure the ansertion that butane. to which one form of the Ool', 4t there is not a phase of human life another ono or more of the various den Rule la made applicable, that bust. that la moat atiatirettly likettrance. And - torsnehes of trismrance do not rome In noes Rule feature of contact with. While insurance is e because of thisit()olden JOSEPH F. SMITH. Prenithont Is my belief that Inbusinese. rardod the civilised totrance throughout GEORGE ROMNEY. taloned from th very begin- world as purely a business propooi- THOMAS O. WEBBER, them's no danylna the fart that rang of thing s. and aa a loading actu- Secrets:7 Num. ram almoat aattraly. aa on ary very properly nays- - "will. no doubt- it. 1 WILLIAM B. ROMNEY. Treaaurer -force I, A tk a economic become greater it. bumaniauthority spree upon C. A. Y. ORLOB hu-- ; Aaststant Sect ow, tartan principles. Few people, corn- - the future as men become more ', JOHN H. BURROWS. !' Amstatant Tresannor 1,-resits the tre- - man. and intelligent. parstively apeaking, The public has. or at lewd should mendous sums of money that each i:, 1. i In a all matte" attal lataraat year pass out of the financial ex- - alala rnlimited ; 4", chequers of the insurance companies pertaining to Insurance. . 11 d men of America. or the billions of dollsre public confidence in the In trust by the insurance corn- - heeled with Insurance is absolutely .1 Heber J. Grant Thos. 0. Webber. the I in this and eential for the protection of all policy particular John It Barnes R. M. tolnwooder. In stands surance business to and the, exactly bolder, nature the H. Anthon 1 Lund. prompt John F. Bennett '0. It does the banking as tomes same as of occur. It Wm. position payment ft. they hiclatIrs. Oeo, Albert Smith. l'.t1:4 that there will be paid businei s. eonfidence mum be had in Reed Smoot )' Istheestimated Edgar & AIWA year M premiums to the fire. life the men who are at the head of thi i'1'.1 i t and casualty companies of America institution. ,4 T P Life tneurtince has developed eve? $1,500.000.00n, while the pay- .f. to policy holders will be in the derfully in recent years. This is ea. -, How neetottly true of the tmeinese In the neighborhood of t t ',4 about th mifety of the companies'" State stothttica go to Ittth. IMMItnnit may axle. This Le guaran show. Tnke th matter of life V f:(I: ici pre teed by their poseceetiOn of assets mlums collected and the number of Innuranc Insuranoo 1 to over SS.110.000.000. in Utah. Domestic Companies. The life companies 4 amounting operating it: in force In force average mind man scarcely grasp or Going back to the year 1$511 we find f,' t' :' Dec. Dec- 31. 1911 1914 II. the stupendousness of there Were but twenty-twcompanies Beneficial Life $111.338.1111 ..4 9.21116,411 figures- - The insurance in all lieensed to do business in this Continental Life .. 4.101.278 4.101.930 eit')t' y Intermountain Life ii: . .. :; 2.2119.116S M30.103 1 (' (38 ComCompanies Con I (43 to order !,!I 115 out their contrarts iseted in premiums of companies. carry panies) 56.936.512 1113) 1213SA1S tI 171'.4 with the kflatatanr public and in or. in An ejerording to the r;oorts on , adoquotte indemnity tile In the insurenro deportment. the provide tadeirlyntot to In additIon above the a, haa tersteam ,i, boiler. burglary and theft. credISIS aum of 841111 SOO 41. For the either in the loco the total premiums collectedyear In rtah there was a total of 17.071.4311 indusit, automobile sprinklers. lira. of property. :nr.lrh uin:is.n 'lel,: 1 from all of the companies. 210 In alL trial Insurance In force. Dec. 31. 11114. property damage. workmen's collec1 Insarance. tiv WU $4.460.774 2$. hvestock. and defense. physicians &Iso and $1,636.741 in force Dec. 31. 