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Show 8B Sun Advocate Price, Utah Tuesday May 7, 2002 PLEASECHECKYOURAD Hanging on to money in tough, unpredictable economic situations Tin SUN ADVOCATE makes every effort to avoid anon. Vto ask that you check your ad the FIRST day it appears and knmedhtslyreporl any error to toe Legal . When life becomes unpredictable, there two closely related things Americans always seem to want to hang -onto: - . WfacanrxXberesponsbe tor more toan toe error to our attention. Thank you. not do cal you Advertising Department by calng4357-&732- otwdayh Incorrect insertton if PUBUC NOTICE Todadfyprewous news reporting, toe Department of the Interior, Bureau of Land Blowing for lie construction of Management, has approved provisional rights-of-wa- y UtahAmerican Energy's mine and transportation of its coal. Emery County a construct and improve the 4.7 mie road from the mine site to U.S. 6. UtahAmenean Energy, Inc. Published in lie Sun Advocate April 30 and May 7. 2002. money and financial assets. During times of national uncertainty, its only natural to want to hunker down and hang on to cash - or at a minimum, squeeze as much as possible out of every paycheck, points out consumer information firm ARA Content. Many Americans are feeling less secure about their lives than ever before. In fact, 63 percent of residents in the United States indicate that feel they will have to make lifestyles, according to a survey' changes in their research firm in by Wirthlin Worldwide, a McLean-base- d Virginia. Fears of the unknown, the possibility of losing jobs and the potential of having to survive on less income are mat- -. ters that are also on peoples minds. If you hated financial planning to begin with, the thought of managing your money in trying times can be even more intimidating, notes Randy Schuldt, vice president of IHateFinancialPlanning.com. The web site in question is designed for the three out of four Americans who admit that they hate financial planning, explains ARA Content. Although it may seem impossible to predict what the future will bring, there are some simple steps you can take to give you more control of your money in a changing world, adds Schuldt. To provide Carbon County residents and families with something to hang onto during the uncertain financial or .changing economic times, the web site and ARA Content offer the following tips: Put the present worldwide and national economic situations into perspective. If history is an accurate indication Which it tends to be ' - the economy may. not suffer long-terill effects from "recerif events The Dow Jones industrial average - the oldest U.S. market benchmark - typically falls for a short time, but it has traditionally rebounded within six'months. A temporarily declining Dow average happened after the bombing of Pearl Harbor, the Gulf War, the World Trade Center bombing in 1993 and the Oklahoma City bombing in 1995. Therefore, financial analysts indicate that the temporary downturn in the Dow average is to be expected followterrorist attacks on the United States. ing the Sept. 1 Past performance doesnt guarantee future results, but theres a possibility that history may repeat itself, according to ARA Content and information provided vis the financial planning web site. Fearful reactions on the part of American workers and last stock market investors will only make the short-terlonger. Reduce household deficits. The nations economic outlook is nothing individual-- ' citizens can control. But people do have control over their own personal situations. If you have credit card debt, take steps to pay it down as quickly as possible. Consumers should start with the credit cards that charge the highest interest rates. In addition, consumers to make a point to pay more than the designated monthly minimum amounts on all credit cards with outstanding balances, emphasize ARA Content and the financial planning web site. Instead of opting to use a credit, card for future, purchases, consumers should arrange to obtain a debit card. The debit card .subtracts purchases directly from a bank account. Protect future income. You owe it to yourself, minor dependents and ajl family members to protect your earning power with disability in- come insurance andor life insurance, explain the consumer information agency and financial planning web site. The lackof disability income insurance is the single bigg threat to the financial of the American work gest ' force, according information released by the Consumer Federation of America. In fact, the national consumer association reports that " 80 percent of all Americans working at locations across the U.S.'