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Show Friday, August 26, 1994 Is - .. ; .fry V ' ' - , v- -- x v - , V 4 - ' , r - V T , . ?: .K if 'TVe? - u With tax rates rising again, many people can benefit from ine vesting in investment grade, municipal bonds. But, many of us, accustomed to Certificates of Deposit (CDs) and stock mutual i p-, - - ,$ i v free Insurance. Make sure your ,s? ar I nopolize it. time? Here are a few ways to make sure youre getting the most "shine for your dime: Taxes. You cant hire housecleaning help without someone being responsible for the appropriate taxes. The liability for not complying, with IRS regulations can be severe. The safest bet is to employ an established home cleaning service and check that they are taking care of all required employment taxes. S&it 4 2. If I buy a ten-yebond, dont have to wait ten years to get my money back? Not true. Bonds are extremely liquid: you can always sell your bond prior to maturity. The dollar value of bonds traded daily is more than twice the value of stocks traded. The price you get will fluctuate according to market conditions (just like stocks): you might get the same, more or less than you paid for the bonds. ee The Most For Your Money - maximize your dwindling , ee a Cleaning Service? Here are Six Ways To Get by Jeff Campbell 5 nearly every investor can benefit from tax-frincome. - Are you one of the millions of Americans turning to professional home cleaning services as a way to r. funds, dont understand bonds. 1. Aren't bonds only for the wealthy? Not true. High quality tax-frbonds should be pan of every investors diversified portfolio. And, regardless of your tax bracket. Hiring IW. xwpv r" r Amaze Your Family1 Dazzle Your Friends Impress Total Strangers Subscribe to The Bee! cleaning service is bonded and insures its employees. An uninsured worker who slips in your bathtub and sues is a reality best left unexperienced. Boss or Babysitter? If you find yourself having to constantly watch over the shoulders of your house cleaners to make sure theyre doing the job right then youre defeating the purpose. Remember, you hired them to free your time, not mo J L 3B There a Bond in Your Future? tax-fre- H- - . ? i m- I. - t , ' t ' V Tha Summit County Baa maybe things your service is doing that you just dont like. If so, let them know. Give them the best chance to please you thats what they're there for. a Positive Create Environment. Make your home a place your workers enjoy coming to. Straighten up clutter before they arrive. Leave encouraging notes praising jobs well done or to let them know there's a cold drink in the refrigerator. If you have to skip a visit, try and give as much notice as possible. If you do those things, morale and performance can only benefit. Them Let Supply 12-1- The income, while preserving their capital as a nest egg to leave to their children or grandchildren. Once you know more, SEnVMQ P.O. Box 810455, Boca Raton, FL PEOPLE 33482-045- 5. House Work! youll re- alize that you should have some bonds in your portfolio. For a free brochure and Guidelines and e Information for the Bond Buyer, send a stamped legal-siz- e (10) envelope spending lime buying cleaning wn NWm This Month We Install Our Installation Offer. 4. What types of bonds are right for me? Every investor can benefit by including bonds in their portfolio. As an example, a young couple with small children, may choose tax free zero coupon bonds, matur5 ing in years, to pay for their childrens college education. On the other hand, a retired couple living on savings and social security should choose a variety of investment-grade municipal bonds in order to have a guaranteed monthly Supplies. Any skilled professional has tools and products that they know do the job right. Let your service use their own tools. Part of the reason you got help was to free your time. That should include not supplies. For more information on how to make home cleaning easier, send for a free copy of Freedom From PEOPLE 3. If interest rates rise, couldnt I lose money on my bonds? Not necessarily. While bond prices do fluctuate, if you hold your bond to maturity you will get back the full face value of the bond just like a CD regardless of what interest rates do. Communicate. Every person and household is different. There First-Tim- co WorkEnders, to: Bond Guide, W.J. Nolan and Co., Two Wall Street, New York, NY 10005. Mountain Muffler - o A 4 ' WERE FIGHTING FOR ese OJRUFE American Heart Association Coalville Health Center 82 North 50 East Coalville, UT 9 Health Center khm 158 West 200 South (rtew Park City Hwy) Kamas, UT WAIN ALLEN, M.D. FNP CYNTHIA BARNES. FNP SALLY 8HENK-FUEG- I. JEANNETTE VERNON, RN PArC Complete Family Medical and Emergency Care CoaMUe Hours: v.mu phie! Monday - Friday: 8:30 5:00 pm Saturday: 8:30 - 12:00 noon Monday - Friday: 9 - 5:00 pm Saturday. CLOSED Coalville 24 hour number: Kamas 24 hour number. 801-336-44- 03 801-783-43- 85 VIC JUDD, REGISTERED PHYSICAL THERAPIST PreFtoet surgical therapy, InduatrtalSporta Injuries By appointment only Coalville by caBlng h This month only, The Closet Factory will install any closet absolutely free of charge. Heres how it woiks: Our certified design specialist comes to your home to discuss closet design and all the wonderful accessories only we offer. Then measurements are taken. A free installation appointment is made. And when were done, youll be left with a perfectly clean, perfectly terrific new closet! Call for your free consultation now. Before our offer to install is removed in-ho- I I Free Installation, Limited Time Only! This entities the bearer to a free Malatkxi of a custom doset by The Closet Factory. Limit one instalation per household. May not be used in conjunction with any other promotion or ofier. Call for free Park City & Jim Burman Jim is happy to announce In order fo better serve our customers' Brett Pedro is Mountain Mufflers New Automotive Specialist. 20 years experience in all aspects of the automotive repair He brings business - Domestic & Foreign. consultation 645-535- 6 OgdenPravo TOIL FREE: e Brett Pedro 280 West Hwy. 189, Heber Near Heber Airport f. |