1111S. these lines 1 HE s. it Is se- - h4owing together with oasualty and Includes ac: Miscellaneous Insurance m 1' :t especially L surety insurance hare had a good in,i Umated. will this year pay to the APit lirtroowth. tr'''-the line compensation. cident health, liability. workmen's crease during the year 1911 0V7 1114 ill ohrillYs brought to ths at- Ninon" ,! ;; to atat at this time compensation fidelity. Plate Clank as shown In the following It might be well 1 I: , i , tent!on of the thinking fleowhou they that there le an Important movement read of great distutters. ,1 0 The e,e- Com O&M's of lite the loot dimonS Looses Premiums. sante are eves, at work. 5.erningli y,11.-America to secure a larger number Domestic Tsar. Paid. Collected. .t to undo' ran as well as some ; ,, i ll his or policyholders next year than ever Guardian Company.and of 1914 1172.725.11 I Casualty I 1.171.11 best e.,denst.re. Every tea r mil lione ,iI. believed. is it This movement. Co. 1919 110.111.11 101.112.1 Guaranty : of toilers of farm cropa. timber, krbmfore. in the passage of an amendi 1914 111.112.00 Casualty, Surety k Illsoellansous (49) 110.812.11 buildines. 04c., are destrJrt I by the 1' 1 l'i :, Armmrong law 1919 172.111.01 t : 101,121.11 companies of other states (50) siemente of taint alone. .o say nnth ment to the , New York. limiting the amount '1 11 4 Int of flood's. tidal waves, volcanoes of 't insurance each life company may The followlne tables relate to the writing of fire truntraneo In Utah: and earthquakes. , , It is estimated of )it that in tire losses alon the amount write in the nation in a givenareperiod. i1 in a Lowell Premium, dollars an - it is claimed by those who I reel The exertde 8200.t :t position to know whereof they speak. Domestic Fire Companies Year. ne.000 per Received. Paid. number seri.. that our a small of very 1 10.011.13 1911 Guardian Fire proportion 11,661.111 $ 'nisi!, 'attired by automobiles to the are trli i'';.,,,:,,, people, comparatively speaking. 1911 t.11.e4 81111'1 11.100.50 $.1111.11 Ira' l'96; out t at which upwards 1911 , 12.913.11 1941 1SJSLIS of 1.300 were killed as ytt Insured. The fact that all life Home Fire 4. of the United States Cr. to 1911 .: companies 20.2711.011 17.131.11 Ocean sittrisht. , marine disasters , and praisesisimed LISS tectima 1911 171.139.11 fire (111 Cos) . 431,111.40 and Inland lake part In thin unique :, , . worthy propaganda removes all doubt Company Premiums (111 Co..) 1015 111.111.11 11160,410.T1 eladtreserserlas411114:211;bat number of homi- - as to ita deflnite effectiveness. tn1 ,t " The suicides new in ereassti It life I business. therefore. is I n asserted that ',, the United States Mures illustrative of insurance Lk C11f7 ma, bit safety put losing his lite or for the year Front tho records of the oecrotary , 1 as one that will add new laurels conditions in Utah prior to statehood 1 injured through co. down to that aplendld institution. and I look are not available. It la believed that of state It Would appear that sines .,t averages, . about approximately rent tho following various insuranoo MS 4 1.000. fore the results attained to astonish all such i ( reports were sent to the sec- companies have boon admitted to n business world by mown of the nodemootration.. to insurance the of the interior at Vliluihinitton. retary Utah. enorrnous Increase in new 1.111111l the "making II, Lir t of it busloads' -istetantsco it should "od WWISTSt004. IS' Written ri1 , r , I:, No: ot Comfoonlos Admitted. No. si Companies Admitted. odemalty against loss. The definition. ! 