. presently have no long-terdisability income insurance or theirloverage is inadequate to cover expenses in the event a related emergency should occur. Resist the urge to borrow from 401(k) or other retire day-to-d- ay - NOTICE An emergency hazardous waste treatment permit Land Maisgement(BLM) Price Reid Office pursuant to was issued to Ite Bureau of This permit provided R315-3-6- authorization to treat by open air detonation at an abandoned mine site near Temple Mountain in the San Rafael Swel, Utah on April 9, 2002, approximately one half box of in biasling caps. The explosive materials were found to be unstable and poor condNioa Therefore, an emergency permit was requested by toe BLM to prevent imminent endangerment to human health and toe environment The 62nd Explosive Ordnance Detachment from Tooele Army Depot was contacted to perform treatment of the explosives. The emergency permit was issued by the Executive Secretary of the Utah Sold and Hazardous Waste Control Board and was effective on April 9, 2002 and expired on April 10.2002. Copies of the emergency permit are avalabie for pubficinspecfion during normal business hours at the Division of Sold and Hazardous Waste on the 4th floor of the Martha Hughes Cannon Health Buldng, 288 North 1460 West, Salt Lake City. For farther information, contact Rob Powers, Phone(801) 53876170. In complance with the Americans with Disabilities Act, indhMuals with special needs (indudng auxKary communicative aids and services) should: contad Charlene Lamph, Office of Human Utah Departmert of EnyinximeritdOuaityat53613(TDp53W414J. -- Resources Pubished in Vie Sun Advocate April 30 and May 7, 2002. -- m NOTICE OF TRUSTEES SALE The totalling described property ml be sold at pubic audiontothe highest bidder, payable in lawful money of the United States at the time of sale at the front entrance of the Carbon County Courthouse. 1 49 East 1 00 Soutti, Rfce, Utah, on June 3, 2002, at the hou of 930 ajn.of said day; tar the purpose of faredosingaTnat Deed dated November 5, 1996 executed by Lome Paulette Blake, asTrustor, covering real properly located at 649 West 300 South, Price, Caibon County, Utah and more particularly described as fallows: ACCORDING TO THE LOT 39. WEDGEWOOD ESTATES AMENDED. OFFICIAL PLAT THEREOF, EXCEPTING THEREFROM ALL MINERALS BELOW A DEPTH OF 400 FEET. Dated this 6 day of May, 2002. m B. Boyce SuccessorTnjstee Published in the Sun Advocate May 7. 14 and 21, 2002. . PUBUC NOTICE i Notice is hereby given Vie Board of Trustees of The Golden Rule Mission, to, a non profit corporation under 501 (c)(3) , w hold Board meetings at the Helper City Rohe Department Meeting Room, 97 South Main Street Helper v Utah. Al meetings wl' commence at 130 pm. May 30, 2002 My 31, 2002 September 2& 2002 - . November 21, 2002 Notices of meetings wil be posted pubidy one week prior at the Helper CMy Poke Department 97 South Main StreeL Helper, Utah and at the Carbon County Courthouse, ' 120 East Main Street Price, Utah. Note: In compfiance with the Americans with Disables Ad, indMduais needng special accommodations during these meetings wW be accommodated, Pubished in the Sun Advocate May 7, 9, 14 and 16. 2002. 1 - - REQUEST FOR COMMENTS PROPOSED COAL EXPLORATION. . well-bein- Sal National Forest is proposing to authorize Ark Land Company (a subsidaiy of Arch Coal Company) to condud coal eqibrafion and redamaflon acVvNes during Vie summer of 200 on Vie State InstltuVonaiTiUBt Lands Adminfaafion(SlilA) The ManV-L- a Muddy CoalTractarfa Federal Coal Leases . f m woufa consist of geotogicodre driNng VvOugh the use of a mud ratary system. The explorafon project would occur within Sevier County, UtahT21S.,5E., Sec. 9, 13, and 17. Four exploration borings are proposed. This acVon would enable Ark Land Companytoeconomicaly recover the available coal resources wfihkitoeSmA coal bad and the two Federal ooal leases. Since no extraordinary circumstances, induing inventoried roedtose areas, have been identified. Vie project may qualfy categorical exclusion from preparafion if an ment plans. Many people art tempted to borrow from their 401(k) as a first resort, btit it should be the last resort recommends ARA Content. Manypeople think tapping into 401 (k) plans is actually borrowing from themselves and the actions will result in no harm being done. But actually, the individuals lose the chance to benefit from the tax deferral and compound interest on potential growth of their 401 (k). That means the individual accounts will be much smaller when people retire. Also, if you quit your job or are fired, you may be required to pay back the entire