'rho Stales Income. ' If emcee. t applies more particularly to :1" HE roe) newt of Inourinoo trout 1,1 Tear. Lito. 4 ' Tiro. lonommi Tear. 111o. to property. or arising Tiro. laaoons the standpoint of "mutual help-sta- te 11114 t"141103cUryinirla time. 1SPO ortior ' Ina of 1191 , treasurer lite taxes in and Utah I I ' trk:11 earl 2 Ketchum ta insurance," 1SS3 1 I1 "Xasentials at license foes over $118,70 , and out of ,f, I Z, hi rite Insuyanes hisBoldness." 4 4 1SPS 1 1 "we to this amount 12,' oust take as them the appropriated 2 Ills hypothesis that a, lite. department for ' ' this te pay a voteless IT 1St& pretnium. has & money the sum of $7,000supervisional Woo to losistr." for MI. the same Tim in Utah t mitherity mom Continuing 1 hetiTb total timbal' of "mPaillea P. I andtegether Irtt2lAtals pcillano eollectod i i "This le trust but relnombar: show hl the following figursel year sr gine In la Utah durum', otathoodi I pirating . , , , ,,. . ,, , , , , , , . , I : , ! Gerr,1....iern.:11,.t1.....1,,1a, ) ,,tr.4 1111Mh ,f ..e.: 1 :'' I 11 , ,,' k, I j r wo.f.4 !I I 7 . 14''': ,. I'll JP'4.1 ik:, 44 t;' .,,,, ; ..,,,'" . .,, --, ;1 i ,,i e:s, t . ; , i: 0 ; Lak.sz Stal,:t: ,!,....,,1"...'rrt14 .,t .,,,,,,' 3 i t MaIn ,,,,.1G.:enera, Iit 4 - i i ki - . ' 1.w i i . li , . . a; . . Organized 1868, ager ,,3' 1,' 1 s . 1 1141; E 1 zsul... i t , S 6L:60i.iitiii:'6111:00'iOd.61-00t6ti- 110111 .41'',4:2 J.' - - ,t ,''F,' , , ,, , - . 1 ' , , Y , 1'' - dp..01MEMEPOPMEMEPIONEIMMOIMMMOimmililMENEEMOmmomelOne..ENMMINIEmo..............,....,........ "I''' I. 1916. 16 DECEMBER ' . . , . I ' Insurance Commissioner James On The Relation of Insurance To The I ndividual and The State 1 qptit,, ,-- k " - 11641.4 k --7''.,. .r "1 r -- :"r : t t. 1J1 r n 1 : 4' I ' t.,! 140 4 ', r t t , !r ,I, , j. : ( A t ! i ij :11 IP' : .1. Anion.m...EllEIMEIMIEMIEMMEMEIMIMEIMEE1111111111(1111117 kt' , -ii t, I tn. 1 the th 1,14. M Officers and Directors In-- ' '7' i i e,,.;, $1;f11 rtert. The III i I tier e t 11,ko! WE MANUFACTURE ter, lairs (NAT' Western Service Boots and Shoes tinet are Mountaineert Everwear and The Leader Overalls Cl') Ttto e vekkti CM riekipik ItPh 1w3,, prove prttf:t Joh. non e hit lens In perfe, of it'. snd IMMDMIMIEMIIM --- 0 I o E . I ! IK 1 i8 fort,-flyoil- 1" fire, i ,.i 1:tatti I; eedInhceenib ,,,i1, companCr. 1 1 1 1 1 ! I 1 ' I - tit :;' , 1 ,t,i 1 , co I : , V ) , , 'W41 I. , III: -- ) It I 1 ; t.iI I. , , ' , , - . ' .'.:' - , ... - 1 II ISO 22 27 71 1111 22 7S 22 7S 1900 1901 29 71 1191 ISIS Si 22 $2 $1 ISOS DOS 1101 1905 1901 1907 ISO. 1909 1111 1911 27 $4 $I 34 26 41 4$ ISIS 41 1111 1911 IS15 ' 41 43 46 II II 11 12 14 14 14 14 SO 84 24 . 14 89 94 99 102 110 114 113 10$ 24 24 25 22 21 31 31 22 40 43 Ili 119 . 21 21 24 24 II 28 ZE ,,... Li. E$ : ii 122 132 134 144 145 155 Ill 110 202 217 217 202 221 239 422.500.S1 S35.104.46 262.804.27 5 149,09240 1.111.1T5.01 1,304444.94 1.6ocutis 1.714.829.30 2.012.434.84 2.124.34812 2.223.292.05 2.297.444.41 2.194.122.93 2.147,110.16 2.935.137.94 2.442.865.82 3.510,120.19 4.004.271.47 4.120.30449 14,450,77C1$ 8 253.124.98 D4.139.00 595.551.00 227.179.1S 134.444.54 549.147.43 535.141.75 $12.276.00 $14.912.96 219.155.37 943.112.54 1.039.711.22 1.103.012.21 1.364.741.51 1.374.4$3.S1 11.430 522.15 Irratoinsio were not requirod to report to the Insurance departmout prior to 11110. Looses tor the retro prtor to 1300 not similablo. ea vi n g property. because only a few IlitAl Mao Reoord. ere involved hi them looms; urrnicr SECRETARY GEORGE people unbut will be interested when V. LAWRY. of Oto Beard of Fire derstand tho effect of loaves they on pro. Underwriters of the Piten43 for this mining. which all must pay. Howthese facto ere city reports the loss ratio in Utah ever. as to brought public attention it is asfor the past year to be normal. which sumed that ultimately the people will low, or moderate. as