loan immediately, advises ARA Content. If you are unable to do so, you should be prepared to pay income taxes and a 10 percent early withdrawal penalty on the loan. ; Balance household budgets. Now is a good time to get in the habit of budgeting your money and financial resources, emphasizes the consumer information firm. Track your expenses and spending for a month or so. It could reveal some money habits that need changing. And it can help you shape future habits, such as saving, charitable giving or just paying your bills on time. Save money for emergencies. Many people put off saving for a rainy day. It may not be raining'cats and dogs on the economy, but the storms are brewing and will continue to do so, points out ARA Content. A good, general rule of thumb calls for consumers to have at least three months salary in the bank where they can access the money for emergencies. The emergencies, requiring ready access to cash can range from a leaky roof to layoffs at work, explain ARA Content and the financial planning web site. Have a plan developed in case you should experience an employment layoff. During the current tough economic times, more and: more companies are cutting jobs and workers in the Carbon County area could be next. If local residents have not done so already, they should ' update their job resumes. In addition, workers should understand what they will need to do to maintain health insurance coverage after a company layoff. People may want to consumer applying for a home eq- -' uity line of credit. Consumers do not have to use the credit line, but its difficult for people to get approved after they have become ( unemployed. Write a will. It was a good idea before the world changed, and its a good idea now. As long as youre thinking about yqur familys financial future, this is also a good time to formally declare your wishes about who gets what and what percentage of your assets after youve pasted away. Its also the only way youll be sure your wishes are carried out. You can modify your will as often as you like, for as long asyou live. You may also need a durable power of attorney. A durable power of attorney formalizes who is authorized to make decisions on behalf of the designated individual, if he or she is unable to do so. Mi Invest in the future. Resist the urge to put future plans and goals indefinitely on hold, suggests the consumerTnformation firm and 'financial planning web site. .. If you want to buy a small business, adopt a child or retire early, put the future g6als on paper and follow through with developing a savings plan, recommends ARA . . - ContentandIHateFinancialPlanning.com. Consumers should remember that it considerably easier 7 for people to stay on track if they have something to shoot for in the long-terRegardless of the condition of the worldwide or national economy.C&rbqn County residents should concentrate on constantly improving the condition of their personal finances. An investment in an individuals future is also an in- -. vestment in Americas future, concludes ARA Content and the IHateFinancialPIanning.com. web site. PUBLIC NOTICES Because the People Must Know. AND NOTICE TO CREDITORS of EDGAR C. TAYLOR, Deceased Probate Nol 013700019 Comments are invited on the pioposaL To ensure consideration, comments should be sent to Karl Boyer at Vie Manfi-l- a Sal Naional Forest (599 Wrist Rice Rhrer Drive, Price, UTB4501) by May 31, 2002. Toobtakr farther information about his project contact Kart 7. Alreceivedcommentswi be considered. Comments received Boyer al (4)637-28- 1 in response to this soficitafion, inchxfing names and addresses, wi be considered part of the pubic record and wfl be available tor pubic inspedton. Pubished in the Sun Advocate May 7. 2002. IS HEREBY COUNTY DISTRICT . - , OF BOARD MEETING FOURTH AMENDED NOTICE OF TRUSTEES I 1 1.M LI Mil. LIJJ j iIMWOwlJO9iCnD6OHtl)Wy!IMu8SOBBplBlC8ilClOniDWIflyl0BDIOO8f in lawful of Main United East Courts at tha the States, Entrance, payable money Complex, Cartxxi County Courthouse, 149 East 100Souh,.fttoe, Utah, on June 3, 2002, at 1 230 pm. of sakf day, far the purpose of foreclosing a trust deed original executed J 1998 by VWam Laws, as tuatare, in favor of Castle Rock Financial LLC, oowring toe falowirg real property purportedtobefacatedtaCartXM County at 789 Souto 500 East, Noe, UT 84501 (Itie undersigned declaims labity far any error in tie L. A OPEN MEETING (Required by s. ... WMam M. Taylor, whose address is PXX Box 539, Price, UT, 84501 hss been W i Jn,, mtlLm appOlliiWrot8On8inflpfuBwIWWCyMi8DOW8nBBM0WPWiiWMlOiII8B818 aw hereby noHjedto(1)defivwr or mat tier written daknstotie personal ropraaontaM at tie address above; (2) daiver or ma their wrttsndaimstotiepotsonitroprosontalvtfS atkxney of record, Mfahad A. Harrison, at the blowing address 220 E 200 S Price, Utah 84501 ; or (3) He tieir written claims wHh the Clerk of the District Court in Emery County , of otherwise present their claims as required by Utah taw wlhin twee montos after the date of the first publcaton of this nofloe or be forever barred. Dateofthefirstpubfcalion: Al of Lois 3, 4, 5, and 6, Block 1 1, w J Price4fiver-Vte- HIM IMNNMr NJMBOii, BCCOruaiQ V) Cartxxi County Recorder. aomeflmee referred to as M 010081 pm utrWIOv, m j fOCOful 01 TC 530PM SESSION Personnel heuee (Cloesd to Pubic) C. OPEN PUBLIC MEETING 1. Cal to Order 2.- Pledge ALSO: Beginning Martki Sal National Forest and Bureau of lend Management (BLM) are propoaff to MJlhorized Pima 01 and Gas Company to conduct gas aqjfarafion and redamaflon adjvHes on the ManUa Sal National Fbrostduringthesummerof2003. erected on tot property, and TogetoerwIftMtoeimprDvomertonowortiewaftar afieesomenta, appurtenances, and fixtures now or heraeflwipart of toe property. 4. Announcements A. SVver Bowl Award Winners B. 4th Place Stale Htatary The currartbenefictary of toe toot deedfaRrrtUifcnNaflprita Bank asTtusleo and the record owners of the property as of tie recordng of tM noflea of dafauk are Wfifiam J. Laws and Lori A Laws. Students Pubflclriput D. REPORTSCORRESPONDENCE 5.- . E. BOARD ACTION ITEMS . and Warrants WhllaYelow 1. Approval of Mtoutes Chany Tan 2. Request for Financial Aida Green ivory 3.ConsfrudionChangiOiderl5 4,NawHfras i BtddsrsmusttsndsrtothetiJStoeatSXXLOOdeposkatthasaieandthebalarico of the purchase price by 1230 noon the day tokening the sale. Bolt tie deposit and tha balance must be in the farm ofawfaetansfar.cashieft check or osrtledfands payable to Lundbarg 8 Associates. Cash payments are not accepted. A fruslaa's deed wfl be cMiMreritotwiwxxBrtttiMrtwvSwtfMbuilPSis days after nonfat of tie amount 6.- MatoSpedalst Job Descripfon-Secon- 8. Pinnacle Canyon Request. Bfae 9.- F, Rearing R . . - - (801)2633400 . Office Hours: FUTURE AGENDA ITEMS - - i j uni NRHUliMMI OyWi n. BunMMnmnr PUblahad In flis Sun Advocate May 7, 2002. . 830aLm.-530pj- Case Nol 16261 TeemARBI THS CCMMUMCABON B AN ATTEMPT TO COLLECT A DOT, AND ANY RVORMAIXM OBTAVfED VflLL'BE USED FOR HE PURPOSE PublshedlnthoSunAdvocatBMay7,l4and21,2002. . ADJOURN ' Lundbarg, Trustee 3209 Souli Main, 100 Salt Lake City, UT 84115 ' ITEMS N 1,2002. ' . ' HlghTechHgh a NEW BUSINESS Dated:May3,2002 d 7. Increased School Feee Gray Pink Secfion22onCasfeValeyRkigawlthintwNuckWbodwaidtmenlorisdRoacle8tArea. Drfilng would be aooomplahed by a mud rotary system. The pupose ixr)(imYiTxhfllnaiinnMti8nrnrnnrirniinrttY(inriinlnM of the epkxatfdb i im Mlh to keeping wflhtwBLM'S and Forest Santos'S waponelbEfiestaprovfclng tie opporiP nfiy to recover leasable minerals on Naional Forest System Lands from the lease will requirements far minimizing offsets to otier resources. a DATED: May Coral In AlaiqptoralonadMfies would take plaoe on Federal 01 and Gas Lease (UTU-7708- 7 Cartxxi County, Utah. One ogfloraflon hole it proposed. The afla would be tooted appradmataly 4 mles aouBveouflieest pf tistown of Clear Cnsk In T.14 &. R.7 Ei Sal Naional Foraet and BLM wljoHy prepare an Emfronemanlailmpagt The Martf-LStatement to dbctaeo potential effects and provide the basil far maldng the raspadlve bid. SChangeinFfaicy.DIII-OiderlySchodTenniriaflonf- May7and 14, 2002. The Norih50feet;tiencaWest125faettothepointo(baginning. a Mopeonsfanangee to Agenoa April 30, atapoinllOO feet Soutti of the Northwest oomar of Blockll, . ' Personal Rspraaantafve Pubished Intoe Sun Advocate REQUEST FOR COMMENTS PROPOSED GAS EXPLORATION session) B. EXECUTIVE April 30, 2002 ' DATED this 25fli day of Aprl, 2002. v toexecufve taw-mo- I autumj.anQmcrepancuanyoescnDeoas: OFFICES, 65 EAST 400 NORTH fRICE, UTAH ON WEDNESDAY, MAY 8. 2002 AT 530 PM. V AGENDA 430PM SALE' on December GIVEN THAT THE BOARD OF EDUCATION OF TIC SCHOOL DISTRICT WILL MEET AT CARBON SCHOOL NOTICE CARBON ' ANNOUNCEMENT OF APPOINTMENT tnwonmenasessmmanaMUTMjnmenaiimpsnnawmw. NOTICE ' LAA agancydachtons. . to. (tomments are favflri on this propoaaL To ensure corakfstalon, comments should be sent to Kart Boyar or Carter jtssd at lie ManlLi Sal Nalonai Fora (599 West Pice Rhrer Drive, Price UT 84501 ) by June 3, 2002. To obtain farther Wcrmalcn tout thh received oomrtianliwl oortt Kart Boyar or Carter Reedfa(435)637-2817.A- I project, addresamwE be oonskfred part of toe pubic record and wR be avalabfa far publfc. Publshad h the Sun Advocate May 7, 2002. - ' |