compared with oonclude that they should conserve life and property in the Interest of tuthose of neighboring states. and national prosperity, Insurance men throughout - the creased and that the movement for ountry ars spending much time and tame and tem will also be lowering encourmoney In & eampaign having for Its aged for Its effect in reducing the onto object the oonservation of life coot of Insurance. and property. helping, as it were, save to note that all It le UTes end property. It is the people's linos of enoouraging insurance are part in manifest duty, I think. to respond to this work of education taking and oonservathem efforts. for their own better-Th-e Non. The tneurance oomminsioners are helping It through n millunittee of thought underlying this cam- the National Convention formed for paign of education is that the public that purpose. will Probable' et be hedividualty inTit people ar allowod every opporterested in loon prevention merely for tunity to learn ill about the 0010006 D ..It-evide- nt . of Insurance. and the details d maw ailment. If a citizen goes to ths .16 legislature and sattempts to Oleosa Poo without governing M working knowledge of the subnot IP alone is to blame if he does preach the work littelligentlY. is Ma facility for getting information to bins It Is hoped that In Utah a post ths impetus will soon be given towide work. There Is no subject with the people are more closely ooncerest Lectures and courses of study should be established in high schools. esi ani loges. and commercial schools elementary readings in theforloser ess grades. Ono hour a week W year in the eighth grade devoted tse rule insurance fundamentals and mutated by experts for saving preo parity, health. and life from tahlo kles would produce incalculable t benefit., both In actual and in teaching our future CROON wrest Prt how beet to deal with this teCtIVO ellireatit as policy bolder' ass bee as citbrons and state officials turs courses should leo be providei before chambers of commerce. owe mercial clubs, credit mons OM time and other bodieto: them lectures to be given by experts and the POW Invited. There la so doubt but the wk. fabric of modern life. both social aid commercial, Is so Interwoven with surance that the failure of this IN treoll1 est busineen would play havoe and create more unisorial 010 trees than ail the wars Of brew's JOHN JAME , , MOUS, It. he (tf th th. t tt r, Pltee' 11;t re trt III.' t trt I In t dyttr belt. whrr , en feu )i Ar brtni Ot,if the onset-isno- knnl the ttr,ot Thoc th!,1 The 1,,r1 rre.i the Pie thin Wan NEW PORT IN PANAVL The Republic of Panama has 01116' ed a now port on the Atlantic telit about le miles from Colon. sod , Wynn construction of a "oversew Iowa building them The port to bat blandingio and is on Mandinfa the golf of Ilan Bias. It has sail., tenant harbor with deep 'water IP. la DIY a 'short distance front portant TO&TICSOMMI ors mines cow' by an American syndicate. $oortgli Om silo of a tows to bo yawned :he. to be doveloped under a ooncession granted to an Aintal7 : I Whs. 101111 lived 1,11.Colootio,..,-,..- .. .....: - 111111 ,. , pieta Intim-mo- : 1 ; : ID . 14 91 (11- lt ;5? 91 109 109 109 120 12 1 - ca A I .... f I Who IM.MEMINIMIIP i it nA ALSO THE FAMOUS Branch Houses at Provo, Utah, Pocatello and Idaho Falls, Idaho. Directors 11,1 I 'i ,, 10, It Jo Iffifiot nt con-bal- hup!or P4W2.6CSORMI goods, notions, toys, genes clothing, gent's furnishings, crockery, tinware, carpets, wall paper, linoleum, hardware, stoves, shoes, overalls, leather and findings and drugs. 1;':-,.- t tot Ark Iniranee 1 Ai 1. relak,Jt It' n- ,c &ANN Jr!i ' o: , , ,,, J.- -- ottli natu tbf,,,q br e bin Ptri COM tot the bnt tarp that ber SUSI |
